Safe Dividend Investing
In 2000, I lost $300,000 in mutual funds that an investment advisor had put my lifesavings into.... I lost it because I had entrusted it to an industry that does not educate investors nor encourage them to look closely at what that industry is doing with their money..... I set out to find a better, safer way to invest..... My podcasts relate to what I learned in creating a generous, reliable income and in growing my wealth.... A few of the more important lessons I learned and explore are:.... (1) It is critical that you become a self-directed investor.....(2) If you can not easily measure the risk and potential in an investment, then do not invest in it. This excludes from your portfolio bundled investment devices, like mutual funds, ETFs and Index funds,..... (3) Financially strong companies who have paid “good dividends” for decades will continue to stay strong and continue to pay good dividends because it is both part of their "character" and in their executives selfish interest.....(4) Diversification is critical. Investing equally in the best 20 strong dividend stocks is the ideal.....A portfolio of 20 limits your risk in any one stock to 5% of your wealth..... No matter how strong you think a stock is, do not fall in love with it..... I have lived very well off my steady dividend income for 18 years, through two market crashes and one pandemic. I have watched my portfolio’s capital more than triple from where I started, despite taking out a generous dividend income every year to live on... In charts, for my second investment book,(Safer Better Dividend Investing), I spent months scoring all 628 dividend stocks paying dividends of 6% or greater traded on the TSX, NYSE and the NASDAQ. I discovered dozens of stocks that can provide not only a generous dividend income but outstanding capital growth.....Financial independence is realizable for careful, patient, dividend investors.
Safe Dividend Investing
Podcast 226 - OUTSTANDING STOCKS - CIVITAS RESOURCES -NORTHERN OIL & GAS -MURPHY 0IL -CANADIAN NATURAL RESOURCES
Welcome to Podcast 226:
This week’s 10 outstanding high dividend stocks are in the attached podcast’s narration and transcript.
5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +21% (5) share prices + $20.24 (6) weekly share price gain +6%.
QUALIFIERS’ STOCK SYMBOLS & THEIR SCORES: (1) CIVI Score 76 (2) APA Score 66 (3) NOG Score 69 (4) MUR Score 71 (5) CNQ Score 65.
5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 489K (4) operating margins +21% (5) share prices $20.24 (6) weekly share price gain +2%.
QUALIFIERS’ & SCORES (1) CNQ Score 68 (2) PEY Score 59 (3) NPI Score 49 (4) BCE Score 51 (5) RCI.B Score 59,
DATA USED FOR ALL STOCK SCORE CALCULATIONS: (1) Price $ (2) Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.
CNADIAN SCORE CALCULATIONS (K=thousand M=million)
STOCK 1 2 3 4 5 6 7 8 9
CNQ| 45.90| 21.37 |18.77 |7|0| 5.12| 29.37| 52M| 12.9x
PEY|20.62| 6.92| 13.63| 3 |0| 6.40| 23.07| 857K |13.9x
NPI |21.83| 41.80| 16.10| 5| 0 |5.50| 32.55 |1.3M| | 21.9x
BCE |31.01| 60.92| 18.71| 2| 0 | 5.64 |12.90 |6M |73.4x
RCI.B |37.56| 63.81 | 19.40| 5 | 0 | 5.32| 22.40| 1M| 11.x
US SCORE CALCULATIONS
| CIVI | 33.35 | 46.95 |70.57 | 5 | 0 | 9.06 |26.79| 4M|3.8x
| APA| 21.01 | 20.65 | 14.45| 2 | 2 | 4.76 | 23.82 | 13M | 7.6x
| NOG| 32.16 | 19.06 |23.41 | 4 | 0 | 5.60 |41.74| 5M | 5.0x
| MUR| 25.43 |23.06 |35.6 | 1 | 0 | 5.11 | 20.53 | 4M |9.7x
| CNQ| 33.78 |17.20 |13.82 | 7 | 0 | 5.12 | 29.37 | 13M | 12.9x
For information on my 6 investment books go to www.informus.ca.
Ian Duncan MacDonald
Author, Artist, Commercial Risk Consultant,
President of Informus Inc
2 Vista Humber Drive
Toronto, Ontario
Canada, M9P 3R7
Toronto Telephone - 416-245-4994
New York Telephone - 929-800-2397
imacd@informus.ca
Safe Dividend Investing
14 June 2025
Podcast 226
Greetings to listeners all around the world. Welcome to Safe Dividend Investing’s Podcast # 226, on June 14 of 2025. My name is Ian Duncan MacDonald.
Before I reveal this week’s 5 outstanding US and 5 Canadian high dividend stocks whose share prices gained the most this week, I would like to respond to a question I often receive from readers of my books and listeners to my podcasts. They ask me if I could just send them a list of the stocks I have in my portfolios so they can copy my approach.
Copying does them no good. They will have learned nothing and are avoiding a responsibility for their portfolio and removing any commitment to it.
