Safe Dividend Investing
In 2000, I lost $300,000 in mutual funds that an investment advisor had put my lifesavings into.... I lost it because I had entrusted it to an industry that does not educate investors nor encourage them to look closely at what that industry is doing with their money..... I set out to find a better, safer way to invest..... My podcasts relate to what I learned in creating a generous, reliable income and in growing my wealth.... A few of the more important lessons I learned and explore are:.... (1) It is critical that you become a self-directed investor.....(2) If you can not easily measure the risk and potential in an investment, then do not invest in it. This excludes from your portfolio bundled investment devices, like mutual funds, ETFs and Index funds,..... (3) Financially strong companies who have paid “good dividends” for decades will continue to stay strong and continue to pay good dividends because it is both part of their "character" and in their executives selfish interest.....(4) Diversification is critical. Investing equally in the best 20 strong dividend stocks is the ideal.....A portfolio of 20 limits your risk in any one stock to 5% of your wealth..... No matter how strong you think a stock is, do not fall in love with it..... I have lived very well off my steady dividend income for 18 years, through two market crashes and one pandemic. I have watched my portfolio’s capital more than triple from where I started, despite taking out a generous dividend income every year to live on... In charts, for my second investment book,(Safer Better Dividend Investing), I spent months scoring all 628 dividend stocks paying dividends of 6% or greater traded on the TSX, NYSE and the NASDAQ. I discovered dozens of stocks that can provide not only a generous dividend income but outstanding capital growth.....Financial independence is realizable for careful, patient, dividend investors.
Safe Dividend Investing
Podcast 222 - THIS WEEK'S 10 OUTSTANDING STOCKS - CIVITAS RESOURCES-PEMBINA PIPELINE -CAL-MAINE FOODS
Welcome to Podcast 222:
This week’s 10 outstanding high dividend stocks are in the attached podcast’s narration and transcript.
5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +25% (5) share prices + $22.97 (6) weekly share price gain +6%. QUALIFIERS’ STOCK SYMBOLS & THEIR SCORES: (1) WES Score 63 (2) MPLX LP Score 66 (3) CIVI Score 78 (4) CALM Score 67 (5) NOG Score 69.
5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 115K (4) operating margins +5% (5) share prices + $17.21 (6) weekly share price gain +1%. QUALIFIERS’ & SCORES (1) NPI Score 59 (2) PPL Score 71 (3) TPZ Score 50 (4) WTE Score 53 (5) SIA Score 45.
DATA USED FOR STOCK SCORE CALCULATIONS: Stock Symbol (1) Price $ (2) Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.
US SCORE CALCULATIONS (K=thousand M=million)
STOCK 1 2 3 4 5 6 7 8 9
WES | 39.64 | 20.97 | 8.53 | 1 |0| 9.18| 46.94 |1M | 11.9x
MPLX LP| 52.10|28.72|13.35| 6| 0|7.34| 44.25|1M |12.0x
CIVI |30.13| 42.57 | 70.57 | 3 | 4 |10.02| 26.79| 2M | 3.5x
CALM |99.64| 37.25|36.71| 0 | 0 | 6.80| 32.72 | 1M | 4.9x
NOG |28.43|16.82 | 23.41| 2 | 0 | 6.33| 241.74|1M | 4.4x
CANADIAN SCORE CALCULATIONS
| NPI | 20.69 |30.99 |16.10| 6 | 0 |5.80|32.55|1.5M |20.8x
| PPL| 52.56| 38.61| 30.14| 7 | 0 | 5.40| 29.94 |4M |17.2x
| TPZ | 25.16 |14.74 |8.58 |6| 0 | 5.41 |31.95 |250K |71.2x
| WTE |22.94 |18.46|11.75| 0 | 0 | 6.54| 43.27 |54K |12.7x
| SIA | 17.93 |16.07 |5.82 |3 | 0 | 5.22 |9.40 |317K | 42.3x
For information on my 6 investment books go to www.informus.ca.
Ian Duncan MacDonald
Author, Artist, Commercial Risk Consultant,
President of Informus Inc
2 Vista Humber Drive
Toronto, Ontario
Canada, M9P 3R7
Toronto Telephone - 416-245-4994
New York Telephone - 929-800-2397
imacd@informus.ca
Safe Dividend Investing
17 May 2025
Podcast 222
Greetings to listeners all around the world. Welcome to Safe Dividend Investing’s Podcast # 222, on May 17th of 2025. My name is Ian Duncan MacDonald.
Before I get into this week’s 5 outstanding high dividend US stocks and 5 Canadian stocks whose share prices gained the most this week, I would like to make 2 comments. You may have noticed that I have made a change to the podcast format.
This change was made when I learned that some listeners were unable to access the transcripts of my podcasts. For months, I have been advising listeners that it was important to review the detailed scoring information that was only available in the written transcript. This detailed information can be important for those trying to choose the best stocks for their portfolio.
Since I have no control over whether a podcaster provides my transcripts, I have moved the important scoring charts from the transcript to the podcast’s landing page which is always the first thing viewed by listeners coming to this podcast.
My second comment is in response to a listener’s question. He asked since I use different criteria to select the 5 US and the 5 Canadian outstanding stocks why don’t I have a different scoring system for the US and the Canadian stocks.
