
The iamthepossible Podcast
The iamthepossible® podcast is the place where possibilities become perspective! Our mission is to share perspectives on life, that give life, to what's possible in life!
The iamthepossible Podcast
Providing & Protecting the PEACE of Those you Love!
Will You Leave Those You Love in Peace or in Pieces?
In this eye-opening conversation with Dr. Rumbi, we delve into the critical importance of legacy planning—what it is, how it works, and why you should strongly consider it for the well-being of your family.
Legacy planning isn't just about wealth; it's about ensuring your loved ones are protected, your wishes are honored, and that your family's future is secure.
Tune in and learn how to leave a lasting impact, one that brings peace, not uncertainty.
Se8 | Ep156 | the iamthepossible podcast experience
Summary
Dr. Rumbi shares her background and journey into legacy planning.
She explains that legacy planning is about sharing wishes, wealth, and being celebrated and remembered. The motivation for legacy planning often comes from personal experiences, such as the passing of loved ones.
Dr. Rumbi emphasizes the importance of legacy planning in avoiding chaos and ensuring that one's wishes are known. Legacy planning can be challenging due to fear, including fear of the unknown, fear of making the wrong decisions, and fear of death.
However, Dr. Rumbi encourages individuals to overcome these fears and recognize the value of leaving a legacy. Dr. Rumbi discusses the importance of starting the conversation about legacy planning and taking baby steps towards creating a will.
She emphasizes the need for individuals to think about their wealth in a more expansive way and to consider the beneficiaries of their assets.
Dr. Rumbi also explains the role of a coach in the legacy planning process and why she focuses on serving the black community. She encourages men to step up and support their partners in this work.
The conversation concludes with a call to action for listeners to connect with Dr. Rumbi and begin their own legacy planning journey.
Bio
Dr. Rumbi is your favorite "Legacy Coach," with over a decade of expertise as a seasoned researcher, consultant, and facilitator, having honed her skills at esteemed institutions such as the CIA and Twitter, as well as various other notable public and private organizations.
Her extensive background in these high-profile environments has made her an expert at helping teams and organizations do what seems impossible.
Dr. Rumbi is dedicated to guiding individuals and families in sharing their end-of-life wishes, protecting their wealth, and ensuring its passed on to future generations. As the innovative founder of 'I Am Willing,' she is deeply committed to this mission.
Dr. Rumbi is making an enduring impact in the field of legacy planning through her engaging workshops and personalized one-on-one coaching sessions, where she leverages her extensive experience and expertise to help people begin their journey.
Contact Dr. Rumbi
Website + https://www.iamwilling.us/
LinkedIn + linkedin.com/in/rumbidzai-mufuka
Takeaways
• Legacy planning involves sharing wishes, wealth, and being celebrated and remembered.
• Personal experiences, such as the passing of loved ones, often motivate individuals to engage in legacy planning.
• Legacy planning helps avoid chaos and ensures that one's wishes are known.
• Fear, including fear of the unknown, fear of making the wrong decisions, and fear of death, can make legacy planning challenging.
Please your comments & questions! Your voice matters!
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Treveal C.W. Lynch (00:01.914)
Alright, doctor. Thank you so much for sharing your life sharing Just all that you are and all of who you are with me and with this audience. I want to formally Welcome you into the I am the possible universe. This is a place where I say Possibilities become perspective. It's a place where hope is reestablished a place where you know dreams are okay a place where optimism
is okay and a place where people are allowed to be themselves. And so I just want you to shine today and I want you to feel free to just be all that you are, however you are, wherever you are, and just to share your life, just in a very organic way and just to feel as comfortable as you need to feel today. As we get into this moment, into this chat,
I wanted to start off by just asking you just to share with us a little bit about your background, kind of where you came up, kind of maybe your family dynamics. Just give us a little flavor of just how you came to be and what were maybe some of those early stage moments in your life that started to lead you down the path of what we'll really start to dig into a little later on in today's conversation.
Dr. Rumbi (01:26.908)
Sure, of course. I'd love to start there. I also want to thank you for inviting me to your podcast. I love the work that you're doing and the theme around possibilities. That's definitely been...
a kind of thread in my personal life and in my career. So I am one of those kids who wanted to be just like their father. My father was a professor. I wasn't so much interested in academia but I loved the idea that he had summers off. So I thought that seems like a really a really nice lifestyle. You teach a couple classes a week, you get to write, you get to read, you know, you get summers off. So I did pursue that, you know, pretty straight
Treveal C.W. Lynch (01:56.58)
Mm-hmm.
Treveal C.W. Lynch (02:00.51)
Right.
Dr. Rumbi (02:08.198)
straight forward through college and graduate school, and I got my PhD in political science and international studies. When I finished that, I actually wasn't sure if I wanted to go into academia, and I had the fortune of meeting a recruiter who was recruiting for some federal government roles, and so I moved into the CIA, actually, as an analyst.
right out of graduate school. It was really interesting. It focused a lot on the work that I'd already done, but what I really took away from that was an ability to take a lot of information, synthesize it, share it with people, explain it in simple language, right, in simple terms, because not everyone knows what you know, right? And I think if you're trying to explain something to someone and they don't get it, that's on you. You have to keep trying, keep adjusting, right?
Treveal C.W. Lynch (02:32.956)
Okay.
Treveal C.W. Lynch (02:52.762)
That's right, that's right.
Dr. Rumbi (03:00.228)
you're communicating until they understand. So that's the kind of work that I did from then on as a consultant with Booz Allen and PWC. I focused on change management, which I like to say is just helping people do the things they say they wanna do but aren't doing, right? So we all have those things in our lives. We all have those things in our lives where we say, I wanna do this thing, but you look around and you're like, why aren't you doing it? Right, and that's where I come in. What's the...
Treveal C.W. Lynch (03:19.226)
Come on, all right.
Treveal C.W. Lynch (03:26.352)
Mm-hmm.
Dr. Rumbi (03:27.538)
What's in your way? What's the challenge that you're facing? So that we can line those things up. Maybe you don't actually want to do that thing, but you're telling yourself you do. But I think more often than not, people really do.
want to do the important things in their lives and they just need a little help. So that's what brought me here. I've been doing the work on my own for about a year or so as an independent consultant, supporting nonprofits, small businesses, startups, a lot of strategy work, thought partnership. I'm a problem solver. And so that's, that's what I bring to this work around legacy planning.
Treveal C.W. Lynch (04:06.25)
Yes, yes, yes. And that's really where the bulk of our conversation today will be this concept, right? Because it's fresh to me. And that's one of the reasons that I love podcasting and I love meeting new people because each person represents a brilliant idea in and of themselves. Like literally you are a brilliant idea and then you carry and you manifest and you bring about these brilliant ideas. And so legacy planning,
It's something that for the audience guys, I'm on the same journey as you today I'm leaning in today to learn today just as much as you are because it's a concept doctor that I've never heard of I never knew existed And so I would love for you to take us take us back before you kind of unpack it for us and really start to reveal what it is take us back to the earliest moments maybe of
motivation, right? Because everything starts with some spark of genius, something motivated you, something set you off, something said, hey, you need to do this. So what were those things, what were those events, those moments in your life that got you to this point where now you invest in helping people to develop this legacy plan?
