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Kingdom Success: Christian | Jesus | Success | Prosperity | Faith | Business | Entrepreneur | Sales | Money | Health
KS 423 - Your children deserve both spiritual and financial inheritance.
What if everything you've been taught about legacy is only half the story?
Most Christians compartmentalize legacy into two separate silos: the spiritual (faith, salvation, values) and the material (money, property, inheritance). But Scripture paints a more integrated picture—one where resources and revelation work together to create lasting impact.
Tyler McCart challenges the false dichotomy between spiritual and financial inheritance, using Abraham as the biblical model who both "commanded his children to keep the ways of the Lord" and was "blessed with flocks, herds, silver, gold, and servants." This holistic approach to legacy requires intentional action, not accidental happenstance.
Through personal examples like his family's Sunday evening prayer and planning time, Tyler demonstrates how spiritual practices can naturally incorporate financial wisdom. He shares how he recently involved his children in understanding a business decision, explaining both the financial reasoning and the spiritual discernment that guided it. These intentional touchpoints create a framework where values and resources strengthen each other.
"If you leave money without values, it's just entitlement and waste. If you leave values without resources, your children struggle," Tyler explains. The biblical pattern shows that God intends for marketplace Christians to excel in both areas, passing down a comprehensive legacy that equips future generations to advance God's Kingdom.
Whether you're just beginning to think about legacy or looking to strengthen what you've already built, this episode provides practical steps to integrate faith and finances in your family planning. The call to action? Find one spiritual practice you can implement this week as the foundation of your holistic legacy.
Ready to stop apologizing for success and start winning as a marketplace Christian? This episode is your roadmap to building a legacy that honors God in every dimension.
Proverbs 22,. Verse 29 says Do you see a man skillful in his work? He will stand before kings. He will not stand before obscure men. Fellow Marketplace Christians, stop apologizing and start winning. Welcome to the Success Edge, the show that helps you take your walk as a Marketplace Christian to the next level. Here's your host Christian entrepreneur Tyler McHart.
Speaker 2:What's going on? Kingdom Success. This is Tyler McHart coming at you, episode 423, I believe. I think we're on 423. I know we're in season. Well, we just wrapped up season 12. I think we're in season 12. Whatever we're here present and accounted for, I did take a little break actually, from recording over Labor Day weekend, but I wanted to get back on the actual microphone because I had a something that prompted me and wanted me to talk a little bit more about a topic that I feel pretty strongly about, and I'm going to get into that here in a second. So two quick things. Actually. Let me get a quick swig of water, all right. Let me actually do three things, all right, quick swig of water.
Speaker 2:Let me actually do three things Quick swig of water, now let's pray, then we'll do our sponsor and then we'll go from there. Father, god, we just thank you. Lord, lord, it's so good that we can actually talk to you directly and that we can come into your presence with boldness, as you say in your word, that we can have confidence in doing that we don't have to shy away from that at all that we can come actually into your presence because of the blood of Jesus.
Speaker 2:That is over each one of us that is a born-again child of the Most High God. Thank you for that, lord. Thank you that you've given us your word that we might be able to reflect, meditate on it, chew on it just come to a better understanding that we might, the eyes of our understanding being enlightened, as you say in your word in Ephesians.
Speaker 2:So, lord, I just ask that you would just do that with us today. Give us insight, let this message be words from you, and we give you the praise and glory in Jesus' name. Amen, all right, so, hey guys, a couple of quick things. Um, you know, like I've said before, uh, this, this episode is going to be sponsored by my family bank, uh, bank and legacy planning.
Speaker 2:Uh uh, education and service that I'm doing. Um, I did say that I am writing a book right now. Uh, I'm actually revising that book. I'm editing it right now. Uh'll be a practical guide to family banking from my perspective. That's the big thing is from my perspective. But if you are interested in actually starting to have a family plan and actually helping your family have a vision, have values, helping your family have a vision, have values, almost have a constitution and to be able to create a legacy with that, and pass that on and you're able to actually want to create a bank.
