{"version":"1.0.0","segments":[{"speaker":"Matt Zahab","startTime":8.52,"endTime":12.33,"body":"Folks, today's guest"},{"speaker":"Matt Zahab","startTime":8.52,"endTime":12.33,"body":"is the founder and CEO of the"},{"speaker":"Matt Zahab","startTime":12.33,"endTime":16.32,"body":"world's largest crypto only e"},{"speaker":"Matt Zahab","startTime":12.33,"endTime":16.32,"body":"commerce site. If you've ever"},{"speaker":"Matt Zahab","startTime":16.32,"endTime":20.31,"body":"dreamed of gassing fiat and"},{"speaker":"Matt Zahab","startTime":16.32,"endTime":20.31,"body":"living only on crypto, this"},{"speaker":"Matt Zahab","startTime":20.31,"endTime":23.37,"body":"gentleman and his team have the"},{"speaker":"Matt Zahab","startTime":20.31,"endTime":23.37,"body":"solution for you. From"},{"speaker":"Matt Zahab","startTime":23.37,"endTime":27.69,"body":"Stockholm, Sweden, I am pleased"},{"speaker":"Matt Zahab","startTime":23.37,"endTime":27.69,"body":"to introduce to the cryptonews"},{"speaker":"Matt Zahab","startTime":27.72,"endTime":31.68,"body":"podcast. Sergej Kotliar. Sergej,"},{"speaker":"Matt Zahab","startTime":27.72,"endTime":31.68,"body":"welcome to the show."},{"speaker":"Sergej Kotliar","startTime":31.77,"endTime":34.38,"body":"Thank you much"},{"speaker":"Sergej Kotliar","startTime":31.77,"endTime":34.38,"body":"for lovely intro."},{"speaker":"Matt Zahab","startTime":37.2,"endTime":41.28,"body":"Coming from Sweden,"},{"speaker":"Matt Zahab","startTime":37.2,"endTime":41.28,"body":"and myself being an absolute"},{"speaker":"Matt Zahab","startTime":41.37,"endTime":46.83,"body":"diehard hockey fan growing up, I"},{"speaker":"Matt Zahab","startTime":41.37,"endTime":46.83,"body":"admired tons of Swedes still do."},{"speaker":"Matt Zahab","startTime":47.55,"endTime":50.88,"body":"You have Nick Lindstrom, you"},{"speaker":"Matt Zahab","startTime":47.55,"endTime":50.88,"body":"have Zetterberg, you have the"},{"speaker":"Matt Zahab","startTime":50.88,"endTime":54.66,"body":"captain of my beloved Toronto"},{"speaker":"Matt Zahab","startTime":50.88,"endTime":54.66,"body":"Maple Leafs. Mattson, Dean, tell"},{"speaker":"Matt Zahab","startTime":54.66,"endTime":57.75,"body":"me you're a hockey fan with a"},{"speaker":"Matt Zahab","startTime":54.66,"endTime":57.75,"body":"name like Sergej growing up in"},{"speaker":"Matt Zahab","startTime":57.75,"endTime":58.17,"body":"Sweden."},{"speaker":"Sergej Kotliar","startTime":58.69,"endTime":63.13,"body":"Well, yeah, and"},{"speaker":"Sergej Kotliar","startTime":58.69,"endTime":63.13,"body":"was and then like, that's an age"},{"speaker":"Sergej Kotliar","startTime":63.13,"endTime":69.31,"body":"like mine. That makes me a"},{"speaker":"Sergej Kotliar","startTime":63.13,"endTime":69.31,"body":"robotics man. Follow quite"},{"speaker":"Sergej Kotliar","startTime":69.31,"endTime":76.57,"body":"fashions as a kid. I remember"},{"speaker":"Sergej Kotliar","startTime":69.31,"endTime":76.57,"body":"sitting up when I was like 11"},{"speaker":"Sergej Kotliar","startTime":76.6,"endTime":79.69,"body":"years old, like staying up all"},{"speaker":"Sergej Kotliar","startTime":76.6,"endTime":79.69,"body":"night to watch the Stanley Cup"},{"speaker":"Sergej Kotliar","startTime":79.69,"endTime":86.59,"body":"game. So as like, as it was,"},{"speaker":"Sergej Kotliar","startTime":79.69,"endTime":86.59,"body":"actually, because sometimes we"},{"speaker":"Sergej Kotliar","startTime":86.59,"endTime":89.77,"body":"didn't have the premium channels"},{"speaker":"Sergej Kotliar","startTime":86.59,"endTime":89.77,"body":"that will show the NHL games and"},{"speaker":"Sergej Kotliar","startTime":89.77,"endTime":95.41,"body":"was middle of the night. And so"},{"speaker":"Sergej Kotliar","startTime":89.77,"endTime":95.41,"body":"the channels that we show sports"},{"speaker":"Sergej Kotliar","startTime":95.41,"endTime":102.4,"body":"also the channel for show porn."},{"speaker":"Sergej Kotliar","startTime":95.41,"endTime":102.4,"body":"Stay up and watch blurry after"},{"speaker":"Sergej Kotliar","startTime":102.4,"endTime":104.86,"body":"the porn there was a hockey"},{"speaker":"Sergej Kotliar","startTime":102.4,"endTime":104.86,"body":"games."},{"speaker":"Matt Zahab","startTime":104.92,"endTime":105.61,"body":"Oh, I love it."},{"speaker":"Sergej Kotliar","startTime":105.88,"endTime":109.75,"body":"I haven't"},{"speaker":"Sergej Kotliar","startTime":105.88,"endTime":109.75,"body":"haven't followed my hockey"},{"speaker":"Sergej Kotliar","startTime":109.75,"endTime":114.67,"body":"interests too much in the past"},{"speaker":"Sergej Kotliar","startTime":109.75,"endTime":114.67,"body":"the past years, I think."},{"speaker":"Matt Zahab","startTime":114.9,"endTime":117.24,"body":"What a story kicked"},{"speaker":"Matt Zahab","startTime":114.9,"endTime":117.24,"body":"that off, especially being a Red"},{"speaker":"Matt Zahab","startTime":117.24,"endTime":120.42,"body":"Wings fan. Being a Red Wings"},{"speaker":"Matt Zahab","startTime":117.24,"endTime":120.42,"body":"fan, at least a good team to"},{"speaker":"Matt Zahab","startTime":120.42,"endTime":125.07,"body":"follow. I believe you guys won"},{"speaker":"Matt Zahab","startTime":120.42,"endTime":125.07,"body":"what five cups in 15 or 20"},{"speaker":"Matt Zahab","startTime":125.07,"endTime":131.49,"body":"years? Yeah, not too bad. But"},{"speaker":"Matt Zahab","startTime":125.07,"endTime":131.49,"body":"going right into Sweden, I was"},{"speaker":"Matt Zahab","startTime":131.49,"endTime":134.22,"body":"fortunate enough to visit"},{"speaker":"Matt Zahab","startTime":131.49,"endTime":134.22,"body":"Stockholm about three to four"},{"speaker":"Matt Zahab","startTime":134.22,"endTime":138.09,"body":"years ago, just an absolutely"},{"speaker":"Matt Zahab","startTime":134.22,"endTime":138.09,"body":"stunning city. So cool. And"},{"speaker":"Matt Zahab","startTime":138.09,"endTime":140.85,"body":"being from Canada, the cold"},{"speaker":"Matt Zahab","startTime":138.09,"endTime":140.85,"body":"really didn't bother me at all."},{"speaker":"Matt Zahab","startTime":140.85,"endTime":143.7,"body":"I believe it's nicer weather"},{"speaker":"Matt Zahab","startTime":140.85,"endTime":143.7,"body":"than Toronto to which is a"},{"speaker":"Matt Zahab","startTime":143.7,"endTime":148.47,"body":"treat. You and your company"},{"speaker":"Matt Zahab","startTime":143.7,"endTime":148.47,"body":"Bitrefill currently reside in"},{"speaker":"Matt Zahab","startTime":148.47,"endTime":151.23,"body":"Stockholm and there are a lot of"},{"speaker":"Matt Zahab","startTime":148.47,"endTime":151.23,"body":"crypto startups and just"},{"speaker":"Matt Zahab","startTime":151.23,"endTime":155.07,"body":"startups in general, really"},{"speaker":"Matt Zahab","startTime":151.23,"endTime":155.07,"body":"buzzing in Stockholm, and really"},{"speaker":"Matt Zahab","startTime":155.07,"endTime":157.26,"body":"making some moves. I'd love if"},{"speaker":"Matt Zahab","startTime":155.07,"endTime":157.26,"body":"you could tell me a little bit"},{"speaker":"Matt Zahab","startTime":157.26,"endTime":159.75,"body":"more about the startup ecosystem"},{"speaker":"Matt Zahab","startTime":157.26,"endTime":159.75,"body":"in Stockholm."