Dr. Rumbi (05:24.894)
Yeah, absolutely. So for me, it was in December of 2020. So I know
The beginning of the pandemic seems like a long time ago, but yeah, December of 2020, two of my family members passed away. So these are my sister's in-laws, her father-in-law and her sister-in-law. But for a little context, my sister was married when I was six. There's a big age gap. So these are people that I've known my whole life, right? They were kind of my grandfather and my aunt. They passed away on the same day.
Treveal C.W. Lynch (05:35.77)
Yes.
Dr. Rumbi (06:01.586)
a week before Christmas. So my sister and her husband were dealing with all the aftermath. If anyone has had a death in the family, you know there are things you have to handle the next day, right, or the same day. So while they were handling the logistics of the memorial and the funeral and, you know, receiving people in their home in the midst of COVID, right? So you're trying to keep distance, you're trying to, you know, mask up and be safe, but you're also trying to mourn.
and grieve. My sister was calling me like, we don't know where he banked, or we don't know if he had life insurance, or we don't know if she made plans for her kids. Like, you're the researcher in the family. Can you help me figure out how can I, how can I, you know, unpack this or figure out where these things are? And, you know, this went on for months and months and months. So when things kind of settled down, maybe a year or so later, my sister and I were talking about it. And
she's like, there's gotta be a better way. Why didn't we have a plan? Why didn't we talk about what they wanted? Why didn't we know what they wanted? One of the most heartbreaking things for me in watching them kind of deal with it is when you don't know what someone wants, you do the best that you can. People are parents or siblings, right? You don't always know what your spouse wants, but you're gonna do the best that you can. But in the case of a...
Treveal C.W. Lynch (07:21.353)
Right.
Treveal C.W. Lynch (07:28.1)
Mm-hmm.
Dr. Rumbi (07:29.666)
death, you have a lot of opinions. Well, they wouldn't have wanted that, right? Well, how do you know that they wanted to be cremated? Or how do you know that that's what they wanted to do with their stuff? And those doubts are so painful, right? Because everyone is trying to do the best that they can. And you think to yourself, man, if I had just asked...
Treveal C.W. Lynch (07:41.368)
Mm-hmm.
Dr. Rumbi (07:51.946)
that person what they wanted, right? I wouldn't be in this situation. If I just knew that they wanted flowers, right? I could make this decision with some confidence, you know? And I could tell all those other people, oh, I know what they wanted, right? They told me, you know, and this is what they're doing. Oh, and by the way, are you paying for it? But that's, you know, but that's another story. So, you know, so it was.
Treveal C.W. Lynch (07:53.818)
Yeah.
Mm-hmm.
Treveal C.W. Lynch (08:00.628)
Right.
Treveal C.W. Lynch (08:04.032)
Exactly.
Uh huh, right.
Treveal C.W. Lynch (08:16.784)
Right
Dr. Rumbi (08:18.39)
It was really through that direct experience of trying to uncover and discover kind of what they wanted and realizing that we had no idea and that we hadn't had these conversations. And my sister's saying, there's got to be a better way that I put on my research hat. And I said, okay, what is this about? You know, I have my will, my partner has his will, but...
I had no idea what the rest of the universe looked like. I didn't know if this was common, if this was something that people did, if this was something that we talked about or we didn't talk about. And I found out a lot. I did research for about a year, figuring out kind of what the state of this is.
Treveal C.W. Lynch (08:59.654)
So one of the things that we want to better understand in terms of that readiness, because what I was hearing in everything that you were saying is that there's, or that the value is in the readiness. Readiness on the logistics, readiness financially, readiness emotionally, like I'm going through a lot.
Dr. Rumbi (09:15.628)
Yeah.
Treveal C.W. Lynch (09:24.014)
you're going to pile on emotionally when you don't know where the pieces of the puzzle fit. In terms of, well, you know what, let's start with kind of first breaking up, before we start getting into how people respond and react and kind of what they feel, go ahead and break down for us exactly what a legacy plan is or what legacy planning is. And then have a
Dr. Rumbi (09:29.768)
Mm-hmm.
Dr. Rumbi (09:50.2)
Mm-hmm.
Treveal C.W. Lynch (09:51.158)
A couple of questions around how people move and operate within this process, because I think that's going to be important in terms of how people regulate and how people are able to better manage themselves and better manage the moment. But first, what literally is a legacy plan?
Dr. Rumbi (10:08.813)
Mm-hmm.
Dr. Rumbi (10:14.562)
So I think the simplest way to think about a legacy plan is how you want to share your wishes, share your wealth, and be celebrated and remembered. So if you were to Google legacy planning today, you're gonna see financial planners and estate planners and write a will and make a trust and get a lawyer. Those are all things that we need to get to, absolutely.
But today, where most people are, and mind you, 70% of people have done nothing in this space, that's overwhelming. And so what I have found is just starting with, how do you want to share your wishes? How do you want to share your wealth? And I think of wealth as a lot of things, right, in addition to money. How do you want to be remembered? And how do you want to be celebrated?
Treveal C.W. Lynch (10:47.992)
It is.
Dr. Rumbi (11:02.966)
That to me is legacy planning. And there's lots of ways that we can do it. There are, you can start from where you are. You don't have to go from zero to a lawyer, right? There's small things you can do. There's conversations you can have with your husband, with your wife, with your partner, with your kids, right? With your best friend. And you can work your way up to a complete legacy plan that does bring in a lawyer, right? That does bring in a financial planner that maybe is thinking about real estate, you know, and other more complicated.
things. But we have to start somewhere. And the fact that most of us don't get started at all means that we have a lot of work to do. The system as it's constructed isn't working for most of us. It's not speaking to us. You know, I love how you broke it down with it's emotional, it's financial, it's, you know, interpersonal. There's a lot of components to it. And the traditional way of thinking about legacy planning isn't for us. And so...
Treveal C.W. Lynch (11:33.966)
Yeah.
Treveal C.W. Lynch (11:42.17)
That's right.
Dr. Rumbi (12:01.454)
That's how I approach it, as simple as possible, but with some cultural sensitivity. Not everyone wants to talk about money. Not everybody feels comfortable talking about money. I've heard, oh, you want a budget on my death, right? Or people are a little superstitious and that's okay. Come as you are, come with those fears and those concerns and we will still find the right steps for you to make a plan.
Treveal C.W. Lynch (12:07.355)
Yeah.
Treveal C.W. Lynch (12:13.67)
That's right.
Wow.
Dr. Rumbi (12:31.125)
and to share your wishes and your wealth in the way that feels right for you.
Treveal C.W. Lynch (12:35.998)
Right. You know, I'm hearing, because this is so powerful, because it's something that I've not really taken a hard, fast look at. I have a financial, I guess you wanna call them partner, but really a mentor that took me under his wing many years ago and taught me the whole financial game and kind of taught our family how to get, you know, healthy. I like the word healthy, financially. And we've talked about, you know,
Dr. Rumbi (12:59.861)
Mm-hmm.
Treveal C.W. Lynch (13:05.03)
putting together a will in the traditional sense. But your approach and the concept of a legacy plan, I think, A, the word legacy means so much more than just, oh, we just need to create a will. Like creating a will necessarily isn't very inspiring. But right, yeah, create a will. It's another to do, right? But.
Dr. Rumbi (13:08.174)
Mm-hmm.
Dr. Rumbi (13:18.819)
You alright?
