{"version":"1.0.0","segments":[{"speaker":"Nickolas Natali","startTime":0.0,"endTime":2.79,"body":"I was super"},{"speaker":"Nickolas Natali","startTime":0.0,"endTime":2.79,"body":"obsessed with getting out of"},{"speaker":"Nickolas Natali","startTime":2.79,"endTime":6.84,"body":"debt, like that was like my main"},{"speaker":"Nickolas Natali","startTime":2.79,"endTime":6.84,"body":"goal. And I was starving myself"},{"speaker":"Nickolas Natali","startTime":6.84,"endTime":10.23,"body":"- not eating, not purchasing"},{"speaker":"Nickolas Natali","startTime":6.84,"endTime":10.23,"body":"things. And I ended up losing"},{"speaker":"Nickolas Natali","startTime":10.26,"endTime":14.19,"body":"between like 20 and 25 pounds"},{"speaker":"Nickolas Natali","startTime":10.26,"endTime":14.19,"body":"and became malnourished during"},{"speaker":"Nickolas Natali","startTime":14.19,"endTime":14.97,"body":"that time."},{"speaker":"Ethan Waldman","startTime":15.87,"endTime":18.3,"body":"Welcome to the"},{"speaker":"Ethan Waldman","startTime":15.87,"endTime":18.3,"body":"Tiny House Lifestyle Podcast,"},{"speaker":"Ethan Waldman","startTime":18.33,"endTime":21.12,"body":"the show where you learn how to"},{"speaker":"Ethan Waldman","startTime":18.33,"endTime":21.12,"body":"plan, build and live the tiny"},{"speaker":"Ethan Waldman","startTime":21.12,"endTime":25.23,"body":"lifestyle. I'm your host, Ethan"},{"speaker":"Ethan Waldman","startTime":21.12,"endTime":25.23,"body":"Waldman, and this is Episode 213"},{"speaker":"Ethan Waldman","startTime":25.26,"endTime":28.65,"body":"with Nicholas Natali. Living"},{"speaker":"Ethan Waldman","startTime":25.26,"endTime":28.65,"body":"tiny is a great way to save"},{"speaker":"Ethan Waldman","startTime":28.65,"endTime":31.95,"body":"money and pay off debt and my"},{"speaker":"Ethan Waldman","startTime":28.65,"endTime":31.95,"body":"guest today did that in a"},{"speaker":"Ethan Waldman","startTime":31.95,"endTime":36.9,"body":"radical way. $60,000 in student"},{"speaker":"Ethan Waldman","startTime":31.95,"endTime":36.9,"body":"loan debt in just 11 months."},{"speaker":"Ethan Waldman","startTime":37.29,"endTime":39.87,"body":"You'll have to listen to the"},{"speaker":"Ethan Waldman","startTime":37.29,"endTime":39.87,"body":"episode to find out exactly how"},{"speaker":"Ethan Waldman","startTime":39.87,"endTime":43.17,"body":"he did it and why he does not"},{"speaker":"Ethan Waldman","startTime":39.87,"endTime":43.17,"body":"recommend doing it the way that"},{"speaker":"Ethan Waldman","startTime":43.17,"endTime":45.0,"body":"he did it. I hope you stick"},{"speaker":"Ethan Waldman","startTime":43.17,"endTime":45.0,"body":"around."},{"speaker":"Ethan Waldman","startTime":45.99,"endTime":47.94,"body":"I want to tell you about"},{"speaker":"Ethan Waldman","startTime":45.99,"endTime":47.94,"body":"something that I think will be"},{"speaker":"Ethan Waldman","startTime":47.94,"endTime":51.57,"body":"super helpful as you plan,"},{"speaker":"Ethan Waldman","startTime":47.94,"endTime":51.57,"body":"design and build your tiny"},{"speaker":"Ethan Waldman","startTime":51.57,"endTime":56.58,"body":"house. Tiny House Decisions is a"},{"speaker":"Ethan Waldman","startTime":51.57,"endTime":56.58,"body":"guide that I wish I had when I"},{"speaker":"Ethan Waldman","startTime":56.58,"endTime":59.43,"body":"was building my tiny house. It"},{"speaker":"Ethan Waldman","startTime":56.58,"endTime":59.43,"body":"comes in three different"},{"speaker":"Ethan Waldman","startTime":59.43,"endTime":63.0,"body":"packages to help you on your"},{"speaker":"Ethan Waldman","startTime":59.43,"endTime":63.0,"body":"unique Tiny House journey. And"},{"speaker":"Ethan Waldman","startTime":63.0,"endTime":65.43,"body":"if you're struggling to just"},{"speaker":"Ethan Waldman","startTime":63.0,"endTime":65.43,"body":"figure out the systems for your"},{"speaker":"Ethan Waldman","startTime":65.43,"endTime":68.16,"body":"tiny house, you know, like how"},{"speaker":"Ethan Waldman","startTime":65.43,"endTime":68.16,"body":"you're going to heat it, how"},{"speaker":"Ethan Waldman","startTime":68.16,"endTime":70.77,"body":"you're going to plumb it, you"},{"speaker":"Ethan Waldman","startTime":68.16,"endTime":70.77,"body":"know, what construction"},{"speaker":"Ethan Waldman","startTime":70.77,"endTime":74.25,"body":"technique are you going to use"},{"speaker":"Ethan Waldman","startTime":70.77,"endTime":74.25,"body":"like SIPs or stick framing or"},{"speaker":"Ethan Waldman","startTime":74.25,"endTime":77.1,"body":"steel framing, Tiny House"},{"speaker":"Ethan Waldman","startTime":74.25,"endTime":77.1,"body":"Decisions, we'll take you"},{"speaker":"Ethan Waldman","startTime":77.1,"endTime":80.34,"body":"through all these processes"},{"speaker":"Ethan Waldman","startTime":77.1,"endTime":80.34,"body":"systematically, and help you"},{"speaker":"Ethan Waldman","startTime":80.34,"endTime":83.82,"body":"come up with a design that works"},{"speaker":"Ethan Waldman","startTime":80.34,"endTime":83.82,"body":"for you. Right now I'm offering"},{"speaker":"Ethan Waldman","startTime":83.85,"endTime":87.54,"body":"20% off any package of Tiny"},{"speaker":"Ethan Waldman","startTime":83.85,"endTime":87.54,"body":"House Decisions for listeners of"},{"speaker":"Ethan Waldman","startTime":87.54,"endTime":92.49,"body":"the show. You can head over to"},{"speaker":"Ethan Waldman","startTime":87.54,"endTime":92.49,"body":"thetinyhouse.net/THD to learn"},{"speaker":"Ethan Waldman","startTime":92.49,"endTime":97.26,"body":"more. And use the coupon code"},{"speaker":"Ethan Waldman","startTime":92.49,"endTime":97.26,"body":"tiny at checkout for 20% off any"},{"speaker":"Ethan Waldman","startTime":97.26,"endTime":102.18,"body":"package. Again, that's"},{"speaker":"Ethan Waldman","startTime":97.26,"endTime":102.18,"body":"thetinyhouse.net/THD, and use"},{"speaker":"Ethan Waldman","startTime":102.18,"endTime":104.73,"body":"the coupon code tiny for 20%"},{"speaker":"Ethan Waldman","startTime":102.18,"endTime":104.73,"body":"off."},{"speaker":"Ethan Waldman","startTime":118.17,"endTime":121.86,"body":"All right, I am here with"},{"speaker":"Ethan Waldman","startTime":118.17,"endTime":121.86,"body":"Nickolas Natali who has paid off"},{"speaker":"Ethan Waldman","startTime":121.86,"endTime":126.96,"body":"$60,000 in student loan debt in"},{"speaker":"Ethan Waldman","startTime":121.86,"endTime":126.96,"body":"11 months by living in his 1986"},{"speaker":"Ethan Waldman","startTime":126.99,"endTime":131.16,"body":"Chevy Suburban and skyrocketed"},{"speaker":"Ethan Waldman","startTime":126.99,"endTime":131.16,"body":"his net worth to over 200k by"},{"speaker":"Ethan Waldman","startTime":131.16,"endTime":135.21,"body":"the age of 24. He now teaches"},{"speaker":"Ethan Waldman","startTime":131.16,"endTime":135.21,"body":"others how to build wealth with"},{"speaker":"Ethan Waldman","startTime":135.24,"endTime":138.33,"body":"easy to implement investing"},{"speaker":"Ethan Waldman","startTime":135.24,"endTime":138.33,"body":"strategies and without having to"},{"speaker":"Ethan Waldman","startTime":138.33,"endTime":141.81,"body":"live as extreme as he did."},{"speaker":"Ethan Waldman","startTime":138.33,"endTime":141.81,"body":"Nickolas, welcome to the show."},{"speaker":"Nickolas Natali","startTime":142.86,"endTime":144.72,"body":"Ethan, thank"},{"speaker":"Nickolas Natali","startTime":142.86,"endTime":144.72,"body":"you for having me. I'm very"},{"speaker":"Nickolas Natali","startTime":144.72,"endTime":145.53,"body":"excited to be here."},{"speaker":"Ethan Waldman","startTime":145.75,"endTime":149.89,"body":"Yeah, thanks for"},{"speaker":"Ethan Waldman","startTime":145.75,"endTime":149.89,"body":"being here. So let's just start"},{"speaker":"Ethan Waldman","startTime":149.89,"endTime":153.1,"body":"I want I want the long version"},{"speaker":"Ethan Waldman","startTime":149.89,"endTime":153.1,"body":"of that bio. I want the long"},{"speaker":"Ethan Waldman","startTime":153.1,"endTime":157.93,"body":"version of of your, you know."},{"speaker":"Ethan Waldman","startTime":153.1,"endTime":157.93,"body":"How did you even get started on"},{"speaker":"Ethan Waldman","startTime":157.93,"endTime":161.89,"body":"this? I would, I would call it"},{"speaker":"Ethan Waldman","startTime":157.93,"endTime":161.89,"body":"radical debt elimination plan."},{"speaker":"Nickolas Natali","startTime":162.43,"endTime":165.88,"body":"It definitely"},{"speaker":"Nickolas Natali","startTime":162.43,"endTime":165.88,"body":"was radical. It started my"},{"speaker":"Nickolas Natali","startTime":165.91,"endTime":170.35,"body":"senior year of college, I went"},{"speaker":"Nickolas Natali","startTime":165.91,"endTime":170.35,"body":"into college, actually, with the"},{"speaker":"Nickolas Natali","startTime":170.35,"endTime":174.1,"body":"idea that I was going to have"},{"speaker":"Nickolas Natali","startTime":170.35,"endTime":174.1,"body":"some debt, and I wanted to get"},{"speaker":"Nickolas Natali","startTime":174.1,"endTime":176.92,"body":"my debt down low. So I was like,"},{"speaker":"Nickolas Natali","startTime":174.1,"endTime":176.92,"body":"\"I'm going to graduate early."},{"speaker":"Nickolas Natali","startTime":176.92,"endTime":179.41,"body":"And that should be enough.\" And"},{"speaker":"Nickolas Natali","startTime":176.92,"endTime":179.41,"body":"then senior year rolled around."},{"speaker":"Nickolas Natali","startTime":179.83,"endTime":183.16,"body":"And I finally looked at the"},{"speaker":"Nickolas Natali","startTime":179.83,"endTime":183.16,"body":"numbers and it said 60k. And I"},{"speaker":"Nickolas Natali","startTime":183.16,"endTime":185.89,"body":"was like this was not what I was"},{"speaker":"Nickolas Natali","startTime":183.16,"endTime":185.89,"body":"expecting. Maybe I should have"},{"speaker":"Nickolas Natali","startTime":185.89,"endTime":188.26,"body":"been, you know, keeping tabs on"},{"speaker":"Nickolas Natali","startTime":185.89,"endTime":188.26,"body":"this."},{"speaker":"Ethan Waldman","startTime":188.38,"endTime":188.77,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":188.83,"endTime":191.92,"body":"And as, as I"},{"speaker":"Nickolas Natali","startTime":188.83,"endTime":191.92,"body":"stewed on it more, I was just"},{"speaker":"Nickolas Natali","startTime":191.92,"endTime":194.92,"body":"like, $50,000 is a lot of money."},{"speaker":"Nickolas Natali","startTime":191.92,"endTime":194.92,"body":"Like I don't want this to follow"},{"speaker":"Nickolas Natali","startTime":194.92,"endTime":197.65,"body":"me for the rest of my life. And"},{"speaker":"Nickolas Natali","startTime":194.92,"endTime":197.65,"body":"so I started to think about"},{"speaker":"Nickolas Natali","startTime":197.65,"endTime":200.74,"body":"different ideas that I could,"},{"speaker":"Nickolas Natali","startTime":197.65,"endTime":200.74,"body":"you know, maybe implement, and"},{"speaker":"Nickolas Natali","startTime":200.74,"endTime":204.13,"body":"one of them that kept coming up"},{"speaker":"Nickolas Natali","startTime":200.74,"endTime":204.13,"body":"was, 'Why not live in a"},{"speaker":"Nickolas Natali","startTime":204.13,"endTime":207.22,"body":"vehicle?' And at first, I feel"},{"speaker":"Nickolas Natali","startTime":204.13,"endTime":207.22,"body":"like it started out as a joke,"},{"speaker":"Nickolas Natali","startTime":207.52,"endTime":209.41,"body":"like, my family's like,"},{"speaker":"Nickolas Natali","startTime":207.52,"endTime":209.41,"body":"\"Wouldn't that be funny if you"},{"speaker":"Nickolas Natali","startTime":209.41,"endTime":212.08,"body":"just like live in a car?\" And"},{"speaker":"Nickolas Natali","startTime":209.41,"endTime":212.08,"body":"then I was like, \"Yeah, maybe"},{"speaker":"Nickolas Natali","startTime":212.08,"endTime":213.82,"body":"that would be kind of funny.\""},{"speaker":"Nickolas Natali","startTime":212.08,"endTime":213.82,"body":"And then I was like telling"},{"speaker":"Nickolas Natali","startTime":213.82,"endTime":216.19,"body":"professors and they were like,"},{"speaker":"Nickolas Natali","startTime":213.82,"endTime":216.19,"body":"were suddenly getting very"},{"speaker":"Nickolas Natali","startTime":216.19,"endTime":219.04,"body":"concerned for me, they're like,"},{"speaker":"Nickolas Natali","startTime":216.19,"endTime":219.04,"body":"\"Please do not do this. This is"},{"speaker":"Nickolas Natali","startTime":219.25,"endTime":221.38,"body":"this is something you don't want"},{"speaker":"Nickolas Natali","startTime":219.25,"endTime":221.38,"body":"to do.\" And then that made me"},{"speaker":"Nickolas Natali","startTime":221.38,"endTime":223.78,"body":"want to do it even more. Because"},{"speaker":"Nickolas Natali","startTime":221.38,"endTime":223.78,"body":"I was like, \"Oh, I'm going to"},{"speaker":"Nickolas Natali","startTime":223.78,"endTime":224.71,"body":"show him I can do it.\""},{"speaker":"Ethan Waldman","startTime":225.28,"endTime":227.77,"body":"Why? Why do you"},{"speaker":"Ethan Waldman","startTime":225.28,"endTime":227.77,"body":"think that they didn't want you"},{"speaker":"Ethan Waldman","startTime":227.77,"endTime":228.22,"body":"to do it?"},{"speaker":"Nickolas Natali","startTime":229.3,"endTime":232.03,"body":"I think maybe"},{"speaker":"Nickolas Natali","startTime":229.3,"endTime":232.03,"body":"just safety reasons."},{"speaker":"Ethan Waldman","startTime":232.12,"endTime":232.54,"body":"Okay."},{"speaker":"Nickolas Natali","startTime":232.57,"endTime":236.5,"body":"Or I think"},{"speaker":"Nickolas Natali","startTime":232.57,"endTime":236.5,"body":"yeah, maybe they were just"},{"speaker":"Nickolas Natali","startTime":236.5,"endTime":240.97,"body":"concerned about like me moving"},{"speaker":"Nickolas Natali","startTime":236.5,"endTime":240.97,"body":"into my car and then never"},{"speaker":"Nickolas Natali","startTime":241.48,"endTime":244.45,"body":"moving out of it. I'm not sure."},{"speaker":"Nickolas Natali","startTime":241.48,"endTime":244.45,"body":"Maybe they thought it was gonna"},{"speaker":"Nickolas Natali","startTime":244.45,"endTime":246.91,"body":"be like so drastic, I would"},{"speaker":"Nickolas Natali","startTime":244.45,"endTime":246.91,"body":"never talk to anybody again. I"},{"speaker":"Nickolas Natali","startTime":246.91,"endTime":248.77,"body":"was like, off the grid for good."},{"speaker":"Nickolas Natali","startTime":248.0,"endTime":253.46,"body":"Could be any of those reasons."},{"speaker":"Nickolas Natali","startTime":248.0,"endTime":253.46,"body":"But what I think the real"},{"speaker":"Nickolas Natali","startTime":253.46,"endTime":257.72,"body":"catalyst that turned it into"},{"speaker":"Nickolas Natali","startTime":253.46,"endTime":257.72,"body":"like a real thing was I didn't"},{"speaker":"Nickolas Natali","startTime":257.72,"endTime":261.5,"body":"have a car to live in. Like I"},{"speaker":"Nickolas Natali","startTime":257.72,"endTime":261.5,"body":"had a Honda Accord, but it"},{"speaker":"Nickolas Natali","startTime":261.5,"endTime":265.58,"body":"wasn't really like made for"},{"speaker":"Nickolas Natali","startTime":261.5,"endTime":265.58,"body":"camping out. But my my"},{"speaker":"Nickolas Natali","startTime":265.58,"endTime":268.58,"body":"sibling's, dad kind of heard"},{"speaker":"Nickolas Natali","startTime":265.58,"endTime":268.58,"body":"about some of the scuttlebug,"},{"speaker":"Nickolas Natali","startTime":269.33,"endTime":273.98,"body":"scuttlebug. And it was like,"},{"speaker":"Nickolas Natali","startTime":269.33,"endTime":273.98,"body":"\"Hey, if you're for real about"},{"speaker":"Nickolas Natali","startTime":273.98,"endTime":278.99,"body":"this, if you're legit going to"},{"speaker":"Nickolas Natali","startTime":273.98,"endTime":278.99,"body":"move into a car, I'll give you"},{"speaker":"Nickolas Natali","startTime":279.32,"endTime":282.89,"body":"my 1986 Chevy Suburban.\" I don't"},{"speaker":"Nickolas Natali","startTime":279.32,"endTime":282.89,"body":"even think it ran because he was"},{"speaker":"Nickolas Natali","startTime":282.89,"endTime":285.59,"body":"like, \"I'll give it to you, and"},{"speaker":"Nickolas Natali","startTime":282.89,"endTime":285.59,"body":"you can live in that if you're"},{"speaker":"Nickolas Natali","startTime":285.59,"endTime":289.16,"body":"for real about it.\" And so I was"},{"speaker":"Nickolas Natali","startTime":285.59,"endTime":289.16,"body":"like, \"Oh man, well, this sounds"},{"speaker":"Nickolas Natali","startTime":289.16,"endTime":291.62,"body":"too good to pass up.\" So I took"},{"speaker":"Nickolas Natali","startTime":289.16,"endTime":291.62,"body":"him up on it."},{"speaker":"Ethan Waldman","startTime":292.1,"endTime":295.1,"body":"Okay, so 98 Six"},{"speaker":"Ethan Waldman","startTime":292.1,"endTime":295.1,"body":"Chevy Suburban. That's like,"},{"speaker":"Ethan Waldman","startTime":295.64,"endTime":298.85,"body":"I've looked at some pictures of"},{"speaker":"Ethan Waldman","startTime":295.64,"endTime":298.85,"body":"it on your Instagram. It's like"},{"speaker":"Ethan Waldman","startTime":298.85,"endTime":300.47,"body":"a big white beast."},{"speaker":"Nickolas Natali","startTime":301.82,"endTime":304.13,"body":"That's exactly"},{"speaker":"Nickolas Natali","startTime":301.82,"endTime":304.13,"body":"what it is. Yeah, it's, it's"},{"speaker":"Nickolas Natali","startTime":304.13,"endTime":307.4,"body":"long, but it's not tall. That"},{"speaker":"Nickolas Natali","startTime":304.13,"endTime":307.4,"body":"was the unfortunate part."