I created the stock scoring system about 20 years ago based on my decades of experience in researching and developing commercial risk scores.
Businesses are businesses. Their objective is to make a profit. A share price is a share price no matter which stock exchange it is traded on in the world.
Operating margins, price-to-earnings ratios, book values, and so on, are common to all stocks. Speculators and value investors are not limited to investing in just their own country. Common stock data is used in evaluating stocks in all stock exchanges.
A financially strong company with revenues of 200 million dollars paying a high dividend percentage of 5% may have bigger and different challenges than a financially strong company with revenues of $2,000,000 paying a 5% dividend. However, to survive both businesses require managers who know how to make expense and sales decisions that will result in a profit from which their high dividend can be paid.
Businesses are not machines or blocks of wood. They are creations by people competing with other people. Some are more experienced, creative and intelligent than others. It takes great skill to survive 20 years of more.
While the US may have ten times more businesses and investors than Canada, the stock scoring software supplied with my books measures each stock as if it were the only stock in the world. All the scoring information needed on every public company is freely available and kept current and accurate by each country’s national security commissions.
The selectors used to identify the 5 qualifying stocks in the US and Canada can be different because there are many more larger, stronger high dividend stocks in the US than in Canada. While Canadians can and do invest in US stocks, they receive significant dividend income tax incentives if they invest in Canadian stocks traded on the Toronto Stock Exchange. Thus, the 5 outstanding Canadian high dividend stocks are provided in the podcast. Interestingly about 420 of the larger Canadian stocks are listed on both the Toronto and the New York stock exchanges.
No matter what exchange it is listed on every stock’s score is calculated out of a possible 100, the highest score I have ever calculated, out of the thousands I have scored, is an 86. The lowest was 3. The higher the score, the stronger the stock.
I personally prefer stocks scoring over 50 in my portfolio. However, it is important that a high score also be accompanied by a history of rising share prices and dividend payouts to be exceptionally attractive. It is also important to always do a Google search to confirm that stock’s history is free of serious legal threats and other surprises.
Note #1.In the first 190 Podcasts of Safe Dividend Investing, you can find answers to hundreds of investment questions.
Note #2: In Podcast 210 you can see detailed information on how scores are calculated and why these scoring elements were chosen. To have faith in a score I learned long ago that it was important to understand how it is calculated.
STOCK SELECTORES USED THIS WEEK
The U.S STOCK DATA SELCTORS USED WERE (1) common shares (2) a dividend yield exceeding 5% (3) the number of shares traded over 1 million (4) an operating margin exceeding 25% (5) a share price exceeding $22.97 (6) a weekly share price gain exceeding 6%.
The 5 US STOCKS THAT QUALIFIED & THEIR SCORES:
(1) Western Midstream (WES) Score 63 (2) MPLX LP (MPLX) Score 66 (3) Civitas Resources Inc (CIVI) Score 78 (4) Cal-Maine Foods Inc (CALM) Score 67 (5) Northern Oil and Gas Inc (NOG) Score 69.
The CANADIAN STOCK DATA SELCTORS USED: (1) common shares (2) a dividend yield exceeding 5% (3) the number of shares traded over 115 thousand (4) an operating margin exceeding 5% (5) a share prices exceeding $17.21 (6) weekly share price gain exceeding1%.
The 5 CANADIAN STOCKS THAT QUALIFIED & THEIR SCORES: (1) Northland Power Inc (NPI) Score 59 (2) Pembina Pipeline Corp (PPL)Score 71 (3) Topaz Energy Corp (TPZ) Score 50 (4) Westshore Terminals Inc (WTE) Score 53 (5) Sienna Senior Living Inc (SIA) Score 45.
DATA USED IN THE STOCK SCORE CALCULATIONS: Stock Symbol (1) Price $ (2) Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7) Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.
*** GO TO THIS PODCAST’S LANDING PAGE FOR THE CHARTS SHOWING THE SCORE CALCULATIONS FOR EACH STOCK
HIGHS AND LOWS
While identifying and scoring today’s US and Canadian stocks identified on the landing page, I found the following interesting:
The most expensive stock was <Cal-Maine Foods>at <$99.64>and < Sienna Senior Living> was the least expensive at <$17.93>.
The most buy recommendations by analysts were for <Pembina Pipeline > with<7> and one Canadian and one US stock had no buy recommendations.
There were 2 strong buy recommendations for Civitas Resources with 4 and Northern Oil & Gas with 3.
The highest Book Value was for<Civitas Resources > at <$70.57> and the lowest was for <Sienna Senior Living > with < $5.82>
The highest number of shares traded was <4 Million > by < Pembina Pipeline> and the lowest number was <54 thousand > for <Westshore Terminals >.
The highest operating margin was for <Western Midstream > at<46.94%> and the lowest was for <Sienna Senior Living > with a <9.40%>.
The best price-to-earnings ratio of <3.5x > was for<Civitas Resources Inc > and the highest was <71.2x > for < Topaz Energy Inc>. The stock with the highest IDM score of <78>was<Civitas Resources >. The Lowest score was a <45> for <Sienna Senior Living >.
Until next week’s podcast this is Ian Duncan MacDonald encouraging you to become a successful, wise, self-directed investor.
Any questions and comments can be sent to imacd@informus.ca.