Making Tax Digital For Dentists

We explain what Making Tax Digital for Income Tax means for UK dentists and why the shift to quarterly reporting changes how you keep records. We map the deadlines, turnover thresholds and software options so you can get organised before April 2026 and avoid last-minute stress. 

• what MTD ITSA is and how quarterly updates work 
• the April 2026 start date and the dropping thresholds through 2027 and 2028 
• qualifying income as turnover rather than taxable profit 
• combining self-employment and rental income and what that means for reporting 
• registering for MTD ITSA and why HMRC will not do it automatically 
• quarterly periods, due dates and the option to elect for calendar quarters 
• choosing HMRC-approved software such as Xero or FreeAgent 
• bank feeds, training and support to reduce bookkeeping time 
• bridging software for spreadsheet users and why it is usually short term 
• how quarterly reporting can improve tax planning and cash flow 

Please feel free to reach out to me. I’ll be able to provide you a free consultation about how to set up the MTD options.

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team

Transcript

Welcome And What We Will Cover

Arun 0:19

Right. Good evening, everybody, and welcome to Making Tax Digital for UK Dentists. What a thrilling title. Um, right, we're gonna try and keep you occupied, entertained, and um give you some knowledge about MTD for dentists. Uh, my name's Arun, if you don't know who I am, and I've got luckily enough, I've got Natasha, our senior accountancy manager on the call here with us today. And we're gonna be talking about MTD for dentists. It's very relevant, it's very um, it's upon us. And um we're gonna cover this in about half an hour. Um, I'm sure you'll have questions. Please do ask questions in the chat if you have them, if you can answer them. Um, but we don't want to prolong the talk either. And then obviously you can reach out to us after. So let's let's crack on. Natasha, how are you today? Are you okay?

Natasha 1:07

I'm good, Arun. Thank you,. Yeah, good.

What Making Tax Digital Means

Speaker 1 1:10

So I I'm down in Surrey. Natasha's up in Lincolnshire, um, but we cover the UK and we have already quite a few MTD um customers coming on board with us, dotted around the country. I think someone from Scotland signed up today, interestingly. So um, we're getting all shapes and sizes. But let's let's crack on. I'm gonna add these slides to the theme, Bob. Let's go, right, so we can see that hopefully. So, understanding the transition to digital tax reporting, that's what it's all about. And Natasha's the real expert in this, I'm just a mere bystander, but um just for our own benefit or your own benefits. Um, I've started Samera back in 2002. We've been dealing with dentists for the over the last 23, 24 years. We deal with hundreds upon hundreds of dentists across the UK with the accounting, tax, also financing. Um, and then obviously Natasha is our experienced expert in accounting and tax for dentists. Uh, she supports uh and leads a team that does all the work um for our clients, and so she's best placed to really share her knowledge and expertise in this area. So, Natasha, what is MTD? Go for it, what is it?

Speaker 2:21

Yeah, so it's in short, it's MTDs, which is making tax digital. Okay, so it is a new HMRC legislation that is gonna come effective from 6th of April 2026. Okay, so in a nutshell, MTD is keeping all the records digital, right? So, what's gonna be happening as part of MTD is like you'll be required to submit your income and expense to HMRC every quarter in a digital format and perhaps in an HMRC approved software. Okay, just a bit of quicker comparison, so the as part of the old system, you just had to submit one return to HMRC every year. So the way things change is like as far the MTD, starting from April, you would have to submit four quarters returns to HMRC every quarter. So that is what MTD in the nutshell.

Speaker 1 3:10

Okay, and and yeah, you're gonna answer this later, but they have to do four quarters and then they have to do a final submission as well, correct? At the end of by the end of just a final decoration as well.

Speaker 3:19

That is accumulation of all the returns together. You're gonna do a final decoration end of here, and on top of that, you still have to do your personal tax return that as usual on 31st of January due date.

