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beyond MD with Dr. Yatin Chadha
beyond MD bridges the gap between medical training and financial literacy.
Led by mid-career Canadian radiologist, Yatin Chadha, beyond MD empowers practicing physicians, medical trainees, and other professionals to build confidence and clarity around money.
Episodes feature interviews with subject experts to help listeners gain knowledge around topics like professional corporations, investing, insurance, pensions, real estate, trusts, and estate planning.
Yatin also frequently interviews his own colleagues to shed light on valuable life and money lessons learned over time.
Tune in to beyond MD (episodes are bi-weekly) to build your financial acumen and live your best life today.
beyond MD with Dr. Yatin Chadha
The Truth about Permanent Life Insurance (Part 1): the basics, policy types, components, funding & structure - with Jeff Bernstein, CLU, MFA-P
It's finally time to tackle permanent life insurance with a series of episodes. I'm thrilled to host Jeff Bernstein, CLU, MFA-P, owner & managing partner of Seligman Insurance as we do a deep dive on this topic.
Discussion points:
Jeff's background (5:57)
What is permanent insurance? (9:30)
Considerations for permanent life (12:30)
Core concepts: adjusted cost basis & capital dividend account/CDA (16:35)
Types of permanent life insurance: Universal Life (UL), Whole-life (WL) (24:35)
Participating vs non-participating whole life insurance (27:07)
Understanding key policy components: death benefit & cash surrender value (31:35))
Permanent life policy funding timelines: does it make a difference? (33:57)
Policy structure: growth vs estate oriented (37:49)
Can term life be converted to permanent life? (40:28)
This episode features Arya EHR - https://www.aryaehr.com/
**I endorse only products/services I personally use or would use. I can get commissions that will be used to offset the costs of running this podcast :)
Jeff Bernstein:
https://www.linkedin.com/in/jeffreymbernstein/
jeffbernstein@seligman.ca
My links:
https://www.linkedin.com/in/yatin-chadha-29074b109/
beyondmdpodcast@gmail.com