Social Security, Medicare Part A, and my HSA

Dear Rusty: I have reached my full retirement age, 66 plus 8 months, and plan to apply for Social Security this month, but I’ve seen articles which say that when I apply, I must also take Medicare Part A. This, even though I am continuing to work and am covered by my employer’s health insurance, a high deductible plan. I contribute bi-weekly into a health savings account (HSA). I’ve read that Medicare back dates Part A coverage by six months, which suggests I would have had to stop contributing to my HSA six months ago. If this is true, will...

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