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Dear Dave, My wife and I make about 0,000 a year combined. We’re also debt-free, and we have no kids. We’d like to start planning to buy a nice piece of land sometime in the near future. Do you have a rule of thumb when it comes to determining what percentage of our savings we should put toward a large purchase like this? Daniel Dear Daniel, Honestly, I’m not sure there’s necessarily a specific percentage for this kind of thing. Since you guys are already debt free — and congratulations on that, by the way — I’d advise first making...

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