Speaker 2:Reach out to me, send me a message. That is exactly what I'm helping families do right now. I'm working with a family right now. He's done very well financially, but he's also really passionate about the Lord. He's gotten saved about 10 years ago and still new with his faith, and he's been a good friend of mine, but he's definitely definitely wanting to establish a legacy long-term and be able to start over with his family for the long term. So, anyway, if you're interested in that, reach out to me and we'll go for the road, okay, all right, let's jump into this. Okay, I want to talk about a view a holistic view on legacy.
Speaker 2:Let me say that again A holistic view on legacy. All right, Now I'm going to set this up real quick and then I'm going to tell you the reason why this sparked this actual episode right here. So typically, typically, when you hear the word legacy, when you hear the word legacy, there are a lot of things that might come to mind.
Speaker 2:You know, if you're just approaching it from a pure kind of definition standpoint, people sit there and say it might mean money, it might mean money, it might mean inheritance, it might mean property. That is kind of what a legacy is You'll hear people talk about oh, there is a coaching tree that Nick Saban has left, a legacy of this coaching tree, of all these different coaches, that kind kind of predominantly means of like values and thought process and strategy and ways about going about the game of football per se, of what a head coach has engrafted into the people that he had underneath him. Well then, you kind of can come over to the side of the camp of I want to call them kind of the evangelical Christians, which I claim to be one of those. I'm one of those, but the thing is that in that world when they hear legacy, what is your legacy you're leaving behind? If that comes from, say, the pulpit on Sunday morning, they traditionally think of spiritual heritage, the faith they might leave behind.
Speaker 2:It might mean how many people in your home actually call Jesus their Lord and Savior? How many people are you actually bringing on to heaven whenever you pass away? That is your legacy that you're leaving from a spiritual standpoint and I think that's great, I think that's awesome. But here's where the rub kind of becomes and kind of makes me think of the story that inspired this. You know, I don't believe that that is a. You know, having again these two silos of legacy, where you've got money, inheritance property on one side and then the other side, you've got money, inheritance property on one side and then the other side you've got spiritual inheritance, faith being able to have eternal salvation for your family.
Speaker 2:Those two things don't have to be in silos, and I believe that the Bible, in my humble yet accurate opinion, is very clear about this, that they want to blend both of these mindsets or both of these you know viewpoints together, where that values and resources and wisdom all come together into one thing, not two things, but one thing. You know, it's almost like having a you know two sides of a coin. I mean, you've got one side, that's your spiritual side. The other side is your financial side, but both bring the value. Okay, If all I had was just a half quarter, well, it really wouldn't be worth anything. But if I have a whole quarter, it's worth something. Okay, a whole quarter, it's worth something. So two sides of the coin creates that value for what we're talking about today.
Speaker 2:And so about a week or so ago, I was listening to a podcast and it was a fantastic podcast. I'm going to go ahead and put that out there. This was an amazing podcast that I really enjoyed. It inspired me. It actually inspired me to send the actual episode along to another gentleman that I believe that I kind of thought about.
Speaker 2:Actually, I practice what I preach, or practice what I ask you guys to do at the end of every episode where I ask you to, you know if this inspired you to, you know, or you thought of someone, push this along, you know, send this along to someone that you might have thought about, Just one person, and I actually did it. Okay, so I was hoping so this is just me I was hoping that the interview was going to go beyond what the traditional route was. Yet it did not, and that is okay, because it was, again, a fantastic interview. What was that interview about? They started talking about legacy. They started talking about how the dad was a godly man, he had a business and so forth and being able to teach his boys how to work in that business or work alongside of him. And then the dad, I believe, got saved, ushered in this great, you know, kind of Christian values, faith-driven for the family, and it really impacted the family, so much so, now that the son the son who is now I don't know his age, but the son is now going on mission trips, he's actually leading Bible studies, he actually has his own business that is, in the same business as what his father had and he's leaving doing this legacy thing of man. You know, isn't it awesome that you know my dad did what he did and got saved and then left this, you know, spiritual inheritance. So that, man, you know, we're all about just focused on Jesus and doing what Jesus wants us to do.