Speaker 1 3:30

Okay, so so that's a separate you'd you'd classify that as a separate thing, the personal tax return, but the information that's in the quarters will go into the personal tax return anyway, correct?

Speaker 3:39

Exactly, exactly. Yeah, okay, all right, perfect.

Speaker 1 3:42

So let's move on to um the next slide. Okay, so why is it being introduced, Natasha?

Speaker 3:47

Yeah, the couple of reasons. So as Petrumore says it's reducing the risk of uninterrupted customer errors. So I think everything's going to be digital, not paper based. It might reduce the errors, okay. And number two is like it's saving time when they come into submit your final return. I think I kind of agree on that because every year we kind of struggle to meet the deadline with the clients, and clients also struggle to give the information on time when it's come to the return. Now that things have to be done on a quarter basis, we kind of well head the curve before the submission on the 31st of January. So it's going to save quite a lot of time when it comes to year and a tax return submission. And supporting wider productivity and less time managing the paperwork. Again, it's fully digitalized, nothing is paperwork. You can't anymore have shoeboxes, okay? No spreadsheets, everything in digital format, which will be inbuilt in a software, right? And it will be enabling HMRs to better say tailor the services. So part of the MTAD, so what's going to be happening here is like moving forward, HMRC constantly might update the clients via online about the updates. It can be tax liability, that the payments, all sorts of things. It's it's it becomes more visible than before. So that is about uh the advantages of having this MTAD introduced.

Speaker 1 5:00

Sure. So I think I think I can see from a customers point of view, I think, oh my god, it's just more work, okay, more admin, more things that are coming about. And and no doubt it is, it's but it's on a quarterly basis. But as Natasha quite high highlighted clearly, is that if you have your affairs organized and you're quarter by quarter, uh it'll make the end-of-year process much, much more simpler, um, which I think is only a good thing. It'll save time, um, it'll make it less stressful for accountants, to be brutally honest with you as well, because everything's already been done, or most of the work's been done throughout the year. Um, but um I appreciate there's more admin. We're just the mere messenger, so don't please shoot the messenger in this respect.

Why HMRC Is Bringing MTD In

Speaker 5:38

I I would like to add something here. So I understand it's too much admin work, but what I believe is if you have a proper system in place, it's pretty straightforward to do, I don't, right? So it's all about how you get the system configured before you make a start from April. So that is really important to just not have any hassle throughout the process.

Speaker 1 5:57

Yeah, yeah. It's all about the process and getting a good system in place. So okay, so right, so these are the key deadlines.

Speaker 6:02

What's all this about, so in terms, yeah, sure. So in terms of how MTD is going to be affected, each individual, so starting from April 2026, anyone who has a threshold income of which is your turnover, not your taxable profit, by the way, which is 50k above, should have would have to report through MTD, starting from April 2026, and April 2027, it is further reduced to 30k. So anyone having 30k above of 20s, which is your turnover, has to report through MTD. And from April 2020, it has been further reduced to 20k. So anyone having 20k and above has to report. So eventually HMRC would want everybody to comply with HMRC by the time we reach 2028.

Speaker 1 6:48

Okay, so and and it's and it's you've clearly written that it's for people who are self-employed individuals and landlords.

Speaker 6:53

Okay, yeah, yes, yeah. Sorry, it's for the self-employed and landlords, correct?

Speaker 1 6:58

Yeah, so a self-employed individual will be something like a typical associate dentist who might well be uh self-employed. So if they're earning over 50k um each year, there it's mandatory for them, and if you're a landlord, it's mandatory for you as well, assuming the landlord income is over 50k, correct?

Speaker 7:15

Is that but that is a um kind of a tip here. But the reason is let's say someone has a self-employment income and a property income. If either of one source is more than 50k, they have to do the MT for both the sources, which include landlord plus your sole trader, regardless of your other income threshold.