},{"speaker":"Sergej Kotliar","startTime":160.2,"endTime":163.98,"body":"Well, here in"},{"speaker":"Sergej Kotliar","startTime":160.2,"endTime":163.98,"body":"Sweden, we pride ourselves as"},{"speaker":"Sergej Kotliar","startTime":163.98,"endTime":168.9,"body":"being in Silicon Valley. As"},{"speaker":"Sergej Kotliar","startTime":163.98,"endTime":168.9,"body":"someone who has been to the"},{"speaker":"Sergej Kotliar","startTime":168.9,"endTime":171.78,"body":"actual Silicon Valley, I know"},{"speaker":"Sergej Kotliar","startTime":168.9,"endTime":171.78,"body":"that that's not entirely the"},{"speaker":"Sergej Kotliar","startTime":171.78,"endTime":176.4,"body":"case. But historically, Sweden"},{"speaker":"Sergej Kotliar","startTime":171.78,"endTime":176.4,"body":"has produced a couple of per"},{"speaker":"Sergej Kotliar","startTime":176.4,"endTime":180.9,"body":"capita, many successful"},{"speaker":"Sergej Kotliar","startTime":176.4,"endTime":180.9,"body":"startups, Spotify, and corn and"},{"speaker":"Sergej Kotliar","startTime":180.9,"endTime":188.19,"body":"so on. And so yeah, I think it's"},{"speaker":"Sergej Kotliar","startTime":180.9,"endTime":188.19,"body":"a good environment. People have"},{"speaker":"Sergej Kotliar","startTime":188.19,"endTime":193.86,"body":"been building tech here for a"},{"speaker":"Sergej Kotliar","startTime":188.19,"endTime":193.86,"body":"while. So, and in terms of"},{"speaker":"Sergej Kotliar","startTime":193.86,"endTime":199.41,"body":"crypto, not that much activity"},{"speaker":"Sergej Kotliar","startTime":193.86,"endTime":199.41,"body":"here, unfortunately. We have a"},{"speaker":"Sergej Kotliar","startTime":199.41,"endTime":204.45,"body":"couple of exchange brokerage"},{"speaker":"Sergej Kotliar","startTime":199.41,"endTime":204.45,"body":"companies, as you have in most"},{"speaker":"Sergej Kotliar","startTime":204.45,"endTime":208.5,"body":"countries and a couple of"},{"speaker":"Sergej Kotliar","startTime":204.45,"endTime":208.5,"body":"unspecified blockchain"},{"speaker":"Sergej Kotliar","startTime":208.5,"endTime":214.71,"body":"technology projects and stuff"},{"speaker":"Sergej Kotliar","startTime":208.5,"endTime":214.71,"body":"like that. But yeah, lately,"},{"speaker":"Sergej Kotliar","startTime":214.71,"endTime":217.38,"body":"actually, we've seen a lot more"},{"speaker":"Sergej Kotliar","startTime":214.71,"endTime":217.38,"body":"stuff from coming out of Norway,"},{"speaker":"Sergej Kotliar","startTime":218.37,"endTime":221.55,"body":"which is very unexpected, and"},{"speaker":"Sergej Kotliar","startTime":218.37,"endTime":221.55,"body":"they're not traditionally known"},{"speaker":"Sergej Kotliar","startTime":221.55,"endTime":224.1,"body":"as a startup type place."},{"speaker":"Matt Zahab","startTime":224.13,"endTime":227.64,"body":"That's interesting."},{"speaker":"Matt Zahab","startTime":224.13,"endTime":227.64,"body":"Let's let's go right into"},{"speaker":"Matt Zahab","startTime":227.64,"endTime":230.4,"body":"Bitrefill, love the name, by the"},{"speaker":"Matt Zahab","startTime":227.64,"endTime":230.4,"body":"way, if you could tell our"},{"speaker":"Matt Zahab","startTime":230.4,"endTime":233.79,"body":"audience a little bit about how"},{"speaker":"Matt Zahab","startTime":230.4,"endTime":233.79,"body":"it started when it was founded"},{"speaker":"Matt Zahab","startTime":233.79,"endTime":237.57,"body":"back in 2014. I know there's a"},{"speaker":"Matt Zahab","startTime":233.79,"endTime":237.57,"body":"really interesting story behind"},{"speaker":"Matt Zahab","startTime":237.57,"endTime":241.08,"body":"that. But to begin, how did you"},{"speaker":"Matt Zahab","startTime":237.57,"endTime":241.08,"body":"choose the name Bitrefill?"},{"speaker":"Sergej Kotliar","startTime":241.75,"endTime":246.13,"body":"Well, so the"},{"speaker":"Sergej Kotliar","startTime":241.75,"endTime":246.13,"body":"original version of Bitrefill in"},{"speaker":"Sergej Kotliar","startTime":246.13,"endTime":250.75,"body":"the original configuration list,"},{"speaker":"Sergej Kotliar","startTime":246.13,"endTime":250.75,"body":"you can buy refill paper phones,"},{"speaker":"Sergej Kotliar","startTime":251.26,"endTime":257.02,"body":"right. And so there's different"},{"speaker":"Sergej Kotliar","startTime":251.26,"endTime":257.02,"body":"wordings for that, and you know,"},{"speaker":"Sergej Kotliar","startTime":257.05,"endTime":261.7,"body":"sometimes it's called top ups or"},{"speaker":"Sergej Kotliar","startTime":257.05,"endTime":261.7,"body":"recharge, so on refillable, so,"},{"speaker":"Sergej Kotliar","startTime":262.27,"endTime":265.21,"body":"I think, you know, in American"},{"speaker":"Sergej Kotliar","startTime":262.27,"endTime":265.21,"body":"English refill is one of the"},{"speaker":"Sergej Kotliar","startTime":265.57,"endTime":268.0,"body":"more common I should ever"},{"speaker":"Sergej Kotliar","startTime":265.57,"endTime":268.0,"body":"international is a little bit"},{"speaker":"Sergej Kotliar","startTime":268.0,"endTime":275.38,"body":"more, I don't know, it was just"},{"speaker":"Sergej Kotliar","startTime":268.0,"endTime":275.38,"body":"sort of catch and rolled off the"},{"speaker":"Sergej Kotliar","startTime":275.38,"endTime":279.37,"body":"tongue reasonably well. It was a"},{"speaker":"Sergej Kotliar","startTime":275.38,"endTime":279.37,"body":"company that work to Bitcoin to"},{"speaker":"Sergej Kotliar","startTime":279.37,"endTime":285.76,"body":"find resources and that. It went"},{"speaker":"Sergej Kotliar","startTime":279.37,"endTime":285.76,"body":"and with this came up a couple"},{"speaker":"Sergej Kotliar","startTime":285.76,"endTime":290.17,"body":"of times if we should change it"},{"speaker":"Sergej Kotliar","startTime":285.76,"endTime":290.17,"body":"or something in terms of our"},{"speaker":"Sergej Kotliar","startTime":290.53,"endTime":296.44,"body":"broader focus so on but, I don't"},{"speaker":"Sergej Kotliar","startTime":290.53,"endTime":296.44,"body":"know, we'll stick to our roots"},{"speaker":"Sergej Kotliar","startTime":296.44,"endTime":302.29,"body":"and I think with everything that"},{"speaker":"Sergej Kotliar","startTime":296.44,"endTime":302.29,"body":"we do, refilling your things"},{"speaker":"Sergej Kotliar","startTime":302.32,"endTime":307.03,"body":"with Bitcoin is still what we"},{"speaker":"Sergej Kotliar","startTime":302.32,"endTime":307.03,"body":"do. So it's very, very apt."