The Property Unleashed Podcast

Why Now Is the Perfect Time to Build Your Property Business

• Mark Fitzgerald • Episode 309

Share episode

Send us a text

The current property market in 2025 offers exceptional opportunities for investors who approach it professionally rather than casually. With many landlords exiting due to new legislation and rising interest rates, those who establish systemized businesses and focus on quality can thrive in this landscape.

• Labour government's Renter's Right Bill is causing many landlords to exit the market
• Property professionals with systems succeed where casual investors struggle
• Low-capital strategies include deal sourcing, rent-to-rent, HMOs, and serviced accommodation
• Quality deals matter more than quantity - avoid rushing into bad investments
• Higher interest rates have eliminated profitability for traditional buy-to-let landlords
• Modern tenants demand better living experiences than five years ago
• Diversify your portfolio across multiple strategies rather than concentrating in one area
• Use limited companies where appropriate for tax benefits
• Work with tax advisors and accountants who understand property investing
• Invest in proper training before starting your property journey

Visit thepropertyunleashed.com for free tools and resources including guides, deal analyzers, trainings, and masterclasses to help you build your property business the right way.


VALUABLE RESOURCES:


CONNECT WITH ME:

Facebook: https://www.facebook.com/mark.fitzgerald.7921
Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
Threads: https://www.threads.net/@markfitzgeraldentrepreneur

http://www.thepropertyunleashed.com

Speaker 1:

Why growing a property business is the right thing to do. Hello, my name is Mark Fitzgerald. It's great to have you joining me here today. So property business right here, right now, in 2025, is a very, very sensible thing to be doing, and it's also a great opportunity to be doing these things. Why is that? Well, because let's face it with the Labour government in the renter's right bill coming at us. There's a lot of landlords heading for the hills. They are moving out the way, they are stepping aside. Why? Because they're scared or they're fed up or they just don't want to go through any more legislation changes like we've got coming up Now. If you want to know what those legislation changes are, then just go through some of the other videos here.

Speaker 1:

We've spoken about it time and time again. I'm not going to do it again now, but what you want to be looking at if you're getting into property now or maybe you've even started and you're trying to build that portfolio appears looking at being the property professional rather than just the property investor. Too many times now I see people going out there and they're not really taking it seriously. They're not really putting together a systemized business that can work for them in the background. They think it's a great idea, or they know it's a great idea to get involved in property, but they're not doing the right things in the right places at the right time and they're giving themselves a massive headache. Because, let's face it, you can lose money in business and in property as quickly as you can make money. So you need to be mindful of the fact that we have to systemize things. We have to set ourselves up as we have to systemize things. We have to set ourselves up, as I always like to say, for success. So right here, right now, there is great market opportunities for any of the different property strategies that you want to be doing. Some people want to be deal sources, finding those deals and selling them on to investors at building rent-to-rent businesses, using HMOs, houses of multiple occupation or serviced accommodation, furnished holiday lets, to build their portfolio of cash-flowing properties.

Speaker 1:

Now, both and all are great strategies when starting out. Why? Because they really do require a low level of money to get started. But that's not to mean that you should watch these videos or listen to these podcasts and then rush out there and start doing it, because if you do it wrong, it's going to bite you in the bottom, further down the line. So you do need to make sure that you know what you're doing, that you're doing the right things at the right time and you're also doing only the best deals. Too many people grab any old deal and it's a bad deal. You've got to be grabbing good deals, and if you need assistance and help with how to find deals, with how to negotiate deals, with how to structure deals, then do. Do look at investing in yourself. Do head over to the propertyunleashedcom website my website where there are free tools and resources. If you scroll down to the free tools and resources section, click on that. There's guides, there's deal analyzers, there's trainings, masterclasses all of those things to help you, and it won't cost you a thing, because I don't want to see people going out there doing bad deals.

Speaker 1:

Interest rates at the moment are another thing that landlords are fed up because the interest rates have been so low for so long since, obviously, the crash of 2007 and 8. We've had very low interest rates. Interest rates are riding. A lot of landlords are now finding out on their mortgages, where they're having to renew their mortgages, that the interest rates are a lot higher and some of their deals might not stack. Why? Because they're not really down with the times of doing HMOs or doing serviced accommodation. They're still doing buy-to-lets and they're not making any money doing it. Interest rates have come down a bit since where they were and, of course, fluctuating at the moment, not really moving a great deal, and I don't think they're going to go back down to what they were. But it's another opportunity for you to be able to go out there and have a conversation with somebody about what they're struggling with and whether or not you could help them.

Speaker 1:

Another thing that you really want to take into account right here, right now is the growing demand on properties, whether it's properties to stay in for serviced accommodation. There seems to be a growing demand in most areas. Yes, there are a lot of people doing that now, but there's also a lot of people not doing it very, very well. So, again, if you know the systems, if you know what you're doing, you set yourself up in the right manners. You will be the leading property investor in your area for the strategy that you're doing. Again, hmos as well, very, very important. In a lot of areas. There's a market saturation, but it's saturated with a lot of rubbish and tenants now demand a better living experience than they did even five years ago. So if you go in there and you have a good level of detail, a good level of efficiency in your properties, you will step yourself up from the rest of the people out there and it will really help you to either let your properties or get the customers in for the serviced accommodation as well.

Speaker 1:

You can, of course, look at diversifying your portfolio. Maybe have a handful of HMOs, maybe have a handful of serviced accommodation, so that you haven't got all your eggs in one basket. That is something that I do myself and something that I train and teach my students, particularly my one-to-one clients, to make sure that they are diversifying their portfolio. But you want to be looking at doing the same as well. You can't put all your eggs in one basket, but I wouldn't recommend that.

Speaker 1:

Remember, we're trying to be the professional property investor, not just your everyday landlord investor that so many people are and, of course, set yourself up in the right manners. Make sure that you're using limited companies where you need to for great tax benefits. Make sure you seek professional tax advice. I'm not a tax advisor, so I'm not going to give you any advice there. So make sure you go out there and you speak to the professionals, the property tax advisors, that you also have a tax efficient accountant. And, of course, your accountants know property investing as well.

Speaker 1:

Yes, it is a property business, but equally, I always try and look for people who have property portfolios themselves that are property investors. Why? Because they already know this stuff. They won't have to go out there and try and work it out. So you want to make sure that you're setting yourself up in the right manner.

Speaker 1:

But right now is a great time to be getting started. Don't scrimp on anything. If you can help it, get yourselves out there. Get some training, invest in yourself so that you know exactly what you're doing. Don't just jump into anybody's training. Make sure you jump into the right training, the right person for you. That's going to help you, that's going to support you. We do that. We go above and beyond with our help and support. And, of course, we have communities that, once you're in, you've done training and things, you never have to leave. You never have to pay anymore, which is always great, because it's not all about just grabbing people's money.

Speaker 1:

I genuinely want to get out there. I want to help people to build their property businesses, but I also want to see their success for years to come, and I don't want to charge you for that. I want you to have the information that you need so that you don't make any mistakes, and that is why I have this channel as well. There is a wealth of videos on this channel. We have the podcast. There's a wealth of knowledge in everything that we do and that we put out there, so tap into that, and if you need any other further help, then do feel free to reach out to me on Instagram, facebook or send us an email. At the end of the day, but check out thepropertyunleashedcom for free tools and resources. It's a great place to start. So I hope this video has helped you. I hope you've enjoyed it and I look forward to seeing your property success. Take care. Bye for now.