Speaker 1 7:33

Okay, okay, got it. So so effectively, as we reach 2028, it's gonna basically catch more and more people. Um, this is the first year, but as the threshold drops, more and more people will have to file this. Okay, got it. Amazing. So, how how will it affect people? What do they need to do? What's the thing?

Key Dates And Turnover Thresholds

Speaker 7:51

Yeah, so yeah, as I just just discussed in the beginning. So you'll have to yeah, you'll have to keep all your records and transactions in a functional, compatible software. So there's a quite lot of software that's HMRC has approved by MTD filing. So you should have one of those software. And as I explained, spreadsheets are no longer sufficient for that. Okay, but that is another option I can discuss that later on when it's comes to the software side of it. And number two is like each quarter you will need to HMR, you need to send the HMRC digital summary of your transactions in the software. That is your income and expense to HMRC. And number three is at the end of tax year, you use a soft year to finalize your position of your tax return and submission of your final declaration. So this is how it's going to change post-MTD.

Speaker 1 8:40

Sorry, I'm muted. So it's all software or all um and it has to be a HMRC approved HMRC approved software.

Speaker 8:47

Of course, of course, yeah, yeah.

unknown 8:49

Okay.

Speaker 1 8:50

So do you want to run through the basis?

Speaker 8:52

Yeah, so the basis of qualifying income, which uh which we kind of uh ran through before. So anyone who's having an income of uh 24 for the 50k and above in 2425, that includes the landlords or the rent income or the uh dentistry income or the soul trading income, uh, it will be from from 2627. So just kind of showing the roadmap, it's a reflection of the same that we just discussed before, how it's going to affect each and every yeah. So same the 50k for 2425, and then for 26, 27, for 27, 28, and how that's how the social service.

Speaker 1 9:26

So it's so so this is showing this for 2627, it's using the data from 2425. Yes, yeah, say whether you fall into the into the um into being caught to be doing uh MTD, correct? So that's okay. That's what that shows, it's showing which year they're using to show you qualify for it. Okay, all right, perfect. Okay, so um okay, great.

Speaker 9:50

Um, I just wanted just sorry, just one touch base, one point here with regards to qualifying income because some of them may have a question of if someone has start middle of the year, okay. Not everybody knows how 12 months of income. In such case, what would happen is so they would be HMRC would prorate the income, and if that meets the threshold of the MTD, they need to compile with MTD.

Speaker 1 10:11

Okay, so prorated it for that.

Speaker 10:14

Exactly, it's a prorate basis.

Speaker 1 10:15

Yeah, okay, perfect. All right, so what is qualifying income? We alluded to earlier, but let's make this clear, Crystal.

Qualifying Income And Mixed Earnings

Speaker 10:22

Of course, so one of the questions that most people have been asked it whether it's taxable income, which is no, it's not your taxable income, it's going to be a gross fee income in a dense dentistry point of view. It's going to be your fee income, either private or NHS or together. All right. So if you give an example, if your gross income before expenses could be 25 from rental and 27k from self-employment income, that will be in combination of 52k. So therefore, you have to you report through MTAD. So that's not the code.

Speaker 1 10:51

You have to report for MTD for both the rental and the self-compare.

Speaker 10:54

Exactly. So which means you're going to have four returns for rental and four returns for self-employment. To in a year, it's going to be eight returns to be submitted.

Speaker 1 11:03

Yeah, good. Right. Busy, busy, busy. Okay.

Speaker 11:06

Yeah.

Speaker 1 11:06

Uh okay. And yes, what are the what they have to do to register if they haven't done it?

Speaker 11:11

Yes, registration. So the the thing is HMRC would not register you automatically. So that's something you will have to do, or maybe like you need to seek an accountant or tax agent to do that for you. So it's the same as you register yourself for self-employment, you need to register yourself for MTD ITSA. Okay. And uh the problem is like you cannot opt out unless otherwise you had 30k below of income for three consecutive years. Okay, so then only you can opt out for an MTD, otherwise, you can't opt out for an MTD. So that's the legislation says at the moment.