},{"speaker":"Matt Zahab","startTime":307.3,"endTime":312.28,"body":"I think the name is"},{"speaker":"Matt Zahab","startTime":307.3,"endTime":312.28,"body":"great personally. It definitely"},{"speaker":"Matt Zahab","startTime":312.28,"endTime":316.96,"body":"does the trick. But just about"},{"speaker":"Matt Zahab","startTime":312.28,"endTime":316.96,"body":"Bitrefill in general, I love the"},{"speaker":"Matt Zahab","startTime":316.96,"endTime":321.31,"body":"slogan, one of the best slogans"},{"speaker":"Matt Zahab","startTime":316.96,"endTime":321.31,"body":"out there is very simple three"},{"speaker":"Matt Zahab","startTime":321.31,"endTime":327.16,"body":"words live on crypto. And it's"},{"speaker":"Matt Zahab","startTime":321.31,"endTime":327.16,"body":"so crazy to think that when you"},{"speaker":"Matt Zahab","startTime":327.16,"endTime":331.87,"body":"guys had this vision, about six,"},{"speaker":"Matt Zahab","startTime":327.16,"endTime":331.87,"body":"seven years ago, to live on"},{"speaker":"Matt Zahab","startTime":331.87,"endTime":334.54,"body":"crypto, people must have thought"},{"speaker":"Matt Zahab","startTime":331.87,"endTime":334.54,"body":"you were absolutely out to"},{"speaker":"Matt Zahab","startTime":334.54,"endTime":336.97,"body":"lunch, you were living in space"},{"speaker":"Matt Zahab","startTime":334.54,"endTime":336.97,"body":"or something. But now there are"},{"speaker":"Matt Zahab","startTime":336.97,"endTime":340.66,"body":"so many digital nomads. And"},{"speaker":"Matt Zahab","startTime":336.97,"endTime":340.66,"body":"there are places around the"},{"speaker":"Matt Zahab","startTime":340.66,"endTime":344.32,"body":"world where you can literally do"},{"speaker":"Matt Zahab","startTime":340.66,"endTime":344.32,"body":"exactly that and live on crypto"},{"speaker":"Matt Zahab","startTime":344.35,"endTime":348.1,"body":"and you've created a multitude"},{"speaker":"Matt Zahab","startTime":344.35,"endTime":348.1,"body":"of products and services that"},{"speaker":"Matt Zahab","startTime":348.13,"endTime":351.31,"body":"pretty much allow anyone in the"},{"speaker":"Matt Zahab","startTime":348.13,"endTime":351.31,"body":"world to live on crypto in a"},{"speaker":"Matt Zahab","startTime":351.31,"endTime":355.54,"body":"much easier fashion. And that is"},{"speaker":"Matt Zahab","startTime":351.31,"endTime":355.54,"body":"done through a catalogue of gift"},{"speaker":"Matt Zahab","startTime":355.54,"endTime":359.8,"body":"cards, prepaid mobile refills,"},{"speaker":"Matt Zahab","startTime":355.54,"endTime":359.8,"body":"and lightning networking"},{"speaker":"Matt Zahab","startTime":359.8,"endTime":362.59,"body":"services that can be purchased"},{"speaker":"Matt Zahab","startTime":359.8,"endTime":362.59,"body":"using Bitcoin and other"},{"speaker":"Matt Zahab","startTime":362.59,"endTime":366.58,"body":"cryptocurrencies on your"},{"speaker":"Matt Zahab","startTime":362.59,"endTime":366.58,"body":"platform. Bitrefill, can you"},{"speaker":"Matt Zahab","startTime":366.58,"endTime":369.64,"body":"tell me a little bit more about"},{"speaker":"Matt Zahab","startTime":366.58,"endTime":369.64,"body":"how the company founded and what"},{"speaker":"Matt Zahab","startTime":369.64,"endTime":370.6,"body":"you guys are up to today?"},{"speaker":"Sergej Kotliar","startTime":371.14,"endTime":380.35,"body":"Yeah, sure. So"},{"speaker":"Sergej Kotliar","startTime":371.14,"endTime":380.35,"body":"founded in late 2014 as a first"},{"speaker":"Sergej Kotliar","startTime":380.53,"endTime":388.54,"body":"experiment, I think but always"},{"speaker":"Sergej Kotliar","startTime":380.53,"endTime":388.54,"body":"had the North Star of enabling"},{"speaker":"Sergej Kotliar","startTime":389.95,"endTime":397.09,"body":"this thing that we have, the"},{"speaker":"Sergej Kotliar","startTime":389.95,"endTime":397.09,"body":"Bitcoin thing, and I think that"},{"speaker":"Sergej Kotliar","startTime":398.62,"endTime":403.06,"body":"I mean, big picture, today, in"},{"speaker":"Sergej Kotliar","startTime":398.62,"endTime":403.06,"body":"most countries, where there is"},{"speaker":"Sergej Kotliar","startTime":403.06,"endTime":406.33,"body":"exchanges, and so on, and people"},{"speaker":"Sergej Kotliar","startTime":403.06,"endTime":406.33,"body":"just, you know, they buy their"},{"speaker":"Sergej Kotliar","startTime":406.33,"endTime":409.3,"body":"bitcoins on exchange, and they"},{"speaker":"Sergej Kotliar","startTime":406.33,"endTime":409.3,"body":"sit on them, and they sell them"},{"speaker":"Sergej Kotliar","startTime":409.3,"endTime":413.95,"body":"on the exchange, and sort of,"},{"speaker":"Sergej Kotliar","startTime":409.3,"endTime":413.95,"body":"like, a lot of the value gets"},{"speaker":"Sergej Kotliar","startTime":413.95,"endTime":418.9,"body":"lost. Sometimes talk about that,"},{"speaker":"Sergej Kotliar","startTime":413.95,"endTime":418.9,"body":"hey, imagine if we had all of"},{"speaker":"Sergej Kotliar","startTime":418.9,"endTime":422.29,"body":"the technology today and"},{"speaker":"Sergej Kotliar","startTime":418.9,"endTime":422.29,"body":"somebody makes an email, and"},{"speaker":"Sergej Kotliar","startTime":422.32,"endTime":426.07,"body":"somebody would like write a"},{"speaker":"Sergej Kotliar","startTime":422.32,"endTime":426.07,"body":"letter on paper, take a snap a"},{"speaker":"Sergej Kotliar","startTime":426.07,"endTime":429.67,"body":"picture with the phone of the"},{"speaker":"Sergej Kotliar","startTime":426.07,"endTime":429.67,"body":"paper, email, the picture"},{"speaker":"Sergej Kotliar","startTime":429.7,"endTime":434.89,"body":"printed on the other side, like,"},{"speaker":"Sergej Kotliar","startTime":429.7,"endTime":434.89,"body":"it's email, there's some"},{"speaker":"Sergej Kotliar","startTime":434.89,"endTime":437.59,"body":"benefits, but many other"},{"speaker":"Sergej Kotliar","startTime":434.89,"endTime":437.59,"body":"benefits are kind of lost."