Collyer Bristow Soundbytes
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Collyer Bristow Soundbytes
Understanding Collective Investment Schemes
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In this episode, associates Abbie Coleman (Commercial Disputes) and Luke Naylor (Corporate) provide a clear overview of collective investment schemes (CIS), including what they are, how they are defined under the Financial Services and Markets Act 2000, and how they are regulated in the UK.
The discussion explores the distinction between regulated and unregulated schemes, the role of the Financial Conduct Authority, and the significant risks associated with unregulated investments. The speakers also explain the financial promotion regime, including key exemptions for high net worth and sophisticated investors.
Finally, the episode examines investor protection mechanisms, including the Financial Ombudsman Service and the Financial Services Compensation Scheme, alongside practical guidance on potential civil claims and recent enforcement cases such as Harlequin Property and Argento Wealth.
A practical, whistle-stop guide for investors, advisers, and professionals navigating the regulatory perimeter around CIS.