Barbara Chabbaga is an insurance product consultant in Kenya. She trained as an actuary in Canada before returning to Nairobi and working for a carrier there. After surviving a terrorist attack she quit her job and founded a consulting company, AB Consultants, to work on microsinurance product development. Barbara wrestles with the same problems we all face and so this interview was a fantastic mix of familiar and foreign (to US ears). We cover a lot of ground including life as an immigrant, why she chose to study in Calgary, Alberta after growing up right near the equator, how to build products and what it felt like hiding in a closet during a terrorist attack.