},{"speaker":"Ethan Waldman","startTime":308.0,"endTime":311.36,"body":"Yeah, I mean,"},{"speaker":"Ethan Waldman","startTime":308.0,"endTime":311.36,"body":"essentially, it looks, you might"},{"speaker":"Ethan Waldman","startTime":311.36,"endTime":314.78,"body":"think of a Chevy Suburban now,"},{"speaker":"Ethan Waldman","startTime":311.36,"endTime":314.78,"body":"that has a lot of headroom. But"},{"speaker":"Ethan Waldman","startTime":314.78,"endTime":318.26,"body":"this almost looks more like a"},{"speaker":"Ethan Waldman","startTime":314.78,"endTime":318.26,"body":"pickup truck, just that has a"},{"speaker":"Ethan Waldman","startTime":318.26,"endTime":319.97,"body":"permanent cap on the back."},{"speaker":"Nickolas Natali","startTime":320.99,"endTime":323.09,"body":"That's exactly,"},{"speaker":"Nickolas Natali","startTime":320.99,"endTime":323.09,"body":"it's exactly what it is. And it"},{"speaker":"Nickolas Natali","startTime":323.09,"endTime":327.59,"body":"has this little so like the"},{"speaker":"Nickolas Natali","startTime":323.09,"endTime":327.59,"body":"driver's row, because they had"},{"speaker":"Nickolas Natali","startTime":327.59,"endTime":331.25,"body":"rows and the passenger row, that"},{"speaker":"Nickolas Natali","startTime":327.59,"endTime":331.25,"body":"was like probably like six or"},{"speaker":"Nickolas Natali","startTime":331.28,"endTime":334.37,"body":"eight inches lower. And then"},{"speaker":"Nickolas Natali","startTime":331.28,"endTime":334.37,"body":"where I ended up putting the bed"},{"speaker":"Nickolas Natali","startTime":334.37,"endTime":338.24,"body":"in the back rows, it was like up"},{"speaker":"Nickolas Natali","startTime":334.37,"endTime":338.24,"body":"another like eight inches, so it"},{"speaker":"Nickolas Natali","startTime":338.24,"endTime":341.54,"body":"shortened it even even further."},{"speaker":"Nickolas Natali","startTime":338.24,"endTime":341.54,"body":"So I was always having a crunch"},{"speaker":"Nickolas Natali","startTime":341.54,"endTime":344.36,"body":"over, be real Notre Dame like."},{"speaker":"Ethan Waldman","startTime":344.9,"endTime":348.59,"body":"So it was not a"},{"speaker":"Ethan Waldman","startTime":344.9,"endTime":348.59,"body":"great vehicle to start for a van"},{"speaker":"Ethan Waldman","startTime":348.59,"endTime":351.86,"body":"or a house conversion, but it"},{"speaker":"Ethan Waldman","startTime":348.59,"endTime":351.86,"body":"was free."},{"speaker":"Nickolas Natali","startTime":352.61,"endTime":355.19,"body":"It was free,"},{"speaker":"Nickolas Natali","startTime":352.61,"endTime":355.19,"body":"and you can't pass up on free."},{"speaker":"Nickolas Natali","startTime":355.61,"endTime":357.32,"body":"And when my brother and I,"},{"speaker":"Ethan Waldman","startTime":357.32,"endTime":358.34,"body":"Well you can,"},{"speaker":"Ethan Waldman","startTime":357.32,"endTime":358.34,"body":"but..."},{"speaker":"Nickolas Natali","startTime":362.48,"endTime":364.88,"body":"That's alright,"},{"speaker":"Nickolas Natali","startTime":362.48,"endTime":364.88,"body":"I couldn't at that point, I"},{"speaker":"Nickolas Natali","startTime":364.88,"endTime":367.73,"body":"write all my numbers in the"},{"speaker":"Nickolas Natali","startTime":364.88,"endTime":367.73,"body":"negative. And I was like, \"Hey,"},{"speaker":"Nickolas Natali","startTime":367.76,"endTime":371.15,"body":"this is in the positive.\" My"},{"speaker":"Nickolas Natali","startTime":367.76,"endTime":371.15,"body":"brother and I started the"},{"speaker":"Nickolas Natali","startTime":371.21,"endTime":374.33,"body":"conversion though soon"},{"speaker":"Nickolas Natali","startTime":371.21,"endTime":374.33,"body":"thereafter. And it was"},{"speaker":"Nickolas Natali","startTime":374.33,"endTime":377.93,"body":"makeshift, you know, it's it's"},{"speaker":"Nickolas Natali","startTime":374.33,"endTime":377.93,"body":"not what you see people rocking"},{"speaker":"Nickolas Natali","startTime":377.93,"endTime":382.07,"body":"the Sprinter vans. It's very"},{"speaker":"Nickolas Natali","startTime":377.93,"endTime":382.07,"body":"plywood in a couple of nails."},{"speaker":"Ethan Waldman","startTime":382.49,"endTime":385.76,"body":"Yeah, yeah. So"},{"speaker":"Ethan Waldman","startTime":382.49,"endTime":385.76,"body":"talk about, you know, what, what"},{"speaker":"Ethan Waldman","startTime":385.76,"endTime":389.0,"body":"did you do to convert it? And I"},{"speaker":"Ethan Waldman","startTime":385.76,"endTime":389.0,"body":"think in the pictures, there's"},{"speaker":"Ethan Waldman","startTime":389.0,"endTime":393.08,"body":"like, I can see maybe water"},{"speaker":"Ethan Waldman","startTime":389.0,"endTime":393.08,"body":"tanks on the roof."},{"speaker":"Nickolas Natali","startTime":396.24,"endTime":400.08,"body":"That's right."},{"speaker":"Nickolas Natali","startTime":396.24,"endTime":400.08,"body":"So how the conversion kind of"},{"speaker":"Nickolas Natali","startTime":400.08,"endTime":403.98,"body":"looks like is, one we made a"},{"speaker":"Nickolas Natali","startTime":400.08,"endTime":403.98,"body":"bunch of mistakes. Those are"},{"speaker":"Nickolas Natali","startTime":403.98,"endTime":407.82,"body":"always fun to talk about. We had"},{"speaker":"Nickolas Natali","startTime":403.98,"endTime":407.82,"body":"this idea, originally, that the"},{"speaker":"Nickolas Natali","startTime":407.82,"endTime":410.91,"body":"driver's seat wasn't going to be"},{"speaker":"Nickolas Natali","startTime":407.82,"endTime":410.91,"body":"a driver's seat. It was going to"},{"speaker":"Nickolas Natali","startTime":410.91,"endTime":414.09,"body":"be a swivel chair. We wanted to"},{"speaker":"Nickolas Natali","startTime":410.91,"endTime":414.09,"body":"have this chair that I could"},{"speaker":"Nickolas Natali","startTime":414.09,"endTime":417.42,"body":"turn around and kind of like,"},{"speaker":"Nickolas Natali","startTime":414.09,"endTime":417.42,"body":"interact with all the people"},{"speaker":"Nickolas Natali","startTime":417.42,"endTime":421.65,"body":"that I was going to have over."},{"speaker":"Nickolas Natali","startTime":417.42,"endTime":421.65,"body":"And so we like, I don't know if"},{"speaker":"Nickolas Natali","startTime":421.65,"endTime":424.74,"body":"weld is the right word we sawed,"},{"speaker":"Nickolas Natali","startTime":421.65,"endTime":424.74,"body":"I believe we sawed this giant"},{"speaker":"Nickolas Natali","startTime":424.74,"endTime":429.03,"body":"hole where it was going to go."},{"speaker":"Nickolas Natali","startTime":424.74,"endTime":429.03,"body":"And then it didn't fit. So then"},{"speaker":"Nickolas Natali","startTime":429.06,"endTime":432.69,"body":"there was just this permanent"},{"speaker":"Nickolas Natali","startTime":429.06,"endTime":432.69,"body":"hole underneath the driver's"},{"speaker":"Nickolas Natali","startTime":432.69,"endTime":437.34,"body":"seat forever. Like it's still"},{"speaker":"Nickolas Natali","startTime":432.69,"endTime":437.34,"body":"there. That was a big, big"},{"speaker":"Nickolas Natali","startTime":437.34,"endTime":441.12,"body":"mistake. And every time I drove"},{"speaker":"Nickolas Natali","startTime":437.34,"endTime":441.12,"body":"it, it would just shoot hot"},{"speaker":"Nickolas Natali","startTime":441.42,"endTime":446.43,"body":"asphalt air right under me. Made"},{"speaker":"Nickolas Natali","startTime":441.42,"endTime":446.43,"body":"it so hot and terrible."},{"speaker":"Ethan Waldman","startTime":446.0,"endTime":450.86,"body":"That's the"},{"speaker":"Ethan Waldman","startTime":446.0,"endTime":450.86,"body":"measure twice, cut once rule in"},{"speaker":"Ethan Waldman","startTime":450.86,"endTime":451.34,"body":"effect."},{"speaker":"Nickolas Natali","startTime":452.15,"endTime":455.06,"body":"Yeah, we didn't"},{"speaker":"Nickolas Natali","startTime":452.15,"endTime":455.06,"body":"measure at all that was really"},{"speaker":"Nickolas Natali","startTime":455.06,"endTime":458.54,"body":"bad. And then another really"},{"speaker":"Nickolas Natali","startTime":455.06,"endTime":458.54,"body":"poor idea on our part was we"},{"speaker":"Nickolas Natali","startTime":458.54,"endTime":461.99,"body":"wanted to make more room, which"},{"speaker":"Nickolas Natali","startTime":458.54,"endTime":461.99,"body":"makes sense, but we took out the"},{"speaker":"Nickolas Natali","startTime":461.99,"endTime":466.37,"body":"air conditioner. And that also"},{"speaker":"Nickolas Natali","startTime":461.99,"endTime":466.37,"body":"just played into like how brutal"},{"speaker":"Nickolas Natali","startTime":466.37,"endTime":470.39,"body":"the whole experience was. But"},{"speaker":"Nickolas Natali","startTime":466.37,"endTime":470.39,"body":"some things that we got right"},{"speaker":"Nickolas Natali","startTime":470.42,"endTime":476.27,"body":"were we did put a power inverter"},{"speaker":"Nickolas Natali","startTime":470.42,"endTime":476.27,"body":"in. We did have a second bed"},{"speaker":"Nickolas Natali","startTime":476.27,"endTime":478.94,"body":"that was a couch that turned"},{"speaker":"Nickolas Natali","startTime":476.27,"endTime":478.94,"body":"into a bed so somebody could"},{"speaker":"Nickolas Natali","startTime":478.94,"endTime":482.54,"body":"come over and then had a little"},{"speaker":"Nickolas Natali","startTime":478.94,"endTime":482.54,"body":"twin bed. The pantry and the"},{"speaker":"Nickolas Natali","startTime":482.54,"endTime":486.35,"body":"water. Yes, room. Yeah. Privacy."},{"speaker":"Nickolas Natali","startTime":482.54,"endTime":486.35,"body":"Somebody ended up living with me"},{"speaker":"Nickolas Natali","startTime":486.35,"endTime":489.71,"body":"for eight months in it. So it"},{"speaker":"Nickolas Natali","startTime":486.35,"endTime":489.71,"body":"worked out nice for a little"},{"speaker":"Nickolas Natali","startTime":489.71,"endTime":494.96,"body":"bit. But the water tank. On top."},{"speaker":"Nickolas Natali","startTime":489.71,"endTime":494.96,"body":"Our vision for the water tanks."},{"speaker":"Nickolas Natali","startTime":494.99,"endTime":499.34,"body":"Ethan was we also drilled holes,"},{"speaker":"Nickolas Natali","startTime":494.99,"endTime":499.34,"body":"I guess that was our thing, just"},{"speaker":"Nickolas Natali","startTime":499.34,"endTime":502.49,"body":"drilling holes into places but"},{"speaker":"Nickolas Natali","startTime":499.34,"endTime":502.49,"body":"we drilled a hole in the top and"},{"speaker":"Nickolas Natali","startTime":502.49,"endTime":505.91,"body":"ciphered the water down to a"},{"speaker":"Nickolas Natali","startTime":502.49,"endTime":505.91,"body":"sink and just let gravity do its"},{"speaker":"Nickolas Natali","startTime":505.91,"endTime":509.03,"body":"thing. So all I would have to do"},{"speaker":"Nickolas Natali","startTime":505.91,"endTime":509.03,"body":"is refill the tank up top."},{"speaker":"Ethan Waldman","startTime":509.03,"endTime":510.53,"body":"The tanks on the"},{"speaker":"Ethan Waldman","startTime":509.03,"endTime":510.53,"body":"roof. Nice. So you did like a"},{"speaker":"Ethan Waldman","startTime":510.53,"endTime":511.82,"body":"gravity feed water."},{"speaker":"Nickolas Natali","startTime":512.54,"endTime":514.64,"body":"Yeah, it was"},{"speaker":"Nickolas Natali","startTime":512.54,"endTime":514.64,"body":"great. And then it shot straight"},{"speaker":"Nickolas Natali","startTime":514.64,"endTime":516.2,"body":"into the ground outside."},{"speaker":"Ethan Waldman","startTime":516.2,"endTime":518.33,"body":"Yeah. A lot of"},{"speaker":"Ethan Waldman","startTime":516.2,"endTime":518.33,"body":"people do that."},{"speaker":"Nickolas Natali","startTime":519.17,"endTime":521.72,"body":"Good. Oh, I"},{"speaker":"Nickolas Natali","startTime":519.17,"endTime":521.72,"body":"guess. Yeah, it was bad. I mean,"},{"speaker":"Nickolas Natali","startTime":522.53,"endTime":523.82,"body":"messey but like I mean, it's"},{"speaker":"Ethan Waldman","startTime":524.0,"endTime":526.52,"body":"it's a pretty"},{"speaker":"Ethan Waldman","startTime":524.0,"endTime":526.52,"body":"self looking vehicle like"},{"speaker":"Ethan Waldman","startTime":526.52,"endTime":529.22,"body":"because you look at it and you"},{"speaker":"Ethan Waldman","startTime":526.52,"endTime":529.22,"body":"wouldn't think that there's"},{"speaker":"Ethan Waldman","startTime":529.22,"endTime":532.7,"body":"necessarily someone living in it"},{"speaker":"Ethan Waldman","startTime":529.22,"endTime":532.7,"body":"except for the water tanks. I"},{"speaker":"Ethan Waldman","startTime":532.7,"endTime":534.92,"body":"wonder did they did they give"},{"speaker":"Ethan Waldman","startTime":532.7,"endTime":534.92,"body":"you ever?"},{"speaker":"Nickolas Natali","startTime":534.0,"endTime":539.73,"body":"They did. So my"},{"speaker":"Nickolas Natali","startTime":534.0,"endTime":539.73,"body":"first job out of college was"},{"speaker":"Nickolas Natali","startTime":539.76,"endTime":543.63,"body":"working for the Department of"},{"speaker":"Nickolas Natali","startTime":539.76,"endTime":543.63,"body":"Defense and the very first day"},{"speaker":"Nickolas Natali","startTime":543.75,"endTime":548.31,"body":"they sicked the bomb sniffing"},{"speaker":"Nickolas Natali","startTime":543.75,"endTime":548.31,"body":"dogs on it because they're like,"},{"speaker":"Nickolas Natali","startTime":548.31,"endTime":551.67,"body":"\"You have wires on top of your"},{"speaker":"Nickolas Natali","startTime":548.31,"endTime":551.67,"body":"vehicle.\" And they did a full"},{"speaker":"Nickolas Natali","startTime":551.67,"endTime":556.29,"body":"search. That was, yeah. They're"},{"speaker":"Nickolas Natali","startTime":551.67,"endTime":556.29,"body":"like, \"Is this your vehicle?\""},{"speaker":"Nickolas Natali","startTime":556.29,"endTime":558.15,"body":"And I was like, \"I don't know."},{"speaker":"Nickolas Natali","startTime":556.29,"endTime":558.15,"body":"Tje dogs are sniffing it right"},{"speaker":"Nickolas Natali","startTime":558.15,"endTime":559.35,"body":"now. Maybe it's not today.\""},{"speaker":"Ethan Waldman","startTime":560.16,"endTime":564.33,"body":"Yeah. Is this the"},{"speaker":"Ethan Waldman","startTime":560.16,"endTime":564.33,"body":"your siblings father? Do you"},{"speaker":"Ethan Waldman","startTime":564.33,"endTime":569.07,"body":"want to think about your like,"},{"speaker":"Ethan Waldman","startTime":564.33,"endTime":569.07,"body":"oh, was my just like smuggling"},{"speaker":"Ethan Waldman","startTime":569.07,"endTime":570.45,"body":"drugs in this van for him?"},{"speaker":"Nickolas Natali","startTime":571.92,"endTime":574.98,"body":"Exactly. All"},{"speaker":"Nickolas Natali","startTime":571.92,"endTime":574.98,"body":"the doors underneath are packed"},{"speaker":"Nickolas Natali","startTime":574.98,"endTime":581.04,"body":"with big things of coke? No, we"},{"speaker":"Nickolas Natali","startTime":574.98,"endTime":581.04,"body":"figured it out, I definitely"},{"speaker":"Nickolas Natali","startTime":581.04,"endTime":585.63,"body":"should say this that I think it"},{"speaker":"Nickolas Natali","startTime":581.04,"endTime":585.63,"body":"was stealth to the greater"},{"speaker":"Nickolas Natali","startTime":585.63,"endTime":590.67,"body":"public but since I had a nine to"},{"speaker":"Nickolas Natali","startTime":585.63,"endTime":590.67,"body":"five job, it soon became a"},{"speaker":"Nickolas Natali","startTime":590.67,"endTime":595.5,"body":"problem in my my day to day work"},{"speaker":"Nickolas Natali","startTime":590.67,"endTime":595.5,"body":"life because that was the very"},{"speaker":"Nickolas Natali","startTime":595.92,"endTime":599.22,"body":"anti, what you should do if you"},{"speaker":"Nickolas Natali","startTime":595.92,"endTime":599.22,"body":"get a security clearance"},{"speaker":"Nickolas Natali","startTime":599.22,"endTime":602.34,"body":"government job They're very"},{"speaker":"Nickolas Natali","startTime":599.22,"endTime":602.34,"body":"unhappy. Yeah."},{"speaker":"Ethan Waldman","startTime":603.03,"endTime":605.7,"body":"Why? Why are they"},{"speaker":"Ethan Waldman","startTime":603.03,"endTime":605.7,"body":"unhappy about that?"