{"version":"1.1.0","chapters":[{"startTime":0.0,"title":"Setting The Stage: Liability Talk"},{"startTime":205.26,"title":"What UPA Is And How It Began"},{"startTime":410.26,"title":"Group Insurance Built For Pool Techs"},{"startTime":610.26,"title":"Broker Role And Market Challenges"},{"startTime":765.26,"title":"Why Standard Policies Fall Short"},{"startTime":935.26,"title":"Pollution Exclusions And Real Risks"},{"startTime":1130.26,"title":"Carbon Monoxide Claim Breakdown"},{"startTime":1385.26,"title":"Duty To Defend And Indemnify"}]}