Yeah, it's boring, you know? It's... yeah.
It's a task. You can download a free will today and fill it out, you know. People don't do it. Yeah.
Treveal C.W. Lynch (13:32.422)
Wow, yeah, it's like no inspiration, no motivation. No, people don't do it, no. And just listening to everything that you were saying, it's like, I think, and I wanna hear, you know, you kind of break it down in terms of the legacy. To me, what I was hearing as you were sharing was, this is my opportunity to really be a blessing to my loved ones. It's me setting them up. It's really a form of service.
to them, right? Cause it's like almost, and you know, I don't wanna go negative, but it's almost kinda selfish that if you know about this and you don't do it, it's like you like, yeah, man, I'ma die and y'all just take care of it. It's like, nah, man, be responsible. That's, it's still your life, so be responsible even through and on to death. Like this is still your life, so be responsible. What's your take on that? I mean, cause again,
Dr. Rumbi (14:03.845)
Absolutely.
Dr. Rumbi (14:09.912)
Ha ha.
Treveal C.W. Lynch (14:30.658)
I got a million questions now flowing through my head, but what's your take on those that are watching, those that are listening in terms of your responsibility? Because this isn't the children or the family doing this for the person. From what I'm hearing, it's the person stepping up and saying, I'm going to create this so that I can be a blessing to those that I leave behind.
Dr. Rumbi (14:33.249)
Hahaha.
Dr. Rumbi (14:37.432)
Yeah.
Dr. Rumbi (14:54.774)
Totally. So I like to think about it in a couple different ways, because everyone is approaching it right from different lenses. Some people get inspired to do this because there's a death right in the family and they see what I like to call the trauma and the drama.
that comes after someone has passed away. And they say, oh no, I can't do this to my kids, right? Or I can't do this to my family. I love it. That's your motivation, right? Let's take it and run with it. Some people are motivated by what I call life and love and legacy. They say, I have worked so hard to build this business, right, or to save this money, or to invest in real estate that I want my kids, or I want my grandkids,
I want my community to benefit from this work moving forward. That's amazing. That's wonderful. Why would you hide that light under a bushel? Let people know that that's what you want to happen, and that's how you want things to move forward. And then there's another group, which you already named, of people who are like, I'll be dead. I don't care.
Treveal C.W. Lynch (15:51.272)
Mm-hmm.
Dr. Rumbi (16:03.894)
What happens right after I'm gone, you know, and that's kind of the hardest group to kind of get through Because you just have to ask a lot of questions like okay, you're not gonna be here But how do you want your family to go on without you and this idea that oh, it'll all work out Oh, it'll be okay. You know, I like to bring them and say, okay Well, let's talk about what that can look like if you don't do anything today You know, do you realize that?
Treveal C.W. Lynch (16:05.611)
Right.
Treveal C.W. Lynch (16:20.442)
Yeah.
Treveal C.W. Lynch (16:30.446)
Yeah.
Dr. Rumbi (16:33.11)
The state has a plan for you if you don't have a plan. The state will decide how your money gets divided. First, it'll be frozen before it goes to court, right? Then the court will decide based on the law who gets what and how much they get, and they'll try to pay off your debts. And anybody can come from the streets saying, oh, you owe me money, or oh, you didn't pay this, right? And your family's gonna have to pay an attorney, your family's gonna have to sort through it. And that's just what your family knows about.
Treveal C.W. Lynch (16:42.019)
Hmm.
Dr. Rumbi (17:01.63)
What if you have accounts that for some reason your family doesn't know about? What if you bought an insurance policy that your family doesn't know about? Right, what if you've been stocking away savings that your family doesn't know about? They may not even have access to it, right, because they're unaware. So, you know, do you want all the efforts that you've put into building your life to just get pulled apart by your family, you know, by the courts?
Treveal C.W. Lynch (17:01.936)
Right.
Treveal C.W. Lynch (17:05.882)
Yeah.
Treveal C.W. Lynch (17:22.356)
Mm-hmm.
Dr. Rumbi (17:27.354)
by people claiming that you owe something, it's really chaotic. I think once people start thinking about that, like, oh, I thought it would just go to my wife. Not necessarily. And not without a fight. And not without some money and a lawyer and some court fees. It's not that easy. It's not that simple. So getting people to think a little bit beyond themselves and be a little bit less.
Treveal C.W. Lynch (17:37.55)
Right. Exactly.
Dr. Rumbi (17:56.378)
Selfish, I hope that's not too harsh for your audience, but a little bit less, a little more selfless, to say, I wanna do this so that my family is better off. We talk a lot about wealth building and building generational wealth in the black community. And this should be a part of that. This is not separate from that. I don't come in telling people, oh, you should leave your money to your kids. If you wanna leave your money to your church,
That's wonderful. If you want to leave your money to a small business, that's great too, right? It's just about being explicit and being clear and being direct and making sure that, you know, your wishes are known. That's all, I really think that that's all that people want when their family members pass away. They want the peace of mind to say, I know what Auntie so-and-so wanted. I know what my father wanted.
Treveal C.W. Lynch (18:29.571)
Mm-hmm.
Dr. Rumbi (18:50.046)
and we're gonna do this. And then we're gonna use the rest of that time to celebrate. Imagine someone passes away and all you have to do is celebrate and remember, right? And have a home going. You're not worried about who gets this or who gets this. People aren't fighting over the dishes, right? You just know. And you get to, you know, really, really sit in that love for them, you know, and what they left behind. That's my dream.
Treveal C.W. Lynch (18:55.334)
There you go.
Treveal C.W. Lynch (19:01.167)
Yeah.
Yes.
Treveal C.W. Lynch (19:07.666)
Wow. Yes.
Dr. Rumbi (19:19.47)
for people is that all we have are celebrations from here on out because everything else is known.
Treveal C.W. Lynch (19:20.156)
Mmm.
Treveal C.W. Lynch (19:28.482)
Wow. Listen, I mean, I mean, yeah, I, yeah, I'm wow.
Dr. Rumbi (19:30.802)
See, I get excited about it, right? You know, and I never use the word. I never use the death word. I rarely use the death word because that's get people gets people down. I'm like, no, this is about life. This is about love. This is about legacy, right? We can get excited about that.
Treveal C.W. Lynch (19:42.767)
It is.
Treveal C.W. Lynch (19:50.634)
I don't know, I mean, yeah, I mean, maybe you sell without knowing that you're selling, but oh my goodness, I mean, that was the best sales pitch, non-sales pitch like of all time because what you were doing, no, it was phenomenal, right? Because again, I'm a novice, I don't know anything about this, and I'm hearing this firsthand, first, you know, my first time and what I'm, everything that you just shared got-
Dr. Rumbi (19:55.627)
I'm sorry.
Dr. Rumbi (20:03.987)
Okay, great.
Treveal C.W. Lynch (20:19.298)
me personally excited about doing this for my family because what I'm hearing in it is a vision. And I think that you have such a unique and such a powerful approach to the inevitable, to the thing that no one likes to talk about, no one likes to deal with, no one likes to see coming. But when you, with just a simple tweak of perspective, you're taking something and saying,
Dr. Rumbi (20:29.82)
Mm-hmm.