},{"speaker":"Nickolas Natali","startTime":606.42,"endTime":608.4,"body":"They launched"},{"speaker":"Nickolas Natali","startTime":606.42,"endTime":608.4,"body":"the government investigation on"},{"speaker":"Nickolas Natali","startTime":608.4,"endTime":616.41,"body":"me, because because they thought"},{"speaker":"Nickolas Natali","startTime":608.4,"endTime":616.41,"body":"I was their words, \"a bum that"},{"speaker":"Nickolas Natali","startTime":616.41,"endTime":618.96,"body":"was stealing money from the"},{"speaker":"Nickolas Natali","startTime":616.41,"endTime":618.96,"body":"government\". That was their"},{"speaker":"Nickolas Natali","startTime":618.96,"endTime":623.82,"body":"words. And so they went through"},{"speaker":"Nickolas Natali","startTime":618.96,"endTime":623.82,"body":"everything I had ever done for"},{"speaker":"Nickolas Natali","startTime":623.82,"endTime":628.17,"body":"that organization. Like, every"},{"speaker":"Nickolas Natali","startTime":623.82,"endTime":628.17,"body":"email I ever sent, every text I"},{"speaker":"Nickolas Natali","startTime":628.17,"endTime":632.43,"body":"ever sent, every message I ever"},{"speaker":"Nickolas Natali","startTime":628.17,"endTime":632.43,"body":"sent every you know, card was"},{"speaker":"Nickolas Natali","startTime":632.43,"endTime":636.33,"body":"that calling timecard. You put"},{"speaker":"Nickolas Natali","startTime":632.43,"endTime":636.33,"body":"in every piece of work I've ever"},{"speaker":"Nickolas Natali","startTime":636.33,"endTime":640.56,"body":"done, and they just pretty much"},{"speaker":"Nickolas Natali","startTime":636.33,"endTime":640.56,"body":"tried to find dirt on me to, you"},{"speaker":"Nickolas Natali","startTime":640.56,"endTime":643.41,"body":"know, give, give me that felon"},{"speaker":"Nickolas Natali","startTime":640.56,"endTime":643.41,"body":"charge. I don't know if that was"},{"speaker":"Nickolas Natali","startTime":643.44,"endTime":646.47,"body":"a real goal. But I think they"},{"speaker":"Nickolas Natali","startTime":643.44,"endTime":646.47,"body":"were really concerned that I was"},{"speaker":"Nickolas Natali","startTime":646.98,"endTime":649.98,"body":"taking money from them. It was a"},{"speaker":"Nickolas Natali","startTime":646.98,"endTime":649.98,"body":"horrendous experience. But"},{"speaker":"Ethan Waldman","startTime":650.49,"endTime":652.74,"body":"That sounds"},{"speaker":"Ethan Waldman","startTime":650.49,"endTime":652.74,"body":"awful. And you think it's all"},{"speaker":"Ethan Waldman","startTime":652.74,"endTime":655.2,"body":"because of the van or the"},{"speaker":"Ethan Waldman","startTime":652.74,"endTime":655.2,"body":"Suburban?"},{"speaker":"Nickolas Natali","startTime":656.64,"endTime":658.92,"body":"That's what"},{"speaker":"Nickolas Natali","startTime":656.64,"endTime":658.92,"body":"they said, they're like, \"You"},{"speaker":"Nickolas Natali","startTime":658.92,"endTime":662.22,"body":"know, you drive this crazy"},{"speaker":"Nickolas Natali","startTime":658.92,"endTime":662.22,"body":"truck. And we don't really know"},{"speaker":"Nickolas Natali","startTime":662.22,"endTime":664.32,"body":"where you live.\" I was like, \"I"},{"speaker":"Nickolas Natali","startTime":662.22,"endTime":664.32,"body":"don't know why you have to know"},{"speaker":"Nickolas Natali","startTime":664.32,"endTime":667.17,"body":"where I live. You know, I'm"},{"speaker":"Nickolas Natali","startTime":664.32,"endTime":667.17,"body":"coming to work, and I'm doing my"},{"speaker":"Nickolas Natali","startTime":667.17,"endTime":667.65,"body":"job.\""},{"speaker":"Ethan Waldman","startTime":667.98,"endTime":668.37,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":668.43,"endTime":672.54,"body":"And they made"},{"speaker":"Nickolas Natali","startTime":668.43,"endTime":672.54,"body":"me like, give them a house"},{"speaker":"Nickolas Natali","startTime":672.54,"endTime":674.88,"body":"address and all these things."},{"speaker":"Ethan Waldman","startTime":675.0,"endTime":675.54,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":676.35,"endTime":676.98,"body":"Uncomfortable."},{"speaker":"Ethan Waldman","startTime":677.47,"endTime":679.66,"body":"That's rough. I'm"},{"speaker":"Ethan Waldman","startTime":677.47,"endTime":679.66,"body":"sorry to hear that. You went"},{"speaker":"Ethan Waldman","startTime":679.66,"endTime":681.82,"body":"through that. But but you stuck."},{"speaker":"Ethan Waldman","startTime":679.66,"endTime":681.82,"body":"You stuck with it."},{"speaker":"Nickolas Natali","startTime":682.72,"endTime":683.77,"body":"I stuck with"},{"speaker":"Nickolas Natali","startTime":682.72,"endTime":683.77,"body":"it."},{"speaker":"Nickolas Natali","startTime":685.24,"endTime":690.4,"body":"How I circumvented the whole"},{"speaker":"Nickolas Natali","startTime":685.24,"endTime":690.4,"body":"situation was my ex girlfriend"},{"speaker":"Nickolas Natali","startTime":690.4,"endTime":694.96,"body":"at the time, her friend gave me"},{"speaker":"Nickolas Natali","startTime":690.4,"endTime":694.96,"body":"a call. And this is mid mid"},{"speaker":"Nickolas Natali","startTime":694.96,"endTime":698.62,"body":"investigation, like maybe day"},{"speaker":"Nickolas Natali","startTime":694.96,"endTime":698.62,"body":"one gives me a call and is like,"},{"speaker":"Nickolas Natali","startTime":699.19,"endTime":704.29,"body":"\"Hey, your ex girlfriend is"},{"speaker":"Nickolas Natali","startTime":699.19,"endTime":704.29,"body":"going to go study abroad, and"},{"speaker":"Nickolas Natali","startTime":704.32,"endTime":707.5,"body":"you need to take care of her"},{"speaker":"Nickolas Natali","startTime":704.32,"endTime":707.5,"body":"car.\" It was a Toyota Corolla."},{"speaker":"Nickolas Natali","startTime":708.01,"endTime":712.33,"body":"And I was like, \"I live in a"},{"speaker":"Nickolas Natali","startTime":708.01,"endTime":712.33,"body":"car. There's no way on earth"},{"speaker":"Nickolas Natali","startTime":712.33,"endTime":714.49,"body":"that I'm taking care of"},{"speaker":"Nickolas Natali","startTime":712.33,"endTime":714.49,"body":"someone's car, especially since"},{"speaker":"Nickolas Natali","startTime":714.49,"endTime":716.95,"body":"we're not even together anymore,"},{"speaker":"Nickolas Natali","startTime":714.49,"endTime":716.95,"body":"you know?\""},{"speaker":"Ethan Waldman","startTime":716.95,"endTime":717.73,"body":"Right. Right."},{"speaker":"Nickolas Natali","startTime":717.73,"endTime":719.5,"body":"And she's like,"},{"speaker":"Nickolas Natali","startTime":717.73,"endTime":719.5,"body":"\"That doesn't matter to me. I'm"},{"speaker":"Nickolas Natali","startTime":719.5,"endTime":722.5,"body":"gonna come drop it off with"},{"speaker":"Nickolas Natali","startTime":719.5,"endTime":722.5,"body":"you.\" And so she dropped off"},{"speaker":"Nickolas Natali","startTime":722.5,"endTime":726.01,"body":"this Toyota Corolla, right in"},{"speaker":"Nickolas Natali","startTime":722.5,"endTime":726.01,"body":"front of my Burb. And I have to"},{"speaker":"Nickolas Natali","startTime":726.01,"endTime":731.17,"body":"like drive my Burb to Walmart,"},{"speaker":"Nickolas Natali","startTime":726.01,"endTime":731.17,"body":"and then run eight miles back to"},{"speaker":"Nickolas Natali","startTime":731.17,"endTime":734.32,"body":"get this car and then drive this"},{"speaker":"Nickolas Natali","startTime":731.17,"endTime":734.32,"body":"thing to Walmart. And I played"},{"speaker":"Nickolas Natali","startTime":734.32,"endTime":739.0,"body":"that game for like, maybe two"},{"speaker":"Nickolas Natali","startTime":734.32,"endTime":739.0,"body":"weeks. But what ended up"},{"speaker":"Nickolas Natali","startTime":739.0,"endTime":741.43,"body":"happening was I started taking"},{"speaker":"Nickolas Natali","startTime":739.0,"endTime":741.43,"body":"the Corolla to work during the"},{"speaker":"Nickolas Natali","startTime":741.43,"endTime":745.51,"body":"investigation. And kid you not"},{"speaker":"Nickolas Natali","startTime":741.43,"endTime":745.51,"body":"like three days later, one of"},{"speaker":"Nickolas Natali","startTime":745.51,"endTime":748.72,"body":"the people heading it up, came"},{"speaker":"Nickolas Natali","startTime":745.51,"endTime":748.72,"body":"up to me and was like, \"I don't"},{"speaker":"Nickolas Natali","startTime":748.72,"endTime":751.36,"body":"know why people think you live"},{"speaker":"Nickolas Natali","startTime":748.72,"endTime":751.36,"body":"in a car. How could you do that?"},{"speaker":"Nickolas Natali","startTime":751.39,"endTime":755.86,"body":"You have two cars.\" And suddenly"},{"speaker":"Nickolas Natali","startTime":751.39,"endTime":755.86,"body":"all these rumors disappeared."},{"speaker":"Nickolas Natali","startTime":756.34,"endTime":758.77,"body":"And I was like, \"Okay, yeah.\""},{"speaker":"Ethan Waldman","startTime":759.46,"endTime":764.95,"body":"Wow. Wow. That's,"},{"speaker":"Ethan Waldman","startTime":759.46,"endTime":764.95,"body":"that's impressive. So you just"},{"speaker":"Ethan Waldman","startTime":764.95,"endTime":767.86,"body":"commuted in a different car. And"},{"speaker":"Ethan Waldman","startTime":764.95,"endTime":767.86,"body":"that solved the problem."},{"speaker":"Nickolas Natali","startTime":769.36,"endTime":772.54,"body":"That solved the"},{"speaker":"Nickolas Natali","startTime":769.36,"endTime":772.54,"body":"problem. I ended up moving into"},{"speaker":"Nickolas Natali","startTime":772.54,"endTime":776.14,"body":"the Toyota Corolla for two"},{"speaker":"Nickolas Natali","startTime":772.54,"endTime":776.14,"body":"months, with nothing but a"},{"speaker":"Nickolas Natali","startTime":776.14,"endTime":779.8,"body":"towel. Because I think I at that"},{"speaker":"Nickolas Natali","startTime":776.14,"endTime":779.8,"body":"time, I really wanted to like"},{"speaker":"Nickolas Natali","startTime":780.01,"endTime":785.35,"body":"not have any. Give them no"},{"speaker":"Nickolas Natali","startTime":780.01,"endTime":785.35,"body":"reasons for suspicion. But it"},{"speaker":"Nickolas Natali","startTime":785.35,"endTime":790.57,"body":"made life even more ridiculous."},{"speaker":"Nickolas Natali","startTime":785.35,"endTime":790.57,"body":"And, yeah."},{"speaker":"Ethan Waldman","startTime":791.38,"endTime":793.96,"body":"So how did where"},{"speaker":"Ethan Waldman","startTime":791.38,"endTime":793.96,"body":"did you sleep? How did that"},{"speaker":"Ethan Waldman","startTime":793.96,"endTime":794.95,"body":"work?"},{"speaker":"Nickolas Natali","startTime":795.46,"endTime":798.58,"body":"Man, I would"},{"speaker":"Nickolas Natali","startTime":795.46,"endTime":798.58,"body":"put the back seats, I'd fold"},{"speaker":"Nickolas Natali","startTime":798.58,"endTime":802.48,"body":"them down, and then I'd stick my"},{"speaker":"Nickolas Natali","startTime":798.58,"endTime":802.48,"body":"legs diagonally into the trunk,"},{"speaker":"Nickolas Natali","startTime":802.51,"endTime":804.91,"body":"and then I'd use the towel as a"},{"speaker":"Nickolas Natali","startTime":802.51,"endTime":804.91,"body":"pillow."},{"speaker":"Ethan Waldman","startTime":805.27,"endTime":805.63,"body":"Wow."},{"speaker":"Nickolas Natali","startTime":805.9,"endTime":809.14,"body":"And it was"},{"speaker":"Nickolas Natali","startTime":805.9,"endTime":809.14,"body":"awful. And then I should"},{"speaker":"Nickolas Natali","startTime":809.14,"endTime":813.25,"body":"probably mention part of this"},{"speaker":"Nickolas Natali","startTime":809.14,"endTime":813.25,"body":"story wraps around, like ny"},{"speaker":"Nickolas Natali","startTime":813.67,"endTime":819.76,"body":"crazy obsession at the time. I"},{"speaker":"Nickolas Natali","startTime":813.67,"endTime":819.76,"body":"was super obsessed with getting"},{"speaker":"Nickolas Natali","startTime":819.76,"endTime":824.02,"body":"out of debt. Like that was like"},{"speaker":"Nickolas Natali","startTime":819.76,"endTime":824.02,"body":"my main goal. And I was starving"},{"speaker":"Nickolas Natali","startTime":824.02,"endTime":827.8,"body":"myself not eating, not"},{"speaker":"Nickolas Natali","startTime":824.02,"endTime":827.8,"body":"purchasing things. And I ended"},{"speaker":"Nickolas Natali","startTime":827.8,"endTime":833.08,"body":"up losing between like 20 and 25"},{"speaker":"Nickolas Natali","startTime":827.8,"endTime":833.08,"body":"pounds and became malnourished"},{"speaker":"Nickolas Natali","startTime":833.08,"endTime":836.08,"body":"during that time that I was"},{"speaker":"Nickolas Natali","startTime":833.08,"endTime":836.08,"body":"doing all these things. So I was"},{"speaker":"Nickolas Natali","startTime":836.08,"endTime":839.17,"body":"living in this Toyota Corolla."},{"speaker":"Nickolas Natali","startTime":836.08,"endTime":839.17,"body":"Like I was almost becoming"},{"speaker":"Nickolas Natali","startTime":839.17,"endTime":843.91,"body":"sunken. So exhausted, undergoing"},{"speaker":"Nickolas Natali","startTime":839.17,"endTime":843.91,"body":"a government investigation and"},{"speaker":"Nickolas Natali","startTime":843.91,"endTime":847.45,"body":"still feeling like I had to"},{"speaker":"Nickolas Natali","startTime":843.91,"endTime":847.45,"body":"work. You know, 60 to 80 hours a"},{"speaker":"Nickolas Natali","startTime":847.45,"endTime":850.72,"body":"week of overtime, just burning"},{"speaker":"Nickolas Natali","startTime":847.45,"endTime":850.72,"body":"myself into the ground."},{"speaker":"Ethan Waldman","startTime":850.96,"endTime":851.41,"body":"Wow."},{"speaker":"Nickolas Natali","startTime":851.71,"endTime":854.08,"body":"But I had so"},{"speaker":"Nickolas Natali","startTime":851.71,"endTime":854.08,"body":"much fun doing it at the same"},{"speaker":"Nickolas Natali","startTime":854.08,"endTime":856.63,"body":"time. Like it's, it's not an"},{"speaker":"Nickolas Natali","startTime":854.08,"endTime":856.63,"body":"experience. I look back on and"},{"speaker":"Nickolas Natali","startTime":856.63,"endTime":859.39,"body":"be like, \"Oh, man, I regret it.\""},{"speaker":"Nickolas Natali","startTime":856.63,"endTime":859.39,"body":"I was like, I loved it. It was a"},{"speaker":"Nickolas Natali","startTime":859.39,"endTime":859.84,"body":"lot of fun."},{"speaker":"Ethan Waldman","startTime":860.29,"endTime":862.0,"body":"It sounds like"},{"speaker":"Ethan Waldman","startTime":860.29,"endTime":862.0,"body":"type two fun."},{"speaker":"Nickolas Natali","startTime":862.3,"endTime":863.56,"body":"Yep. Yes."},{"speaker":"Ethan Waldman","startTime":864.07,"endTime":865.87,"body":"More of the fun"},{"speaker":"Ethan Waldman","startTime":864.07,"endTime":865.87,"body":"that like you look back and"},{"speaker":"Ethan Waldman","startTime":865.87,"endTime":867.1,"body":"you're like, \"Oh, that was"},{"speaker":"Ethan Waldman","startTime":865.87,"endTime":867.1,"body":"great.\""},{"speaker":"Nickolas Natali","startTime":868.47,"endTime":870.39,"body":"Yeah, and then"},{"speaker":"Nickolas Natali","startTime":868.47,"endTime":870.39,"body":"you're like, \"I can't believe"},{"speaker":"Nickolas Natali","startTime":870.39,"endTime":871.02,"body":"this is real.\""},{"speaker":"Ethan Waldman","startTime":871.47,"endTime":875.91,"body":"Yeah. So I mean,"},{"speaker":"Ethan Waldman","startTime":871.47,"endTime":875.91,"body":"all jokes all kidding aside. I"},{"speaker":"Ethan Waldman","startTime":875.91,"endTime":881.4,"body":"mean, this is how how did you"},{"speaker":"Ethan Waldman","startTime":875.91,"endTime":881.4,"body":"approach the paying off of the"},{"speaker":"Ethan Waldman","startTime":881.4,"endTime":885.72,"body":"debt because the top line number"},{"speaker":"Ethan Waldman","startTime":881.4,"endTime":885.72,"body":"is $60,000. But was that made up"},{"speaker":"Ethan Waldman","startTime":885.72,"endTime":888.33,"body":"of like different loans? Like"},{"speaker":"Ethan Waldman","startTime":885.72,"endTime":888.33,"body":"what did you - where did you"},{"speaker":"Ethan Waldman","startTime":888.33,"endTime":888.78,"body":"start?"},{"speaker":"Nickolas Natali","startTime":890.73,"endTime":892.32,"body":"I use the"},{"speaker":"Nickolas Natali","startTime":890.73,"endTime":892.32,"body":"snowball method."},{"speaker":"Ethan Waldman","startTime":892.68,"endTime":893.13,"body":"Okay."},{"speaker":"Nickolas Natali","startTime":893.22,"endTime":895.11,"body":"So essentially"},{"speaker":"Nickolas Natali","startTime":893.22,"endTime":895.11,"body":"just chopped down the little guy"},{"speaker":"Nickolas Natali","startTime":895.11,"endTime":899.91,"body":"first. I was really big on like,"},{"speaker":"Nickolas Natali","startTime":895.11,"endTime":899.91,"body":"I needed that motivational push"},{"speaker":"Nickolas Natali","startTime":900.0,"endTime":904.8,"body":"I needed the momentum to knock"},{"speaker":"Nickolas Natali","startTime":900.0,"endTime":904.8,"body":"one down and keep going."},{"speaker":"Ethan Waldman","startTime":905.07,"endTime":905.37,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":905.49,"endTime":908.28,"body":"That was"},{"speaker":"Nickolas Natali","startTime":905.49,"endTime":908.28,"body":"probably the biggest strategy as"},{"speaker":"Nickolas Natali","startTime":908.28,"endTime":912.03,"body":"far as like allocating the debt,"},{"speaker":"Nickolas Natali","startTime":908.28,"endTime":912.03,"body":"but also, every time that I got"},{"speaker":"Nickolas Natali","startTime":912.06,"endTime":916.56,"body":"paid, I would do these two"},{"speaker":"Nickolas Natali","startTime":912.06,"endTime":916.56,"body":"things. I'd tithe and then I put"},{"speaker":"Nickolas Natali","startTime":916.56,"endTime":919.47,"body":"all of the money into the debt."},{"speaker":"Nickolas Natali","startTime":916.56,"endTime":919.47,"body":"And then I'd be like, \"Okay, I"},{"speaker":"Nickolas Natali","startTime":919.47,"endTime":923.85,"body":"have 20 bucks to eat food for"},{"speaker":"Nickolas Natali","startTime":919.47,"endTime":923.85,"body":"the month,\" or whatever it is."},{"speaker":"Nickolas Natali","startTime":924.09,"endTime":929.1,"body":"Just do everything backwards to"},{"speaker":"Nickolas Natali","startTime":924.09,"endTime":929.1,"body":"ensure because I knew if I like"},{"speaker":"Nickolas Natali","startTime":929.1,"endTime":933.36,"body":"gave myself, whatever my"},{"speaker":"Nickolas Natali","startTime":929.1,"endTime":933.36,"body":"paycheck was, I'd find a way to"},{"speaker":"Nickolas Natali","startTime":933.36,"endTime":935.73,"body":"like spend it on everyday"},{"speaker":"Nickolas Natali","startTime":933.36,"endTime":935.73,"body":"living."},{"speaker":"Ethan Waldman","startTime":935.97,"endTime":936.39,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":936.9,"endTime":938.37,"body":"But I just"},{"speaker":"Nickolas Natali","startTime":936.9,"endTime":938.37,"body":"didn't want to, you know, I"},{"speaker":"Nickolas Natali","startTime":938.37,"endTime":939.21,"body":"wanted to get rid of it."