Speaker 1 11:44

So, but we they have to register themselves, correct?

Speaker 11:47

And uh, so exactly, Aaron, because HMRC would not automatically register you. You need to register yourself, like you did do the registration for self-employment. You need to register yourself, or you can get an accountant. We used to do for all of our clients as part of onboarding, anyway, so it's less hassle for the clients. Don't have to worry about the registration.

Speaker 1 12:03

And I'm right to believe that people are receiving letters and everything like this now.

Speaker 12:08

Yeah, yeah, to a certain extent. That's the quite sorry to interrupt. So that's the code of changes. Yeah, yeah. So uh with regards to letters, we are very sure because HMRT has been kind of updating about the HMRC legislation then and there. So with regards to letters, I haven't seen much, but we expect to HMR clients to receive letters, but nevertheless, I would really request everybody to do the checking by themselves or like second specialists to do that for them. We obviously we don't want to fall into a trouble of not reporting frame until the end of the day, isn't it?

Speaker 1 12:43

So correct, correct. Okay, all right. Um, so what are these quarterly? Then what's the when's the first quarter basically?

Registration Rules And Opting Out

Speaker 12:51

Of course. So, as I said, like we need to do four quarters in the air. So the first quarter starts from 6th of April to 5th of July, so April to July period, and the submission will be due by one month and seven days, with its 7th of August, and the second quarter from July to October, and some submissions due by 7th of November, and you have October to January, the submission is due by 7th of February, and you have January to April, the submission due by 7th of May. So, with regards to um the period, either you can go with without election, so by default, you have 6th to 5th as a period, right? You also can opt in for a calendar period, which you can request from HMRC before you make a start with MTG. So, therefore, like you can report through the calendar period from 1st to 30th. So, either way, it's fine because some of the uh clients may have uh the payment date on a different end, it may fall under the tax period or it may fall under the calendar period. So, based on the requirement, you can change the elections for the MTAD filing.

Speaker 1 13:49

Okay, all right. So the first submission that anyone has to do is by the 7th of August. So there's still time to get organized for that, but the idea key is to get organized as soon as possible, correct? Okay, and then once 7th of August and 7th of November, etc. Yeah, okay, got it.

Quarterly Periods And Filing Deadlines

Speaker 14:07

So just a bit of summary of what like before and after how MTD is gonna change your life, probably. So as in terms of aspects, record keeping. So before MTD, you can have paper or digital records, it doesn't really matter, but after MTD, you should have everything in a digital format. It can be your income, your expenses, everything in digital format, and submission frequency at the moment, you just have to submit one return, which is until 25-26 return. And from 6th of April, there'll be four course returns in a year with the final decoration. And data submissions, the manual submissions at the moment, which through HMRC, you also can do through HMRC online portal at the moment or paper submissions, but after MTD, you cannot do that. Everything should be done through a digitalized system, a software being approved by HMRC. And with record communication at the moment is primarily via post or email, mostly post, which I have seen, but after MTD, that's an increased use of digital communication and automated reminders, HMRC might on and off reminding you through digital system. So these are the changes in a nutshell before an MTD.

Speaker 1 15:13

Okay.

Speaker 15:15

Yeah, software.

Speaker 1 15:16

You mentioned software, it's also this.

