The Thomas Bepko Podcast
Join Thomas Bepko, an industry leader, CEO of YB Realty, and Vice President of Total Mortgage, as he hosts a captivating podcast that explores the journey of entrepreneurship. In each episode, Thomas engages with like-minded entrepreneurs, delving into the intricacies of starting, scaling, and navigating the current challenges of the market. Prepare for thought-provoking discussions with influential leaders from various industries and brands. As an entrepreneur himself, Thomas is passionate about sharing his knowledge and experiences to empower listeners to achieve greater success in their businesses, careers, and lives. Every week, he sits down with fellow entrepreneurs, most of whom are local, to learn from their unique stories. Discover the lessons they've learned, both from their triumphs and failures, and gain valuable insights into how they overcame obstacles along the way. While the podcast predominantly explores business-related topics, Thomas also dives into life's highs and lows, fostering genuine conversations that reveal vulnerability and authenticity. Tune in for an enriching podcast experience that combines practical business advice with personal reflections on the rollercoaster of life.
The Thomas Bepko Podcast
The Middle Class Is Staying Broke for One Reason with Jay "Majors" Raposo
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Everybody wants the nice car, the Rolex, the dream house…
But almost nobody is talking about how wealth is actually built.
In this episode, Thomas Bepko sits down with barber industry leader Jay “Majors” Raposo to talk about the real money game:
ownership, real estate, leverage, cash flow, and why your first property can completely change your financial future.
This conversation goes way beyond barbering. Whether you’re self-employed, working a 9-5, an entrepreneur, a barber, stylist, creator, or just someone trying to stop feeling financially stuck, this episode breaks down real strategies normal people are using to build long-term wealth.
They cover:
• Why your first home should NOT be your dream home
• How house hacking actually works
• The biggest money mistakes people make in their 20s and 30s
• Why rich people think differently about debt
• FHA loans, low down payments, and first-time buyer programs
• How self-employed people can qualify for mortgages
• Multifamily investing explained simply
• How rental income can help pay your bills
• Why ownership matters more than flexing online
• How to use real estate to create financial freedom
PLUS:
Thomas and the Total Mortgage team will be LIVE at the CT Barber Expo helping attendees understand:
• First-time home buying
• Investment properties
• Mixed-use and commercial real estate
• Credit and pre-approvals
• Building long-term wealth through real estate
If you’re attending the CT Barber Expo, make sure you stop by the Total Mortgage booth 501 and talk to the team.
CT BARBER EXPO
June 6-8, 2026
REGISTER FOR THE EVENT:
https://ctbarberexpo.com/
GET PRE-APPROVED WITH THOMAS BEPKO
FOLLOW THOMAS BEPKO
FOLLOW JAY “MAJORS” RAPOSO:
Instagram: https://www.instagram.com/jay_majors
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