},{"speaker":"Ethan Waldman","startTime":939.87,"endTime":944.64,"body":"Yeah. So you did"},{"speaker":"Ethan Waldman","startTime":939.87,"endTime":944.64,"body":"it in 11 months. $60k. And, and"},{"speaker":"Ethan Waldman","startTime":944.64,"endTime":947.82,"body":"I think I read somewhere that,"},{"speaker":"Ethan Waldman","startTime":944.64,"endTime":947.82,"body":"you know, your salary at that"},{"speaker":"Ethan Waldman","startTime":947.82,"endTime":951.48,"body":"point was not that far above"},{"speaker":"Ethan Waldman","startTime":947.82,"endTime":951.48,"body":"60k."},{"speaker":"Nickolas Natali","startTime":951.84,"endTime":956.61,"body":"Correct. My"},{"speaker":"Nickolas Natali","startTime":951.84,"endTime":956.61,"body":"salary starting out was $62 or"},{"speaker":"Nickolas Natali","startTime":956.61,"endTime":962.16,"body":"$63. Somewhere around there. And"},{"speaker":"Nickolas Natali","startTime":956.61,"endTime":962.16,"body":"that's gross. So net, I was, you"},{"speaker":"Nickolas Natali","startTime":962.16,"endTime":964.2,"body":"know, faling well under that."},{"speaker":"Ethan Waldman","startTime":964.53,"endTime":964.89,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":965.49,"endTime":967.89,"body":"And that kind"},{"speaker":"Nickolas Natali","startTime":965.49,"endTime":967.89,"body":"of pushed me to do these, like"},{"speaker":"Nickolas Natali","startTime":968.01,"endTime":973.26,"body":"60 to 80 hour work weeks. And I"},{"speaker":"Nickolas Natali","startTime":968.01,"endTime":973.26,"body":"think I'm like, kind of"},{"speaker":"Nickolas Natali","startTime":973.26,"endTime":974.34,"body":"fortunate in that way that"},{"speaker":"Nickolas Natali","startTime":977.91,"endTime":987.78,"body":"And I came in"},{"speaker":"Nickolas Natali","startTime":977.91,"endTime":987.78,"body":"and I was like, \"I'm gonna do 20"},{"speaker":"Nickolas Natali","startTime":988.95,"endTime":997.38,"body":"to 40 hours more than that.\" And"},{"speaker":"Nickolas Natali","startTime":988.95,"endTime":997.38,"body":"yeah, never see the money"},{"speaker":"Ethan Waldman","startTime":997.99,"endTime":1001.53,"body":"Just and just get"},{"speaker":"Ethan Waldman","startTime":997.99,"endTime":1001.53,"body":"rid of the debt. So you know,"},{"speaker":"Ethan Waldman","startTime":1001.53,"endTime":1006.84,"body":"after the debt was paid off, how"},{"speaker":"Ethan Waldman","startTime":1001.53,"endTime":1006.84,"body":"much longer did you continue"},{"speaker":"Ethan Waldman","startTime":1006.84,"endTime":1010.65,"body":"living in the Burb? And I love I"},{"speaker":"Ethan Waldman","startTime":1006.84,"endTime":1010.65,"body":"love the name. The Burb."},{"speaker":"Nickolas Natali","startTime":1010.98,"endTime":1014.61,"body":"The Burb. I"},{"speaker":"Nickolas Natali","startTime":1010.98,"endTime":1014.61,"body":"continued living in it for"},{"speaker":"Nickolas Natali","startTime":1014.61,"endTime":1019.62,"body":"probably another year and a half"},{"speaker":"Nickolas Natali","startTime":1014.61,"endTime":1019.62,"body":"to two years. or so."},{"speaker":"Ethan Waldman","startTime":1020.34,"endTime":1021.45,"body":"You really liked"},{"speaker":"Ethan Waldman","startTime":1020.34,"endTime":1021.45,"body":"it."},{"speaker":"Nickolas Natali","startTime":1022.44,"endTime":1024.36,"body":"I think I liked"},{"speaker":"Nickolas Natali","startTime":1022.44,"endTime":1024.36,"body":"it. And I also think that I"},{"speaker":"Nickolas Natali","startTime":1024.36,"endTime":1026.13,"body":"became accustomed to it, like,"},{"speaker":"Ethan Waldman","startTime":1026.13,"endTime":1026.37,"body":"yeah,"},{"speaker":"Nickolas Natali","startTime":1026.43,"endTime":1030.21,"body":"it really"},{"speaker":"Nickolas Natali","startTime":1026.43,"endTime":1030.21,"body":"became my lifestyle. And after"},{"speaker":"Nickolas Natali","startTime":1030.21,"endTime":1032.82,"body":"like the six month mark, when I"},{"speaker":"Nickolas Natali","startTime":1030.21,"endTime":1032.82,"body":"first started, like I mentioned"},{"speaker":"Nickolas Natali","startTime":1032.82,"endTime":1038.01,"body":"my, one of my best friends, he"},{"speaker":"Nickolas Natali","startTime":1032.82,"endTime":1038.01,"body":"joined me in living in the Burb"},{"speaker":"Nickolas Natali","startTime":1038.01,"endTime":1042.15,"body":"as well, because I got him a job"},{"speaker":"Nickolas Natali","startTime":1038.01,"endTime":1042.15,"body":"at the same place. He had a"},{"speaker":"Nickolas Natali","startTime":1042.15,"endTime":1045.93,"body":"similar amount of debt, I think"},{"speaker":"Nickolas Natali","startTime":1042.15,"endTime":1045.93,"body":"he had like 30,000. And we both"},{"speaker":"Nickolas Natali","startTime":1045.93,"endTime":1052.8,"body":"like, found this, like rhythm,"},{"speaker":"Nickolas Natali","startTime":1045.93,"endTime":1052.8,"body":"to push each other to spend less"},{"speaker":"Nickolas Natali","startTime":1052.8,"endTime":1055.56,"body":"and less and pay off our debt"},{"speaker":"Nickolas Natali","startTime":1052.8,"endTime":1055.56,"body":"quicker and quicker. And he"},{"speaker":"Nickolas Natali","startTime":1055.56,"endTime":1058.74,"body":"ended up paying off his debt."},{"speaker":"Nickolas Natali","startTime":1055.56,"endTime":1058.74,"body":"And then I think we had maybe"},{"speaker":"Nickolas Natali","startTime":1058.74,"endTime":1063.18,"body":"like four months after we both"},{"speaker":"Nickolas Natali","startTime":1058.74,"endTime":1063.18,"body":"became debt free, where we just"},{"speaker":"Nickolas Natali","startTime":1063.18,"endTime":1067.44,"body":"continue to live inside the Burb"},{"speaker":"Nickolas Natali","startTime":1063.18,"endTime":1067.44,"body":"and stack dough, as you know,"},{"speaker":"Nickolas Natali","startTime":1067.44,"endTime":1072.42,"body":"try to get back on our feet. And"},{"speaker":"Nickolas Natali","startTime":1067.44,"endTime":1072.42,"body":"somebody heard about our story,"},{"speaker":"Nickolas Natali","startTime":1073.14,"endTime":1076.05,"body":"like living together and trying"},{"speaker":"Nickolas Natali","startTime":1073.14,"endTime":1076.05,"body":"to do this thing together in"},{"speaker":"Nickolas Natali","startTime":1076.05,"endTime":1079.44,"body":"China. And then they asked us to"},{"speaker":"Nickolas Natali","startTime":1076.05,"endTime":1079.44,"body":"come to China to talk to them"},{"speaker":"Nickolas Natali","startTime":1079.44,"endTime":1083.85,"body":"about living in like a Burb. And"},{"speaker":"Nickolas Natali","startTime":1079.44,"endTime":1083.85,"body":"we just scared all these Chinese"},{"speaker":"Nickolas Natali","startTime":1083.85,"endTime":1086.91,"body":"high schoolers to not go to"},{"speaker":"Nickolas Natali","startTime":1083.85,"endTime":1086.91,"body":"college. It was I feel like we"},{"speaker":"Nickolas Natali","startTime":1086.91,"endTime":1089.79,"body":"maybe did a little bit of"},{"speaker":"Nickolas Natali","startTime":1086.91,"endTime":1089.79,"body":"disservice because they're like,"},{"speaker":"Nickolas Natali","startTime":1090.12,"endTime":1093.3,"body":"\"Where did you wash your"},{"speaker":"Nickolas Natali","startTime":1090.12,"endTime":1093.3,"body":"underwear?\" And we're like, \"We"},{"speaker":"Nickolas Natali","startTime":1093.3,"endTime":1096.0,"body":"had to do this because we went"},{"speaker":"Nickolas Natali","startTime":1093.3,"endTime":1096.0,"body":"to a private college.\" And"},{"speaker":"Nickolas Natali","startTime":1096.0,"endTime":1098.37,"body":"they're like, \"Maybe college"},{"speaker":"Nickolas Natali","startTime":1096.0,"endTime":1098.37,"body":"isn't for us.\" I'm like, I don't"},{"speaker":"Nickolas Natali","startTime":1098.37,"endTime":1099.48,"body":"I'm sorry. That's not what I"},{"speaker":"Nickolas Natali","startTime":1098.37,"endTime":1099.48,"body":"mean."},{"speaker":"Ethan Waldman","startTime":1100.47,"endTime":1105.06,"body":"That's amazing."},{"speaker":"Ethan Waldman","startTime":1100.47,"endTime":1105.06,"body":"I'm guessing you. You just threw"},{"speaker":"Ethan Waldman","startTime":1105.06,"endTime":1107.49,"body":"out your underwear and bought"},{"speaker":"Ethan Waldman","startTime":1105.06,"endTime":1107.49,"body":"new underwear when it got dirty."},{"speaker":"Ethan Waldman","startTime":1107.52,"endTime":1108.09,"body":"I'm kidding."},{"speaker":"Nickolas Natali","startTime":1108.69,"endTime":1110.58,"body":"I just flipped"},{"speaker":"Nickolas Natali","startTime":1108.69,"endTime":1110.58,"body":"it inside out. I never washed"},{"speaker":"Nickolas Natali","startTime":1110.58,"endTime":1110.7,"body":"it."},{"speaker":"Ethan Waldman","startTime":1111.24,"endTime":1114.42,"body":"Oh, gosh. Okay."},{"speaker":"Ethan Waldman","startTime":1111.24,"endTime":1114.42,"body":"Yeah, cuz you don't want to"},{"speaker":"Ethan Waldman","startTime":1114.42,"endTime":1118.59,"body":"spend that like dollar on the"},{"speaker":"Ethan Waldman","startTime":1114.42,"endTime":1118.59,"body":"laundromat that could go toward"},{"speaker":"Ethan Waldman","startTime":1118.59,"endTime":1120.06,"body":"the debt, the debt payment."},{"speaker":"Nickolas Natali","startTime":1120.81,"endTime":1121.68,"body":"Dip it in the"},{"speaker":"Nickolas Natali","startTime":1120.81,"endTime":1121.68,"body":"pond."},{"speaker":"Ethan Waldman","startTime":1122.02,"endTime":1126.7,"body":"Yep, yep. So. So"},{"speaker":"Ethan Waldman","startTime":1122.02,"endTime":1126.7,"body":"you, you continue to stack"},{"speaker":"Ethan Waldman","startTime":1126.7,"endTime":1131.14,"body":"dough. And at some point you you"},{"speaker":"Ethan Waldman","startTime":1126.7,"endTime":1131.14,"body":"kind of transitioned from being"},{"speaker":"Ethan Waldman","startTime":1131.14,"endTime":1136.12,"body":"a software engineer to being a"},{"speaker":"Ethan Waldman","startTime":1131.14,"endTime":1136.12,"body":"software developer to do"},{"speaker":"Ethan Waldman","startTime":1136.24,"endTime":1137.98,"body":"teaching others how to do what"},{"speaker":"Ethan Waldman","startTime":1136.24,"endTime":1137.98,"body":"you did."},{"speaker":"Nickolas Natali","startTime":1139.12,"endTime":1142.78,"body":"Yeah, I think a"},{"speaker":"Nickolas Natali","startTime":1139.12,"endTime":1142.78,"body":"lot of this could have been"},{"speaker":"Nickolas Natali","startTime":1142.78,"endTime":1146.65,"body":"prevented, had I known more"},{"speaker":"Nickolas Natali","startTime":1142.78,"endTime":1146.65,"body":"about personal finances. And I"},{"speaker":"Nickolas Natali","startTime":1146.65,"endTime":1153.73,"body":"really learned this the hard"},{"speaker":"Nickolas Natali","startTime":1146.65,"endTime":1153.73,"body":"way. Like I made a crazy, huge"},{"speaker":"Nickolas Natali","startTime":1153.73,"endTime":1157.75,"body":"decision to take on so much debt"},{"speaker":"Nickolas Natali","startTime":1153.73,"endTime":1157.75,"body":"at, you know, 17-18 years old."},{"speaker":"Nickolas Natali","startTime":1158.05,"endTime":1161.8,"body":"And then I really didn't have"},{"speaker":"Nickolas Natali","startTime":1158.05,"endTime":1161.8,"body":"any of the skill set to properly"},{"speaker":"Nickolas Natali","startTime":1161.8,"endTime":1166.42,"body":"manage that debt. Nor did I have"},{"speaker":"Nickolas Natali","startTime":1161.8,"endTime":1166.42,"body":"any idea of how to manage money"},{"speaker":"Nickolas Natali","startTime":1166.45,"endTime":1170.98,"body":"or even bring in income. Like"},{"speaker":"Nickolas Natali","startTime":1166.45,"endTime":1170.98,"body":"all these things that are kind"},{"speaker":"Nickolas Natali","startTime":1170.98,"endTime":1175.24,"body":"of like, crucial to being able"},{"speaker":"Nickolas Natali","startTime":1170.98,"endTime":1175.24,"body":"to do it. So now I'm, you know,"},{"speaker":"Nickolas Natali","startTime":1175.24,"endTime":1179.92,"body":"fixated on trying to help other"},{"speaker":"Nickolas Natali","startTime":1175.24,"endTime":1179.92,"body":"people not have to, even if"},{"speaker":"Nickolas Natali","startTime":1179.92,"endTime":1183.46,"body":"they're in the predicament of"},{"speaker":"Nickolas Natali","startTime":1179.92,"endTime":1183.46,"body":"debt, like understand how to get"},{"speaker":"Nickolas Natali","startTime":1183.46,"endTime":1187.21,"body":"the most out of life, have fun,"},{"speaker":"Nickolas Natali","startTime":1183.46,"endTime":1187.21,"body":"be able to not feel guilty about"},{"speaker":"Nickolas Natali","startTime":1187.21,"endTime":1191.05,"body":"spending things that you enjoy,"},{"speaker":"Nickolas Natali","startTime":1187.21,"endTime":1191.05,"body":"but making sure that it's"},{"speaker":"Nickolas Natali","startTime":1191.14,"endTime":1193.54,"body":"allocated and making sure that"},{"speaker":"Nickolas Natali","startTime":1191.14,"endTime":1193.54,"body":"you're taking care of the other"},{"speaker":"Nickolas Natali","startTime":1193.54,"endTime":1196.15,"body":"priorities of getting out of"},{"speaker":"Nickolas Natali","startTime":1193.54,"endTime":1196.15,"body":"debt, and also putting yourself"},{"speaker":"Nickolas Natali","startTime":1196.15,"endTime":1201.25,"body":"in a position where 20, 30, 40"},{"speaker":"Nickolas Natali","startTime":1196.15,"endTime":1201.25,"body":"years from now you will be fine."},{"speaker":"Nickolas Natali","startTime":1201.37,"endTime":1205.09,"body":"Like your investments will take"},{"speaker":"Nickolas Natali","startTime":1201.37,"endTime":1205.09,"body":"care of you. You won't be sad"},{"speaker":"Nickolas Natali","startTime":1205.12,"endTime":1210.97,"body":"and having, you know, strangers"},{"speaker":"Nickolas Natali","startTime":1205.12,"endTime":1210.97,"body":"or your children come give you"},{"speaker":"Nickolas Natali","startTime":1210.97,"endTime":1212.59,"body":"baths if you don't want that."},{"speaker":"Ethan Waldman","startTime":1213.94,"endTime":1215.35,"body":"Sounds, that"},{"speaker":"Ethan Waldman","startTime":1213.94,"endTime":1215.35,"body":"sounds great."},{"speaker":"Ethan Waldman","startTime":1218.17,"endTime":1220.42,"body":"I'd like to tell you a little"},{"speaker":"Ethan Waldman","startTime":1218.17,"endTime":1220.42,"body":"bit more about Tiny House"},{"speaker":"Ethan Waldman","startTime":1220.42,"endTime":1224.59,"body":"Decisions, my signature guide"},{"speaker":"Ethan Waldman","startTime":1220.42,"endTime":1224.59,"body":"and the resource that I wish I"},{"speaker":"Ethan Waldman","startTime":1224.59,"endTime":1227.83,"body":"had when I was building my tiny"},{"speaker":"Ethan Waldman","startTime":1224.59,"endTime":1227.83,"body":"house. It starts with the big"},{"speaker":"Ethan Waldman","startTime":1227.83,"endTime":1230.83,"body":"decisions, which is, you know,"},{"speaker":"Ethan Waldman","startTime":1227.83,"endTime":1230.83,"body":"should you build a tiny house"},{"speaker":"Ethan Waldman","startTime":1230.83,"endTime":1236.98,"body":"yourself or with help? Is a is a"},{"speaker":"Ethan Waldman","startTime":1230.83,"endTime":1236.98,"body":"prebuilt shell a good idea? Is a"},{"speaker":"Ethan Waldman","startTime":1236.98,"endTime":1240.67,"body":"house on wheels better than on"},{"speaker":"Ethan Waldman","startTime":1236.98,"endTime":1240.67,"body":"the ground and what works better"},{"speaker":"Ethan Waldman","startTime":1240.67,"endTime":1244.87,"body":"for you? Deciding on the overall"},{"speaker":"Ethan Waldman","startTime":1240.67,"endTime":1244.87,"body":"size, deciding on whether you"},{"speaker":"Ethan Waldman","startTime":1244.87,"endTime":1248.35,"body":"should use custom plans or pre"},{"speaker":"Ethan Waldman","startTime":1244.87,"endTime":1248.35,"body":"made plans, different types of"},{"speaker":"Ethan Waldman","startTime":1248.35,"endTime":1253.06,"body":"trailers and more. Then in in"},{"speaker":"Ethan Waldman","startTime":1248.35,"endTime":1253.06,"body":"part two, we get into the"},{"speaker":"Ethan Waldman","startTime":1253.06,"endTime":1257.26,"body":"systems, so heat, water,"},{"speaker":"Ethan Waldman","startTime":1253.06,"endTime":1257.26,"body":"showers, hot water, toilets,"},{"speaker":"Ethan Waldman","startTime":1257.29,"endTime":1262.54,"body":"electrical, refrigeration,"},{"speaker":"Ethan Waldman","startTime":1257.29,"endTime":1262.54,"body":"ventilation, and we're only two"},{"speaker":"Ethan Waldman","startTime":1262.54,"endTime":1265.51,"body":"thirds of the way through the"},{"speaker":"Ethan Waldman","startTime":1262.54,"endTime":1265.51,"body":"book at this point. From systems"},{"speaker":"Ethan Waldman","startTime":1265.51,"endTime":1268.66,"body":"we go into construction"},{"speaker":"Ethan Waldman","startTime":1265.51,"endTime":1268.66,"body":"decisions talking about nails"},{"speaker":"Ethan Waldman","startTime":1268.66,"endTime":1272.98,"body":"versus screws, SIPs versus stick"},{"speaker":"Ethan Waldman","startTime":1268.66,"endTime":1272.98,"body":"framed versus advanced framing"},{"speaker":"Ethan Waldman","startTime":1272.98,"endTime":1276.91,"body":"versus metal framing. We talk"},{"speaker":"Ethan Waldman","startTime":1272.98,"endTime":1276.91,"body":"about how to construct a"},{"speaker":"Ethan Waldman","startTime":1276.91,"endTime":1281.17,"body":"subfloor, sheathing, roofing"},{"speaker":"Ethan Waldman","startTime":1276.91,"endTime":1281.17,"body":"materials, insulation, windows,"},{"speaker":"Ethan Waldman","startTime":1281.17,"endTime":1284.47,"body":"flooring, kitchen. I know I'm"},{"speaker":"Ethan Waldman","startTime":1281.17,"endTime":1284.47,"body":"just reading off the table of"},{"speaker":"Ethan Waldman","startTime":1284.47,"endTime":1287.65,"body":"contents, but I just want to"},{"speaker":"Ethan Waldman","startTime":1284.47,"endTime":1287.65,"body":"give you a sense of how"},{"speaker":"Ethan Waldman","startTime":1287.65,"endTime":1291.37,"body":"comprehensive Tiny House"},{"speaker":"Ethan Waldman","startTime":1287.65,"endTime":1291.37,"body":"Decisions is. It's a total of"},{"speaker":"Ethan Waldman","startTime":1291.4,"endTime":1296.17,"body":"170 pages. It contains tons of"},{"speaker":"Ethan Waldman","startTime":1291.4,"endTime":1296.17,"body":"full color drawings, diagrams"},{"speaker":"Ethan Waldman","startTime":1296.17,"endTime":1299.98,"body":"and resources. And it really is"},{"speaker":"Ethan Waldman","startTime":1296.17,"endTime":1299.98,"body":"the guide that I wish I had when"},{"speaker":"Ethan Waldman","startTime":1299.98,"endTime":1303.94,"body":"I was building my tiny house."