Managing Your Financial Future with Lucia Capital Group

The 1 Big Risk Most Retirees Aren't Prepared For

Lucia Capital Group Episode 262

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0:00 | 35:29

What's a $345,000 retirement expense that most people never plan for? Long-term care is one of those risks people know exist, yet tend to ignore. It’s not fun to think about, it’s not easy to predict, and for many, the assumption is that something else will cover it. But what if it doesn’t? 

The bigger issue, beyond the expense, is the ripple effect. How does one spouse needing care impact the other? What happens to income, to investments, to the overall plan that once looked pretty solid? Is there maybe a better way to approach it today that doesn't feel like you're throwing your money away?

How should you think about this risk, and what options are actually worth considering? Find out from podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on this week’s episode of Managing Your Financial Future!