Cortburg Speaks Retirement

How Couples Can Talk About Money Without Fighting

• Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® • Season 2026 • Episode 278

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Money is one of the biggest sources of stress in relationships—but it doesn’t have to be.

In this episode, Miguel Gonzalez explains how couples can talk about money without fighting, reduce financial tension, and build stronger communication around shared goals. Whether you’re newly married, long-term partners, or navigating major life changes, these practical strategies can help you move forward together with confidence.

Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families make smarter financial decisions. He is the Managing Partner of Cortburg Retirement Advisors, a boutique financial planning firm focused on retirement planning, investment management, tax strategies, and long-term financial wellness.


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Welcome to Cortburg Speaks Retirement Podcast
with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®

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Welcome to Cortburg Speaks Retirement

An audio podcast about investing in the stock market, financial planning, money management and retirement planning.  Each Wednesday, we help investors at all stages of life learn how to potentially grow and preserve their money from first job through retirement.

Now here is your host, Miguel Gonzalez.

 HOST

Good morning and welcome to the CORTBURG SPEAKS RETIREMENT audio podcast.   

With Valentine’s Day around the corner, I want to talk about a topic that affects nearly every relationship—money.


 Love and money don’t always feel like they go hand in hand, but open communication can strengthen your partnership and help you work toward shared goals.

1. Start with Shared Goals

Instead of jumping straight into spending habits or bills, begin with the big picture.
 What do you both want your future to look like?
 More travel? A new home? Less financial stress?
 Starting with goals makes the conversation feel positive and collaborative.

2. Understand Each Other’s Money Background

Everyone has a different relationship with money based on how they grew up.
 Some people save every dollar; others are more comfortable spending.
 Understanding why your partner thinks about money the way they do helps reduce conflict and build empathy.

3. Choose the Right Moments for Conversations

Money talks are easier when both people feel calm and unrushed.
 Scheduling regular, low-pressure check-ins—rather than reacting to a moment of stress—keeps the discussion productive.

4. Create a Simple System Together

You don’t need complicated spreadsheets.
 A quick monthly conversation about your budget, upcoming expenses, and shared goals can keep both partners aligned without pressure.

5. Support Each Other

Building a strong financial partnership isn’t about being perfect—it’s about being encouraging.
 Celebrate small wins, talk openly when something changes, and remember that you’re on the same team.

In Closing

Talking about money isn’t always easy, but it can bring couples closer, reduce stress, and help you build a shared future with confidence

This is Miguel Gonzalez, Certified Retirement Counselor (CRC) and Managing Partner, with Cortburg Retirement Advisors signing off for this week’s educational podcast.  

End of video disclosures:
CRC conferred by The International Foundation for Retirement Education.


 Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through Private Advisor Group, LLC, a registered investment advisor.
 
 

Private Advisor Group, LLC and Cortburg Retirement Advisors, Inc. are separate entities from LPL Financial.
 
 

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
 
 

All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.

 

Contributor

Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®

Host