},{"speaker":"Ethan Waldman","startTime":1299.98,"endTime":1303.94,"body":"Right now I'm offering 20% off"},{"speaker":"Ethan Waldman","startTime":1303.94,"endTime":1307.36,"body":"any package of Tiny House"},{"speaker":"Ethan Waldman","startTime":1303.94,"endTime":1307.36,"body":"Decisions using the coupon code"},{"speaker":"Ethan Waldman","startTime":1307.36,"endTime":1312.94,"body":"tiny, when you head over to"},{"speaker":"Ethan Waldman","startTime":1307.36,"endTime":1312.94,"body":"thetinyhouse.net/THD, that's THD"},{"speaker":"Ethan Waldman","startTime":1312.94,"endTime":1316.69,"body":"for Tiny House Decisions. Again,"},{"speaker":"Ethan Waldman","startTime":1312.94,"endTime":1316.69,"body":"that's coupon code tiny when you"},{"speaker":"Ethan Waldman","startTime":1316.69,"endTime":1320.47,"body":"check out at"},{"speaker":"Ethan Waldman","startTime":1316.69,"endTime":1320.47,"body":"thetinyhouse.net/THD."},{"speaker":"Ethan Waldman","startTime":1321.28,"endTime":1326.29,"body":"You know, you you talked about?"},{"speaker":"Ethan Waldman","startTime":1321.28,"endTime":1326.29,"body":"I don't remember where I read it"},{"speaker":"Ethan Waldman","startTime":1326.29,"endTime":1329.14,"body":"just somewhere on your website"},{"speaker":"Ethan Waldman","startTime":1326.29,"endTime":1329.14,"body":"is talking about how the"},{"speaker":"Ethan Waldman","startTime":1329.14,"endTime":1332.86,"body":"experience of living in the van"},{"speaker":"Ethan Waldman","startTime":1329.14,"endTime":1332.86,"body":"versus what you were seeing on"},{"speaker":"Ethan Waldman","startTime":1332.86,"endTime":1337.24,"body":"Instagram, you know, in the like"},{"speaker":"Ethan Waldman","startTime":1332.86,"endTime":1337.24,"body":"hashtag van life influencer type"},{"speaker":"Ethan Waldman","startTime":1337.24,"endTime":1341.29,"body":"space, were just like wildly"},{"speaker":"Ethan Waldman","startTime":1337.24,"endTime":1341.29,"body":"different experiences."},{"speaker":"Nickolas Natali","startTime":1341.66,"endTime":1344.6,"body":"Yes, 100%. They"},{"speaker":"Nickolas Natali","startTime":1341.66,"endTime":1344.6,"body":"absolutely are."},{"speaker":"Ethan Waldman","startTime":1345.38,"endTime":1348.56,"body":"And do you think"},{"speaker":"Ethan Waldman","startTime":1345.38,"endTime":1348.56,"body":"that that's? Do you think that's"},{"speaker":"Ethan Waldman","startTime":1348.56,"endTime":1351.77,"body":"common? Do you think that most"},{"speaker":"Ethan Waldman","startTime":1348.56,"endTime":1351.77,"body":"people who choose to live really"},{"speaker":"Ethan Waldman","startTime":1351.77,"endTime":1354.77,"body":"live full time in a van or"},{"speaker":"Ethan Waldman","startTime":1351.77,"endTime":1354.77,"body":"vehicle like that their"},{"speaker":"Ethan Waldman","startTime":1354.77,"endTime":1358.43,"body":"experiences probably aren't"},{"speaker":"Ethan Waldman","startTime":1354.77,"endTime":1358.43,"body":"being represented?"},{"speaker":"Nickolas Natali","startTime":1359.06,"endTime":1361.4,"body":"I do. I don't"},{"speaker":"Nickolas Natali","startTime":1359.06,"endTime":1361.4,"body":"want to speak for everybody out"},{"speaker":"Nickolas Natali","startTime":1361.4,"endTime":1364.91,"body":"there. But I do think it's"},{"speaker":"Nickolas Natali","startTime":1361.4,"endTime":1364.91,"body":"absolutely glorified. Like van"},{"speaker":"Nickolas Natali","startTime":1364.91,"endTime":1367.94,"body":"life, when I was in it, I was so"},{"speaker":"Nickolas Natali","startTime":1364.91,"endTime":1367.94,"body":"frustrated because I was like,"},{"speaker":"Nickolas Natali","startTime":1368.09,"endTime":1371.81,"body":"\"I am tired. I'm exhausted. I'm"},{"speaker":"Nickolas Natali","startTime":1368.09,"endTime":1371.81,"body":"sick of looking for safe places"},{"speaker":"Nickolas Natali","startTime":1371.81,"endTime":1375.23,"body":"to park.\" And maybe it's because"},{"speaker":"Nickolas Natali","startTime":1371.81,"endTime":1375.23,"body":"I was attached to this like"},{"speaker":"Nickolas Natali","startTime":1375.23,"endTime":1379.13,"body":"specific location of my job. But"},{"speaker":"Nickolas Natali","startTime":1375.23,"endTime":1379.13,"body":"at the same time, I think"},{"speaker":"Nickolas Natali","startTime":1379.13,"endTime":1384.47,"body":"anybody living in a van"},{"speaker":"Nickolas Natali","startTime":1379.13,"endTime":1384.47,"body":"experiences difficulty even if"},{"speaker":"Nickolas Natali","startTime":1384.47,"endTime":1387.35,"body":"it's just searching for a"},{"speaker":"Nickolas Natali","startTime":1384.47,"endTime":1387.35,"body":"bathroom. I can't tell you how"},{"speaker":"Nickolas Natali","startTime":1387.35,"endTime":1391.91,"body":"many times I would run into a"},{"speaker":"Nickolas Natali","startTime":1387.35,"endTime":1391.91,"body":"Starbucks just to have them you"},{"speaker":"Nickolas Natali","startTime":1391.91,"endTime":1396.44,"body":"know, open their, their bathroom"},{"speaker":"Nickolas Natali","startTime":1391.91,"endTime":1396.44,"body":"or even where do you store your"},{"speaker":"Nickolas Natali","startTime":1396.44,"endTime":1398.51,"body":"food? Because there is probably"},{"speaker":"Nickolas Natali","startTime":1396.44,"endTime":1398.51,"body":"a lot of van dwellers like"},{"speaker":"Nickolas Natali","startTime":1398.51,"endTime":1403.07,"body":"myself that had a little cooler"},{"speaker":"Nickolas Natali","startTime":1398.51,"endTime":1403.07,"body":"and ice only lasts for so long."},{"speaker":"Nickolas Natali","startTime":1403.07,"endTime":1404.24,"body":"So your food goes bad."},{"speaker":"Ethan Waldman","startTime":1404.45,"endTime":1404.87,"body":"Yeah,"},{"speaker":"Nickolas Natali","startTime":1405.05,"endTime":1406.64,"body":"All these other"},{"speaker":"Nickolas Natali","startTime":1405.05,"endTime":1406.64,"body":"things are never talked about"},{"speaker":"Nickolas Natali","startTime":1406.64,"endTime":1410.24,"body":"you to see these very scenic"},{"speaker":"Nickolas Natali","startTime":1406.64,"endTime":1410.24,"body":"photos and videos of them out"},{"speaker":"Nickolas Natali","startTime":1410.66,"endTime":1415.07,"body":"overlooking nice cliffs. But"},{"speaker":"Nickolas Natali","startTime":1410.66,"endTime":1415.07,"body":"really, I do think there's, you"},{"speaker":"Nickolas Natali","startTime":1415.07,"endTime":1418.43,"body":"know, there's there's just as"},{"speaker":"Nickolas Natali","startTime":1415.07,"endTime":1418.43,"body":"much - I don't know if hardship"},{"speaker":"Nickolas Natali","startTime":1418.43,"endTime":1422.69,"body":"is the right word, but there's"},{"speaker":"Nickolas Natali","startTime":1418.43,"endTime":1422.69,"body":"just as much struggle in the in"},{"speaker":"Nickolas Natali","startTime":1422.69,"endTime":1424.91,"body":"the van life than is actually"},{"speaker":"Nickolas Natali","startTime":1422.69,"endTime":1424.91,"body":"portrayed."},{"speaker":"Ethan Waldman","startTime":1425.33,"endTime":1427.88,"body":"How do you how do"},{"speaker":"Ethan Waldman","startTime":1425.33,"endTime":1427.88,"body":"you like to track your expenses?"},{"speaker":"Ethan Waldman","startTime":1427.88,"endTime":1433.37,"body":"Do you use a particular software"},{"speaker":"Ethan Waldman","startTime":1427.88,"endTime":1433.37,"body":"or spreadsheet? Or how do you do"},{"speaker":"Ethan Waldman","startTime":1433.37,"endTime":1434.72,"body":"it? And how do you teach others"},{"speaker":"Ethan Waldman","startTime":1433.37,"endTime":1434.72,"body":"to do it?"},{"speaker":"Nickolas Natali","startTime":1435.8,"endTime":1438.89,"body":"Oh, man depends"},{"speaker":"Nickolas Natali","startTime":1435.8,"endTime":1438.89,"body":"on where they're at. I think a"},{"speaker":"Nickolas Natali","startTime":1438.89,"endTime":1444.11,"body":"great place to start is bring a"},{"speaker":"Nickolas Natali","startTime":1438.89,"endTime":1444.11,"body":"- and this is somewhat somewhat"},{"speaker":"Nickolas Natali","startTime":1444.11,"endTime":1447.23,"body":"extreme- but take a little"},{"speaker":"Nickolas Natali","startTime":1444.11,"endTime":1447.23,"body":"notepad, take a little pen."},{"speaker":"Nickolas Natali","startTime":1447.53,"endTime":1450.44,"body":"Anytime that you make a"},{"speaker":"Nickolas Natali","startTime":1447.53,"endTime":1450.44,"body":"transaction, write it down. I"},{"speaker":"Nickolas Natali","startTime":1450.44,"endTime":1453.23,"body":"think that's the first step or"},{"speaker":"Nickolas Natali","startTime":1450.44,"endTime":1453.23,"body":"at least in my eyes, because"},{"speaker":"Nickolas Natali","startTime":1453.26,"endTime":1455.33,"body":"suddenly you're aware of how"},{"speaker":"Nickolas Natali","startTime":1453.26,"endTime":1455.33,"body":"much you're spending and how"},{"speaker":"Nickolas Natali","startTime":1455.33,"endTime":1458.06,"body":"often you're spending. Because"},{"speaker":"Nickolas Natali","startTime":1455.33,"endTime":1458.06,"body":"there's this other action that"},{"speaker":"Nickolas Natali","startTime":1458.06,"endTime":1461.33,"body":"you're going through saying,"},{"speaker":"Nickolas Natali","startTime":1458.06,"endTime":1461.33,"body":"\"Okay, I just spent five bucks"},{"speaker":"Nickolas Natali","startTime":1461.36,"endTime":1465.14,"body":"at Starbucks, blah blah blah.\""},{"speaker":"Nickolas Natali","startTime":1461.36,"endTime":1465.14,"body":"And your brain recognizes these"},{"speaker":"Nickolas Natali","startTime":1465.14,"endTime":1468.29,"body":"things and it forms a habit."},{"speaker":"Nickolas Natali","startTime":1465.14,"endTime":1468.29,"body":"It's almost similar to how we've"},{"speaker":"Nickolas Natali","startTime":1468.29,"endTime":1471.8,"body":"seen in studies where people who"},{"speaker":"Nickolas Natali","startTime":1468.29,"endTime":1471.8,"body":"want to lose weight, instead of"},{"speaker":"Nickolas Natali","startTime":1471.8,"endTime":1474.17,"body":"like telling people to go on a"},{"speaker":"Nickolas Natali","startTime":1471.8,"endTime":1474.17,"body":"specific diet. They just tell"},{"speaker":"Nickolas Natali","startTime":1474.17,"endTime":1476.51,"body":"them start writing down"},{"speaker":"Nickolas Natali","startTime":1474.17,"endTime":1476.51,"body":"everything that you're eating,"},{"speaker":"Nickolas Natali","startTime":1476.78,"endTime":1479.51,"body":"because suddenly you have a"},{"speaker":"Nickolas Natali","startTime":1476.78,"endTime":1479.51,"body":"mirror that you're looking at"},{"speaker":"Nickolas Natali","startTime":1479.72,"endTime":1482.39,"body":"saying, \"Oh, this is actually"},{"speaker":"Nickolas Natali","startTime":1479.72,"endTime":1482.39,"body":"what I'm doing. You know, I"},{"speaker":"Nickolas Natali","startTime":1482.39,"endTime":1487.19,"body":"can't hide this, these purchases"},{"speaker":"Nickolas Natali","startTime":1482.39,"endTime":1487.19,"body":"online, these Amazon purchases"},{"speaker":"Nickolas Natali","startTime":1487.19,"endTime":1488.81,"body":"that are hitting my bank"},{"speaker":"Nickolas Natali","startTime":1487.19,"endTime":1488.81,"body":"account, but if I never looked"},{"speaker":"Nickolas Natali","startTime":1488.81,"endTime":1492.38,"body":"at my bank account, I'm in the"},{"speaker":"Nickolas Natali","startTime":1488.81,"endTime":1492.38,"body":"clear.\" I think that's probably"},{"speaker":"Nickolas Natali","startTime":1492.38,"endTime":1496.04,"body":"the best place to start. My"},{"speaker":"Nickolas Natali","startTime":1492.38,"endTime":1496.04,"body":"personal preference is not one"},{"speaker":"Nickolas Natali","startTime":1496.04,"endTime":1499.85,"body":"that I would recommend for"},{"speaker":"Nickolas Natali","startTime":1496.04,"endTime":1499.85,"body":"everybody. either. I enjoy doing"},{"speaker":"Nickolas Natali","startTime":1499.94,"endTime":1502.82,"body":"it very similar thing, every"},{"speaker":"Nickolas Natali","startTime":1499.94,"endTime":1502.82,"body":"time I make a transaction, I'll"},{"speaker":"Nickolas Natali","startTime":1502.82,"endTime":1506.51,"body":"go into a Google Sheet, and I'll"},{"speaker":"Nickolas Natali","startTime":1502.82,"endTime":1506.51,"body":"write it down. I think the"},{"speaker":"Nickolas Natali","startTime":1506.51,"endTime":1510.86,"body":"probably the healthiest of all"},{"speaker":"Nickolas Natali","startTime":1506.51,"endTime":1510.86,"body":"of these is using a financial"},{"speaker":"Nickolas Natali","startTime":1510.86,"endTime":1514.37,"body":"app. There's one that I like"},{"speaker":"Nickolas Natali","startTime":1510.86,"endTime":1514.37,"body":"called Mint, it's very popular."},{"speaker":"Nickolas Natali","startTime":1514.61,"endTime":1517.4,"body":"But every time you make a"},{"speaker":"Nickolas Natali","startTime":1514.61,"endTime":1517.4,"body":"transaction, you can categorize"},{"speaker":"Nickolas Natali","startTime":1517.4,"endTime":1520.25,"body":"it, then you can see it on your"},{"speaker":"Nickolas Natali","startTime":1517.4,"endTime":1520.25,"body":"phone, and it tracks your budget"},{"speaker":"Nickolas Natali","startTime":1520.37,"endTime":1521.6,"body":"for you, essentially."},{"speaker":"Ethan Waldman","startTime":1522.02,"endTime":1524.42,"body":"Yep, I've used"},{"speaker":"Ethan Waldman","startTime":1522.02,"endTime":1524.42,"body":"Mint for a long time. And I"},{"speaker":"Ethan Waldman","startTime":1524.42,"endTime":1528.44,"body":"really love YNAB - You Need A"},{"speaker":"Ethan Waldman","startTime":1524.42,"endTime":1528.44,"body":"Budget? That's my personal, my"},{"speaker":"Ethan Waldman","startTime":1528.44,"endTime":1531.32,"body":"personal favorite. But But yeah,"},{"speaker":"Ethan Waldman","startTime":1528.44,"endTime":1531.32,"body":"I think just being aware of what"},{"speaker":"Ethan Waldman","startTime":1531.32,"endTime":1536.69,"body":"you're spending is the first"},{"speaker":"Ethan Waldman","startTime":1531.32,"endTime":1536.69,"body":"step. And then like, you know,"},{"speaker":"Ethan Waldman","startTime":1536.69,"endTime":1541.97,"body":"in terms of helping other people"},{"speaker":"Ethan Waldman","startTime":1536.69,"endTime":1541.97,"body":"eliminate their debt. Do you"},{"speaker":"Ethan Waldman","startTime":1541.97,"endTime":1545.96,"body":"have like a target that you"},{"speaker":"Ethan Waldman","startTime":1541.97,"endTime":1545.96,"body":"recommend of like, \"Okay, what"},{"speaker":"Ethan Waldman","startTime":1545.96,"endTime":1549.41,"body":"percentage of your income are"},{"speaker":"Ethan Waldman","startTime":1545.96,"endTime":1549.41,"body":"you putting towards your debt?\""},{"speaker":"Ethan Waldman","startTime":1549.41,"endTime":1552.56,"body":"Or is it just different in"},{"speaker":"Ethan Waldman","startTime":1549.41,"endTime":1552.56,"body":"every, you know, different cases"},{"speaker":"Ethan Waldman","startTime":1552.56,"endTime":1553.31,"body":"are different."