},{"speaker":"Sergej Kotliar","startTime":439.0,"endTime":445.87,"body":"Right? And there's a ton of that"},{"speaker":"Sergej Kotliar","startTime":439.0,"endTime":445.87,"body":"in the crypto world in that all"},{"speaker":"Sergej Kotliar","startTime":445.87,"endTime":449.11,"body":"the real benefits and the"},{"speaker":"Sergej Kotliar","startTime":445.87,"endTime":449.11,"body":"freedom and so on, only start"},{"speaker":"Sergej Kotliar","startTime":449.11,"endTime":454.66,"body":"materializing once there is an"},{"speaker":"Sergej Kotliar","startTime":449.11,"endTime":454.66,"body":"economy within the crypto layer"},{"speaker":"Sergej Kotliar","startTime":454.99,"endTime":462.61,"body":"so that people can keep their"},{"speaker":"Sergej Kotliar","startTime":454.99,"endTime":462.61,"body":"money in crypto and buy stuff"},{"speaker":"Sergej Kotliar","startTime":462.61,"endTime":470.98,"body":"with it and get paid and sort of"},{"speaker":"Sergej Kotliar","startTime":462.61,"endTime":470.98,"body":"cut the cord basically with the"},{"speaker":"Sergej Kotliar","startTime":470.98,"endTime":477.16,"body":"incumbent systems in a very not"},{"speaker":"Sergej Kotliar","startTime":470.98,"endTime":477.16,"body":"unlike way. I don't know if you"},{"speaker":"Sergej Kotliar","startTime":477.16,"endTime":481.6,"body":"remember when the online"},{"speaker":"Sergej Kotliar","startTime":477.16,"endTime":481.6,"body":"streaming services just started"},{"speaker":"Sergej Kotliar","startTime":482.02,"endTime":486.85,"body":"coming out and there was a"},{"speaker":"Sergej Kotliar","startTime":482.02,"endTime":486.85,"body":"community called cord cutters,"},{"speaker":"Sergej Kotliar","startTime":487.48,"endTime":492.19,"body":"which was about people that cut"},{"speaker":"Sergej Kotliar","startTime":487.48,"endTime":492.19,"body":"the cord to their cable to their"},{"speaker":"Sergej Kotliar","startTime":492.19,"endTime":496.33,"body":"TV and they would only have the"},{"speaker":"Sergej Kotliar","startTime":492.19,"endTime":496.33,"body":"Netflix's, right? And it was"},{"speaker":"Sergej Kotliar","startTime":496.33,"endTime":499.87,"body":"controversial and outrageous at"},{"speaker":"Sergej Kotliar","startTime":496.33,"endTime":499.87,"body":"the time. Like why would you not"},{"speaker":"Sergej Kotliar","startTime":499.87,"endTime":502.99,"body":"have your cable like crazy? How"},{"speaker":"Sergej Kotliar","startTime":499.87,"endTime":502.99,"body":"are you gonna watch your hockey?"},{"speaker":"Sergej Kotliar","startTime":503.2,"endTime":509.89,"body":"And then overtime now it's like"},{"speaker":"Sergej Kotliar","startTime":503.2,"endTime":509.89,"body":"somebody has cable actual cable"},{"speaker":"Sergej Kotliar","startTime":509.89,"endTime":515.56,"body":"that sounds weird. I don't know"},{"speaker":"Sergej Kotliar","startTime":509.89,"endTime":515.56,"body":"anybody who has cable like yet"},{"speaker":"Sergej Kotliar","startTime":515.56,"endTime":519.58,"body":"most people don't even plug in"},{"speaker":"Sergej Kotliar","startTime":515.56,"endTime":519.58,"body":"their TV, other than to their"},{"speaker":"Sergej Kotliar","startTime":520.45,"endTime":522.31,"body":"Apple TV or whatnot."},{"speaker":"Matt Zahab","startTime":522.37,"endTime":523.84,"body":"It's like having a"},{"speaker":"Matt Zahab","startTime":522.37,"endTime":523.84,"body":"house phone."},{"speaker":"Sergej Kotliar","startTime":523.96,"endTime":527.65,"body":"Right. And, and"},{"speaker":"Sergej Kotliar","startTime":523.96,"endTime":527.65,"body":"so exactly. And so that's kind"},{"speaker":"Sergej Kotliar","startTime":527.65,"endTime":533.08,"body":"of what we want to achieve with"},{"speaker":"Sergej Kotliar","startTime":527.65,"endTime":533.08,"body":"Bitrefill, was touching that for"},{"speaker":"Sergej Kotliar","startTime":533.08,"endTime":540.76,"body":"crypto to be able to make the"},{"speaker":"Sergej Kotliar","startTime":533.08,"endTime":540.76,"body":"move and to either cut the cord"},{"speaker":"Sergej Kotliar","startTime":540.76,"endTime":544.12,"body":"or at least to sort of at least,"},{"speaker":"Sergej Kotliar","startTime":540.76,"endTime":544.12,"body":"you know have the freedom not"},{"speaker":"Sergej Kotliar","startTime":544.15,"endTime":545.35,"body":"needing it as much."},{"speaker":"Matt Zahab","startTime":545.8,"endTime":548.95,"body":"It's such a cool"},{"speaker":"Matt Zahab","startTime":545.8,"endTime":548.95,"body":"concept. If you do want to use"},{"speaker":"Matt Zahab","startTime":548.95,"endTime":554.05,"body":"it I highly recommend taking a"},{"speaker":"Matt Zahab","startTime":548.95,"endTime":554.05,"body":"quick peek and it's a very"},{"speaker":"Matt Zahab","startTime":554.08,"endTime":557.53,"body":"simple, easy, beautiful site to"},{"speaker":"Matt Zahab","startTime":554.08,"endTime":557.53,"body":"use and very easy to get hooked"},{"speaker":"Matt Zahab","startTime":557.53,"endTime":562.54,"body":"on. And you can go through these"},{"speaker":"Matt Zahab","startTime":557.53,"endTime":562.54,"body":"flows of literally taking fiat"},{"speaker":"Matt Zahab","startTime":562.57,"endTime":565.27,"body":"flushing it down the toilet and"},{"speaker":"Matt Zahab","startTime":562.57,"endTime":565.27,"body":"never needing to use it again."},{"speaker":"Matt Zahab","startTime":565.3,"endTime":570.01,"body":"Put all your feet into bitcoin"},{"speaker":"Matt Zahab","startTime":565.3,"endTime":570.01,"body":"or $ETH Litecoin or Heck, even"},{"speaker":"Matt Zahab","startTime":570.01,"endTime":573.76,"body":"Dogecoin like Elon musk and you"},{"speaker":"Matt Zahab","startTime":570.01,"endTime":573.76,"body":"can use crypto to purchase gift"},{"speaker":"Matt Zahab","startTime":573.76,"endTime":577.48,"body":"cards from literally the world's"},{"speaker":"Matt Zahab","startTime":573.76,"endTime":577.48,"body":"most popular brands. Amazon,"},{"speaker":"Matt Zahab","startTime":577.51,"endTime":582.01,"body":"eBay, Apple Walmart, you want to"},{"speaker":"Matt Zahab","startTime":577.51,"endTime":582.01,"body":"get a phone hack, snag Apple"},{"speaker":"Matt Zahab","startTime":582.01,"endTime":585.79,"body":"gift card, buy a new phone, you"},{"speaker":"Matt Zahab","startTime":582.01,"endTime":585.79,"body":"want to take a vacation? Snag an"},{"speaker":"Matt Zahab","startTime":585.79,"endTime":589.0,"body":"Airbnb or a Delta Airlines gift"},{"speaker":"Matt Zahab","startTime":585.79,"endTime":589.0,"body":"card. Delta will get you there"},{"speaker":"Matt Zahab","startTime":589.03,"endTime":592.3,"body":"Airbnb will house Yeah, are you"},{"speaker":"Matt Zahab","startTime":589.03,"endTime":592.3,"body":"hungry? Jump on Uber Eats"},{"speaker":"Matt Zahab","startTime":592.3,"endTime":595.93,"body":"grubhub I absolutely love that."},{"speaker":"Matt Zahab","startTime":592.3,"endTime":595.93,"body":"I'm a big Chipotle guy. I would"},{"speaker":"Matt Zahab","startTime":595.93,"endTime":601.18,"body":"be mucking those all day long."