Directed IRA Podcast
A show dedicated to educating and informing self-directed IRA and 401(k) investors on strategies, investments, legal structures, tax rules, and pitfalls. Hosted by tax lawyers Mat Sorensen and Mark Kohler who are also co-founders of Directed IRA & Directed Trust Company (https://directedira.com) where they have provided self-directed accounts for thousands of customers. They cover and discuss Roth IRAs, solo(k)s, prohibited transactions, real estate, start-ups, notes, PPMs, PE/VC Funds, UBIT/UDFI, IRA/LLCs (aka, checkbook IRAs), and share examples and stories from their thousands of clients who have self-directed their retirement for decades.
Directed IRA Podcast
Should my Trust be the Beneficiary of my IRA?
Learn how to take control of your retirement - https://directedira.com/
In this episode, Mat and Mark dive into one of the most overlooked yet critical aspects of retirement and estate planning—who should be the beneficiary of your IRA? Should it be your spouse? Your kids? Or your trust? They break down the tax implications, legal requirements, and best practices to ensure your wealth is passed on efficiently and securely. With real-life stories and clear action steps, this episode is a must-listen for anyone with a retirement account.
- 00:00 – Welcome & Why This Topic Matters
- 00:25 – The Common Mistake Most People Make
- 01:02 – Why Trusts Often Get Left Out
- 01:58 – The Life Insurance Horror Story
- 03:19 – Why Beneficiary Designations Rule All
- 04:04 – Tips for Married Couples: Spouse First, Trust Second
- 05:08 – Why a Trust Helps with Minor or At-Risk Children
- 06:08 – Asset Protection & Special Needs Planning
- 06:50 – What Is a See-Through Trust?
- 08:06 – The IRS Rules & Structural Requirements
- 09:40 – Action Items: Audit, Update, Organize
- 11:00 – Wrapping Up: The Power of Being Organized
To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers, https://kkoslawyers.com.
Learn how to take control of your retirement - https://directedira.com/
Shop my products - https://shop.matsorensen.com/
Blog & Articles - https://matsorensen.com/blog/
Connect with Mat online:
Instagram: https://www.instagram.com/matsorensen/
Facebook: https://www.facebook.com/mat.sorensen.1
LinkedIn: https://www.linkedin.com/in/matsorensen/
TikTok: https://www.tiktok.com/@sorensenmat
YouTube: https://www.youtube.com/@MatSorensen
Websites:
https://directedira.com
https://matsorensen.com
https://kkoslawyers.com
https://mainstreetbusiness.com