Speaker 2:And it was awesome. It was awesome hearing that. It was inspirational. It inspired me, with my own family, to make sure that I am being very at the forefront of my mind, focused on spiritual legacy, making sure Jesus is the forefront of all that. But the thing was is that it lacked the other side of that, where that it really wasn't talked about, about how the dad would ask his son to come out to where he was working and the son was working on, you know, some things on the side with his dad and it really never said. Man, that legacy right there also has inspired me to have this kind of financial legacy that now I'm teaching my own children how to have as well children, how to have as well. When I was listening to that I was like, oh man, we're missing this whole piece. It's almost like we don't want to talk about the financial side or the, you know business side of things with our children, or about legacy, as you know, quote-unquote, evangelical Christians.
Speaker 2:And yet it needs to be talked about. It has to be talked about in our homes. You know, proverbs 13.22 says a good man leaves an inheritance to his children's children. That's a financial legacy. I know people want to traditionally take that verse and only talk about it and say, oh, you're just leaving a spiritual legacy to your children's children. No, I mean, you can go into the concordance and see that the word inheritance right, there is actually a wealth, a riches, a place where the child is able to kind of step into where maybe the parents weren't able, or even the grandkids weren't able. The grandparents weren't able to step into, but the grandkids are. There's huge things again, even with the Jewish mindset, even the Messianic Jewish mindset has that.
Speaker 2:Now here's the other thing 2 Timothy 1.5,. Now I'm just going to kind of paraphrase this. But Paul praises Timothy's faith. That was passed down by his grandmother Lois and his mother Eunice. It was a spiritual legacy. Paul praised that. That's in 2 Timothy 1.5. You can go and read it for yourself. But he praises that and that's all well and good. I think it's extremely important that Paul cites that, that Timothy received those actual traits, those little indications, those secret things, that what a parent and grandparent can leave in, say, a child. Well, let's look at this from a kind of almost like a legacy, really from a stewardship standpoint, all right, from a whole life stewardship point. Legacy isn't an either or it's both, and I want you to hear that from me, guys. It is not an either or it is a both and.
Speaker 2:Stewardship has got to be faith, family and finances. Notice, I said faith, family and finances. The great illustration of that is obviously Abraham. Abraham, if you go and you read his account, he obviously was promised land Let me pause, not the promised land, but he was promised land. He actually had a covenant of faith with. With that, he was also promised an heir in Isaac. That happened and he was promised material blessing.
Speaker 2:I know that a lot of people will kind of cringe when I say that he was promised material blessing, because I hate to say it, but I feel like that sometimes we just get so hung up on oh we can't have material blessings, oh we can't have that, and this is just the wrong mindset. Material blessings let me just make sure I get this out here, okay Material blessings or financial blessings, all they are in God's eyes, guys, is tools, tools. If you can shift your mindset to seeing that what you possess is a tool or a resource to help the kingdom, to further the kingdom, then you actually have a proper perspective on material blessings Period. So I'm not going to try to belabor on that, but again, you can go and read Genesis, chapter 12, where I believe it's in Genesis 12, where Abraham is told that he's going to be promises. You can go to, actually, genesis 18, verse 19.
Speaker 2:God chose Abraham. Here's where one of the main reasons, if not the main reason, god chose Abraham. Here's where one of the main reasons, if not the main reason, god chose Abraham. God chose Abraham because, here it is, that he may command his children to keep the ways of the Lord. Some translations call that that he may teach his children to keep the ways of the Lord. You can look at all those. Many, many, many, many, many years ago, probably at least 4,000 years ago here, abraham was teaching his children and today the Jewish people still have the Torah. They still practice the same faith. There is great importance because of what that means. Are you child of the Most High God, man of God because I know that's a lot of my audience are you actually teaching your children?