Software Choices And Bank Feeds

Speaker 15:18

Yeah, software. This is something uh a very common topic these tests. And uh as far as you may know, we've been expert in quite a lot of software. So we want to make sure like we come up with some software, best ones, especially to meet clients' requirements here, right? So we are kind of working with two major software: one is zero and free agent, both are quite good and user-friendly. The interfaces are so easy to understand, and um the the few differences here. So when it comes to software, you need to bear the cost for the subscription. Okay, so obviously zero comes with a subscription, so as free agent, um, but just in the pricing term, in a pricing term, I would like to inform that free agent has a facility, whereas if you have a Royal Bank of Scotland Group or maybe Netflix or Metal or Ulster, you get the free agent account for free. So you don't have to pay for the subscription. So we're kind of offering both the options to the clients because I could totally get it. Like when it comes to MTD, the cost might go a bit high because of extra work that we have to do. So we're kind of giving the privilege to client to choose the software based on the banking requirements. And just to make a key features, so it's zero does have the full client, both the HMRC approved, definitely, and it has the bank feeds. Uh so uh then one of the questions that I've been asked by so many clients about the how the banks connect with the software, it can be zero or free agent. So, what happens is like once you have a bank account, it integrates with the system, the software. The bank feeds will be available to us. So we do the record keeping based on the bank feeds. And you don't have to do anything, you just within 90 days, you just have to renew by yourself. But nothing to worry about the software side. I'm kind of understand not everybody might not be able to like understand the software, but we used to cover that for our clients. We used to have like a training program in the beginning of the MTD process, make sure they understand how the software works. So that's about the bank feeds, and it has invoicing and payroll, and zero also has real-time reporting. Once you submit, it just reflects within a few seconds in the HMR system, and that's wide range of integrations in zero, which can be useful. One of the things is a feature called HubTalk. Obviously, another question being asked by client how am I going to give the information to you? So, Zero has a feature called HubTalk, which is integrated with Zero itself. So you can upload the information to HubTalk and we can retrieve it from there. Uh, free agent again, it's a full MTD ITSA compliant, it's a user-friendly interface, obviously. It has it also has a bank face, integrates with banks. As I said, like it comes free with RBS group, Netflix, Metal and Alstone. So if you have one of these bank accounts, you get a subscription cost for free. And it also has HMRC quarterly submissions built in. And uh, one of the things, so I've been like stalking to loads of clients and lots of people about the MTD days test. I also have some people doesn't want to change anything, just want to keep as it is, not to opt in for a software whatsoever. Uh, so for that purpose, we also have another option where you can have a bridging software, okay, which means you don't have to opt in for any digital software here. So what it does is like you just can can fill that information in a spreadsheet. Uh, it can be useful in the short term, but in the long-term point of view, I wouldn't recommend. But if you don't want to have a hassle of opening a bank account or you don't want to hassle of having a software to be used, you still have another option, the least option, a bridging software. So we also are working with the bridging software. So some of the key features is links exist. So it links with the spreadsheet. All you have to do is like just enter the data in a spreadsheet and it gets submitted to HMRC through a link. And obviously, it's a minimal disruption to current workflow. As I said, like it just same as the traditional system, a bit of a different and free or low cost, and bridging software is a very cost effective. I this comes with free or it's doesn't it had a very minimal cost, and we have standard templates that we can use and we can share with the clients if they really want to go with the bridging software. So it's just a bit of option. So as I said, like we open to anything, right? If you really want to, we are kind of opening the door to the clients to pick up the software that they want to go ahead with. So based on that, we're going to do the configuration and the system set up for them. Sorry, I think you're on mute.

Questions On Exemptions And AI

Speaker 1 19:40

There's a few questions coming through here actually. So let me just let we we can give a pause and answer a couple of these questions as we go along. So did I hear good evening though? Did I hear there was an exemption for the elderly?

Speaker 19:50

Is there an exemption for the elderly for MTD attached? Yes, they can. They need to they need to request that from HMRC.

Speaker 1 19:56

And what is the age limit? Is there an age side of things?

Speaker 20:01

Uh there are a couple of things that you need to meet too in order to get the exemption, Sarun. What I could do is I can share some information later on, maybe. That's some link about this. I can share the legislation. Yeah.

Speaker 1 20:12

Okay, and then another question we've got out of software options for digital records, zero and free agent, which has better AI functionality, functionality to reduce time taken for bookkeeping, which has better customer support.