},{"speaker":"Matt Zahab","startTime":595.93,"endTime":601.18,"body":"And it's so cool. One of the"},{"speaker":"Matt Zahab","startTime":601.51,"endTime":604.36,"body":"more interesting aspects that"},{"speaker":"Matt Zahab","startTime":601.51,"endTime":604.36,"body":"you guys have intertwined is in"},{"speaker":"Matt Zahab","startTime":604.36,"endTime":607.84,"body":"today's day and age, all this"},{"speaker":"Matt Zahab","startTime":604.36,"endTime":607.84,"body":"works. Yes, the Airbnb, the"},{"speaker":"Matt Zahab","startTime":607.84,"endTime":610.51,"body":"Delta, the grubhub. It's all"},{"speaker":"Matt Zahab","startTime":607.84,"endTime":610.51,"body":"great. But without a phone plan,"},{"speaker":"Matt Zahab","startTime":610.51,"endTime":613.66,"body":"you're toast. And you and the"},{"speaker":"Matt Zahab","startTime":610.51,"endTime":613.66,"body":"team at Bitrefill have fixed"},{"speaker":"Matt Zahab","startTime":613.66,"endTime":617.38,"body":"that by enabling your customers"},{"speaker":"Matt Zahab","startTime":613.66,"endTime":617.38,"body":"to purchase prepaid phones,"},{"speaker":"Matt Zahab","startTime":617.41,"endTime":622.06,"body":"data, phone codes and other"},{"speaker":"Matt Zahab","startTime":617.41,"endTime":622.06,"body":"related phone bundles. Tell me"},{"speaker":"Matt Zahab","startTime":622.06,"endTime":622.72,"body":"more about that."},{"speaker":"Sergej Kotliar","startTime":622.96,"endTime":628.27,"body":"Yeah, well. And"},{"speaker":"Sergej Kotliar","startTime":622.96,"endTime":628.27,"body":"I think you said it pretty well."},{"speaker":"Sergej Kotliar","startTime":628.81,"endTime":633.49,"body":"Like, I mean, our goal is"},{"speaker":"Sergej Kotliar","startTime":628.81,"endTime":633.49,"body":"anything that is digital and"},{"speaker":"Sergej Kotliar","startTime":633.85,"endTime":639.1,"body":"payable, we should have it as a"},{"speaker":"Sergej Kotliar","startTime":633.85,"endTime":639.1,"body":"product on our site. And the"},{"speaker":"Sergej Kotliar","startTime":639.1,"endTime":643.81,"body":"phone refills are what got us"},{"speaker":"Sergej Kotliar","startTime":639.1,"endTime":643.81,"body":"started in the beginning. And we"},{"speaker":"Sergej Kotliar","startTime":643.81,"endTime":649.0,"body":"had more emerging markets focus"},{"speaker":"Sergej Kotliar","startTime":643.81,"endTime":649.0,"body":"with those things. And it's"},{"speaker":"Sergej Kotliar","startTime":649.0,"endTime":652.72,"body":"still the case that in many"},{"speaker":"Sergej Kotliar","startTime":649.0,"endTime":652.72,"body":"countries, that phone refill"},{"speaker":"Sergej Kotliar","startTime":652.72,"endTime":655.54,"body":"through Bitrefill is the only"},{"speaker":"Sergej Kotliar","startTime":652.72,"endTime":655.54,"body":"thing that you can actually buy"},{"speaker":"Sergej Kotliar","startTime":655.54,"endTime":659.26,"body":"with Bitcoin in that country."},{"speaker":"Sergej Kotliar","startTime":655.54,"endTime":659.26,"body":"And we're working on fixing that"},{"speaker":"Sergej Kotliar","startTime":659.26,"endTime":665.5,"body":"as well. But it's a start,"},{"speaker":"Sergej Kotliar","startTime":659.26,"endTime":665.5,"body":"right. And it's a cool thing,"},{"speaker":"Sergej Kotliar","startTime":665.5,"endTime":668.8,"body":"that it's a product that"},{"speaker":"Sergej Kotliar","startTime":665.5,"endTime":668.8,"body":"everybody has and everybody uses"},{"speaker":"Sergej Kotliar","startTime":669.1,"endTime":673.51,"body":"all over the world. And there's"},{"speaker":"Sergej Kotliar","startTime":669.1,"endTime":673.51,"body":"more people in the world that"},{"speaker":"Sergej Kotliar","startTime":673.51,"endTime":675.88,"body":"have a phone, and there's people"},{"speaker":"Sergej Kotliar","startTime":673.51,"endTime":675.88,"body":"that have a toothbrush"},{"speaker":"Matt Zahab","startTime":675.88,"endTime":676.33,"body":"Come on."},{"speaker":"Sergej Kotliar","startTime":676.6,"endTime":681.61,"body":"And its true."},{"speaker":"Sergej Kotliar","startTime":676.6,"endTime":681.61,"body":"And the vast majority of these"},{"speaker":"Sergej Kotliar","startTime":681.61,"endTime":687.1,"body":"phones are prepared and can be"},{"speaker":"Sergej Kotliar","startTime":681.61,"endTime":687.1,"body":"refilled through Bitrefill. So,"},{"speaker":"Sergej Kotliar","startTime":687.4,"endTime":690.7,"body":"and doesn't really require much"},{"speaker":"Sergej Kotliar","startTime":687.4,"endTime":690.7,"body":"from the customer either go in"},{"speaker":"Sergej Kotliar","startTime":690.7,"endTime":692.56,"body":"and type in the phone number and"},{"speaker":"Sergej Kotliar","startTime":690.7,"endTime":692.56,"body":"click click, click, and it's"},{"speaker":"Sergej Kotliar","startTime":692.56,"endTime":692.83,"body":"done."},{"speaker":"Matt Zahab","startTime":693.13,"endTime":695.86,"body":"So being in over 170"},{"speaker":"Matt Zahab","startTime":693.13,"endTime":695.86,"body":"countries and partnering with"},{"speaker":"Matt Zahab","startTime":695.86,"endTime":700.24,"body":"over 1600 businesses, there must"},{"speaker":"Matt Zahab","startTime":695.86,"endTime":700.24,"body":"be some crazy hurdles or"},{"speaker":"Matt Zahab","startTime":700.24,"endTime":703.96,"body":"roadblocks that you have to jump"},{"speaker":"Matt Zahab","startTime":700.24,"endTime":703.96,"body":"through to make this happen."},{"speaker":"Sergej Kotliar","startTime":704.35,"endTime":708.13,"body":"Yeah, I mean, we"},{"speaker":"Sergej Kotliar","startTime":704.35,"endTime":708.13,"body":"haven't partnered with each of"},{"speaker":"Sergej Kotliar","startTime":708.13,"endTime":711.64,"body":"those companies individually,"},{"speaker":"Sergej Kotliar","startTime":708.13,"endTime":711.64,"body":"like we use middlemen,"},{"speaker":"Sergej Kotliar","startTime":712.18,"endTime":718.96,"body":"providers, and so on. But we've"},{"speaker":"Sergej Kotliar","startTime":712.18,"endTime":718.96,"body":"built out, I think, a pretty"},{"speaker":"Sergej Kotliar","startTime":718.96,"endTime":721.84,"body":"good network of products and"},{"speaker":"Sergej Kotliar","startTime":718.96,"endTime":721.84,"body":"we're looking forward to"},{"speaker":"Sergej Kotliar","startTime":721.84,"endTime":724.84,"body":"expanding that quite"},{"speaker":"Sergej Kotliar","startTime":721.84,"endTime":724.84,"body":"significantly during this year,"},{"speaker":"Sergej Kotliar","startTime":724.84,"endTime":729.52,"body":"as well, and adding more gift"},{"speaker":"Sergej Kotliar","startTime":724.84,"endTime":729.52,"body":"cards, and especially a couple"},{"speaker":"Sergej Kotliar","startTime":729.52,"endTime":735.67,"body":"of new countries, and also to"},{"speaker":"Sergej Kotliar","startTime":729.52,"endTime":735.67,"body":"broaden our coverage in Europe"},{"speaker":"Sergej Kotliar","startTime":737.29,"endTime":743.11,"body":"coming up. And that's I mean,"},{"speaker":"Sergej Kotliar","startTime":737.29,"endTime":743.11,"body":"you know, it's a big machine on"},{"speaker":"Sergej Kotliar","startTime":743.11,"endTime":749.98,"body":"the back side of the company,"},{"speaker":"Sergej Kotliar","startTime":743.11,"endTime":749.98,"body":"like we have business"},{"speaker":"Sergej Kotliar","startTime":749.98,"endTime":752.29,"body":"development team and engineering"},{"speaker":"Sergej Kotliar","startTime":749.98,"endTime":752.29,"body":"efforts to make all these"},{"speaker":"Sergej Kotliar","startTime":752.29,"endTime":757.15,"body":"integrations and financial"},{"speaker":"Sergej Kotliar","startTime":752.29,"endTime":757.15,"body":"treasury, you know, figuring out"},{"speaker":"Sergej Kotliar","startTime":757.15,"endTime":761.05,"body":"how to send money to all of"},{"speaker":"Sergej Kotliar","startTime":757.15,"endTime":761.05,"body":"these, suppliers and so on."