Santhosh Srinivasan, Nium: FX and Fintech Treasury: Moving From Risk Center to Revenue Driver Artwork

360T Podcast Series

As a technology provider for the global foreign exchange market, 360T interacts daily with a wide spectrum of international financial institutions that contain a wealth of expertise, knowledge and insight regarding the world’s largest asset class. In our podcast series we look to tease out just a fragment of this information inviting our listeners to join an exchange amongst industry professionals with each episode.The episodes themselves consist of short, informal interviews with senior figures from market-leading firms within the FX industry, exploring some of the key trends and themes they see impacting the market today. Tracing the evolution of technology, liquidity, credit, data analytics, market structure, trading strategies and more, this podcast series offers a wide range of unique insights regarding how the FX market today is developing around us.

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360T Podcast Series

Santhosh Srinivasan, Nium: FX and Fintech Treasury: Moving From Risk Center to Revenue Driver

April 28, 2026 • 360 Trading Networks

0:00 | 33:16

Santhosh Srinivasan, Group Treasurer at Nium, joins the 360T Podcast to explore the unique FX challenges facing fintechs operating in a 24/7 business environment across global payment corridors. Drawing on experience at both banks and fintechs, he examines how the treasury function has evolved from a pure operations role into a critical revenue and risk driver — and why getting treasury right from the outset is essential for scaling companies.

Santhosh discusses the complexities of managing FX exposure across exotic markets, the dynamic hedging strategies required in an era of constant geopolitical volatility, and how technology and proper tooling unlock the visibility needed to operate at scale. He also shares how treasury performance can be measured and communicated to senior stakeholders through concrete metrics spanning FX P&L, hedging costs, and liquidity efficiency.

Finally, Santhosh offers a compelling perspective on the growing role of stablecoins in fintech treasury — outlining the tangible benefits for capital efficiency and FX risk reduction, while candidly addressing the practical considerations any treasurer must work through before adoption.