In this episode, we listen to a conversation between Pascal Aerens and Francis Chlarie. Francis has been working in the payment space for over 15 years, and is an expert in payment technologies. 

The subject of this conversation is Instant Payments: why they are important for the financial services industry, and how they require a complete rethinking of the payments processing chain, including compliance. 

They explore why instant payments is such a hot topic right now, why it’s important for e-Commerce merchants, and how it fits in the Central Banks plans to eventually issue digital currencies. 

They also discuss the impacts of instant payments on FCC and screening, and how it requires a new approach.