},{"speaker":"Sergej Kotliar","startTime":763.09,"endTime":766.96,"body":"There's a lot of it looks simple"},{"speaker":"Sergej Kotliar","startTime":763.09,"endTime":766.96,"body":"in the end, but there's a lot of"},{"speaker":"Sergej Kotliar","startTime":768.46,"endTime":771.04,"body":"effort going into it, making it"},{"speaker":"Sergej Kotliar","startTime":768.46,"endTime":771.04,"body":"all work."},{"speaker":"Matt Zahab","startTime":771.4,"endTime":776.53,"body":"Sergej, as CEO and"},{"speaker":"Matt Zahab","startTime":771.4,"endTime":776.53,"body":"founder of Bitrefill, you wear"},{"speaker":"Matt Zahab","startTime":776.53,"endTime":779.5,"body":"many different hats, there are"},{"speaker":"Matt Zahab","startTime":776.53,"endTime":779.5,"body":"many different roles. Was there"},{"speaker":"Matt Zahab","startTime":779.5,"endTime":782.05,"body":"ever a moment in time where you"},{"speaker":"Matt Zahab","startTime":779.5,"endTime":782.05,"body":"thought the business model might"},{"speaker":"Matt Zahab","startTime":782.05,"endTime":782.62,"body":"not work?"},{"speaker":"Sergej Kotliar","startTime":783.71,"endTime":787.37,"body":"Yeah, sure. And"},{"speaker":"Sergej Kotliar","startTime":783.71,"endTime":787.37,"body":"I think to some extent, we're"},{"speaker":"Sergej Kotliar","startTime":787.37,"endTime":795.8,"body":"still figuring it out. In terms"},{"speaker":"Sergej Kotliar","startTime":787.37,"endTime":795.8,"body":"of it, we're trying to achieve"},{"speaker":"Sergej Kotliar","startTime":797.78,"endTime":800.42,"body":"something that nobody has"},{"speaker":"Sergej Kotliar","startTime":797.78,"endTime":800.42,"body":"achieved, like building a"},{"speaker":"Sergej Kotliar","startTime":800.42,"endTime":803.21,"body":"successful business in the"},{"speaker":"Sergej Kotliar","startTime":800.42,"endTime":803.21,"body":"transactional cryptocurrency"},{"speaker":"Sergej Kotliar","startTime":803.21,"endTime":810.14,"body":"space. And it's hard. And it's"},{"speaker":"Sergej Kotliar","startTime":803.21,"endTime":810.14,"body":"one thing getting a couple of"},{"speaker":"Sergej Kotliar","startTime":810.86,"endTime":820.1,"body":"core fans, but getting it to"},{"speaker":"Sergej Kotliar","startTime":810.86,"endTime":820.1,"body":"grow broader is tough. And it's"},{"speaker":"Sergej Kotliar","startTime":820.1,"endTime":824.78,"body":"an ongoing effort especially"},{"speaker":"Sergej Kotliar","startTime":820.1,"endTime":824.78,"body":"like, how the markets are"},{"speaker":"Sergej Kotliar","startTime":824.81,"endTime":830.3,"body":"packaged, and so on. And so"},{"speaker":"Sergej Kotliar","startTime":824.81,"endTime":830.3,"body":"yeah, there's been, for sure,"},{"speaker":"Sergej Kotliar","startTime":830.84,"endTime":835.37,"body":"doubt, and so on and these"},{"speaker":"Sergej Kotliar","startTime":830.84,"endTime":835.37,"body":"things, the more difficult"},{"speaker":"Sergej Kotliar","startTime":835.37,"endTime":837.98,"body":"something is, the harder it is"},{"speaker":"Sergej Kotliar","startTime":835.37,"endTime":837.98,"body":"to follow."},{"speaker":"Matt Zahab","startTime":838.19,"endTime":841.91,"body":"Well said. Clearly"},{"speaker":"Matt Zahab","startTime":838.19,"endTime":841.91,"body":"the business model is on a roll,"},{"speaker":"Matt Zahab","startTime":841.94,"endTime":845.39,"body":"and people do indeed want to"},{"speaker":"Matt Zahab","startTime":841.94,"endTime":845.39,"body":"live on crypto. That's why it's"},{"speaker":"Matt Zahab","startTime":845.39,"endTime":848.24,"body":"worked and that's why it"},{"speaker":"Matt Zahab","startTime":845.39,"endTime":848.24,"body":"continues to work. You've also"},{"speaker":"Matt Zahab","startTime":848.24,"endTime":851.87,"body":"had a lot of success with"},{"speaker":"Matt Zahab","startTime":848.24,"endTime":851.87,"body":"investors. You mentioned"},{"speaker":"Matt Zahab","startTime":851.9,"endTime":854.78,"body":"spending some time in Silicon"},{"speaker":"Matt Zahab","startTime":851.9,"endTime":854.78,"body":"Valley in beautiful San Fran,"},{"speaker":"Matt Zahab","startTime":854.96,"endTime":859.49,"body":"and have had a pretty darn good"},{"speaker":"Matt Zahab","startTime":854.96,"endTime":859.49,"body":"track record with VC"},{"speaker":"Matt Zahab","startTime":859.49,"endTime":864.29,"body":"fundraising. Quick question"},{"speaker":"Matt Zahab","startTime":859.49,"endTime":864.29,"body":"about the whole pitching aspect"},{"speaker":"Matt Zahab","startTime":864.29,"endTime":867.95,"body":"back in the day, I guess when"},{"speaker":"Matt Zahab","startTime":864.29,"endTime":867.95,"body":"you'd be in a boardroom and now"},{"speaker":"Matt Zahab","startTime":868.37,"endTime":873.14,"body":"being in COVID, pitching via"},{"speaker":"Matt Zahab","startTime":868.37,"endTime":873.14,"body":"zoom. What are your key points?"},{"speaker":"Matt Zahab","startTime":873.56,"endTime":877.28,"body":"And how do you go about selling"},{"speaker":"Matt Zahab","startTime":873.56,"endTime":877.28,"body":"those venture capitalists or P"},{"speaker":"Matt Zahab","startTime":877.28,"endTime":877.79,"body":"firms?"