Want big results? Embrace big changes

Dear Dave, Your plan has really changed our financial lives, and our relationship, for the better over the last three or four years. My wife and I went from living paycheck-to-paycheck, and having a mountain of debt, to being debt-free except for our home and getting a great start on saving for retirement. It wasn’t always easy, but we made it happen by working together and sticking to your plan. At this point, my wife and I often wonder why so many people are willing to live like we used to? We can’t imagine going back to that now. Marshall...

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