You probably know the frustration associated with working with insurance companies, and feeling limited with your options based on your insurance. Or maybe you didn't associate your insurance to the quality of care that you're actually receiving. I'm going to start at the beginning and tell you how insurance was created in the first place and the idea behind it, and explain why and how it changed. Then we'll discuss why sometimes providers who may be out of network are still worth seeking care from, and how to take back the driver seat of your healthcare.