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The latest credit updates from Mike Olden

Mortgage Connects an MGIC Podcast

Chapters
0:03
Welcome And Episode Setup
0:36
Who Mike Olden Is
1:05
Trigger Leads Explained
2:35
Trigger Leads vs Pre‑Screen Offers
4:25
New Trigger Lead Legislation Timeline
5:11
How To Opt Out Effectively
6:50
Credit Report Costs: What Drives Them
8:19
Cost‑Saving Tactics: Credit Cascades
10:45
Soft Pulls And Nurture Pipelines
11:34
Medical Debt Reporting Changes
13:05
Student Loans: Defaults And Options
15:03
Wrap‑Up And Where To Learn More
Mortgage Connects an MGIC Podcast
The latest credit updates from Mike Olden
Oct 09, 2025
MGIC MI

MGIC’s Alexis Panaro brings you the highlights of a credit conversation with Mike Olden, American Reporting Company's (ARC) vice president of sales & education. Mike shares insights on:

  • Trigger lead basics
  • Why and how to encourage borrowers to opt out from solicitations 
  • What drives credit report costs and strategies to mitigate those costs 
  • Current medical debt reporting thresholds and delays
  • Student loan delinquency rates and servicer options


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