Speaker 2:the ways and truths of the Lord. But at the same time, in Genesis 24, verse 35, it says Abraham was described as being blessed with flocks, herds, silver, gold and servants. I mean, if you just look at the episode that happened with Lot getting captured by those, getting captured by those I think it was a couple kings that came against Sodom and Gomorrah, where Lot was living, where he shouldn't have been living to begin with, he captured them. Well, it says in the Bible. I mean, it calls out the specific number that Abraham had in his house 318 servants. Yeah, and here's the interesting thing that most people don't even think about, those 318 servants were willing to go with Abraham in a guerrilla warfare tactic to go and rescue someone that had separated themselves, aka Lot, and take the best land according to him. But still, Abraham had grace and mercy with him and went and did guerrilla warfare with his 318 servants. Now, I don't know about you with his 318 servants. Now I don't know about you, but if you're in the sound of my voice, I don't know if you have a servant, a worker in your house that would be willing to go and risk their life for one of your family members. Isn't that interesting? But this describes both the spiritual aspect and the financial aspect, or material aspect in Abraham's life. Okay, let's move on.
Speaker 2:Here's my third point. Right here, opportunities flow from actually you having a family bank. Okay, practical angle is a family bank allows opportunities to be attracted to you. All right, just like a magnet. Okay, when you actually have that magnet is powered up and is actually energized or whatever it is, okay, it attracts things to it that are metal. Okay. Well, when you actually have wealth, when you actually do have wealth and you steward that wealth correctly, god automatically. God does do this, guys. He actually brings opportunities to you. He brings opportunities to you Without margin, without resources. Opportunities pass by you. If you don't have that cash flow margin, if you haven't stewarded your resources properly, you have no opportunity to actually capitalize on any opportunities. And I'll even go as far as say this actually capitalize on any opportunities and I'll even go as far as say this opportunities also of actually not just having a business deal where you're able to go and invest and say the latest and greatest stock that might be out there, or the latest and greatest real estate opportunity that might be out there, or the latest and greatest business opportunity, but you miss out. And here comes the spiritual side of all this. You miss out on the opportunities of being able to be a blessing to say someone in need or to say some church that's in need. You miss out on those opportunities because you did not steward all right well the finances that come to you.
Speaker 2:I use the family bank as it's just just a you know, really more of a metaphor. You know you don't have to have like cash flow life insurance, like what I, what I offer, but you can just have a family bank. I mean, I know plenty of men and women that are blessed, that actually still have, are blessed, that actually still have cash flow margin in their life to where they're able to. Actually, when someone actually asks them, hey, can you help me out with going to such and such country on a mission trip, that person has no problem doing it. They're not concerned about that.
Speaker 2:Deuteronomy 8.18 says remember the Lord, your God, for it is he who gives you the power to get wealth. Connect wealth creation back to purpose and stewardship and impact. You've always got to have your money. Hear me on this Kingdom of Success. This is important. You always have to have your money tied to purpose. You always have to have your money tied to purpose. You always have to have your money tied to purpose. That means purpose from a spiritual side and a financial side of that. So moving on.
Speaker 2:Number four passing on more than just assets. Now here's where I get pretty passionate about this, because you know traditionally what happens with when, say, the patriarch or the matriarch passes away. What typically happens is you know everybody in the family they show up at the lawyer's office to see what kind of handout or what kind of check they're going to get from that. No, no, no, no, no. This has to be. Legacy has to be more than that. Okay, legacy has to be more than that. Passing on more than assets. You know, if you leave money without values, it's just entitlement and waste. Okay, if you leave values without resources, your children struggle. I mean, hang on, I'm going to come back to that in a second. Okay, the best legacy is a combination of godly wisdom coupled with godly resources. Okay, that's. The best legacy is having the wisdom coupled with resources. Here's just a couple of scripture verses all right. Wisdom coupled with resources here's just a couple of scripture verses, all right.
Speaker 2:Psalm 78, 4 says what will not hide excuse me, we will not hide from their children. We will not hide them from our children. We will tell the next generation the praiseworthy deeds of the Lord. That's such a powerful statement right there. We will not hide them from their children. We will tell the next generation the praiseworthy deeds of the Lord. Proverbs 22, verse 6, Train up a child in the way he should go that he might not depart from it.
