Thanks for tuning in! In this show David goes over what he's reading. Next he goes over a new law called the SECURE Act. Most tax-deferred accounts have changed with the passage of this recent law. The biggest take away is the “stretch IRA” is no longer an option in most circumstances. This was a popular planning strategy & David explains what it is. Also he discusses estate planning. He explains what negative interest rates are and shares how this was mentioned in the financial news recently. He discusses what goes into a Retirement Income Plan and things to consider when retirement is on the horizon. Also he shares how to optimize your portfolio to combat inflation.
https://www.amazon.com/Majesty-Calmness-Individual-Problems-Possibilities/dp/1489553355
https://www.cnbc.com/2020/06/02/negative-interest-rates-could-be-needed-for-a-v-recovery-fed-economist-says.html?__source=iosappshare%7Ccom.apple.UIKit.activity.CopyToPasteboard&fbclid=IwAR3_WCex_mW2O4AxGVq475qCupzJ6HaA-iMAYNruj_RQW3f8pY_875-wVRI
https://www.investopedia.com/terms/t/taxdeferred.asp
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds
https://www.thinkadvisor.com/2019/12/17/5-ways-the-secure-act-would-affect-retirement-529-plans/?kw=5%20Ways%20the%20Secure%20Act%20Would%20Affect%20Retirement,%20529%20Plans&utm_source=email&utm_medium=enl&utm_campaign=insidewealthmngmnt&utm_content=20191218&utm_term=tadv&slreturn=20200007130131
https://www.investopedia.com/ask/answers/102714/how-are-ira-withdrawals-taxed.asp
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Clients Excel, LLC are not affiliated companies. Investing involves risk, including potential loss of principal. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the insuring carrier.This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet particular needs of an individual’s situation.Clients Excel is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Clients Excel. The use of logos and/or trademarks of podcast hosting sites are the property of their respective owners and are not an endorsement by those owners of our firm or our program.
Thanks for tuning in! In this show David goes over what he's reading. Next he goes over a new law called the SECURE Act. Most tax-deferred accounts have changed with the passage of this recent law. The biggest take away is the “stretch IRA” is no longer an option in most circumstances. This was a popular planning strategy & David explains what it is. Also he discusses estate planning. He explains what negative interest rates are and shares how this was mentioned in the financial news recently. He discusses what goes into a Retirement Income Plan and things to consider when retirement is on the horizon. Also he shares how to optimize your portfolio to combat inflation.
https://www.amazon.com/Majesty-Calmness-Individual-Problems-Possibilities/dp/1489553355
https://www.cnbc.com/2020/06/02/negative-interest-rates-could-be-needed-for-a-v-recovery-fed-economist-says.html?__source=iosappshare%7Ccom.apple.UIKit.activity.CopyToPasteboard&fbclid=IwAR3_WCex_mW2O4AxGVq475qCupzJ6HaA-iMAYNruj_RQW3f8pY_875-wVRI
https://www.investopedia.com/terms/t/taxdeferred.asp
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds
https://www.thinkadvisor.com/2019/12/17/5-ways-the-secure-act-would-affect-retirement-529-plans/?kw=5%20Ways%20the%20Secure%20Act%20Would%20Affect%20Retirement,%20529%20Plans&utm_source=email&utm_medium=enl&utm_campaign=insidewealthmngmnt&utm_content=20191218&utm_term=tadv&slreturn=20200007130131
https://www.investopedia.com/ask/answers/102714/how-are-ira-withdrawals-taxed.asp
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Clients Excel, LLC are not affiliated companies. Investing involves risk, including potential loss of principal. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the insuring carrier.This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet particular needs of an individual’s situation.Clients Excel is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Clients Excel. The use of logos and/or trademarks of podcast hosting sites are the property of their respective owners and are not an endorsement by those owners of our firm or our program.