Managing Your Financial Future with Lucia Capital Group

The Trickiest Bucket to Fill

Lucia Capital Group Episode 272

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0:00 | 33:53

The Bucket Strategy sounds simple in broad terms. One bucket is designed for money you may need soon, another is built for long-term growth, and the middle bucket sits somewhere in between. But that middle bucket may be the hardest one to get right.

How much growth should you try to capture without taking too much risk? How much stability do you need so the first bucket can be replenished when the time comes? And should the middle bucket be treated as one investment area, or broken into smaller pieces with different time horizons and different jobs? Important questions, all.

Why is Bucket 2 so challenging, and how should it be structured inside your retirement income plan? Find out from podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on this week’s episode of Managing Your Financial Future!