Expat Property Portfolio
The Expat Property Podcast is a show for globally-minded expats who want to share stories, ideas, and strategies for building a life and wealth while living abroad.
Hosted by UK property investor Callum Williamson, each episode features candid conversations with fellow expats and industry experts from first-time buyers to seasoned investors. Whether it’s UK property, international real estate, or alternative investments, the focus is on practical insights and personal journeys.
But this podcast is about more than just money. We dive into the real experiences of life overseas: the culture shocks, tough decisions, unexpected wins, and the challenges of starting fresh in a new country. You’ll hear honest stories of transition, resilience, and the realities of expat life.
Whether you're actively investing or just curious to hear from others navigating life abroad, this podcast offers connection, perspective, and a sense of community from people who’ve been there.
From navigating overseas mortgages and tax rules to understanding market trends and building long-term security, it’s not just about property, it’s about creating a lifestyle and legacy on your own terms.
Subscribe now to join the conversation and hear what it really takes to thrive as an expat financially, personally, and everywhere in between.
Expat Property Portfolio
UK landlords: the cost of waiting for rate cuts
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Should expat property investors wait for UK interest rate cuts, or buy now?
In this episode, I run the numbers across four interest rate scenarios on a £200,000 buy to let at 75% LTV, then compare that to Savills' five year house price forecasts and the rent you would miss out on by waiting. The gap between best and worst case on rates is around £16,000 over five years, but the opportunity cost of sitting on the sidelines is far bigger once capital growth and rental income are factored in.
If the deal stacks up today with headroom for rates moving against you, the numbers point one way.
📊 If you want the spreadsheet or any of the research I mentioned in this episode? Drop me an email at c@calwilliamson.com, and I'll send it over.
📘 BUILDING A UK PROPERTY PORTFOLIO FROM OVERSEAS?
Most expats overcomplicate it, overpay, or never start. My book breaks down exactly how to build and scale a UK portfolio while living abroad, the strategies, the structures, and the mistakes to avoid.
👉 Grab your copy here: https://www.calwilliamson.com/