{"version":"1.1.0","chapters":[{"startTime":194.26,"title":"Setting The Three Big Risks"},{"startTime":215.26,"title":"Water Damage Dominates Claim Costs"},{"startTime":271.26,"title":"Overflow Horror: The Tennis Court Mudslide"},{"startTime":375.26,"title":"Rooftop Spa Scare And Near Miss"},{"startTime":457.26,"title":"Eighth-Floor Drain Job Goes Sideways"},{"startTime":557.26,"title":"Risk Management And Drain Waivers"},{"startTime":706.26,"title":"Shifting Away From Filling Customers’ Pools"},{"startTime":842.26,"title":"Why “Just Add Water” Sets Precedent"},{"startTime":940.85,"title":"Removing Water: Permits, Codes, And Waivers"},{"startTime":1075.85,"title":"Chemical Spills And Concrete Nightmares"},{"startTime":1171.85,"title":"The $90,000 Driveway Lesson"},{"startTime":1278.85,"title":"Deck Splatter And Moving Too Fast"},{"startTime":1345.85,"title":"Read The Property: Slow Down On Pristine Decks"},{"startTime":1407.85,"title":"Water Chemistry Claims And Documentation"},{"startTime":1523.85,"title":"Replaster Costs And Equipment Damage"},{"startTime":1649.85,"title":"Warranties Lost And Recordkeeping Wins"},{"startTime":1773.85,"title":"Rates, Screening, And Better Members"},{"startTime":1888.85,"title":"Joining Chapters Or Going Virtual"},{"startTime":1981.85,"title":"Why Coverage Matters For Your Route"},{"startTime":2108.85,"title":"Final Resources And How To Enroll"}]}