Treveal C.W. Lynch (20:49.79)
look at the gift not only can you give, but look at the vision. Because as I'm listening to you, I'm thinking she has the privilege to honor the blessing to help people have that kind of vision for themselves and for their family. So, no, I just think that that's a whole, that's a very innovative approach to such a hard and difficult event.
moment and season in someone's life. And I just thank God for you, and I just thank God for your innovation and for your imagination and your ability to articulate that in that way. Because it does help a person to literally create a vision of celebration. And it does, it takes the strength, because I've been a part of that. I've been fortunate enough to not experience a lot of deaths personally in my family, but I've been a part of funerals and moments.
where we are fighting over the silliest of things. I mean, and it's getting ugly. And it's like this small, it matters this much, but because they lack clarity, they lack the order, they lack that person's, like you said, their wishes, it creates a breeding ground for chaos. And a moment that should be, like you said, celebrated, it becomes a moment where we're actually tearing each other further apart.
Dr. Rumbi (21:48.459)
I'm sorry.
Dr. Rumbi (22:15.326)
Yeah. No.
Treveal C.W. Lynch (22:17.058)
Let me shut up, because I can, because man, you got me excited. So let me, let me zip it here. Let me, so let me ask you, let me ask you. All that you just said, right? One of the questions that we wanna, that we wanna dive into is why is legacy planning so hard to do? Now I'm even more curious to know the answer to that question being the picture that you just painted for us. How?
Dr. Rumbi (22:36.482)
Thank you.
Treveal C.W. Lynch (22:46.394)
How can it be hard for me to do this, knowing what is provided?
Dr. Rumbi (22:50.518)
Mm-hmm. So it's gonna sound simplistic, but I think it comes down to one thing for most people, fear. Now, fear can look like a lot of different things. It can look like fear of the unknown. You know, well, I don't know what's gonna happen. You know, why should I do this now when I don't know what's gonna happen 10, 20? Hopefully live a long life, right? 50 years from now.
Treveal C.W. Lynch (23:16.89)
Yeah.
Dr. Rumbi (23:17.302)
or fear of doing the wrong thing. Well, if I leave my money to so-and-so, well, you know, they might be mad at me. It might cause more chaos, right, than I want. And then last, fear of death. People, we are a death-denying culture. You know, we have really lost the ability over time to communicate about something that is natural and inevitable and frankly shouldn't be that scary.
But because we aren't a culture that talks about it anymore, we don't want to plan for it. We don't want to think about it. And this goes into health care, right? End-of-life health care decisions, hospice, right? Things like that. We're not around it. You know, we're not as intergenerational as we used to be, right? We used to take care of elderly parents, elderly grandparents. We used to see what end-of-life, you know, looks like. And it felt more
natural, right? More inevitable. But we're really distant from that now. In the same way that is a funny little stat, in the same way that there are more first-time parents who've never changed a diaper before they have. Can you imagine? I mean, I grew up with a lot of cousins, so, right, we were changing diapers. I think it's the same on the other end. There are people who don't experience a death close up until it's maybe their parents.
Treveal C.W. Lynch (24:31.782)
Wow, yeah.
Treveal C.W. Lynch (24:39.974)
Mm-hmm.
Dr. Rumbi (24:42.358)
right, or their grandparents, or they've never been to a funeral, right, or they've never been to a memorial, right, we're very distant from it. So I think there's a lot of fear around the topic, there's a fear around making a bad decision, and there's a fear of not being enough, sort of not knowing what you have to leave behind, not understanding your cultural wealth, your spiritual wealth, your financial wealth.
Treveal C.W. Lynch (24:43.046)
Wow.
Mm-hmm.
Treveal C.W. Lynch (24:49.636)
Mm-hmm.
Treveal C.W. Lynch (24:56.994)
Hmm.
Treveal C.W. Lynch (25:07.331)
Mmm.
Dr. Rumbi (25:09.89)
that is wealth. It's not just a condo, a house, a car, money. Yeah, it's important to get those things straight, but you have so much more to give. And I think there's fear that, well, why should I do it? I don't really have enough. And that this process is just gonna reveal that I don't have enough and I'm scared of that. And I'm like, you are enough. That's where we start. And so that's part of the process as well is helping people overcome that fear of not being enough.
Treveal C.W. Lynch (25:10.118)
Wow.
Treveal C.W. Lynch (25:15.152)
Right.
Treveal C.W. Lynch (25:28.484)
Oh my goodness.
Treveal C.W. Lynch (25:41.35)
That's a great answer. I mean, I never even, I never would have thought about that. Yeah, just wow. Yeah, people, yeah, that's the, I know that would totally derail the conversation and take us on a different path, but my goodness, the fear element. There we go, yeah. It is, my goodness, yes.
Dr. Rumbi (25:56.755)
We can have a part, we can have a part too, because I know this is part of the work that you do about, you know, what's possible. Right? And what holds us back from what's possible is fear.
Treveal C.W. Lynch (26:11.382)
Yeah, I don't want people to know I don't. But see, this is what's awesome about what you do though. Again, cause I'm all about perspective, right? This is the place where possibilities become the perspective, cause I just believe in the power of a perspective. Someone will come to you and say, I don't have enough. And through your brilliance and through your brilliant techniques, you're able to say, you're looking at it through a very small, narrow lens. Your wealth is not what's in, your wealth is not, you know, determined.
Dr. Rumbi (26:36.142)
Exactly.
Treveal C.W. Lynch (26:41.178)
only solely by what's in your bank account. And I never thought about that. That's amazing.
Dr. Rumbi (26:44.193)
Absolutely. Yeah.
Yeah, and I love the work because we then talk about photo albums. I had this one client last year and she'd already started the conversation with her daughter. She had a will, but she was going through a divorce. So she was thinking what needs to change. And I said, let's talk about things you have in your home. Right. And she's like, oh, I have pictures. I have this. I said, your photo albums. Do your daughters know who's in those photo albums? She's like, hmm, I do.
Treveal C.W. Lynch (27:03.674)
Okay.
Treveal C.W. Lynch (27:08.543)
Yeah.
Treveal C.W. Lynch (27:16.806)
I'm going to go ahead and put this on the screen.
Dr. Rumbi (27:17.57)
but I don't know that they do. And I said, have you labeled them? She's like, well, some. I was like, that sounds like a project that you get to do with your daughters and that's part of your legacy. Now they're going to know their relatives, their cousins, they're going as far back as you know. That's wealth. That is cultural wealth. That is family history, right? That's what people wanna leave.
Treveal C.W. Lynch (27:29.35)
Wow.
Treveal C.W. Lynch (27:37.975)
It is.
Dr. Rumbi (27:45.718)
want to leave behind. And that's what I try to bring to the floor, to say, that's valuable. You know, your kids and her grandkids in this case are gonna look back and say, wow, grandma did this for us. And now we know where we come from.
Treveal C.W. Lynch (27:51.834)
It is.
Treveal C.W. Lynch (28:03.238)
Wow. And even as I'm listening to that, it's what's so powerful about it. I cannot overstate it enough. I know that word, we throw that word powerful around so much, but when you leave that kind, right? Cause like you said, there's different kinds of wealth. When you leave that kind of wealth, I mean, money does what it does. It's needed and we leverage it for all.
Dr. Rumbi (28:13.716)
Thank you.