},{"speaker":"Nickolas Natali","startTime":1553.0,"endTime":1555.61,"body":"I think"},{"speaker":"Nickolas Natali","startTime":1553.0,"endTime":1555.61,"body":"different cases are different,"},{"speaker":"Nickolas Natali","startTime":1555.61,"endTime":1558.94,"body":"but I think it's always"},{"speaker":"Nickolas Natali","startTime":1555.61,"endTime":1558.94,"body":"recommended, at least in my"},{"speaker":"Nickolas Natali","startTime":1558.94,"endTime":1564.76,"body":"mind, to put as much as you can"},{"speaker":"Nickolas Natali","startTime":1558.94,"endTime":1564.76,"body":"toward it, without, without"},{"speaker":"Nickolas Natali","startTime":1564.76,"endTime":1568.27,"body":"causing yourself, you know, long"},{"speaker":"Nickolas Natali","startTime":1564.76,"endTime":1568.27,"body":"term damage to your mental and"},{"speaker":"Nickolas Natali","startTime":1568.27,"endTime":1572.44,"body":"emotional life. I do think,"},{"speaker":"Nickolas Natali","startTime":1568.27,"endTime":1572.44,"body":"however, there's areas in our"},{"speaker":"Nickolas Natali","startTime":1572.44,"endTime":1575.62,"body":"lives that we think are non"},{"speaker":"Nickolas Natali","startTime":1572.44,"endTime":1575.62,"body":"negotiable, things to spend on"},{"speaker":"Nickolas Natali","startTime":1575.62,"endTime":1579.82,"body":"that simply are not true. And I"},{"speaker":"Nickolas Natali","startTime":1575.62,"endTime":1579.82,"body":"also think most of these"},{"speaker":"Nickolas Natali","startTime":1579.82,"endTime":1585.04,"body":"conversations are less about"},{"speaker":"Nickolas Natali","startTime":1579.82,"endTime":1585.04,"body":"numbers and math, which, you"},{"speaker":"Nickolas Natali","startTime":1585.04,"endTime":1587.65,"body":"know, when we write things down"},{"speaker":"Nickolas Natali","startTime":1585.04,"endTime":1587.65,"body":"on paper, and we see, okay, you"},{"speaker":"Nickolas Natali","startTime":1587.65,"endTime":1590.71,"body":"can get out of debt, and 1112"},{"speaker":"Nickolas Natali","startTime":1587.65,"endTime":1590.71,"body":"months, 15 months, whatever it"},{"speaker":"Nickolas Natali","startTime":1590.71,"endTime":1593.95,"body":"may be, it's more about the"},{"speaker":"Nickolas Natali","startTime":1590.71,"endTime":1593.95,"body":"emotional side. Most of the"},{"speaker":"Nickolas Natali","startTime":1593.95,"endTime":1597.7,"body":"time, it's about how people feel"},{"speaker":"Nickolas Natali","startTime":1593.95,"endTime":1597.7,"body":"about money and their"},{"speaker":"Nickolas Natali","startTime":1597.7,"endTime":1601.3,"body":"relationship with money for most"},{"speaker":"Nickolas Natali","startTime":1597.7,"endTime":1601.3,"body":"people that, or I should say"},{"speaker":"Nickolas Natali","startTime":1601.3,"endTime":1606.61,"body":"most for many people, money is a"},{"speaker":"Nickolas Natali","startTime":1601.3,"endTime":1606.61,"body":"huge stressor, money brings up"},{"speaker":"Nickolas Natali","startTime":1606.61,"endTime":1610.6,"body":"feelings of guilt, when they"},{"speaker":"Nickolas Natali","startTime":1606.61,"endTime":1610.6,"body":"spend money is, you know, a"},{"speaker":"Nickolas Natali","startTime":1610.6,"endTime":1613.69,"body":"sense of power control over, you"},{"speaker":"Nickolas Natali","startTime":1610.6,"endTime":1613.69,"body":"know, maybe even their"},{"speaker":"Nickolas Natali","startTime":1613.69,"endTime":1617.86,"body":"significant other. And I think"},{"speaker":"Nickolas Natali","startTime":1613.69,"endTime":1617.86,"body":"it kind of takes these two steps"},{"speaker":"Nickolas Natali","startTime":1617.86,"endTime":1622.27,"body":"of one for debt, making a"},{"speaker":"Nickolas Natali","startTime":1617.86,"endTime":1622.27,"body":"decision to do things like to"},{"speaker":"Nickolas Natali","startTime":1622.27,"endTime":1626.08,"body":"pay it off, because a decision"},{"speaker":"Nickolas Natali","startTime":1622.27,"endTime":1626.08,"body":"breeds action. And then two is"},{"speaker":"Nickolas Natali","startTime":1626.08,"endTime":1629.59,"body":"kind of recognizing what's your"},{"speaker":"Nickolas Natali","startTime":1626.08,"endTime":1629.59,"body":"actual relationship with the"},{"speaker":"Nickolas Natali","startTime":1629.59,"endTime":1632.86,"body":"money you have? You know, how do"},{"speaker":"Nickolas Natali","startTime":1629.59,"endTime":1632.86,"body":"you treat it? How do you feel"},{"speaker":"Nickolas Natali","startTime":1632.86,"endTime":1635.02,"body":"about it? Are you stoked on it?"},{"speaker":"Nickolas Natali","startTime":1632.86,"endTime":1635.02,"body":"Are you excited? You're like,"},{"speaker":"Nickolas Natali","startTime":1635.02,"endTime":1637.18,"body":"\"Oh, I gotta hold on to this,\""},{"speaker":"Nickolas Natali","startTime":1635.02,"endTime":1637.18,"body":"or \"\"Oh, somebody's gonna come"},{"speaker":"Nickolas Natali","startTime":1637.18,"endTime":1639.85,"body":"get it, I'm gonna have to spend"},{"speaker":"Nickolas Natali","startTime":1637.18,"endTime":1639.85,"body":"it.\" So I think that's the place"},{"speaker":"Nickolas Natali","startTime":1639.85,"endTime":1640.36,"body":"to start too."},{"speaker":"Ethan Waldman","startTime":1640.93,"endTime":1645.01,"body":"Nice. Yeah, many,"},{"speaker":"Ethan Waldman","startTime":1640.93,"endTime":1645.01,"body":"many of my listeners have debt."},{"speaker":"Ethan Waldman","startTime":1645.1,"endTime":1648.37,"body":"And, you know, they are also"},{"speaker":"Ethan Waldman","startTime":1645.1,"endTime":1648.37,"body":"faced, you know, they want to"},{"speaker":"Ethan Waldman","startTime":1648.37,"endTime":1654.31,"body":"live tiny, and are faced with"},{"speaker":"Ethan Waldman","startTime":1648.37,"endTime":1654.31,"body":"the unfortunate reality that"},{"speaker":"Ethan Waldman","startTime":1654.31,"endTime":1658.69,"body":"it's really hard to get a loan"},{"speaker":"Ethan Waldman","startTime":1654.31,"endTime":1658.69,"body":"for a tiny house. they're faced"},{"speaker":"Ethan Waldman","startTime":1658.69,"endTime":1661.96,"body":"with both debt, and then the"},{"speaker":"Ethan Waldman","startTime":1658.69,"endTime":1661.96,"body":"need to actually save quite a"},{"speaker":"Ethan Waldman","startTime":1661.96,"endTime":1665.38,"body":"bit of money aside so that they"},{"speaker":"Ethan Waldman","startTime":1661.96,"endTime":1665.38,"body":"can pay for this tiny house."},{"speaker":"Ethan Waldman","startTime":1665.86,"endTime":1670.36,"body":"What, you know, what would you"},{"speaker":"Ethan Waldman","startTime":1665.86,"endTime":1670.36,"body":"recommend in that hypothetical,"},{"speaker":"Ethan Waldman","startTime":1670.36,"endTime":1674.14,"body":"like, do you do tackle the debt"},{"speaker":"Ethan Waldman","startTime":1670.36,"endTime":1674.14,"body":"first, and then save for the"},{"speaker":"Ethan Waldman","startTime":1674.14,"endTime":1676.36,"body":"tiny house? Or do you just say,"},{"speaker":"Ethan Waldman","startTime":1674.14,"endTime":1676.36,"body":"like, \"Okay, I'm just going to"},{"speaker":"Ethan Waldman","startTime":1676.81,"endTime":1679.24,"body":"service the debt, I'll just make"},{"speaker":"Ethan Waldman","startTime":1676.81,"endTime":1679.24,"body":"the minimum payments on the"},{"speaker":"Ethan Waldman","startTime":1679.24,"endTime":1683.17,"body":"debt. Granted, it's not a credit"},{"speaker":"Ethan Waldman","startTime":1679.24,"endTime":1683.17,"body":"card, but like, take care of the"},{"speaker":"Ethan Waldman","startTime":1683.17,"endTime":1686.47,"body":"debt and just and then save for"},{"speaker":"Ethan Waldman","startTime":1683.17,"endTime":1686.47,"body":"the tiny house, and then really"},{"speaker":"Ethan Waldman","startTime":1686.47,"endTime":1690.34,"body":"pay it down after I'm living"},{"speaker":"Ethan Waldman","startTime":1686.47,"endTime":1690.34,"body":"tiny.\" It's a catch 22 In my"},{"speaker":"Ethan Waldman","startTime":1690.34,"endTime":1692.41,"body":"mind, but maybe you have a an"},{"speaker":"Ethan Waldman","startTime":1690.34,"endTime":1692.41,"body":"idea."},{"speaker":"Nickolas Natali","startTime":1692.0,"endTime":1696.68,"body":"It is a catch"},{"speaker":"Nickolas Natali","startTime":1692.0,"endTime":1696.68,"body":"22. I think my my gut is saying"},{"speaker":"Nickolas Natali","startTime":1696.68,"endTime":1698.75,"body":"that you should always try to"},{"speaker":"Nickolas Natali","startTime":1696.68,"endTime":1698.75,"body":"pay down the debt first, before"},{"speaker":"Nickolas Natali","startTime":1698.75,"endTime":1702.41,"body":"you pretty much accrue more"},{"speaker":"Nickolas Natali","startTime":1698.75,"endTime":1702.41,"body":"debt. Because it sounds like the"},{"speaker":"Nickolas Natali","startTime":1702.41,"endTime":1705.95,"body":"mortgage isn't necessarily like"},{"speaker":"Nickolas Natali","startTime":1702.41,"endTime":1705.95,"body":"a necessity. Right? If you have"},{"speaker":"Nickolas Natali","startTime":1705.95,"endTime":1708.59,"body":"the power to pay down the debt"},{"speaker":"Nickolas Natali","startTime":1705.95,"endTime":1708.59,"body":"that you currently have, you can"},{"speaker":"Nickolas Natali","startTime":1708.59,"endTime":1712.01,"body":"do that. And obviously, you have"},{"speaker":"Nickolas Natali","startTime":1708.59,"endTime":1712.01,"body":"to make some sacrifices along"},{"speaker":"Nickolas Natali","startTime":1712.01,"endTime":1715.4,"body":"the way. But I bet for most"},{"speaker":"Nickolas Natali","startTime":1712.01,"endTime":1715.4,"body":"people, they'll feel way more"},{"speaker":"Nickolas Natali","startTime":1715.4,"endTime":1718.58,"body":"comfortable or at least be in a"},{"speaker":"Nickolas Natali","startTime":1715.4,"endTime":1718.58,"body":"better financial situation. If"},{"speaker":"Nickolas Natali","startTime":1718.58,"endTime":1722.39,"body":"they pay down their debt, then"},{"speaker":"Nickolas Natali","startTime":1718.58,"endTime":1722.39,"body":"saved then got the tiny house,"},{"speaker":"Nickolas Natali","startTime":1722.42,"endTime":1726.44,"body":"then stack some fat cash,"},{"speaker":"Nickolas Natali","startTime":1722.42,"endTime":1726.44,"body":"andstart investing."},{"speaker":"Ethan Waldman","startTime":1727.04,"endTime":1730.19,"body":"Yeah, so that's"},{"speaker":"Ethan Waldman","startTime":1727.04,"endTime":1730.19,"body":"that's like, investing piece is"},{"speaker":"Ethan Waldman","startTime":1730.19,"endTime":1734.21,"body":"like the next piece of this"},{"speaker":"Ethan Waldman","startTime":1730.19,"endTime":1734.21,"body":"puzzle for you. Because, you"},{"speaker":"Ethan Waldman","startTime":1734.21,"endTime":1737.18,"body":"know, that's what allows, that's"},{"speaker":"Ethan Waldman","startTime":1734.21,"endTime":1737.18,"body":"what allows the little guy to"},{"speaker":"Ethan Waldman","startTime":1737.18,"endTime":1740.63,"body":"kind of tap into something"},{"speaker":"Ethan Waldman","startTime":1737.18,"endTime":1740.63,"body":"bigger and actually build"},{"speaker":"Ethan Waldman","startTime":1740.63,"endTime":1741.11,"body":"wealth."},{"speaker":"Nickolas Natali","startTime":1741.87,"endTime":1745.92,"body":"Yeah, 100%. And"},{"speaker":"Nickolas Natali","startTime":1741.87,"endTime":1745.92,"body":"I think the word investing can"},{"speaker":"Nickolas Natali","startTime":1745.92,"endTime":1751.02,"body":"kind of be intimidating to a lot"},{"speaker":"Nickolas Natali","startTime":1745.92,"endTime":1751.02,"body":"of people, but my, I have a very"},{"speaker":"Nickolas Natali","startTime":1751.11,"endTime":1755.28,"body":"simple, easy approach to"},{"speaker":"Nickolas Natali","startTime":1751.11,"endTime":1755.28,"body":"investing. I invest in index"},{"speaker":"Nickolas Natali","startTime":1755.28,"endTime":1758.49,"body":"funds, their low expense ratio"},{"speaker":"Nickolas Natali","startTime":1755.28,"endTime":1758.49,"body":"index funds that pretty much"},{"speaker":"Nickolas Natali","startTime":1758.49,"endTime":1761.91,"body":"track the performance of the"},{"speaker":"Nickolas Natali","startTime":1758.49,"endTime":1761.91,"body":"market. And they pretty much"},{"speaker":"Nickolas Natali","startTime":1761.91,"endTime":1768.81,"body":"match a 10 to 11 or 12% ROI over"},{"speaker":"Nickolas Natali","startTime":1761.91,"endTime":1768.81,"body":"the years. And it's easy, it's"},{"speaker":"Nickolas Natali","startTime":1768.81,"endTime":1773.79,"body":"pretty passive. And I think my"},{"speaker":"Nickolas Natali","startTime":1768.81,"endTime":1773.79,"body":"encouragement to anybody"},{"speaker":"Nickolas Natali","startTime":1773.79,"endTime":1777.36,"body":"listening is, you know, post"},{"speaker":"Nickolas Natali","startTime":1773.79,"endTime":1777.36,"body":"debt life, it can really only"},{"speaker":"Nickolas Natali","startTime":1777.36,"endTime":1781.14,"body":"take you 20 to 25 minutes"},{"speaker":"Nickolas Natali","startTime":1777.36,"endTime":1781.14,"body":"setting up an account in"},{"speaker":"Nickolas Natali","startTime":1781.14,"endTime":1786.15,"body":"Vanguard finding a index fund"},{"speaker":"Nickolas Natali","startTime":1781.14,"endTime":1786.15,"body":"that follows the s\u0026p 500 setting"},{"speaker":"Nickolas Natali","startTime":1786.15,"endTime":1791.49,"body":"up automatic investments, or,"},{"speaker":"Nickolas Natali","startTime":1786.15,"endTime":1791.49,"body":"you know, 500 bones a month to"},{"speaker":"Nickolas Natali","startTime":1791.49,"endTime":1795.78,"body":"max out your Roth every year,"},{"speaker":"Nickolas Natali","startTime":1791.49,"endTime":1795.78,"body":"and that over 20 years, four"},{"speaker":"Nickolas Natali","startTime":1795.78,"endTime":1799.56,"body":"years, almost pretty much I"},{"speaker":"Nickolas Natali","startTime":1795.78,"endTime":1799.56,"body":"won't say almost I mean it"},{"speaker":"Nickolas Natali","startTime":1799.56,"endTime":1801.9,"body":"pretty much as we've seen it"},{"speaker":"Nickolas Natali","startTime":1799.56,"endTime":1801.9,"body":"time and time again guarantees"},{"speaker":"Nickolas Natali","startTime":1801.9,"endTime":1805.11,"body":"that we are millionaire by the"},{"speaker":"Nickolas Natali","startTime":1801.9,"endTime":1805.11,"body":"time you're ready to retire."},{"speaker":"Ethan Waldman","startTime":1805.9,"endTime":1811.21,"body":"That's awesome."},{"speaker":"Ethan Waldman","startTime":1805.9,"endTime":1811.21,"body":"Now, is that similar a similar"},{"speaker":"Ethan Waldman","startTime":1811.21,"endTime":1814.39,"body":"concept to the F.I.R.E."},{"speaker":"Ethan Waldman","startTime":1811.21,"endTime":1814.39,"body":"movement, that Financial"},{"speaker":"Ethan Waldman","startTime":1814.39,"endTime":1817.93,"body":"Independence? Early Retirement?"},{"speaker":"Ethan Waldman","startTime":1814.39,"endTime":1817.93,"body":"I mean, if you get if you get to"},{"speaker":"Ethan Waldman","startTime":1817.93,"endTime":1821.14,"body":"that point where you can retire"},{"speaker":"Ethan Waldman","startTime":1817.93,"endTime":1821.14,"body":"on the investments, I suppose it"},{"speaker":"Ethan Waldman","startTime":1821.14,"endTime":1821.56,"body":"is."},{"speaker":"Nickolas Natali","startTime":1822.61,"endTime":1826.39,"body":"Yeah. 100%?"},{"speaker":"Nickolas Natali","startTime":1822.61,"endTime":1826.39,"body":"Yeah, I think I think it's"},{"speaker":"Nickolas Natali","startTime":1826.42,"endTime":1828.85,"body":"similar in the sense of like,"},{"speaker":"Nickolas Natali","startTime":1826.42,"endTime":1828.85,"body":"when somebody is in debt, they"},{"speaker":"Nickolas Natali","startTime":1828.85,"endTime":1831.67,"body":"put as much of their things,"},{"speaker":"Nickolas Natali","startTime":1828.85,"endTime":1831.67,"body":"much of their percentage of"},{"speaker":"Nickolas Natali","startTime":1831.67,"endTime":1835.33,"body":"their income into their debt, I"},{"speaker":"Nickolas Natali","startTime":1831.67,"endTime":1835.33,"body":"think F.I.R.E. in my mind is"},{"speaker":"Nickolas Natali","startTime":1835.42,"endTime":1839.86,"body":"taking a very similar approach"},{"speaker":"Nickolas Natali","startTime":1835.42,"endTime":1839.86,"body":"to get to a certain number in"},{"speaker":"Nickolas Natali","startTime":1839.86,"endTime":1844.33,"body":"your mind. And investing for"},{"speaker":"Nickolas Natali","startTime":1839.86,"endTime":1844.33,"body":"putting that percentage down"},{"speaker":"Nickolas Natali","startTime":1844.36,"endTime":1848.32,"body":"until that number happens. I"},{"speaker":"Nickolas Natali","startTime":1844.36,"endTime":1848.32,"body":"think for me, in my mind, my"},{"speaker":"Nickolas Natali","startTime":1848.32,"endTime":1851.77,"body":"number is 2 million bucks. I"},{"speaker":"Nickolas Natali","startTime":1848.32,"endTime":1851.77,"body":"think that's, that's my fire"},{"speaker":"Nickolas Natali","startTime":1851.77,"endTime":1856.33,"body":"number. Because if you take 4%,"},{"speaker":"Nickolas Natali","startTime":1851.77,"endTime":1856.33,"body":"and the 4% rule is, you know,"},{"speaker":"Nickolas Natali","startTime":1856.33,"endTime":1860.32,"body":"has some people have a lot of"},{"speaker":"Nickolas Natali","startTime":1856.33,"endTime":1860.32,"body":"different opinions on it. But"},{"speaker":"Nickolas Natali","startTime":1860.71,"endTime":1864.52,"body":"essentially, you could take 4%"},{"speaker":"Nickolas Natali","startTime":1860.71,"endTime":1864.52,"body":"of your investments each year,"},{"speaker":"Nickolas Natali","startTime":1864.7,"endTime":1867.28,"body":"and still be able to have your"},{"speaker":"Nickolas Natali","startTime":1864.7,"endTime":1867.28,"body":"investments grow over time, and"},{"speaker":"Nickolas Natali","startTime":1867.28,"endTime":1869.98,"body":"you'll never run out of money,"},{"speaker":"Nickolas Natali","startTime":1867.28,"endTime":1869.98,"body":"essentially. And that would give"},{"speaker":"Nickolas Natali","startTime":1869.98,"endTime":1873.31,"body":"you like, 80,000 bucks, 60s,"},{"speaker":"Nickolas Natali","startTime":1869.98,"endTime":1873.31,"body":"around $80,000 every year."},{"speaker":"Ethan Waldman","startTime":1873.9,"endTime":1877.98,"body":"So when you say"},{"speaker":"Ethan Waldman","startTime":1873.9,"endTime":1877.98,"body":"$2 million, you mean $2 million?"},{"speaker":"Ethan Waldman","startTime":1878.31,"endTime":1880.38,"body":"Like, in in principle?"},{"speaker":"Nickolas Natali","startTime":1881.28,"endTime":1883.92,"body":"Like, yeah,"},{"speaker":"Nickolas Natali","startTime":1881.28,"endTime":1883.92,"body":"invested in index funds that are"},{"speaker":"Nickolas Natali","startTime":1883.92,"endTime":1887.31,"body":"gonna continuously grow. And I"},{"speaker":"Nickolas Natali","startTime":1883.92,"endTime":1887.31,"body":"can just snag a little tiny bit"},{"speaker":"Nickolas Natali","startTime":1887.31,"endTime":1887.64,"body":"from it."