Titus 3:4-8 - If it's by grace through faith alone that we're saved, where does that faith come from? Is it good enough to be logically convinced of the gospel and say a prayer? No, where's grace in being mentally convinced and repeating a prayer? Do I need to do things to earn this grace? Of course not, then grace wouldn't be grace. Living by grace entail living a life totally dependent on God's grace.