Treveal C.W. Lynch (28:29.614)
kinds of things. But one thing that I've learned in my journey of going from little to much financially is that when I got to much, I still didn't have what I thought I was gonna have because what I really wanted, again, I'm not discrediting finances, but it don't do the trick for what we're really after.
Dr. Rumbi (28:36.322)
Mm-hmm.
Dr. Rumbi (28:48.688)
Yeah.
Dr. Rumbi (28:56.812)
Yeah.
Treveal C.W. Lynch (28:59.49)
And I think the more that you help people to see that it's those intangibles, those things that we're able to hold within our hearts can really influence long-term. Yeah, that's... Well, I mean, you're opening up so much and I'm trying to process it real time because I haven't been exposed to a new idea in a long time that just really...
Dr. Rumbi (29:07.574)
Mm-hmm.
Treveal C.W. Lynch (29:29.118)
makes me go in and say, man, there's something for me to do here. You know, it's something for me to do here. And that's what and that's what you're doing right now. So. Yeah, I'm trying to hold it. Yeah.
Dr. Rumbi (29:37.039)
Yeah.
Dr. Rumbi (29:41.79)
Yeah, that's why I enjoy this work. It always sits, it sits with people differently, but everyone has a story, everyone has an example, everyone is like, oh yeah, when so-and-so passed away, it was really hard for this reason. Or in my case, when my sister aunt passed away, we lost family recipes, and we didn't even think about it until she was gone. But she did the sweet potato pie, she did the potato salad, right? And she got that from her mother, who had already passed away.
Treveal C.W. Lynch (29:46.583)
It does.
Dr. Rumbi (30:09.866)
And we thought, yes, if we had just recorded her in the kitchen the last Thanksgiving, we would have had a video, right? And that's what I love about this work. It doesn't have to be formal. You know, you can take out your phone and say, hey, mom, tell me how you make this, right? Or record your mother looking through the photo album and say, who is this? Who is this? Can you tell me how these people are related to us? Right? Or record, you know, your aunts and uncles.
Treveal C.W. Lynch (30:09.978)
Right.
Treveal C.W. Lynch (30:15.995)
Yeah. Aww.
Treveal C.W. Lynch (30:23.491)
Yeah.
Treveal C.W. Lynch (30:30.083)
Mmm.
Dr. Rumbi (30:36.29)
telling what they know about the family history or the family gossip, right? It can be fun. It can be light, but these are things that you're going to wish that you had, you know, when they're gone. And that's part of the legacy, you know, that we're trying to build. And the reason why I like to start with some of those things is because it opens the conversation and then you can get to the more challenging conversations around money, around real estate, right? Around who gets what. But I think if you get more comfortable.
Treveal C.W. Lynch (30:40.478)
Right.
Great.
Treveal C.W. Lynch (30:50.158)
you
Treveal C.W. Lynch (31:00.442)
Yeah.
Treveal C.W. Lynch (31:04.024)
Mm-hmm.
Dr. Rumbi (31:06.142)
with just saying, hey, we want to record this mom because we want to know after you're gone, then you can get on to the next conversation. Mom, have you thought about who you want to get your house when you're gone? But you can't go from zero to a hundred. In my experience, most people can't go from never talking about it to what you're gonna do with your house when you're dead. That's too much of a leap for people.
Treveal C.W. Lynch (31:21.111)
No. Right.
Mm-hmm.
Right.
Dr. Rumbi (31:33.01)
We have to take some baby steps, because again, I was talking about, we're kind of a death denying culture because it's not part of our cultural conversation. I break it down into baby steps. What are the conversations we can have? What are the ways we can think about wealth that's more expansive? And then work your way up to thinking about beneficiaries, thinking about who gets what.
Treveal C.W. Lynch (31:39.806)
Mm-hmm.
Treveal C.W. Lynch (31:44.826)
Yeah.
Treveal C.W. Lynch (31:53.146)
Hmm.
Dr. Rumbi (31:58.41)
and eventually getting to a point where you're ready to talk to a lawyer. I mean, I don't think there's anything worse than talking to a paid professional. It can be a lawyer or anyone else you've hired and you don't know what you want. I think we've all been there and you're like, you see the clock ticking and you're like, oh, what am I supposed to be doing here? What, and they're just, right, you just see the money going out your pocket because you're not prepared. You don't know what you're supposed to be doing. So I think it's so unfair that we expect people to just go straight to a lawyer.
Treveal C.W. Lynch (32:10.076)
Oh, oh my gosh. Right.
Treveal C.W. Lynch (32:17.058)
Mm.
Treveal C.W. Lynch (32:21.235)
Right.
Dr. Rumbi (32:28.258)
for a will, for a state planning, when we haven't done any preparation, we haven't done any education, we haven't thought for ourselves, what is it that we want?
Treveal C.W. Lynch (32:39.386)
Right. Can a person that has a current... So if a person already has a will, like it is a will, and they've gone the traditional route, they've literally done a will, can they parlay that information into a legacy plan, or do they just redo it? Like, how would that work? You can ask them to hire a lawyer and then make that disclaimer. Oh, sure.
Dr. Rumbi (32:44.994)
Mm-hmm.
Dr. Rumbi (32:50.263)
Mm-hmm.
Dr. Rumbi (32:58.814)
So I'm not a lawyer and I should make that disclaimer. What I suggest to people is if you already have a will, great. You are in the 30% of people who have done that work. But what I find is sometimes missing from a will, I like to call it like a letter of love. So a will can cover everything. It can say, I want my money to go to this person, I want my house to go to this person, and I want everything else in my estate to be decided.
Treveal C.W. Lynch (33:06.188)
Yeah.
Oh, okay.
Treveal C.W. Lynch (33:19.427)
Oh.
Treveal C.W. Lynch (33:26.501)
Mm-hmm.
Dr. Rumbi (33:27.83)
by my wife, so that would be your clothes, your shoes, your dishes, all the little intangible, or intangible, but things that may not have value. And I think that's where you can write a letter of love. So what people sometimes do to accompany a will is you might say, you know, I have a Jordan shoe collection, and I know that my brother-in-law would love to have those because he's the same size as me, right?
Treveal C.W. Lynch (33:56.767)
Okay, all right.
Dr. Rumbi (33:57.346)
or I've got photo albums and I know that my sister likes to keep track of family history. So it doesn't have to live in the will, but you can write a letter to your loved ones and say, right, this is what I'd like for you to have, right? Or you can write a letter to your spouse and say, this is how I want to be remembered. You know, this is how I want to be celebrated. There's lots of different tools that you can use and like templates you can use to just make that will a little richer.
Treveal C.W. Lynch (34:06.854)
Oh, okay.
Treveal C.W. Lynch (34:20.764)
Okay.
Treveal C.W. Lynch (34:26.083)
Oh, okay.
Dr. Rumbi (34:26.218)
You know, and you know how we said wills can be kind of boring and straightforward is this person gets this and this person gets that. But there's a lot of kind of things in between that the will doesn't talk about explicitly. And that's where you can just speak directly to your family or to your loved ones to say, these are my wishes. This is what I want. This is how I want you to remember me, you know, or to celebrate me. So it's great. Have a will. If you think you can go from zero to a will, please do. I.
Treveal C.W. Lynch (34:29.199)
Mm-hmm.
Yeah.
Treveal C.W. Lynch (34:53.04)
you.
