The Woman & Finance Podcast
Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures.
This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.
Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control.
If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures.
Let’s learn, grow and thrive—together.
The Woman & Finance Podcast
Before You Say ‘I Do’: Know Your Marriage Contract
Episode 7
We don’t always think about it this way, but marriage isn’t just about love, the dress, and the big day — it’s also a legal and financial contract. And the truth is, the marriage contract you choose can shape your financial journey in ways you may not even realise.
In this episode of the Santam Insure Your Future Money Bootcamp, Maya Fisher-French and I sit down with attorney and mediator, Lerato Seroke, to unpack everything you need to know before (and after) saying “I do.”
Here’s what we discuss:
💡 Common law marriage in South Africa
💡 The 3 types of marital contracts — and what makes them different
💡 What happens to your assets and debts depending on your marriage regime
💡 Why documentation is your best friend (especially in customary marriages)
💡 How contracts can actually strengthen, not weaken, your relationship
I even share why I personally chose to marry out of community of property without accrual — and how that decision has given me freedom and clarity in my financial journey.
This conversation is not about taking the romance out of marriage — it’s about making sure your love is protected and your future is secure.
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