Managing Your Financial Future with Lucia Capital Group

Debunking 3 Ideas of "Conventional Wisdom"

Lucia Capital Group Episode 246

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0:00 | 33:46

There’s no shortage of “rules of thumb” in personal finance. They sound simple, they sound authoritative, and you can find them almost everywhere. But the truth is that many of these long-standing bits of advice can lead you in the wrong direction if you follow them without thinking. 

What’s a good amount to withdraw from your savings? Which accounts should you tap first? What will your spending look like in retirement? These are questions that require more nuance than generic guidance can offer. What looks harmless on paper can end up costing you more than you realize over the long run. 

So which pieces of conventional wisdom need to be debunked? Find out from podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on this week’s episode of Managing Your Financial Future!