Dr. Rumbi (34:55.77)
Like, you know, there are some people that just need that little kick to say, oh yeah, I'm ready. I know what I'm, just go do it. And then once you have that in place, you can come back and have those conversations because having a will that sits on the shelf that no one knows about or that, you know, no one has been a part of, I'll just say that it hits differently, you know, it's much more of a, it's a surprise, right? When, when it's time to open up.
Treveal C.W. Lynch (34:55.847)
Oh, good.
Yeah, just get it going.
Right.
Treveal C.W. Lynch (35:12.015)
Mm-hmm.
Treveal C.W. Lynch (35:16.495)
Right.
Mm-hmm.
Treveal C.W. Lynch (35:22.596)
It is.
Dr. Rumbi (35:24.582)
that will and I think that can not do damage but that can be hard for people. It's not that people will disagree with what's in your will but I think it's important to think about who should be part of this conversation. You know, your partner, your friend, your kids, you should tell them, in my opinion, what you've decided. Not because you necessarily want their opinion or you're going to change your mind but so that they can prepare. We talked about preparing emotionally, right, for what's coming.
Treveal C.W. Lynch (35:47.271)
Mm-hmm. Right.
Treveal C.W. Lynch (35:55.258)
Yeah. So does a, because you bring up so many good points, would a legacy plan in and of itself, so say I'm the guy who has no will, if I were to sit down with you and I were to pay for your services, once we've gone from end to end, would what you provide me
Dr. Rumbi (36:09.247)
Okay.
Treveal C.W. Lynch (36:23.494)
cover the basis of a will. So like basically can I do a legacy plan and not need a will?
Dr. Rumbi (36:30.971)
No, because the will is your legal document that will, and it depends on the state, sometimes you need it notarized, sometimes you need it notarized in witnesses, but that is the legal document that your family will be able to say, this is exactly what he wanted. So my work is helping people get to the point where they're ready to write the will, either on their own or with a lawyer.
Treveal C.W. Lynch (36:32.854)
Okay.
Dr. Rumbi (36:58.334)
So there's three steps in the work that I do. The first step is starting the conversation, which is what you and I are doing here today, right? We're talking about it, we're getting familiar with the concepts. I have conversation starters. If you're like, I really wanna talk to my wife. I'm just not really sure how to start. We'll role play it, we'll game it out. We'll say, you know, what could this conversation look like, right? Or I wanna talk to my kids, but they don't ever wanna talk about me dying, right? We'll talk about it. We'll figure out what that's like. So we start with the conversation.
Treveal C.W. Lynch (37:26.091)
Right.
Dr. Rumbi (37:27.978)
And then we move into redefining your wealth. So we've talked about that as well. So yes, I don't need to know how much is in your bank account. I assure people, I don't need to know if it's $0 or $1 million. But we talk about your financial accounts, where they are. You start making a list. And then we talk about all the other kinds of wealth. Do you keep the family recipes? Do you know the family history? Do you have heirlooms that are important to you?
Treveal C.W. Lynch (37:32.552)
Okay.
Treveal C.W. Lynch (37:36.918)
Mm-hmm. Okay.
Dr. Rumbi (37:55.162)
you know, what is it culturally, historically, you know, within your family that you value and that you think your family would value once you're gone. And then we make a list because one thing about, or one thing that happens when people pass away is the family doesn't know where to find anything. So maybe you have life insurance policy, but if people don't know where that policy is or who you got that policy from.
Treveal C.W. Lynch (38:14.075)
Hmm.
Mm-hmm.
Dr. Rumbi (38:21.578)
Life insurance isn't calling your house every month to say, hey, are you still alive? Do we need to pay out the policy? Right, it's almost impossible to track that down. So even just having a list of, I bank a Bank of America, and Liberty Mutual holds my life insurance policy, and Geico covers my car, and my mortgages, et cetera. Just having that list goes a really long way to helping your family when you're.
Treveal C.W. Lynch (38:26.734)
That's right. That's right.
Treveal C.W. Lynch (38:42.615)
Mm-hmm.
Treveal C.W. Lynch (38:48.923)
Hmm.
Dr. Rumbi (38:50.518)
And then the last piece, which is a little more challenging, it gets a little more challenging as we go, is naming your beneficiaries. So naming your beneficiaries in your financial accounts, it's something you can do that is called transferable on death. So that means that if you don't make it to the point of having a will, but you've named your beneficiaries in your bank accounts, in your retirement accounts, they go right to the person that you've designated without having to go to court, or without having to go to probate.
Treveal C.W. Lynch (38:53.846)
Yeah. Okay, yeah.
Dr. Rumbi (39:19.934)
And most people don't take the time to do that. You probably get alerts from your bank or your account, hey, have you named your beneficiaries yet? And you just delete that and you're like, I'll do it later. But it's really important to do that on your way to creating a will. So that's where I start with people. And then after the time is spent with me, I hope that they are a little more confident, right? They're a little more educated. They've given these things some thought. Maybe they've made that first list. Because here's the thing, if all you do is those three steps,
Treveal C.W. Lynch (39:35.663)
Yeah.
Treveal C.W. Lynch (39:44.486)
And uh, mm-hmm.
Dr. Rumbi (39:49.694)
you are still putting your family in a 10 times better position than if you hadn't done anything. Right, because like I said in the beginning, most people don't have anything. You're gone and your family's just like, well. Right, that's why we see so many GoFundMe funerals, right? That's why we see so many Cash App funerals. It's not because these people don't have cash, it's because the cash is frozen because there weren't any conversations, there weren't any decisions made.
Treveal C.W. Lynch (39:56.221)
Wow, you know it.
Nope.
Treveal C.W. Lynch (40:07.97)
Yes.
Dr. Rumbi (40:19.07)
And then the state freezes your assets until your family goes to court. So just doing these three steps will put your family in a much better position to deal with those things when you're gone. But I hope that people then continue on their way to a legacy plan that includes a will. In some cases, it might include a trust, and more complicated things. But I try to get people to that step where they can sit in front of a lawyer and say, okay, I'm ready.
This is how I wanna do it.
Treveal C.W. Lynch (40:48.998)
Mm-hmm, absolutely. My goodness, yes. As you were speaking, I was making a list of all the, like if it was like an Instagram post or something, 10 reasons that, 10 things that by getting a legacy plan that you're going to avoid. No one likes to go to court. No one likes this. No one likes, you know, it's like, oh my God, it's so valuable, it's so valuable. So why do, excuse me, why would a person need
Dr. Rumbi (40:56.558)
I'm going to go to bed.
Dr. Rumbi (41:00.298)
Yeah. All right.
Dr. Rumbi (41:06.439)
Exactly.
Dr. Rumbi (41:10.795)
Yeah.
Treveal C.W. Lynch (41:18.306)
And perhaps you may be, I mean, I feel maybe you've already kind of covered a little bit of it just through your sharing, because I can definitely see why someone would need some help here. But specifically, why would a person need a coach in this legacy planning process?
Dr. Rumbi (41:32.494)
Okay.
Dr. Rumbi (41:37.103)
Yeah. Well, I'm going to be honest. I don't know for certain. I am totally comfortable as an entrepreneur saying I am still figuring this out. So the first year I started this, I told you I did a lot of research just to get myself educated about where people are in this. And then year two, I said, maybe people need workshops. Maybe people want to
Treveal C.W. Lynch (41:49.73)
Yeah.
