MakingCents with Navy Federal
Welcome to MakingCents, a podcast brought to you by Navy Federal Credit Union. Your hosts, Emily Bigham and Brandi G., will be chatting with Navy Federal's experts on how to help you make sense of your money. As members of the military, veterans and their families, financial health can mean anything from transitioning to civilian life, re-thinking your budget during a time of economic uncertainty, discussing how to have “the money talk” with family, and so much more. Emily and Brandi are here to ask the right questions and make sure you’re getting the information you need to make the most of your money. Subscribe today and tune in each week. Tell us the financial questions you want answered, today.
You can reach Emily, Brandi and the team at makingcents@navyfederal.org. From Emily, Brandi and the team, welcome to MakingCents—"Making Your Financial Health Our Mission."
MakingCents with Navy Federal
How to Build Good Money Habits Early for Young Adults
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Starting out on your own can feel exciting and a little overwhelming, especially when it comes to money. In this episode of MakingCents, host Thomas Racca Jr. sits down with Navy Federal intern Ashley Colatarci to talk about building simple money habits that actually work for young adults.
Ashley shares what it’s really like managing money for the first time, from budgeting and subscriptions to social media pressure and unexpected expenses. Together, they break down how small, consistent actions (like checking your account, setting alerts, or saving just a few dollars a week) can make a big difference over time.
- Why Financial Confidence Matters (2:00)
- Social Media & Money: Perception vs. Reality (8:13)
- Managing Money Stress as a Young Adult (10:05)
- Building Money Habits That Stick (26:28)
Whether you’re heading to college, starting your first job, or just trying to build better habits, this episode will help you feel more confident with your money—one small step at a time.
- Track Your Spending: Monthly Spending Calculator
- Get a Full View of Your Money, including our Subscription Manager: Money Management Tool
- Set Up Account Alerts & Notifications: Manage Notifications
Message and data rates may apply. Visit navyfederal.org for more information.