Storm Damage Claims, Homeowners Insurance Denials & Policyholder Rights

Can your insurance company deny a storm damage claim and what rights do you have when coverage is disputed? In this episode of Legal Live, Justin is joined by Florida personal injury attorneys Eddie Farah and Chuck Farah to discuss storm season insurance issues, homeowners insurance claims, and what policyholders should know when dealing with insurance companies.

They discuss:

• Storm season insurance concerns, including rising premiums, higher deductibles, and the changes homeowners are making just to maintain coverage
• Real-life examples of denied insurance claims and the challenges homeowners face when seeking compensation for property damage
• The difference between standard deductibles and separate wind and hail deductibles that often apply during severe weather events
• Why some homeowners risk being dropped by their insurance company after filing a claim
• Steps policyholders can take after a claim denial — including requesting denial letters, policy documents, and the specific provisions being used to deny coverage

Plus, callers ask real-world legal questions about:

• How mortgage lenders become involved in homeowners' insurance claims and why banks are often listed as payees on insurance settlement checks
• Whether banks can require insurance companies to pay disputed claims
• Insurance coverage issues involving damage to a sailboat after a collision and the importance of timely reporting requirements
• Lease disputes involving apartment complexes and charges that may not be authorized under a tenant's lease agreement

If you've experienced property damage and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your consultation.