Cybersecurity Essentials: Stay Ahead of the Scams this Holiday Season Artwork

MakingCents with Navy Federal

Welcome to MakingCents, a podcast brought to you by Navy Federal Credit Union. Your hosts, Emily Bigham and Brandi Gomez, will be chatting with Navy Federal's experts on how to help you make sense of your money. As members of the military, veterans and their families, financial health can mean anything from transitioning to civilian life, re-thinking your budget during a time of economic uncertainty, discussing how to have “the money talk” with family, and so much more. Emily and Brandi are here to ask the right questions and make sure you’re getting the information you need to make the most of your money. Subscribe today and tune in each week. Tell us the financial questions you want answered, today. You can reach Emily, Brandi and the team at makingcents@navyfederal.org. From Emily, Brandi and the team, welcome to MakingCents—"Making Your Financial Health Our Mission."

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MakingCents with Navy Federal

Cybersecurity Essentials: Stay Ahead of the Scams this Holiday Season

October 29, 2025 • Navy Federal Credit Union

Cybersecurity might seem complex, but with a few simple steps, you can protect what matters most. In observance of Cybersecurity Awareness Month and just ahead of the holiday shopping season—we explore how planning ahead and being proactive can help protect your financial future and personal identity. From password hygiene to recognizing scams, our experts at Navy Federal Credit Union share practical tips to help you safeguard your personal and financial data with confidence. This episode, we’re chatting up with Carrie Foran Sepulveda as she shares her personal experiences with fraud and scams while offering relatable insights and actionable advice to help you stay protected.

· Understanding Fraud and Cybersecurity (00:18)

· Identifying and Responding to Fraud (10:03)

· The Evolving Landscape of Cyber Threats (15:23)

· Proactive Measures for Holiday Spending (20:41)

Check out our cybersecurity and fraud resources which give members a one-stop spot to protect their identity, manage risk, and keep their finances secure.

· Privacy and Security Resources

· Fraud Resources

· All Things Cybersecurity