What I am trying to do is teach those who are uncomfortable with investing how to build safe portfolios of financially strong stocks paying high dividends. Stocks that they may go for decades without changing because they have personally done the research and have faith in the strength of the stocks they picked. They will know exactly why they chose those stocks. This gives them the strength to not to panic and sell when these stocks’ share prices decline, with all other shares, when a stock market crash inevitably comes along.
They will not sell and invest when a stock promoter promises them they can double their money overnight by speculating on this next new hot stock.
They will have looked at past market crashes when choosing their strong stocks and seen how while the share price dropped, the price did recover and again reach new highs. They will have seen that all through the crash their dividend payouts stayed steady because they know dividends are paid out of profits. They know that managers in a crash can cut expenses to maintain profit levels to pay the dividends if sales are declining.
The new hot stocks have no long history of steady gains nor do they have the high profits or a willingness to share profits with their shareholders. The only way these stock speculators make money to live on is by selling their hot stocks – hopefully at a profit.
To be a successful self-directed investor there are no short cuts. You must think, do your own research and analysis, come to your own conclusions and spread your money equally among 20 stocks for safe diversification.
You have understood that what is important is the health of the entire bundle of 20 stocks. The few stocks that might go through temporary share price declines will have a negligible impact upon the total portfolio and its steady dividend income.
If you are looking for the kind of quick, easy excitement in the stock market that keeps you up at night then I am afraid that my approach to investing has little to offer you.
STOCK SELECTORS USED THIS WEEK
The U.S STOCK DATA SELCTORS USED WERE
(1) common shares
(2) a dividend yield exceeding 5%
(3) the number of shares traded over 1 million
(4) an operating margin exceeding 21%
(5) a share price exceeding $20.24
(6) a weekly share price gain exceeding 6%.
The 5 US STOCKS THAT QUALIFIED & THEIR SCORES:
(1)Civitas Resources Inc (Score 76) CIVI
(2)APA Corporation (Score 66) APA
(3)Northern Oil & Gas Inc (Score 69) NOG
(4) Murphy Oil Corporation (Score 71) MUR
(5) Canadian Natural Resources (Score 65) CNQ
CANADIAN STOCK DATA SELCTORS USED:
(1) common shares
(2) a dividend yield exceeding 5%
(3) the number of shares traded over 489,000
(4) an operating margin exceeding 21%
(5) a share price exceeding $20.24
(6) weekly share price gain exceeding 2%.
The 5 CANADIAN STOCKS THAT QUALIFIED & THEIR SCORES:
(1) Canadian Natural Resources (Score 68) cnq
(2) Peyto Exploration & Dev.(Score 59) PEY
(3) Northland Power Inc (Score 49) NPI
(4) BCE Inc (Score 51) BCE
(5) Rogers Communications Inc (Score 59) RCI.B
THE DATA USED IN CALCULATING THE STOCK SCORES FOR THE US AND CANADIAN STOCKS:
(1) Price $ .
(2) Price 4yrs ago $
(3) Book Value $
(4) Advisor Buys #
(5) Advisor Strong Buys #
(6) Dividend. Yield %
(7) Operating Margin %
(8) Share Volume Traded #
(9) Price/Earnings Ratio.
*** GO TO THIS PODCAST’S LANDING PAGE FOR CHARTS SHOWING THE SCORE CALCULATIONS FOR EACH STOCK ***
HIGHS AND LOWS
While identifying and scoring today’s US and Canadian stocks identified on the landing page, I found the following interesting:
The most expensive stock was <
Canadian Natural Resources>at <$45.90 >and < APA Corp> was the least expensive at <$21.01>.
The most buy recommendations by analysts were <7> for <Canadian Natural Resources> and the least was for <Murphy Oil Corp> which had <1>.
The only strong buy recommendations were <2> for <APA Corporation>.
The highest Book Value was for< Civitas Resources > at <$70.57> and the lowest was for < Peyto Exploration> at <$13.65>.
The highest number of shares traded of <52 million)> was for <Canadian Natural Resources>and the lowest number was for <Peyto Exploration> with <857 thousand>.
The highest operating margin was for <Northern Oil & Gas> at<41.74%> and the lowest was for <BCE Inc> at <12.90%>
The best Price-to-Earnings ratio of <3.8x> was for <Civitas Resources>and the worst was < BCE Inc> at <73.4x)
The stock with the highest IDM score of <76 > was < Civitas Resources>. The Lowest score of <49 > was for <Northland Power >
While Civitas Resources may have had an unusually high score, listeners are advised to do a Google search for negatives and legal actions. Contact imacd@informus.ca if you wish to be sent further information on Civitas Resources.
Note #1.In the first 190 Podcasts of Safe Dividend Investing, you can find answers to hundreds of investment questions.
Note #2: In Podcast 210 you can see detailed information on how scores are calculated and why these scoring elements were chosen. To have faith in a score I learned long ago that it was important to understand how it is calculated
Until next week’s podcast this is Ian Duncan MacDonald encouraging you to become a successful, wise, self-directed investor.
Any questions and comments can be sent to imacd@informus.ca.