Modernizing Retirement Plan Infrastructure with Congruent Solutions’ Mahesh Natarajan

401(k) Specialist Podcast

401(k) Specialist Podcast
Modernizing Retirement Plan Infrastructure with Congruent Solutions’ Mahesh Natarajan
Mar 23, 2026 Season 7 Episode 134
Brian Anderson / Mahesh Natarajan

Much of the technology infrastructure that powers the workplace retirement plan industry could use an update to improve on old legacy systems to better serve the needs of today’s 401(k) participants.

To learn more about how and why it needs to evolve, we talk with techno-business leader Mahesh Natarajan, Chief Revenue Officer at Congruent Solutions, which has been a specialist technology solutions and outsourced plan administration provider to the retirement industry since 2004.

We’ll talk about how he sees value in a modular approach to innovation instead of a full technology overhaul, the concept of “invisible AI,” how recordkeepers need to evolve into “retirement orchestrators,” and more.

Episode Artwork Modernizing Retirement Plan Infrastructure with Congruent Solutions’ Mahesh Natarajan 19:33 Episode Artwork How Not to Get Sued: Fred Reish on Fiduciary Risk in 2026 25:45 Episode Artwork How Not to Get Sued: Lessons from ERISA Expert Witness Eric Dyson 25:34 Episode Artwork What Participants Really Want from Managed Accounts with Fidelity’s Lorianne Pannozzo 18:18 Episode Artwork Previewing the Nestimate Retirement Income Summit with Kelby Meyers 10:31 Episode Artwork Measuring Retirement Income Outcomes: Allianz Life’s Danielle Kelso 21:17 Episode Artwork Glenn Dial of American Century Investments on Why Sponsors and Participants See Retirement Risks So Differently 13:04 Episode Artwork Technology and the Future of Retirement Planning with Morningstar Retirement’s Michael Allen 12:51 Episode Artwork Technology and the Small Plan Market with 401GO’s Sue Hardy and Cheryl Morrison Deutsch 13:50 Episode Artwork Private Markets and 401(k)s: Invesco’s Greg Jenkins on What Comes Next 10:11 Episode Artwork Challenging Common Beliefs About Automated Plan Features with Principal Financial Group’s Marc Howell and Felix Okwaning 23:20 Episode Artwork Managing Market Value Adjustments with Lincoln Financial’s Bill McLaren 9:35 Episode Artwork Private Equity’s Potential to Help 401(k) Participants with Maura Reilly Kennedy and Michelle Rappa 16:11 Episode Artwork Stable Value Funds: Balancing Safety and Opportunity with Lincoln Financial’s Matt Condos 15:00 Episode Artwork Defining Value Creation in the Decumulation Phase with Allianz Life's Danielle Kelso 14:38 Episode Artwork Previewing SWAY | LIVE 2025 with Sheri Fitts 15:13 Episode Artwork Knut A. Rostad: Why EBSA Crypto Guidance Reversal is 'Absolutely Awful Decision' 9:09 Episode Artwork Unlocking SMB Market Success with 401GO’s Stan Smith 20:51 Episode Artwork Exploring Guaranteed Income in DC Plan Trends with Allianz Life’s Matt Stubblefield 19:49 Episode Artwork Creating the 'Next-Gen 401(k) Report' with KWP Growth Partners’ Will Prest and Lisa Kottler 16:56 Episode Artwork Large-Cap Value Investing in 401(k) Plans with Invesco’s Devin Armstrong 19:01 Episode Artwork Taking the Reins at Viking Cove Institute: New President Amy Glynn 11:18 Episode Artwork 401(k) Forfeiture Lawsuits and SECURE 2.0 compliance with Richard Clarke 19:58 Episode Artwork Holly Knight’s High-Profile Move to Alera Group 11:25 Episode Artwork Protecting the Rights of Retirement Investors with ICI Leader Eric J. Pan 10:39