Speaker 20:25

Um zero, they've definitely they're going to develop some AI features, but I haven't seen any soft tests that could read the associate pay schedule. Okay. If you're asking about the associate pay scale, whether it could read, I would say I haven't seen anything yet. I don't okay. A standard universe, of course, yes, it can read it, but associate pay school is something you need to train the system how to do that. So I haven't seen anything yet.

Speaker 1 20:49

No, from my yeah, if I could add there, I think that's something that will evolve further.

Speaker 20:54

I think zero zero is kind of uh yeah, evolving it definitely down the road on this.

Speaker 1 20:59

Yeah, and we did try some other software where we they said they could kind of read associate pay statements and take the information, but it proved to be a bit of a non-starter. Um, but if if I was of course, Xero has a charge associated with it, um, but uh it's kind of the leading software in the U. Of course, yeah, UK for accountants um and into this type of thing. So I guess you get what you pay for in this respect. Okay, uh, let's move on to the next slide. So, what's the roadmap, Natasha? What do they have to do?

A Simple Roadmap To Get Ready

Speaker 21:30

Yeah, obviously, yeah. Obviously, we've been preparing this for quite a while now just to make sure plans have been well ahead prepared ahead of the curve before it starts, right? So everything is chart start from the checking the requirements. You need to confirm if MTD ITSA applies to you. So your thresholds, whether your exemptions, everything has to be checked at this moment before it starts from April. And then you come select selection of software. You need to choose the software that's been approved by HMRT, which is very important. Um, if you go to just click, just type on HMRT approved software, it will give all lists of software. And again, uh, not every software is great, so just make sure you choose the best one to make your life easy. And comes the uh maintained digital records. As I said, like from now on, please start maintaining everything. Everything in digital format and open a folder, just plug everything inside, just push everything inside there. So it kind of makes you see either you're gonna do it by yourself, you're gonna get it done by your content. It is really important that you save everything in one place every month and integrate the system. So you need to link according to software with bank feeds. As I said, zero and free agent links with your bank. So that's something you need to do at the beginning. If you don't do that, it will be gonna be really hard for you. And obviously, you need to register with HMRC. As I said, HMRC wouldn't automate automatically register you, so you need to do it by yourself and you need to submit your code returns to HMRC, the four code test, and final declaration to HMRC, and finally the ongoing compliance just to make sure like the changes may happen, just make sure you're on top of the changes or updates. That's been HMRC been publishing literally every month, probably. So just keep an eye on that.

Speaker 1 23:05

Okay.

What This Changes For Dentists

Speaker 23:08

Yeah, so impacts on dentists. Um, anyone earnings 50 can above annually must comply with MTD starting from April 2026. And you need to maintain everything in digital format in a soft coffee format just to keep things seem simple. And you might submit your quarterly updates to HMRC via HMRC compliance software. Increase administrative workload and reporting frequency, but with the proper system, this can mitigate it. It shouldn't be a problem at all. Uh, additional cost for software and support services. As I said, you have options available, you open for the options, and it encourages more for financial tax planning. So, obviously, one of the good things about the MT Day is Aaron, you don't have to wait until end of here to know your tax liability. So every month or quota, once you generate it, you should just have an indication of your tax liability. It will help you with the cash flow and proper tax planning, right?

Speaker 1 24:01

Correct.

Speaker 24:02

I think that's I think that's something yeah.

Speaker 1 24:04

Yeah, I think people will have that realize they haven't got enough money to pay the tax in January. This will help. It's not eliminated, but it will help. And also it highlights maybe that okay, how could you reduce your tax liability if you're having four touch points, say with ourselves as accountants? Um, it's the opportunity for you to discuss okay, what can I do? Should I put a make a pension contribution? Should I do some salary sacrifice or whatever it might be? Um, that gives an opportunity to to talk to the accounting team.

unknown 24:32

Okay.

Speaker 1 24:34

One question, Natasha, before we can talk about this, is that obviously this starts from February, not from from from April 2026.

Speaker 24:43

Yeah.

