Be the tortoise

Dear Dave, I’m just starting to dip my toe into investing, and I was wondering what you think about bonds. I would appreciate any other advice you have on investing too. Joseph Dear Joseph, For starters, I don’t buy bonds. Bonds are frequently pitched in the financial world as being much safer than the stock market, but actual data shows they’re not that much safer. The bond market, in general, is almost as volatile as the stock market because of the way bond values respond to shifting interest rates. And on top of all that, the returns aren’t nearly as...

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