},{"speaker":"Ethan Waldman","startTime":1888.03,"endTime":1888.3,"body":"Right,"},{"speaker":"Nickolas Natali","startTime":1888.3,"endTime":1889.53,"body":"Every now and"},{"speaker":"Nickolas Natali","startTime":1888.3,"endTime":1889.53,"body":"then when I need it."},{"speaker":"Ethan Waldman","startTime":1890.4,"endTime":1893.37,"body":"Yeah, that's"},{"speaker":"Ethan Waldman","startTime":1890.4,"endTime":1893.37,"body":"cool. And I mean, sounds like"},{"speaker":"Ethan Waldman","startTime":1893.37,"endTime":1897.45,"body":"you're, you're on your way to"},{"speaker":"Ethan Waldman","startTime":1893.37,"endTime":1897.45,"body":"doing it. Do you have a like,"},{"speaker":"Ethan Waldman","startTime":1898.08,"endTime":1900.54,"body":"you have a target age that"},{"speaker":"Ethan Waldman","startTime":1898.08,"endTime":1900.54,"body":"you're you're going for?"},{"speaker":"Nickolas Natali","startTime":1900.81,"endTime":1902.37,"body":"You know,"},{"speaker":"Nickolas Natali","startTime":1900.81,"endTime":1902.37,"body":"that's, that's a great question."},{"speaker":"Nickolas Natali","startTime":1903.27,"endTime":1911.22,"body":"My target age for those finance"},{"speaker":"Nickolas Natali","startTime":1903.27,"endTime":1911.22,"body":"goals is 30. But as of recently,"},{"speaker":"Nickolas Natali","startTime":1911.55,"endTime":1915.27,"body":"I feel like I'm, as much as that"},{"speaker":"Nickolas Natali","startTime":1911.55,"endTime":1915.27,"body":"is still a goal for me. And I"},{"speaker":"Nickolas Natali","startTime":1915.3,"endTime":1917.43,"body":"will be pursuing that"},{"speaker":"Nickolas Natali","startTime":1915.3,"endTime":1917.43,"body":"wholeheartedly. I think my"},{"speaker":"Nickolas Natali","startTime":1917.43,"endTime":1920.82,"body":"mindset mindset is shifted a"},{"speaker":"Nickolas Natali","startTime":1917.43,"endTime":1920.82,"body":"little bit in the sense of, now"},{"speaker":"Nickolas Natali","startTime":1920.82,"endTime":1924.63,"body":"my goal is more so about,"},{"speaker":"Nickolas Natali","startTime":1920.82,"endTime":1924.63,"body":"there's, there's let me say"},{"speaker":"Nickolas Natali","startTime":1924.63,"endTime":1926.76,"body":"this, there's a guy that I know,"},{"speaker":"Nickolas Natali","startTime":1924.63,"endTime":1926.76,"body":"and he calls it Impact"},{"speaker":"Nickolas Natali","startTime":1926.76,"endTime":1931.2,"body":"Billionaires. More of my mindset"},{"speaker":"Nickolas Natali","startTime":1926.76,"endTime":1931.2,"body":"is switched to serving as many"},{"speaker":"Nickolas Natali","startTime":1931.2,"endTime":1935.25,"body":"people as possible. And his his"},{"speaker":"Nickolas Natali","startTime":1931.2,"endTime":1935.25,"body":"coin of Impact Billionaires is"},{"speaker":"Nickolas Natali","startTime":1935.25,"endTime":1940.2,"body":"like people who are investing to"},{"speaker":"Nickolas Natali","startTime":1935.25,"endTime":1940.2,"body":"serving other people. And those"},{"speaker":"Nickolas Natali","startTime":1940.2,"endTime":1942.39,"body":"people are able to serve more"},{"speaker":"Nickolas Natali","startTime":1940.2,"endTime":1942.39,"body":"people. And it's just this"},{"speaker":"Nickolas Natali","startTime":1942.39,"endTime":1946.2,"body":"continuous flood of things that,"},{"speaker":"Nickolas Natali","startTime":1942.39,"endTime":1946.2,"body":"you know, make the world a much"},{"speaker":"Nickolas Natali","startTime":1946.2,"endTime":1950.16,"body":"more sustainable and better"},{"speaker":"Nickolas Natali","startTime":1946.2,"endTime":1950.16,"body":"place overall. But 30 is my"},{"speaker":"Nickolas Natali","startTime":1950.16,"endTime":1953.55,"body":"number. But I also want to have"},{"speaker":"Nickolas Natali","startTime":1950.16,"endTime":1953.55,"body":"it paired with the idea that"},{"speaker":"Nickolas Natali","startTime":1953.58,"endTime":1956.88,"body":"there's so much more than just"},{"speaker":"Nickolas Natali","startTime":1953.58,"endTime":1956.88,"body":"accruing wealth for accruing"},{"speaker":"Nickolas Natali","startTime":1956.91,"endTime":1957.6,"body":"wealth's sake."},{"speaker":"Ethan Waldman","startTime":1957.87,"endTime":1961.47,"body":"Yeah. Yeah."},{"speaker":"Ethan Waldman","startTime":1957.87,"endTime":1961.47,"body":"That's really cool, I think. And"},{"speaker":"Ethan Waldman","startTime":1961.47,"endTime":1964.98,"body":"that also, probably makes it"},{"speaker":"Ethan Waldman","startTime":1961.47,"endTime":1964.98,"body":"easier to accrue wealth when you"},{"speaker":"Ethan Waldman","startTime":1965.19,"endTime":1967.53,"body":"feel like you have a purpose"},{"speaker":"Ethan Waldman","startTime":1965.19,"endTime":1967.53,"body":"behind it."},{"speaker":"Nickolas Natali","startTime":1968.95,"endTime":1971.11,"body":"Yeah, and I"},{"speaker":"Nickolas Natali","startTime":1968.95,"endTime":1971.11,"body":"think that's the biggest problem"},{"speaker":"Nickolas Natali","startTime":1971.11,"endTime":1974.41,"body":"with since the problem that's"},{"speaker":"Nickolas Natali","startTime":1971.11,"endTime":1974.41,"body":"the biggest emphasis and paying"},{"speaker":"Nickolas Natali","startTime":1974.41,"endTime":1977.92,"body":"off debt or investing or"},{"speaker":"Nickolas Natali","startTime":1974.41,"endTime":1977.92,"body":"anything that we do any goal"},{"speaker":"Nickolas Natali","startTime":1977.92,"endTime":1981.49,"body":"starts with a why. Right? If"},{"speaker":"Nickolas Natali","startTime":1977.92,"endTime":1981.49,"body":"your why isn't strong enough,"},{"speaker":"Nickolas Natali","startTime":1981.52,"endTime":1983.8,"body":"you're not going to be motivated"},{"speaker":"Nickolas Natali","startTime":1981.52,"endTime":1983.8,"body":"to do it. When your why isn't"},{"speaker":"Nickolas Natali","startTime":1983.8,"endTime":1986.83,"body":"strong enough. The days where it"},{"speaker":"Nickolas Natali","startTime":1983.8,"endTime":1986.83,"body":"feels hard, you're not going to"},{"speaker":"Nickolas Natali","startTime":1986.83,"endTime":1989.86,"body":"do it. So if there is no"},{"speaker":"Nickolas Natali","startTime":1986.83,"endTime":1989.86,"body":"purpose, like you're saying,"},{"speaker":"Nickolas Natali","startTime":1989.89,"endTime":1992.89,"body":"there is no something that gives"},{"speaker":"Nickolas Natali","startTime":1989.89,"endTime":1992.89,"body":"you that fire in your stomach,"},{"speaker":"Nickolas Natali","startTime":1993.25,"endTime":1995.02,"body":"fire in your belly to do"},{"speaker":"Nickolas Natali","startTime":1993.25,"endTime":1995.02,"body":"something."},{"speaker":"Ethan Waldman","startTime":1995.29,"endTime":1995.62,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":1995.74,"endTime":1998.59,"body":"Then it's not"},{"speaker":"Nickolas Natali","startTime":1995.74,"endTime":1998.59,"body":"going to go on. So for debt or"},{"speaker":"Nickolas Natali","startTime":1998.59,"endTime":2002.52,"body":"for any financial reason, or"},{"speaker":"Nickolas Natali","startTime":1998.59,"endTime":2002.52,"body":"living in a tiny home. That why"},{"speaker":"Nickolas Natali","startTime":2002.52,"endTime":2003.78,"body":"has to be incredibly strong."},{"speaker":"Ethan Waldman","startTime":2004.44,"endTime":2008.82,"body":"Yeah, yeah. Well,"},{"speaker":"Ethan Waldman","startTime":2004.44,"endTime":2008.82,"body":"maybe one of the purposes for"},{"speaker":"Ethan Waldman","startTime":2008.82,"endTime":2013.98,"body":"you is is your podcast, the"},{"speaker":"Ethan Waldman","startTime":2008.82,"endTime":2013.98,"body":"Nickolas Natali Podcast? Can you"},{"speaker":"Ethan Waldman","startTime":2014.19,"endTime":2015.06,"body":"tell us about it?"},{"speaker":"Nickolas Natali","startTime":2016.11,"endTime":2018.39,"body":"Yeah,"},{"speaker":"Nickolas Natali","startTime":2016.11,"endTime":2018.39,"body":"absolutely. We have a tagline of"},{"speaker":"Nickolas Natali","startTime":2018.9,"endTime":2022.35,"body":"entertaining or sorry,"},{"speaker":"Nickolas Natali","startTime":2018.9,"endTime":2022.35,"body":"interviewing entertainers,"},{"speaker":"Nickolas Natali","startTime":2022.35,"endTime":2024.9,"body":"experts and entrepreneurs to"},{"speaker":"Nickolas Natali","startTime":2022.35,"endTime":2024.9,"body":"live a more fulfilling life and"},{"speaker":"Nickolas Natali","startTime":2024.9,"endTime":2028.86,"body":"level up your business. And it's"},{"speaker":"Nickolas Natali","startTime":2024.9,"endTime":2028.86,"body":"essentially just asking people"},{"speaker":"Nickolas Natali","startTime":2028.86,"endTime":2032.76,"body":"who have either gone through"},{"speaker":"Nickolas Natali","startTime":2028.86,"endTime":2032.76,"body":"something really challenging how"},{"speaker":"Nickolas Natali","startTime":2032.76,"endTime":2037.41,"body":"they got through it, or talking"},{"speaker":"Nickolas Natali","startTime":2032.76,"endTime":2037.41,"body":"to people who have successful"},{"speaker":"Nickolas Natali","startTime":2037.41,"endTime":2040.2,"body":"businesses and saying, \"Hey,"},{"speaker":"Nickolas Natali","startTime":2037.41,"endTime":2040.2,"body":"what are the things that you did"},{"speaker":"Nickolas Natali","startTime":2040.2,"endTime":2042.06,"body":"right? And what are the things"},{"speaker":"Nickolas Natali","startTime":2040.2,"endTime":2042.06,"body":"that you did wrong? And how can"},{"speaker":"Nickolas Natali","startTime":2042.06,"endTime":2045.51,"body":"we implement that in our own"},{"speaker":"Nickolas Natali","startTime":2042.06,"endTime":2045.51,"body":"lives to push ourselves"},{"speaker":"Nickolas Natali","startTime":2045.51,"endTime":2045.9,"body":"forward?\""},{"speaker":"Ethan Waldman","startTime":2046.54,"endTime":2048.34,"body":"That's really"},{"speaker":"Ethan Waldman","startTime":2046.54,"endTime":2048.34,"body":"cool. Because it's a it's like,"},{"speaker":"Ethan Waldman","startTime":2049.09,"endTime":2051.97,"body":"I feel like if you were trying"},{"speaker":"Ethan Waldman","startTime":2049.09,"endTime":2051.97,"body":"to just make a podcast about"},{"speaker":"Ethan Waldman","startTime":2052.24,"endTime":2055.69,"body":"getting out of debt or about"},{"speaker":"Ethan Waldman","startTime":2052.24,"endTime":2055.69,"body":"investing, you've probably run"},{"speaker":"Ethan Waldman","startTime":2055.69,"endTime":2060.91,"body":"out of steam sooner than later."},{"speaker":"Ethan Waldman","startTime":2055.69,"endTime":2060.91,"body":"But you've been going now for"},{"speaker":"Ethan Waldman","startTime":2061.21,"endTime":2062.98,"body":"what three years? Two years?"},{"speaker":"Ethan Waldman","startTime":2061.21,"endTime":2062.98,"body":"Three years?"},{"speaker":"Nickolas Natali","startTime":2063.77,"endTime":2067.55,"body":"Yeah, I think I"},{"speaker":"Nickolas Natali","startTime":2063.77,"endTime":2067.55,"body":"think I started in either, yeah,"},{"speaker":"Nickolas Natali","startTime":2067.55,"endTime":2070.55,"body":"late 2018. Ish. So we're, we're"},{"speaker":"Nickolas Natali","startTime":2067.55,"endTime":2070.55,"body":"right around there."},{"speaker":"Ethan Waldman","startTime":2070.88,"endTime":2074.39,"body":"Yeah. Episode One"},{"speaker":"Ethan Waldman","startTime":2070.88,"endTime":2074.39,"body":"Do you have maybe there are a"},{"speaker":"Ethan Waldman","startTime":2074.39,"endTime":2078.62,"body":"couple recent episodes that you"},{"speaker":"Ethan Waldman","startTime":2074.39,"endTime":2078.62,"body":"know, ones that stand out for"},{"speaker":"Ethan Waldman","startTime":2078.62,"endTime":2081.14,"body":"you that you you'd like to tell"},{"speaker":"Ethan Waldman","startTime":2078.62,"endTime":2081.14,"body":"our listeners about?"},{"speaker":"Nickolas Natali","startTime":2082.19,"endTime":2085.28,"body":"Sure. I think"},{"speaker":"Nickolas Natali","startTime":2082.19,"endTime":2085.28,"body":"I'll stand out one that first"},{"speaker":"Nickolas Natali","startTime":2085.28,"endTime":2088.25,"body":"comes to my mind is we just had"},{"speaker":"Nickolas Natali","startTime":2085.28,"endTime":2088.25,"body":"somebody on named Austin Beals,"},{"speaker":"Nickolas Natali","startTime":2088.67,"endTime":2096.2,"body":"and he has this story of he had"},{"speaker":"Nickolas Natali","startTime":2088.67,"endTime":2096.2,"body":"this head fungus? This like"},{"speaker":"Nickolas Natali","startTime":2096.2,"endTime":2098.93,"body":"dandruff? But like extreme"},{"speaker":"Nickolas Natali","startTime":2096.2,"endTime":2098.93,"body":"dandruff if it's called like"},{"speaker":"Nickolas Natali","startTime":2098.93,"endTime":2102.32,"body":"psoraric something or other."},{"speaker":"Nickolas Natali","startTime":2098.93,"endTime":2102.32,"body":"What he did was he created the"},{"speaker":"Nickolas Natali","startTime":2102.32,"endTime":2106.49,"body":"serum in his kitchen, and then"},{"speaker":"Nickolas Natali","startTime":2102.32,"endTime":2106.49,"body":"found a bunch of other people"},{"speaker":"Nickolas Natali","startTime":2106.49,"endTime":2109.97,"body":"that struggle with this crazy"},{"speaker":"Nickolas Natali","startTime":2106.49,"endTime":2109.97,"body":"head fungus. And then he"},{"speaker":"Nickolas Natali","startTime":2109.97,"endTime":2112.58,"body":"supplied the serum to them. And"},{"speaker":"Nickolas Natali","startTime":2109.97,"endTime":2112.58,"body":"now he has a profitable"},{"speaker":"Nickolas Natali","startTime":2112.58,"endTime":2116.33,"body":"business. And I think it's just"},{"speaker":"Nickolas Natali","startTime":2112.58,"endTime":2116.33,"body":"such a good example of two"},{"speaker":"Nickolas Natali","startTime":2116.33,"endTime":2120.29,"body":"things, one, using your own"},{"speaker":"Nickolas Natali","startTime":2116.33,"endTime":2120.29,"body":"story and the things that you go"},{"speaker":"Nickolas Natali","startTime":2120.29,"endTime":2123.83,"body":"through to help other people"},{"speaker":"Nickolas Natali","startTime":2120.29,"endTime":2123.83,"body":"that are on the same road."},{"speaker":"Ethan Waldman","startTime":2124.19,"endTime":2124.52,"body":"Yeah,"},{"speaker":"Nickolas Natali","startTime":2124.55,"endTime":2128.03,"body":"And two, as far"},{"speaker":"Nickolas Natali","startTime":2124.55,"endTime":2128.03,"body":"as business perspective goes,"},{"speaker":"Nickolas Natali","startTime":2128.39,"endTime":2131.93,"body":"one understanding who the"},{"speaker":"Nickolas Natali","startTime":2128.39,"endTime":2131.93,"body":"audience you serve is, like, at"},{"speaker":"Nickolas Natali","startTime":2131.93,"endTime":2134.75,"body":"their core level, like"},{"speaker":"Nickolas Natali","startTime":2131.93,"endTime":2134.75,"body":"understanding like, what it"},{"speaker":"Nickolas Natali","startTime":2134.75,"endTime":2137.6,"body":"feels like to have head fungus,"},{"speaker":"Nickolas Natali","startTime":2134.75,"endTime":2137.6,"body":"or even like what it feels like"},{"speaker":"Nickolas Natali","startTime":2137.6,"endTime":2141.47,"body":"to build your tiny house out"},{"speaker":"Nickolas Natali","startTime":2137.6,"endTime":2141.47,"body":"perfectly, like really"},{"speaker":"Nickolas Natali","startTime":2141.47,"endTime":2144.86,"body":"understand them, and then focus"},{"speaker":"Nickolas Natali","startTime":2141.47,"endTime":2144.86,"body":"on them completely to serve them"},{"speaker":"Nickolas Natali","startTime":2144.86,"endTime":2145.1,"body":"well."},{"speaker":"Ethan Waldman","startTime":2145.58,"endTime":2149.57,"body":"Yeah. Very cool."},{"speaker":"Ethan Waldman","startTime":2145.58,"endTime":2149.57,"body":"Very cool. That's, that sounds"},{"speaker":"Ethan Waldman","startTime":2149.57,"endTime":2152.6,"body":"like an awesome story. I'm"},{"speaker":"Ethan Waldman","startTime":2149.57,"endTime":2152.6,"body":"looking forward to giving that"},{"speaker":"Ethan Waldman","startTime":2152.6,"endTime":2153.35,"body":"one a listen."},{"speaker":"Nickolas Natali","startTime":2153.53,"endTime":2154.76,"body":"Please let me"},{"speaker":"Nickolas Natali","startTime":2153.53,"endTime":2154.76,"body":"know what you think."},{"speaker":"Ethan Waldman","startTime":2154.91,"endTime":2161.09,"body":"Yeah, yeah, well,"},{"speaker":"Ethan Waldman","startTime":2154.91,"endTime":2161.09,"body":"I will do that. So"},{"speaker":"Ethan Waldman","startTime":2162.14,"endTime":2167.12,"body":"you have an online course?"},{"speaker":"Ethan Waldman","startTime":2162.14,"endTime":2167.12,"body":"Which, just like the names of"},{"speaker":"Ethan Waldman","startTime":2167.12,"endTime":2170.3,"body":"these things are awesome. Get"},{"speaker":"Ethan Waldman","startTime":2167.12,"endTime":2170.3,"body":"Out of Debt Like A Maniac or"},{"speaker":"Ethan Waldman","startTime":2170.33,"endTime":2170.99,"body":"GOODLUM?"},{"speaker":"Nickolas Natali","startTime":2172.73,"endTime":2174.5,"body":"That's right."},{"speaker":"Nickolas Natali","startTime":2172.73,"endTime":2174.5,"body":"That's exactly it. Yeah."},{"speaker":"Ethan Waldman","startTime":2174.83,"endTime":2178.34,"body":"Nice. And so"},{"speaker":"Ethan Waldman","startTime":2174.83,"endTime":2178.34,"body":"that, like, what, you know, if I"},{"speaker":"Ethan Waldman","startTime":2178.34,"endTime":2181.37,"body":"signed up for that course, what"},{"speaker":"Ethan Waldman","startTime":2178.34,"endTime":2181.37,"body":"like, what am I in for? What is"},{"speaker":"Ethan Waldman","startTime":2181.37,"endTime":2183.77,"body":"that gonna help me do? Or is it"},{"speaker":"Ethan Waldman","startTime":2181.37,"endTime":2183.77,"body":"gonna teach me?"