Solo 401(k) vs. Self-Directed IRA - Who Wins?

Solo 401(k) vs. Self-Directed IRA: Who Wins? 

In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler engage in a detailed, side-by-side comparison of two powerful retirement vehicles: the Solo 401(k) and the Self-Directed IRA. From Roth contributions and rollover rules to the Solo 401(k)’s $50K loan feature, Mat and Mark walk through real-world scenarios to help you choose (or combine) the best account for your retirement strategy. If you’re self-employed or considering more control over your retirement investing, understanding the nuances between these accounts is essential.

Chapters:

• 00:00 - Intro: The Retirement Account Showdown
• 01:55 - What Is a Self-Directed IRA?
• 03:30 - Solo 401(k) Advantages & Eligibility
• 04:25 - Contribution Limits: IRA vs. 401(k)
• 06:37 - Roth Strategy: IRA vs. Solo 401(k)
• 08:30 - Borrowing & Rollovers
• 13:30 - Administrative Complexity vs. Control
• 17:00 - When to Use Both Accounts
• 19:12 - Final Verdict: Strategy Over Preference

Directed IRA Homepage: https://directedira.com/

Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA

Book a Call: https://directedira.com/appointment/

Other:
Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen
KKOS: https://kkoslawyers.com
Main Street Business https://mainstreetbusiness.com

Chapters

• 0:00 Intro: The Retirement Account Showdown
• 1:55 What Is a Self-Directed IRA?
• 3:30 Solo 401(k) Advantages & Eligibility
• 4:25 Contribution Limits: IRA vs. 401(k)
• 6:37 Roth Strategy: IRA vs. Solo 401(k)
• 8:30 Borrowing & Rollovers
• 13:30 Administrative Complexity vs. Control
• 17:00 When to Use Both Accounts
• 19:12 Final Verdict: Strategy Over Preference