Calmly and confidently control the situation

Dear Dave, I’ve been talking to my creditors, because I want to pay off my debt as soon as possible. In dealing with them, I’ve noticed sometimes they are reasonable and understanding, while other times they are pushy and even mean. Do you have any suggestions on dealing with creditors when you’re trying to make amends and correct financial mistakes of the past? Olivia Dear Olivia, Let’s start with a few basics. When it comes to dealing with debt collectors, keep track of all calls and emails between you, and be 100 percent up to speed on all your accounts....

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