Speaker 1 24:44

But people still need to do their 26, 25, 26 return.

Speaker 24:51

They still have to do that, yes, yes.

Speaker 1 24:53

So they still need to do their 25-26 return, which need to be submitted by January 2027.

Speaker 24:59

Yeah, yeah.

Speaker 1 25:00

But at the same time, this kicks off for 26-27, and that and this and this means quarter by quarter, and then that will feed into the following year's tax return, correct? So the 27-20 26-27. Yes, correct. Yeah, yes, yeah, right.

How We Support Setup And Submissions

Speaker 25:17

Yeah, that so 25-26 still has to be submitted through the whole system, anyway. So a bit of overlapping, but it will pick up as the year goes on.

Speaker 1 25:26

Okay, all right, cool. So, how can we help?

Speaker 25:29

Oh, yeah, so we've allowed how to have we we've been helping a lot of our clients anyway. So we can very busy, yeah, a lot, a lot verbally. Yes, quite a lot of things happening these days. So we can assist with selecting and setting the MTD compliant accounting software. So uh we have a as I said, like we've been exploring quite a lot of software. If there are anything that you may want to come up with, just if you want to need any help to or analyze the software, please do let us know. And we can provide training and ongoing support for digital records keeping. As I said, like we used to cover the training of softwares in the beginning of the MTD process as part of the onboarding, and we can manage your courtly submissions to HMRC on behalf of you and ensure clients remain compliant with MTD. Obviously, non-submission will fall into penalties, so we don't want you to do that. So make sure like you compliant with MTD. We can we'll be providing reminders. We often we are good with that, but like when is the payments are due, when the submission is due, we kind of keep on top of it. And offer tax planning services, as I don't say to say that like um one of the elements that we could do here is like since that we're gonna do everything on a monthly or quarterly, it gives us more opportunity for tax planning to better to better claim the expenses, not to miss anything, so therefore you can reduce your tax liability. So, this is how we can help you.

Links QR Codes And Closing

Speaker 1 26:50

Sure. So, what have we got here? Um, we've got a few things that you can get further free information if you haven't been to already. That's a QR code to a website page on our website, and it has a lot of the detail that Natasha's discussed today on there. If you just want to pick through that and get some further information, um, which is all available there. Um, and then so take a QR picture of that if you need that. Um, and then if you want to have a discussion, if you need any help um or you want to discuss our potential services for you, um, you can click that QR code and you can arrange a call with Natasha, um, who's our resident offer on this. Um, we are getting a lot of clients wanting this help. Um, it's a mixed bag. Some people want to do it themselves, but uh we've but but getting the training from us of how to use the software, that's one option. Or we can tell you do all the way to taking it out of your hands and managing for you. So, again, if you really need any help, um, the sooner you get on board and get organized, the better, because this kicks off from the April the 6th. Um, it'll just make your life easier and honestly it'll make um our lives easier, to be brutally honest with you. Um, any final comments, Natasha?

Speaker 28:06

Uh not really, as you said, like I've been speaking to quite a lot of clients and known clients these days uh about the MTA. So if you need any help, please feel free to reach out to me. I'll be able to provide you a free consultation about how to set up the MTA options, that sort of things. All you want to make sure like everybody's ready to head the cuff before they approve that kicks in. So, yeah, happy to help technology.

Speaker 1 28:31

Brilliant. Well, thank you. Thank you very much, Natasha, today. Um, thank you for everyone attending. Um, we will share this uh on our YouTube channel, this recording, and uh we'll also put it on our podcast if anyone wants to listen to it at a later date. And as Natasha said, just go to our website, reach out, book a call, have a chat, and we'll be delighted to help you. On that note, we are done. Half an hour's up. We don't want to take any more time of your evening. Have a lovely evening ahead and um hope to speak to you soon. Thank you very much.

Speaker 29:01

Thank you, everyone. Thank you, everybody.

Speaker 1 29:03

Thank you. Thanks.