Speaker 2:So the assets, it's more than just passing them down A relay race. The baton must get around smoothly, guys. It's got to get around smoothly. You can't drop it at the feet. So you can't have one without the other. The baton's got to go around those values, the, the finances. But they have to be together, they have to be coupled together in order for that baton to go all the way around that, that, that race, that four by one, that four by four relay race that are in the olympics. You can't do one without the other.
Speaker 2:So here we go, my last thing I want to just talk about. So it really does. This point is kind of where I wanted to land with all this building legacy takes intentionality. Okay, it, it takes intentionality, guys. If you're in the sound of my voice and you're inspired. You're like man. I need to be more intentional with my kids and my grandkids that are out there right now. You know, my, my, my, uh, I just, I really just admire my in-laws because they take their resources that they have and they definitely have invested into their grandkids of trying to create that spiritual legacy along with a financial legacy.
Speaker 1:All right.
Speaker 2:One of the things that they do that's pretty cool is actually they have after church. They have a meal with their older grandkids. They come over. I mean heck, I remember when I was in my early 20s and if my grandparents were making food for me and I knew it was good food, I was going to show up because it was a free meal. But legacy doesn't happen by accident. Legacy does not happen by accident. There's intentionality by it. Begin now, whether with a financial structure or spiritual practices. What can you and let me just give you some illustrations about this right here what are some practices that you can do?
Speaker 1:I'll just give you a for instance, with me.
Speaker 2:You maybe heard me talk about this before, so we goodness, it had to have been maybe during the springtime of this year, so it's only been recent, but we started as a family. I told all my kids one night this was just honestly a happenstance thing. I told all my kids and my wife I said, hey, let's get together and we're going to pray over each other on Sunday night. That was really it we're going to get together and pray. So we actually got together on Sunday night, because here at our house, on Sunday nights there's really nothing going on. It is pretty much locked in stone. There's hardly anything going on. There might be occasionally, once a month, there might be something happening, but on a pretty consistent basis.
Speaker 2:There's that one evening out of the week where absolutely nothing's going on, and so I saw that as an opportunity to actually start to pray for each other. Okay, so what we did is we actually would go around and each person we sat in our kitchen table, which is a round kitchen table all six of us and each one of us would actually say a prayer request that we had for this upcoming week, and the person that was to the right of you would actually be the one that would pray for you and you would actually pray for the person to the left of you. So that's how that worked out, and, man, it really was a pretty cool experience. The first time we did it, it was spontaneous. I did not read this in a book.
Speaker 2:I did not. It wasn't like something I magically, you know, just you know, came up with. The Holy Spirit just kind of opened that door up and it came into pretty organic. It wasn't again something that was like okay hey guys this is such-and-such person's doing this and we're going to do it.
Speaker 2:No, it just was something I did. Now you can figure something else for yours. You can take mine. I don't care, you don't have to say it was come from me, but if you feel inspired by it, go for it. So that's how it started. Now it has now grown, okay. I'll give you for instance last night Last night, we had our family prayer time.
Speaker 2:It started about seven o'clock. Okay, we came down to my office. We came down to my office and it is actually called our family planning and prayer time. And just because of all the different scheduling and things that happen within our family because we have four kids and they're very busy kids we actually have them pull out. Every one of them have a planner and they actually sit down and plan out their week. They write out their schedule as far as what practices, games, they might have. They also write out any kind of homework assignments or tests they might have inside that week, right there, and then we talk about what kind of meals they would like to have for dinner time and we actually talk about their grades. That's another thing that we actually do. We actually have them open up their laptops and where they can go on to this thing called the hub and they actually tell us each of their grades. Well, last night one of them has a failing grade okay, and it was brought to our attention and so we talked about as a family. We prayed for him too. All right, we prayed for that person and made sure that they know that we're here for them in support. We prayed for them and we also talked about a plan in which they are going to take of emailing their teachers so that guess what, we can pull up that grade and a couple other grades that are kind of low right now. Thank goodness it's early in the semester and we can kind of catch that early, okay, so that was one thing. The other thing now watch this.
