Welcome to Part 2 of Permanent Life Insurance with Jeff Bernstein, CLU, MFA-P, owner & managing partner of Seligman Insurance.
Discussion points:
PAR Whole life investments (2:05)
PAR fund performance, dividend scales (5:51)
PAR fund actuarial assumptions (9:45)
Performance headwinds/tailwinds, dividend smoothing (14:55)
Open and closed policy blocks (19:08)
Illustrations: what we need to know (23:45)
Permanent life insurance as an asset class (31:10)
Universal life investments and costs (35:30)
Non-participating WL vs PAR (41:55)
Jeff Bernstein:
https://www.linkedin.com/in/jeffreymbernstein/
jeffbernstein@seligman.ca
https://seligman.ca/
My links:
https://www.linkedin.com/in/yatin-chadha-29074b109/
beyondmdpodcast@gmail.com