You might not want to hear it... but here are 7 inconvenient truths about investing:

1.  Low fees won't solve all your financial problems
2. Any long term investment worth owning will go down at some point
3. If you're properly diversified, some part of your portfolio will always be underperforming
4. Someone you know will always have a better performing portfolio than you
5. If you're reacting to the news with your portfolio, you're already too late.  And you can't know in advance what the impact of that news will be (even if you're right about predicting the bad news).
6. Making money in the stock market takes a lot of time
7. Past performance is not indicative of future results (including the S&P 500!)

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