Dr. Rumbi (42:01.834)
work this out in a webinar setting or in a group setting, you know, where they can watch me explain it, and then maybe they'll go on their own. Look, that didn't get me anywhere, okay? What I learned, what I learned through that, one, it's very personal and private. People don't necessarily wanna be in a group setting to discuss this, I get that. And two, even though I thought I was breaking it down in a kind of simple way, it still felt overwhelming to people.
Treveal C.W. Lynch (42:12.29)
Mmm. Okay.
Treveal C.W. Lynch (42:17.775)
Yeah.
Treveal C.W. Lynch (42:21.336)
Okay.
Dr. Rumbi (42:29.782)
So I said, okay, feedback received. Let me try something else. So this is year three, and in year three, I'm doing the coaching, the one-on-one coaching. And we'll see, we'll see. I'm doing the one-on-one coaching, but I'm also having conversations like this because what I realized in year one and year two, the person who finally came back to me as a coach, she probably interacted with me or my website or my content a dozen times.
Treveal C.W. Lynch (42:30.173)
Oh.
Okay, all right.
Treveal C.W. Lynch (42:41.791)
Ah, yeah.
Dr. Rumbi (42:59.094)
before she was ready to have that conversation. So this isn't something that people are gonna hear once on the radio and be like, oh yeah, I need to do that. No, it's too personal, it's too sensitive. They're gonna need many, many interactions. So I'm trying to get myself out in more conversations like this to plant the seed. I'm trying to up my social media game a little bit to plant the seed. I have a newsletter, but I realize it's gonna take people time.
Treveal C.W. Lynch (42:59.822)
Okay, uh-huh. Yeah.
Treveal C.W. Lynch (43:20.4)
Yeah.
Dr. Rumbi (43:28.75)
to really understand the concepts. And I mentioned earlier, for some people, it takes a trigger. So it can be a death, but it could also be a birth. It can be being a new parent. It could be a new job. It could be you get a raise. It could be you start a business. It could be your business grows, right? There's lots of things that prompt people to say, oh, oh yeah, what was that thing that I read about or heard about? And I got it be in people's minds, I realize.
Treveal C.W. Lynch (43:34.135)
Mm-hmm.
Treveal C.W. Lynch (43:40.16)
Yep.
Treveal C.W. Lynch (43:56.918)
Exactly. Yes. All right. Yeah. That made sense though. Yeah, yeah. Like coach me through this thing because that groove session ain't working. But no, but that's so powerful that you got the feedback loops and it's one thing to get the feedback loop and then ignore it and just get all, you know, nope, this is how I'm gonna do it. And no, but you took it and you...
Dr. Rumbi (43:58.322)
right for them to come back to me for that. So that's where I am in year three. We will see, we'll see how it goes. Yeah.
Dr. Rumbi (44:15.106)
Yeah.
Dr. Rumbi (44:25.569)
Yeah. Oh, I was stubborn for a little bit, but yeah, but I learned. I learned. I came out of it and I said, okay, let me just give people what they're asking for and see how it goes.
Treveal C.W. Lynch (44:26.934)
You learned? Oh, OK.
Treveal C.W. Lynch (44:38.776)
Yeah. Okay. Cool. So we're kind of at the point where we want to start to kind of wrap it up, but a few more quick questions, because I'm just enjoying this conversation and just enjoying learning about this new thing. And like I said, let's call this part one, because there are some other things that I think even from a holistic perspective.
what you're doing can really add value just to the overall person. Because it brings up so many other things and layers of things that we deal with internally that we can get some deliverance. I think that what you're doing can be a vehicle to bring about some healing and some facing of fears and facing of internal challenges. One question I had, selfishly.
Dr. Rumbi (45:22.275)
Yeah.
Dr. Rumbi (45:31.587)
Mm-hmm.
Treveal C.W. Lynch (45:32.01)
So reading your website and going through your mission statement, I was like, okay. I don't know, it's something about boldness. It's something about boldness and I've acknowledged that I need some of it in some areas when you really drill down to who you're serving and what you're doing and how you're contributing to the world. In your mission statement, I didn't write the whole statement out, but just the first portion.
Dr. Rumbi (45:48.011)
Mm-hmm.
Treveal C.W. Lynch (46:01.514)
A million black Americans.
Why black? Why black specifically? That's a bold statement to make.
Dr. Rumbi (46:09.191)
Mm-hmm. Oh, you know, it is, it is. And I went back and forth and I waffled. You know, I come from a family that is very mixed. And I thought, and my nature is I wanna help everybody. I want everybody to win, right? I wanna serve everybody.
Treveal C.W. Lynch (46:16.111)
Yeah.
Treveal C.W. Lynch (46:30.474)
Exactly.
Dr. Rumbi (46:31.754)
You know, but I kept, but this wouldn't leave me and I kept coming back to, but my community needs this the most, you know. When a house is on fire on the street, you're not like, well, everybody needs water. You put out the house that's on fire. And I don't mean it to seem so dramatic, but when we talk about black wealth,
family wealth going down to zero dollars in the next 30, 40, 50 years, this is one of the pieces. I love that we are more clued in about spending our money right in our communities and supporting Black businesses and supporting Black women who are building Black businesses, but that's the front end. The end of it is what do we do with our wealth?
And what do we do with our wealth when we've passed on? And we're not talking about that piece. We could accumulate all the wealth that we need for our communities, but if it gets frozen, if it gets stuck in probate, if it gets peeled off by debtors, then what have we really built? And so I just thought I need to focus on my community, the black community, because we need this the most.
Treveal C.W. Lynch (47:30.001)
Yes.
Treveal C.W. Lynch (47:37.638)
Mm-hmm.
Treveal C.W. Lynch (47:42.583)
Mm.
Dr. Rumbi (47:56.31)
And something I haven't mentioned yet, one reason I get passionate about this work is because in the US where so many things feel divided across race and class and income, legacy planning is one of the few things that nobody does. How many stories we know about celebrities, Prince, right, not having a will when he died.
Treveal C.W. Lynch (47:57.882)
Yeah.
Yeah.
Treveal C.W. Lynch (48:09.858)
Mm-hmm.
Treveal C.W. Lynch (48:14.894)
Mm.
Treveal C.W. Lynch (48:21.078)
Mmm.
Wow.
Dr. Rumbi (48:24.558)
We know aunts and uncles who didn't have a will, grandparents who didn't have a will, doctors, lawyers, right? The most educated, well-resourced people. There is something in it, again, I think it's fear, that prevents them from doing what they know they need to do. So this is something that transcends race, class, income. It doesn't matter how smart you are, how educated you are, how many resources you have. There is still something.
Treveal C.W. Lynch (48:35.886)
Yeah.
Dr. Rumbi (48:52.438)
that is keeping people stuck in not doing this work. And I said, you know what, let me focus on my community because it's the community that I know best. We have our own particular fears. We have our own particular superstitions. We have our own particular way of talking about this or not talking about it. My long-term vision is that I can create kind of this work in a way that is culturally sensitive for other communities.
Treveal C.W. Lynch (48:55.034)
Mm-hmm.
Treveal C.W. Lynch (49:03.769)
Yeah.
Treveal C.W. Lynch (49:19.616)
Oh, okay. Wow.
