My DPC Story
As the Direct Primary Care and Direct Care models grow, many physicians are providing care to patients in different ways. This podcast is to introduce you to some of those folks and to hear their stories. Go ahead, get a little inspired. Heck, jump in and join the movement! Visit us online at mydpcstory.com and JOIN our PATREON where you can find our EXCLUSIVE PODCAST FEED of extended interview content including updates on former guests!
My DPC Story
How Dr. Josh Chow and His Wife Katherine Left Corporate DPC Behind to Open Their Own Practice in Colorado
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What does it look like when a physician gets laid off from a corporate-acquired DPC practice and turns that loss into the exact practice he always wanted to build?
We close out Financial Sustainability Month with Dr. Josh Chow, DO and his wife Katherine Chow of Ohana Medical in Centennial, Colorado. Their story is one of resilience, financial clarity, and a deep commitment to family, both the one they are raising and the one they are building with their patients.
Dr. Chow spent five and a half years in what started as his dream DPC job. When that practice was sold to a corporate entity, everything changed. Rather than accept the new normal, he and Katherine spent months searching for another DPC position before deciding they had to build their own. Ohana Medical opened in October 2025.
In this episode we cover:
- Why he left surgical residency and how that training shapes his DPC today
- How they funded their startup with a family loan, severance, and a ~$100K budget
- Their pricing strategy, open enrollment timing, and insurance broker vetting process
- One-time visits as a patient conversion tool
- In-house pharmacy, procedures, and financial non-negotiables
- Tax strategy: Augusta Rule, home office deductions, sole proprietor LLC
- Retirement planning: Roth IRAs from day one and front-loaded 529s
- Running a practice and a family alongside your spouse
This one is honest, practical, and deeply relatable. Listen now.
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