},{"speaker":"Sergej Kotliar","startTime":878.23,"endTime":882.4,"body":"Yeah, that's a"},{"speaker":"Sergej Kotliar","startTime":878.23,"endTime":882.4,"body":"good question. And it's always"},{"speaker":"Sergej Kotliar","startTime":882.43,"endTime":887.5,"body":"easier when the investor"},{"speaker":"Sergej Kotliar","startTime":882.43,"endTime":887.5,"body":"themselves are either a customer"},{"speaker":"Sergej Kotliar","startTime":887.5,"endTime":894.19,"body":"or in the target audience, let's"},{"speaker":"Sergej Kotliar","startTime":887.5,"endTime":894.19,"body":"say. And one thing that I've"},{"speaker":"Sergej Kotliar","startTime":894.19,"endTime":899.2,"body":"learned is like, there is entire"},{"speaker":"Sergej Kotliar","startTime":894.19,"endTime":899.2,"body":"classes of investors that I"},{"speaker":"Sergej Kotliar","startTime":899.2,"endTime":907.18,"body":"don't want to talk to anymore,"},{"speaker":"Sergej Kotliar","startTime":899.2,"endTime":907.18,"body":"including quite a few of the"},{"speaker":"Sergej Kotliar","startTime":907.21,"endTime":911.83,"body":"Silicon Valley ones because I"},{"speaker":"Sergej Kotliar","startTime":907.21,"endTime":911.83,"body":"mean, if you don't get why"},{"speaker":"Sergej Kotliar","startTime":911.83,"endTime":914.86,"body":"people would want to cut the"},{"speaker":"Sergej Kotliar","startTime":911.83,"endTime":914.86,"body":"cord and start living on crypto"},{"speaker":"Sergej Kotliar","startTime":914.86,"endTime":920.2,"body":"and so on, then it's just too"},{"speaker":"Sergej Kotliar","startTime":914.86,"endTime":920.2,"body":"hard. It's too hard to get them"},{"speaker":"Sergej Kotliar","startTime":920.2,"endTime":927.55,"body":"to believe into buy in and so"},{"speaker":"Sergej Kotliar","startTime":920.2,"endTime":927.55,"body":"on. So I've gotten, I think,"},{"speaker":"Sergej Kotliar","startTime":927.58,"endTime":932.98,"body":"better at figuring out which"},{"speaker":"Sergej Kotliar","startTime":927.58,"endTime":932.98,"body":"ones to spend time with and"},{"speaker":"Sergej Kotliar","startTime":934.15,"endTime":938.74,"body":"trying to, you know, trying to"},{"speaker":"Matt Zahab","startTime":939.64,"endTime":942.61,"body":"Attack. Who to get"},{"speaker":"Matt Zahab","startTime":939.64,"endTime":942.61,"body":"in bed with. Who to schmooze."},{"speaker":"Sergej Kotliar","startTime":943.51,"endTime":946.69,"body":"Well, the"},{"speaker":"Sergej Kotliar","startTime":943.51,"endTime":946.69,"body":"interesting thing is like, the"},{"speaker":"Sergej Kotliar","startTime":946.69,"endTime":949.06,"body":"worst investor isn't the one"},{"speaker":"Sergej Kotliar","startTime":946.69,"endTime":949.06,"body":"that doesn't know right away,"},{"speaker":"Sergej Kotliar","startTime":949.09,"endTime":952.39,"body":"right? The worst investor is the"},{"speaker":"Sergej Kotliar","startTime":949.09,"endTime":952.39,"body":"one that takes a lot of your"},{"speaker":"Sergej Kotliar","startTime":952.39,"endTime":953.17,"body":"time and dances."},{"speaker":"Matt Zahab","startTime":953.65,"endTime":954.49,"body":"Strings you along"},{"speaker":"Sergej Kotliar","startTime":955.84,"endTime":960.04,"body":"Right? So it's"},{"speaker":"Sergej Kotliar","startTime":955.84,"endTime":960.04,"body":"good to, I don't know how to say"},{"speaker":"Sergej Kotliar","startTime":960.04,"endTime":963.76,"body":"that in English, but like, water"},{"speaker":"Sergej Kotliar","startTime":960.04,"endTime":963.76,"body":"divider, like you introduce"},{"speaker":"Sergej Kotliar","startTime":963.76,"endTime":966.91,"body":"something very early on in the"},{"speaker":"Sergej Kotliar","startTime":963.76,"endTime":966.91,"body":"pitch, like, hey, we hold some"},{"speaker":"Sergej Kotliar","startTime":966.91,"endTime":968.71,"body":"of our balance sheets and"},{"speaker":"Sergej Kotliar","startTime":966.91,"endTime":968.71,"body":"Bitcoin."},{"speaker":"Matt Zahab","startTime":971.63,"endTime":973.97,"body":"Handling objections."},{"speaker":"Matt Zahab","startTime":971.63,"endTime":973.97,"body":"You let him know, right off the"},{"speaker":"Matt Zahab","startTime":973.97,"endTime":977.42,"body":"bat. These are the objections"},{"speaker":"Matt Zahab","startTime":973.97,"endTime":977.42,"body":"you might find. And to be honest"},{"speaker":"Matt Zahab","startTime":977.42,"endTime":979.79,"body":"with you, if you want to jump in"},{"speaker":"Matt Zahab","startTime":977.42,"endTime":979.79,"body":"bed with us. Great, let's get"},{"speaker":"Matt Zahab","startTime":979.79,"endTime":981.62,"body":"naked and if not go fly a kite."},{"speaker":"Sergej Kotliar","startTime":981.81,"endTime":988.59,"body":"Right, exactly."},{"speaker":"Sergej Kotliar","startTime":981.81,"endTime":988.59,"body":"Yeah, exactly. So that's what I"},{"speaker":"Sergej Kotliar","startTime":988.59,"endTime":992.28,"body":"find is like the holding"},{"speaker":"Sergej Kotliar","startTime":988.59,"endTime":992.28,"body":"bitcoins on balance, it is not"},{"speaker":"Sergej Kotliar","startTime":992.28,"endTime":995.28,"body":"seen as controversial these days"},{"speaker":"Sergej Kotliar","startTime":992.28,"endTime":995.28,"body":"now that Tesla is doing it, but"},{"speaker":"Sergej Kotliar","startTime":995.61,"endTime":1000.95,"body":"it was definitely controversial"},{"speaker":"Sergej Kotliar","startTime":995.61,"endTime":1000.95,"body":"up until six months ago. Yeah, I"},{"speaker":"Sergej Kotliar","startTime":1000.95,"endTime":1004.43,"body":"would say. So it was one of"},{"speaker":"Sergej Kotliar","startTime":1000.95,"endTime":1004.43,"body":"those things that you can you"},{"speaker":"Sergej Kotliar","startTime":1004.43,"endTime":1007.31,"body":"can introduce, and then you"},{"speaker":"Sergej Kotliar","startTime":1004.43,"endTime":1007.31,"body":"know, you can sort of quickly"},{"speaker":"Sergej Kotliar","startTime":1009.38,"endTime":1014.0,"body":"take the a direction and to the"},{"speaker":"Sergej Kotliar","startTime":1009.38,"endTime":1014.0,"body":"right point. But I mean,"},{"speaker":"Sergej Kotliar","startTime":1014.06,"endTime":1020.36,"body":"luckily, I think over the years,"},{"speaker":"Sergej Kotliar","startTime":1014.06,"endTime":1020.36,"body":"we get to a point where we're a"},{"speaker":"Sergej Kotliar","startTime":1020.36,"endTime":1024.29,"body":"more of a known entity, and"},{"speaker":"Sergej Kotliar","startTime":1020.36,"endTime":1024.29,"body":"investors have in fact used our"},{"speaker":"Sergej Kotliar","startTime":1024.29,"endTime":1030.02,"body":"service in different ways. And"},{"speaker":"Sergej Kotliar","startTime":1024.29,"endTime":1030.02,"body":"usually that's the best semester"},{"speaker":"Sergej Kotliar","startTime":1030.08,"endTime":1035.24,"body":"like, from then on. They say I"},{"speaker":"Sergej Kotliar","startTime":1030.08,"endTime":1035.24,"body":"use your service here and here."},{"speaker":"Sergej Kotliar","startTime":1035.69,"endTime":1039.77,"body":"And then you have a common"},{"speaker":"Sergej Kotliar","startTime":1035.69,"endTime":1039.77,"body":"ground. You don't need to"},{"speaker":"Sergej Kotliar","startTime":1040.19,"endTime":1043.76,"body":"explain everything in the same"},{"speaker":"Sergej Kotliar","startTime":1040.19,"endTime":1043.76,"body":"way that you would need to do so"},{"speaker":"Sergej Kotliar","startTime":1043.79,"endTime":1045.74,"body":"kind of raises the conversation."