Speaker 2:I didn't stop right there. We could have stopped and we wrote out all of our prayer requests and things of that nature. But now I actually had one more thing I wanted to cover with them. I wanted to cover with them what took place with dad and mom with one of my businesses this past week. I had been looking at one of our businesses. We had made a good profit in one of our businesses that we have and it had done really well and I hadn't taken any profit actually from that business as of yet. So I took the time. So I took the time and explained to them the thought process of how that money was accumulated from that business, what I did, how I involved the Holy Spirit in making the decision to actually make a kind of take the cream off the top of that business right there, explain to them why I decided to do that, how the Lord was involved with that through some fasting that I did that week and where that money was going right and why the Lord had been directing me to take that money and put it into this other investment vehicle that I started to do.
Speaker 2:Now, my 10-year-old she was a little bit kind of, she didn't really pay attention to all that a lot, and that's understandable, but it was interesting. My other three my 11-year-old, who's very smart, timothy's extremely smart with math and with business and he just has a great mind for it. My 13-year-old daughter she's really well with math and she does very good with business as well. And Tyler Jr also. They had great questions, asked me good questions about why I made decisions the way I did, but gang guess what. And I also tell them there was a potential failure that the Lord gave me grace in stopping me from going down this one path where I had to pay a tremendous amount of taxes if I went down this one path. But the Lord kind of headed me off of that. He told me, you know, gave me real clear why that wouldn't be a good decision-making process right there.
Speaker 2:So, gang, we went to church that day, came home, had a Sabbath, rested, came back together at 7 o'clock that evening, had our prayer and planning time. I talked about financial things. I don't do that all the time. The past two times that we've gotten together I didn't do any of that. We'll see how the Lord leads in the next time that I get our family together. It might be we just do our prayer and planning and we're done. Or it might be we get together and we're going to talk about our values and our vision statements. Who knows what it's going to be.
Speaker 2:But, gang, I just want to encourage you to think through. Instead of having you know legacy be in two separate silos two separate silos instead of it just being where you know you think about legacy as far as again silos instead of it just being where you know. You think about legacy as far as, again, the financial side or the property, or you know the material things that you might leave behind. Or you might think of just legacy and say, man, I'm just leaving only a spiritual legacy, that's all well and good, but guess what? It needs to be both, and they need to be brought together, they need to be taught together so that guess what you can pass that along and that baton that gets handed off to the next generation can continue to hand that baton off to the next generation. That's the whole enchilada. Right there, guys. That's what legacy really is. That's what I wanted to share with you guys on as far as how legacy should be looked at from a holistic standpoint.
Speaker 2:Not just we're only going to praise you know, in the evangelical world, man, if you get your kids saved and they're going to heaven and that's it. That's your spiritual legacy. That's great. I applaud that. I'll definitely shout from the rooftops Praise God that we got that done. But, gang, I want you to take a step beyond that. I want you to go even further than that and let's get the actual earthly side of things tidied up. That includes money, that includes values. That includes having a good work ethic. These are all things that you have to teach your kids and be able to help them out with this.
Speaker 2:So things to success. I'm done. Here's my call to action, here's my call to action. I would like for you guys to look for an opportunity in your week where you actually implement and I'm going to specifically call it a spiritual practice. I think you need to start with the spiritual. If you're not doing something where you have a family prayer time together and I'm not talking about just praying over a meal a family prayer time together.
Speaker 2:And I'm not talking about just praying over a meal, I'm talking about where you actually have, you know, where dad and mom both open up the Bible or you know, guys, we're going to come together and we're going to talk about what's going on and we're going to have some prayer time. We're going to pray about a situation, whatever it is, but you have a designated time where you as a family not just you going to church, which is great, but inside the walls of your house, where you actually take a spiritual step towards something. I do believe that's the first step, right there. Okay, that'd be my first call to action. The last call to action and this is, you guys know this, the last call to action is this right here is that you would share this.
Speaker 2:If you thought of somebody, just one person, that could have benefited from this episode, I would ask you to share it with them. Just one, not 10, just one. So, kingdom of success, know that you're blessed, you're highly favored, you're empowered to prosper, you walk in divine health. The spirit of breakthrough is upon you, guys and gang, we'll catch you on the other side.