},{"speaker":"Nickolas Natali","startTime":2184.17,"endTime":2187.32,"body":"Oh, that's"},{"speaker":"Nickolas Natali","startTime":2184.17,"endTime":2187.32,"body":"gonna teach you everything from"},{"speaker":"Nickolas Natali","startTime":2187.86,"endTime":2190.5,"body":"want getting out of debt, like a"},{"speaker":"Nickolas Natali","startTime":2187.86,"endTime":2190.5,"body":"maniac, of course, but to"},{"speaker":"Nickolas Natali","startTime":2190.5,"endTime":2193.32,"body":"managing your money in a way"},{"speaker":"Nickolas Natali","startTime":2190.5,"endTime":2193.32,"body":"that's going to prepare you for"},{"speaker":"Nickolas Natali","startTime":2193.32,"endTime":2197.61,"body":"the rest of your life. And"},{"speaker":"Nickolas Natali","startTime":2193.32,"endTime":2197.61,"body":"three, hopefully relieving most"},{"speaker":"Nickolas Natali","startTime":2197.61,"endTime":2200.49,"body":"of that stress that we feel"},{"speaker":"Nickolas Natali","startTime":2197.61,"endTime":2200.49,"body":"around it. You know, it's one"},{"speaker":"Nickolas Natali","startTime":2200.49,"endTime":2202.95,"body":"thing to pay off your debt, but"},{"speaker":"Nickolas Natali","startTime":2200.49,"endTime":2202.95,"body":"it's another thing to feel"},{"speaker":"Nickolas Natali","startTime":2202.95,"endTime":2204.45,"body":"stressed the entire time you do"},{"speaker":"Nickolas Natali","startTime":2202.95,"endTime":2204.45,"body":"it."},{"speaker":"Ethan Waldman","startTime":2204.84,"endTime":2205.23,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":2205.0,"endTime":2210.46,"body":"I think the"},{"speaker":"Nickolas Natali","startTime":2205.0,"endTime":2210.46,"body":"course has a has a big emphasis"},{"speaker":"Nickolas Natali","startTime":2210.49,"endTime":2214.72,"body":"on, you're not going to"},{"speaker":"Nickolas Natali","startTime":2210.49,"endTime":2214.72,"body":"sacrifice the joy you have in"},{"speaker":"Nickolas Natali","startTime":2214.72,"endTime":2218.11,"body":"this life in order to pay off"},{"speaker":"Nickolas Natali","startTime":2214.72,"endTime":2218.11,"body":"your debt. Yeah, we have, I have"},{"speaker":"Nickolas Natali","startTime":2218.11,"endTime":2221.41,"body":"found a way to pay off my debt"},{"speaker":"Nickolas Natali","startTime":2218.11,"endTime":2221.41,"body":"really quickly. And I talk"},{"speaker":"Nickolas Natali","startTime":2221.41,"endTime":2224.23,"body":"exactly how to do it without"},{"speaker":"Nickolas Natali","startTime":2221.41,"endTime":2224.23,"body":"when I'm talking about being now"},{"speaker":"Nickolas Natali","startTime":2224.23,"endTime":2228.07,"body":"malnourished or any of those"},{"speaker":"Nickolas Natali","startTime":2224.23,"endTime":2228.07,"body":"things. But also the fact that"},{"speaker":"Nickolas Natali","startTime":2228.07,"endTime":2231.97,"body":"you can enjoy so much more life"},{"speaker":"Nickolas Natali","startTime":2228.07,"endTime":2231.97,"body":"when you kind of flip things on"},{"speaker":"Nickolas Natali","startTime":2231.97,"endTime":2235.18,"body":"their head and say, you know, I"},{"speaker":"Nickolas Natali","startTime":2231.97,"endTime":2235.18,"body":"can prioritize my finances and"},{"speaker":"Nickolas Natali","startTime":2235.18,"endTime":2237.7,"body":"also prioritize my"},{"speaker":"Nickolas Natali","startTime":2235.18,"endTime":2237.7,"body":"relationships. Because now"},{"speaker":"Nickolas Natali","startTime":2237.7,"endTime":2241.18,"body":"suddenly, I'm not relying on"},{"speaker":"Nickolas Natali","startTime":2237.7,"endTime":2241.18,"body":"having to spend an expensive"},{"speaker":"Nickolas Natali","startTime":2241.18,"endTime":2244.36,"body":"meal just to see my friends."},{"speaker":"Nickolas Natali","startTime":2241.18,"endTime":2244.36,"body":"It's like, hey, there's so many"},{"speaker":"Nickolas Natali","startTime":2244.36,"endTime":2247.27,"body":"other substitutes. Like we can"},{"speaker":"Nickolas Natali","startTime":2244.36,"endTime":2247.27,"body":"go on a hike. And now we can"},{"speaker":"Nickolas Natali","startTime":2247.27,"endTime":2250.9,"body":"enjoy enjoy the outdoors, or,"},{"speaker":"Nickolas Natali","startTime":2247.27,"endTime":2250.9,"body":"you know, we can do any of these"},{"speaker":"Nickolas Natali","startTime":2250.9,"endTime":2256.33,"body":"other not high expense"},{"speaker":"Nickolas Natali","startTime":2250.9,"endTime":2256.33,"body":"activities, and still do things"},{"speaker":"Nickolas Natali","startTime":2256.33,"endTime":2259.54,"body":"right. Also, there's things"},{"speaker":"Nickolas Natali","startTime":2256.33,"endTime":2259.54,"body":"about credit in there, get your"},{"speaker":"Nickolas Natali","startTime":2259.54,"endTime":2262.21,"body":"credit, right Things about how"},{"speaker":"Nickolas Natali","startTime":2259.54,"endTime":2262.21,"body":"to pay off your debt best."},{"speaker":"Nickolas Natali","startTime":2262.27,"endTime":2265.72,"body":"There's resources for you to"},{"speaker":"Nickolas Natali","startTime":2262.27,"endTime":2265.72,"body":"use, like, all of the budgeting,"},{"speaker":"Nickolas Natali","startTime":2265.72,"endTime":2268.87,"body":"spreadsheets, things like that."},{"speaker":"Nickolas Natali","startTime":2265.72,"endTime":2268.87,"body":"So anything you would need to"},{"speaker":"Nickolas Natali","startTime":2268.9,"endTime":2270.76,"body":"get your debt paid off. It has"},{"speaker":"Nickolas Natali","startTime":2268.9,"endTime":2270.76,"body":"it in there."},{"speaker":"Ethan Waldman","startTime":2271.12,"endTime":2273.79,"body":"Yeah. So like, if"},{"speaker":"Ethan Waldman","startTime":2271.12,"endTime":2273.79,"body":"you want to do what Nikolas did"},{"speaker":"Ethan Waldman","startTime":2274.12,"endTime":2276.55,"body":"you want his help doing? It?"},{"speaker":"Ethan Waldman","startTime":2274.12,"endTime":2276.55,"body":"Sounds like that's the place."},{"speaker":"Ethan Waldman","startTime":2276.64,"endTime":2277.6,"body":"That's the place to go."},{"speaker":"Nickolas Natali","startTime":2278.47,"endTime":2281.08,"body":"Exactly. That's"},{"speaker":"Nickolas Natali","startTime":2278.47,"endTime":2281.08,"body":"perfect. Ethan, I like that."},{"speaker":"Ethan Waldman","startTime":2281.44,"endTime":2282.61,"body":"All right, use"},{"speaker":"Ethan Waldman","startTime":2281.44,"endTime":2282.61,"body":"that."},{"speaker":"Nickolas Natali","startTime":2284.53,"endTime":2286.48,"body":"I'm gonna pull"},{"speaker":"Nickolas Natali","startTime":2284.53,"endTime":2286.48,"body":"on Oprah. Everybody look under"},{"speaker":"Nickolas Natali","startTime":2286.48,"endTime":2288.37,"body":"their seats. There's a course"},{"speaker":"Nickolas Natali","startTime":2286.48,"endTime":2288.37,"body":"ready for you."},{"speaker":"Ethan Waldman","startTime":2288.64,"endTime":2295.84,"body":"Ooh. So one thing"},{"speaker":"Ethan Waldman","startTime":2288.64,"endTime":2295.84,"body":"that I like to ask all my guests"},{"speaker":"Ethan Waldman","startTime":2295.84,"endTime":2299.14,"body":"is what are two or three"},{"speaker":"Ethan Waldman","startTime":2295.84,"endTime":2299.14,"body":"resources that either inspired"},{"speaker":"Ethan Waldman","startTime":2299.14,"endTime":2302.83,"body":"you or helped you on your kind"},{"speaker":"Ethan Waldman","startTime":2299.14,"endTime":2302.83,"body":"of personal journey that you"},{"speaker":"Ethan Waldman","startTime":2302.83,"endTime":2307.24,"body":"would like to share with our"},{"speaker":"Ethan Waldman","startTime":2302.83,"endTime":2307.24,"body":"listeners? Resources could be"},{"speaker":"Ethan Waldman","startTime":2307.24,"endTime":2312.22,"body":"books, YouTube channels, movies,"},{"speaker":"Ethan Waldman","startTime":2307.24,"endTime":2312.22,"body":"people. Open ended."},{"speaker":"Nickolas Natali","startTime":2312.84,"endTime":2315.78,"body":"Yeah, I love"},{"speaker":"Nickolas Natali","startTime":2312.84,"endTime":2315.78,"body":"that. I got the first one for"},{"speaker":"Nickolas Natali","startTime":2315.78,"endTime":2317.7,"body":"you. And then I'll find the"},{"speaker":"Nickolas Natali","startTime":2315.78,"endTime":2317.7,"body":"second one along the way. The"},{"speaker":"Nickolas Natali","startTime":2317.7,"endTime":2321.87,"body":"first one is a book we all know"},{"speaker":"Nickolas Natali","startTime":2317.7,"endTime":2321.87,"body":"and love. The 4-Hour Workweek."},{"speaker":"Nickolas Natali","startTime":2321.93,"endTime":2323.61,"body":"Tim Ferriss. A classic."},{"speaker":"Ethan Waldman","startTime":2324.27,"endTime":2324.66,"body":"Yeah."},{"speaker":"Nickolas Natali","startTime":2324.96,"endTime":2328.41,"body":"This one"},{"speaker":"Nickolas Natali","startTime":2324.96,"endTime":2328.41,"body":"inspired me for a few reasons, I"},{"speaker":"Nickolas Natali","startTime":2328.41,"endTime":2331.95,"body":"think. And this isn't like the"},{"speaker":"Nickolas Natali","startTime":2328.41,"endTime":2331.95,"body":"direct emphasis of the book. But"},{"speaker":"Nickolas Natali","startTime":2331.95,"endTime":2336.3,"body":"I think we all internally have,"},{"speaker":"Nickolas Natali","startTime":2331.95,"endTime":2336.3,"body":"have some limited beliefs about"},{"speaker":"Nickolas Natali","startTime":2336.3,"endTime":2339.42,"body":"what we think can be"},{"speaker":"Nickolas Natali","startTime":2336.3,"endTime":2339.42,"body":"accomplished. And I think what"},{"speaker":"Nickolas Natali","startTime":2339.42,"endTime":2344.4,"body":"this book does is kind of say,"},{"speaker":"Nickolas Natali","startTime":2339.42,"endTime":2344.4,"body":"you know, if you are willing to"},{"speaker":"Nickolas Natali","startTime":2344.4,"endTime":2347.46,"body":"think differently, and if you're"},{"speaker":"Nickolas Natali","startTime":2344.4,"endTime":2347.46,"body":"willing to kind of identify what"},{"speaker":"Nickolas Natali","startTime":2347.46,"endTime":2350.67,"body":"those limiting beliefs are, that"},{"speaker":"Nickolas Natali","startTime":2347.46,"endTime":2350.67,"body":"you have, you can suddenly open"},{"speaker":"Nickolas Natali","startTime":2350.67,"endTime":2353.79,"body":"up this entire world of new"},{"speaker":"Nickolas Natali","startTime":2350.67,"endTime":2353.79,"body":"opportunity, you can take back"},{"speaker":"Nickolas Natali","startTime":2353.79,"endTime":2359.7,"body":"your time, while being able to"},{"speaker":"Nickolas Natali","startTime":2353.79,"endTime":2359.7,"body":"still do the things that you can"},{"speaker":"Nickolas Natali","startTime":2359.7,"endTime":2362.25,"body":"take back your time while still"},{"speaker":"Nickolas Natali","startTime":2359.7,"endTime":2362.25,"body":"earning enough income to sustain"},{"speaker":"Nickolas Natali","startTime":2362.25,"endTime":2364.74,"body":"yourself and do the things that"},{"speaker":"Nickolas Natali","startTime":2362.25,"endTime":2364.74,"body":"you love to do. So that's the"},{"speaker":"Nickolas Natali","startTime":2364.74,"endTime":2369.0,"body":"first first one, the second"},{"speaker":"Nickolas Natali","startTime":2364.74,"endTime":2369.0,"body":"inspiration, man."},{"speaker":"Ethan Waldman","startTime":2371.58,"endTime":2373.38,"body":"It doesn't have"},{"speaker":"Ethan Waldman","startTime":2371.58,"endTime":2373.38,"body":"to be two, it can just be..."},{"speaker":"Nickolas Natali","startTime":2373.38,"endTime":2375.6,"body":"There has to be"},{"speaker":"Nickolas Natali","startTime":2373.38,"endTime":2375.6,"body":"two. Ethan, there has to be two."},{"speaker":"Nickolas Natali","startTime":2376.26,"endTime":2379.29,"body":"I'm gonna say the second"},{"speaker":"Nickolas Natali","startTime":2376.26,"endTime":2379.29,"body":"inspiration for me is probably"},{"speaker":"Nickolas Natali","startTime":2379.74,"endTime":2384.42,"body":"my brother Daniel. You know, not"},{"speaker":"Nickolas Natali","startTime":2379.74,"endTime":2384.42,"body":"everybody has my brother Daniel"},{"speaker":"Nickolas Natali","startTime":2384.42,"endTime":2387.33,"body":"as an inspiration, but I'm going"},{"speaker":"Nickolas Natali","startTime":2384.42,"endTime":2387.33,"body":"to tell you about him. He's the"},{"speaker":"Nickolas Natali","startTime":2387.33,"endTime":2389.04,"body":"one that helped me build out"},{"speaker":"Nickolas Natali","startTime":2387.33,"endTime":2389.04,"body":"this camper"},{"speaker":"Ethan Waldman","startTime":2389.04,"endTime":2391.47,"body":"He's the one that"},{"speaker":"Ethan Waldman","startTime":2389.04,"endTime":2391.47,"body":"cut the giant hole in the floor."},{"speaker":"Nickolas Natali","startTime":2391.8,"endTime":2393.93,"body":"Yeah, that's"},{"speaker":"Nickolas Natali","startTime":2391.8,"endTime":2393.93,"body":"why I'm inspired by him. He just"},{"speaker":"Nickolas Natali","startTime":2393.96,"endTime":2399.51,"body":"saw to anything. Really. He was"},{"speaker":"Nickolas Natali","startTime":2393.96,"endTime":2399.51,"body":"an example of kind of like the"},{"speaker":"Nickolas Natali","startTime":2399.54,"endTime":2402.63,"body":"the integrity that I think I"},{"speaker":"Nickolas Natali","startTime":2399.54,"endTime":2402.63,"body":"probably needed to see at a very"},{"speaker":"Nickolas Natali","startTime":2402.66,"endTime":2407.55,"body":"specific time in my life. And"},{"speaker":"Nickolas Natali","startTime":2402.66,"endTime":2407.55,"body":"through that I've been able to"},{"speaker":"Nickolas Natali","startTime":2409.11,"endTime":2412.23,"body":"learn and know for myself that"},{"speaker":"Nickolas Natali","startTime":2409.11,"endTime":2412.23,"body":"integrity is such a valuable"},{"speaker":"Nickolas Natali","startTime":2412.23,"endTime":2417.63,"body":"part of our lives and crucial to"},{"speaker":"Nickolas Natali","startTime":2412.23,"endTime":2417.63,"body":"doing anything well, you know,"},{"speaker":"Nickolas Natali","startTime":2417.66,"endTime":2422.43,"body":"because when it comes down to"},{"speaker":"Nickolas Natali","startTime":2417.66,"endTime":2422.43,"body":"turning a quick buck for"},{"speaker":"Nickolas Natali","startTime":2422.43,"endTime":2425.43,"body":"something, or doing it the right"},{"speaker":"Nickolas Natali","startTime":2422.43,"endTime":2425.43,"body":"way, not cutting corners, it's"},{"speaker":"Nickolas Natali","startTime":2425.43,"endTime":2427.44,"body":"always going to be the right way"},{"speaker":"Nickolas Natali","startTime":2425.43,"endTime":2427.44,"body":"not cutting corners, and that's"},{"speaker":"Nickolas Natali","startTime":2427.44,"endTime":2428.4,"body":"been invaluable."},{"speaker":"Ethan Waldman","startTime":2428.0,"endTime":2432.62,"body":"Awesome. Oh,"},{"speaker":"Ethan Waldman","startTime":2428.0,"endTime":2432.62,"body":"that's a that's a very touching"},{"speaker":"Ethan Waldman","startTime":2432.62,"endTime":2436.58,"body":"place to leave it. Nicholas"},{"speaker":"Ethan Waldman","startTime":2432.62,"endTime":2436.58,"body":"Natali, thank you so much for"},{"speaker":"Ethan Waldman","startTime":2436.58,"endTime":2437.81,"body":"being a guest on the show today."},{"speaker":"Nickolas Natali","startTime":2438.68,"endTime":2440.03,"body":"Thank you for"},{"speaker":"Nickolas Natali","startTime":2438.68,"endTime":2440.03,"body":"having me. Ethan. You are a"},{"speaker":"Nickolas Natali","startTime":2440.03,"endTime":2442.55,"body":"tremendous host. I think"},{"speaker":"Nickolas Natali","startTime":2440.03,"endTime":2442.55,"body":"everybody should listen and give"},{"speaker":"Nickolas Natali","startTime":2442.55,"endTime":2446.0,"body":"you five stars on all their all"},{"speaker":"Nickolas Natali","startTime":2442.55,"endTime":2446.0,"body":"the reviewing platforms,"},{"speaker":"Nickolas Natali","startTime":2446.03,"endTime":2448.52,"body":"Spotify, Apple. Give him the"},{"speaker":"Nickolas Natali","startTime":2446.03,"endTime":2448.52,"body":"best reviews. Ethan, you're"},{"speaker":"Nickolas Natali","startTime":2448.52,"endTime":2448.7,"body":"great."},{"speaker":"Ethan Waldman","startTime":2449.33,"endTime":2449.87,"body":"I agree."},{"speaker":"Ethan Waldman","startTime":2452.09,"endTime":2455.51,"body":"Thank you so much to my guest,"},{"speaker":"Ethan Waldman","startTime":2452.09,"endTime":2455.51,"body":"Nickolas Natali for being a"},{"speaker":"Ethan Waldman","startTime":2455.51,"endTime":2459.23,"body":"guest on the show today. You can"},{"speaker":"Ethan Waldman","startTime":2455.51,"endTime":2459.23,"body":"find the show notes, including a"},{"speaker":"Ethan Waldman","startTime":2459.23,"endTime":2463.91,"body":"complete transcript, links to"},{"speaker":"Ethan Waldman","startTime":2459.23,"endTime":2463.91,"body":"Nicholas's website and more at"},{"speaker":"Ethan Waldman","startTime":2463.91,"endTime":2470.81,"body":"thetinyhouse.net/213. Again,"},{"speaker":"Ethan Waldman","startTime":2463.91,"endTime":2470.81,"body":"that's thetinyhouse.net/213."},{"speaker":"Ethan Waldman","startTime":2471.14,"endTime":2473.96,"body":"Well, that's all for this week."},{"speaker":"Ethan Waldman","startTime":2471.14,"endTime":2473.96,"body":"I'm your host, Ethan Waldman,"},{"speaker":"Ethan Waldman","startTime":2473.99,"endTime":2476.78,"body":"and I'll be back next week with"},{"speaker":"Ethan Waldman","startTime":2473.99,"endTime":2476.78,"body":"another episode of the Tiny"},{"speaker":"Ethan Waldman","startTime":2476.78,"endTime":2478.55,"body":"House Lifestyle Podcast."}]}