Dr. Rumbi (49:19.81)
And I've started to do a little research on that, right? But the way Latinos talk about it is gonna be different than the way Asian-Americans talk about it. And the way that they plan and what's valuable for them is gonna be different. So I would love it to get to that point, but for now, no, we need to focus on what we have, on what we're growing, and what we're building for the future. We can't talk about generational wealth if we're not talking about how we pass on it.
Treveal C.W. Lynch (49:27.686)
That's true.
Treveal C.W. Lynch (49:38.446)
Hmm. Hehehehe.
Treveal C.W. Lynch (49:42.586)
Right.
Treveal C.W. Lynch (49:47.714)
Mm, that's a statement. That's a statement. That's a statement right there. Yeah, yeah. That's a tagline. That's a, no, I'm so, whoa, that was major. Yeah, cause we always throwing it out there. Generation of wealth, generation of wealth. Yeah, but you can't talk about it unless you talking about how you gonna pass it on. How is it gonna get to the next and the next and the next and wow.
Treveal C.W. Lynch (50:16.63)
Is there anything, because as a podcast host, you can drill a person all day long with a million questions and just what you wanna know and hope that the audience also wants to know those same things, but is there anything that you wanna share? And it doesn't have to even be about legacy planning. It can just be something on your heart, just something that you just wanna get off your chest. You just wanna vent a little bit. You just wanna love on people a little bit.
Dr. Rumbi (50:27.597)
Yeah.
Treveal C.W. Lynch (50:43.65)
Is there anything that you just wanna share because you just wanna share it? I'm gonna give you that space as well.
Dr. Rumbi (50:47.51)
HMM
Yeah, gosh, there's so much I want to share. I mean, I think what's on my heart and what attracted me to reaching out to you for your podcast and the work that you do is helping men claim their space in this work.
Women tend to be the caretakers, both at the beginning of life, right, and the end of life. Women tend to be the ones shepherding the funeral or the memorial service, or even cleaning out the house. But there is a space for men to do this work, not only for themselves and for their families and for the next generation, but to support women in the way that women are already, or often doing this work. And so...
even though I am approaching it from a female lens because that's what I am, I don't want it to seem like this work is just for women just because it feels like that's the way that it's been. It's been that way for a lot of reasons that we don't have time to get into. But I think that women are looking for the protectors and providers of their families to step in and support them.
Treveal C.W. Lynch (51:48.792)
Yeah.
Dr. Rumbi (52:04.786)
in this work. So then I'm talking to you, there's a place for you in this, there's a place for you to do it for yourself, there's a place for you to do it with your partners, with your kids, with your family, because I know that that's the legacy that people want to leave, you know, for the future. So that's something that I'm thinking about a lot and you know I would love to have that kind of partnership.
Treveal C.W. Lynch (52:10.975)
Yes.
Treveal C.W. Lynch (52:29.008)
Yeah.
Dr. Rumbi (52:32.85)
I mean, I have that personal partnership with my spouse, but I would love to think more about how I bring couples together, you know, to talk about this work for their families.
Treveal C.W. Lynch (52:35.226)
Yeah.
Treveal C.W. Lynch (52:44.626)
Absolutely, yes. Thank you. Thank you for sharing that and thank you. And it's such a reminder to us as men and yeah, as a man. That's one thing I'm very conscious of and aware of the need within my relationship to...
not allow my wife to shoulder what society and what the culture says is her job or her role. We get to make up the rules. We get to make up what life is. So I thank you for that. Because I can say it all day long, and sometimes a particular audience or group, they get tied to your voice, because you're the one that's always saying it. But when someone else says it, it's like, oh yeah, maybe I do need to.
Dr. Rumbi (53:10.722)
Yeah.
Dr. Rumbi (53:19.552)
Exactly.
Dr. Rumbi (53:31.47)
What?
Treveal C.W. Lynch (53:36.958)
step up and step in to that position. So thank you for that. Thank you for that. Well, listen, I just wanna thank you so much for just sharing in this moment, sharing in this space, sharing your life, sharing your legacy, sharing what you have started, what you're doing, what you will continue to do. I do hope and pray for not a.
Dr. Rumbi (53:42.122)
Yeah, thank you.
Treveal C.W. Lynch (54:05.118)
for this not to kind of be the drop off, but that there will be a part to, because there are so many other things that I would love to unpack, and just hear your perspective on. You have such great perspective, you're so articulate. You have such an approach to life, and such an approach to business, and approach to caring. Everyone, you know,
People can say I care, I love or whatnot, but it's really, even as I recently discovered, they say that it's, I think it's 90, 97% of all communication is nonverbal. It's like what you do that matters. So yeah, so I would love to get into some more of those things with you and break down some more things, but I just do wanna thank you so much for your.
Dr. Rumbi (54:51.05)
Mm-hmm.
Yeah.
Treveal C.W. Lynch (55:02.982)
for your time, for your effort, for your expertise, for your vision, for your boldness. It inspires me to rewrite some things that have been on my heart. Cause you know, sometimes it's like, yeah, like you said, you don't wanna maybe put some things out there cause you fear the fear that is gonna pigeonhole you or someone's gonna take a fence or maybe it won't do this or do that. But it's time for us to be bold and time for us to.
Dr. Rumbi (55:09.016)
I'm sorry.
Treveal C.W. Lynch (55:31.494)
to walk in what we know that we're called to. So thank you for being that light and that encouragement to me and to my audience. Yeah.
Dr. Rumbi (55:37.666)
Thank you.
Dr. Rumbi (55:41.398)
Thank you for the pleasure, for the honor.
Treveal C.W. Lynch (55:44.126)
Yeah, thank you so much. All right, so just wanna take one more moment if there's any final words that you wanna share. Definitely wanna, again, highlight any final words. Or if not, I can go ahead and wrap this up, but I do wanna provide those last words to you if there's anything that you wanna share.
Dr. Rumbi (56:06.142)
I guess I'll share that if any, if this is spoken to folks, if people are filling it in their hearts, as individuals, as families, as couples.
I'm available for coaching, you can go to my website, and I know we're gonna share all of that after. You can book time with me one-on-one just to get started, see if we connect. Follow me, again, I know it's not gonna be a one and done for most people, but I encourage you to follow me, read the content, let it sit with you, and then when you're ready, I'm available, and we can get started.
Treveal C.W. Lynch (56:41.05)
Yes, awesome. Yes, yes, yes. Follow, connect. All of that information will be within our show notes on the podcast platforms down in the description of our YouTube platform. And whenever I'll be sharing content across the internet, I'll be making sure that there's links and that there's instructions on how to get in contact with this wonderful individual, this powerful individual, and all of the services that she provides.
Once again, as we always say, this is another, not only episode, but another experience here in the I Am The Possible universe. I wanna thank you guys so much for sharing in this moment. Thank you so much for giving us your attention. I hope and pray that something has landed, a seed has been sown, that you guys have been encouraged, inspired, that you've been called out to think and to consider something that maybe you've never considered before. And that...
Even through just listening and observing the information that we shared today, that something within you would just rise up and cause you to believe, to believe in the possibilities, believe in this context and believe in any other context that you may find yourself in life. Until next time, guys, I love you guys. I'm praying for you guys. I'm believing in you guys. Let's continue to regulate that we might continue to elevate.
and that you might continue to be encouraged. God bless.