Makala Podcast: Season 3: Ndaedzo Madume, Founder GraceNineteen Artwork

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Makala Podcast: Season 3: Ndaedzo Madume, Founder GraceNineteen

September 08, 2025 • Hekima Counsel

Ndaedzo Madume, a former investment banker with seven years’ experience in derivatives and market risk analysis, is the founder and CEO of GraceNineteen, a South African proptech-fintech startup established in 2021. Inspired by his daughter’s name and a vision of financial empowerment, Madume created GraceNineteen to transform how rental deposits are managed, offering tenants and landlords digital solutions that are compliant, transparent, and growth-oriented. The company provides innovative products such as a rental deposit investment service, a deposit lending option for tenants, and a future homebuyer savings tool, with all deposits invested through Investec Bank. Backed by seed funding from family and angel investors, including Property24, GraceNineteen is positioning itself as a disruptor in the residential rental market by helping tenants turn deposits into savings and landlords streamline compliance while paving a path toward homeownership.