},{"speaker":"Matt Zahab","startTime":1045.83,"endTime":1049.55,"body":"I want to talk about"},{"speaker":"Matt Zahab","startTime":1045.83,"endTime":1049.55,"body":"Bitrefill users. Could you"},{"speaker":"Matt Zahab","startTime":1050.12,"endTime":1057.5,"body":"publicly tell me the MVP, or the"},{"speaker":"Matt Zahab","startTime":1050.12,"endTime":1057.5,"body":"most valuable user, the MVU of"},{"speaker":"Matt Zahab","startTime":1057.5,"endTime":1061.82,"body":"Bitrefill? Is there a gentleman"},{"speaker":"Matt Zahab","startTime":1057.5,"endTime":1061.82,"body":"or a lady around the world who"},{"speaker":"Matt Zahab","startTime":1061.82,"endTime":1066.32,"body":"is absolutely bawling out living"},{"speaker":"Matt Zahab","startTime":1061.82,"endTime":1066.32,"body":"in the nicest Airbnbs flying"},{"speaker":"Matt Zahab","startTime":1066.32,"endTime":1069.56,"body":"first class on Delta buying"},{"speaker":"Matt Zahab","startTime":1066.32,"endTime":1069.56,"body":"crazy shit on Amazon? Do you"},{"speaker":"Matt Zahab","startTime":1069.56,"endTime":1072.74,"body":"have any customers who have"},{"speaker":"Matt Zahab","startTime":1069.56,"endTime":1072.74,"body":"literally full on spend hundreds"},{"speaker":"Matt Zahab","startTime":1072.74,"endTime":1075.98,"body":"of 1000s or millions of dollars"},{"speaker":"Matt Zahab","startTime":1072.74,"endTime":1075.98,"body":"a year and live their whole"},{"speaker":"Matt Zahab","startTime":1075.98,"endTime":1077.06,"body":"lives off Bitrefill?"},{"speaker":"Sergej Kotliar","startTime":1077.69,"endTime":1083.12,"body":"I don't know if"},{"speaker":"Sergej Kotliar","startTime":1077.69,"endTime":1083.12,"body":"that level of money but yeah, we"},{"speaker":"Sergej Kotliar","startTime":1083.12,"endTime":1090.14,"body":"definitely have customers that"},{"speaker":"Sergej Kotliar","startTime":1083.12,"endTime":1090.14,"body":"have bought expensive things and"},{"speaker":"Sergej Kotliar","startTime":1090.77,"endTime":1096.38,"body":"travel is one of those things."},{"speaker":"Sergej Kotliar","startTime":1090.77,"endTime":1096.38,"body":"Yeah we see those and we tried"},{"speaker":"Sergej Kotliar","startTime":1096.38,"endTime":1102.59,"body":"to, you know, work with amount"},{"speaker":"Sergej Kotliar","startTime":1096.38,"endTime":1102.59,"body":"limits and so on. We reach out"},{"speaker":"Sergej Kotliar","startTime":1102.59,"endTime":1108.71,"body":"to customers, if they're hitting"},{"speaker":"Sergej Kotliar","startTime":1102.59,"endTime":1108.71,"body":"limits, both for regulatory"},{"speaker":"Sergej Kotliar","startTime":1108.71,"endTime":1112.73,"body":"reasons, but also for learning"},{"speaker":"Sergej Kotliar","startTime":1108.71,"endTime":1112.73,"body":"about customers and so on. And"},{"speaker":"Sergej Kotliar","startTime":1112.73,"endTime":1117.23,"body":"so we have a couple of stories,"},{"speaker":"Sergej Kotliar","startTime":1112.73,"endTime":1117.23,"body":"I don't know. And we also have"},{"speaker":"Sergej Kotliar","startTime":1117.23,"endTime":1123.17,"body":"customers that are more of a b2b"},{"speaker":"Sergej Kotliar","startTime":1117.23,"endTime":1123.17,"body":"kind of so on and so they will"},{"speaker":"Sergej Kotliar","startTime":1123.2,"endTime":1127.64,"body":"rack up large amounts. But yeah,"},{"speaker":"Sergej Kotliar","startTime":1123.2,"endTime":1127.64,"body":"I think I mean, we definitely"},{"speaker":"Sergej Kotliar","startTime":1127.64,"endTime":1130.19,"body":"have a class of customers that"},{"speaker":"Sergej Kotliar","startTime":1127.64,"endTime":1130.19,"body":"are people that are like just"},{"speaker":"Sergej Kotliar","startTime":1130.37,"endTime":1136.13,"body":"traveling the world and leaving"},{"speaker":"Sergej Kotliar","startTime":1130.37,"endTime":1136.13,"body":"their babies and hotels, and so"},{"speaker":"Sergej Kotliar","startTime":1136.13,"endTime":1143.93,"body":"on, that have told us that, hey,"},{"speaker":"Sergej Kotliar","startTime":1136.13,"endTime":1143.93,"body":"there's been a couple of also"},{"speaker":"Sergej Kotliar","startTime":1143.93,"endTime":1148.49,"body":"like attempts by journalists,"},{"speaker":"Sergej Kotliar","startTime":1143.93,"endTime":1148.49,"body":"like, Hey, can I live on Bitcoin"},{"speaker":"Sergej Kotliar","startTime":1148.49,"endTime":1152.33,"body":"for a month? And some of them"},{"speaker":"Sergej Kotliar","startTime":1148.49,"endTime":1152.33,"body":"are like, yeah, and ended up"},{"speaker":"Sergej Kotliar","startTime":1152.33,"endTime":1156.38,"body":"just buying everything in"},{"speaker":"Sergej Kotliar","startTime":1152.33,"endTime":1156.38,"body":"between, like ordering all my"},{"speaker":"Sergej Kotliar","startTime":1156.38,"endTime":1162.41,"body":"food, through the Uber Eats and"},{"speaker":"Sergej Kotliar","startTime":1156.38,"endTime":1162.41,"body":"doordash and whatnot, and so on."},{"speaker":"Sergej Kotliar","startTime":1163.1,"endTime":1165.86,"body":"There's still no good way for"},{"speaker":"Sergej Kotliar","startTime":1163.1,"endTime":1165.86,"body":"paying traditional rent,"},{"speaker":"Sergej Kotliar","startTime":1165.92,"endTime":1170.45,"body":"unfortunately. So if you don't"},{"speaker":"Sergej Kotliar","startTime":1165.92,"endTime":1170.45,"body":"want to live in airbnb or hotel"},{"speaker":"Sergej Kotliar","startTime":1170.45,"endTime":1173.93,"body":"room then right now, we don't"},{"speaker":"Sergej Kotliar","startTime":1170.45,"endTime":1173.93,"body":"have enough time for that."},{"speaker":"Matt Zahab","startTime":1174.11,"endTime":1177.08,"body":"In due time, though,"},{"speaker":"Matt Zahab","startTime":1174.11,"endTime":1177.08,"body":"especially as governments and"},{"speaker":"Matt Zahab","startTime":1177.08,"endTime":1180.95,"body":"regulators around the world keep"},{"speaker":"Matt Zahab","startTime":1177.08,"endTime":1180.95,"body":"hacking down and setting more"},{"speaker":"Matt Zahab","startTime":1180.95,"endTime":1185.15,"body":"rules and regulations in regards"},{"speaker":"Matt Zahab","startTime":1180.95,"endTime":1185.15,"body":"to crypto and the whole tax"},{"speaker":"Matt Zahab","startTime":1185.15,"endTime":1189.59,"body":"issues with that. It's seems"},{"speaker":"Matt Zahab","startTime":1185.15,"endTime":1189.59,"body":"like as more people get into"},{"speaker":"Matt Zahab","startTime":1189.59,"endTime":1194.87,"body":"crypto and as more early"},{"speaker":"Matt Zahab","startTime":1189.59,"endTime":1194.87,"body":"adopters of crypto as their bags"},{"speaker":"Matt Zahab","startTime":1194.87,"endTime":1198.32,"body":"continue to grow and grow and"},{"speaker":"Matt Zahab","startTime":1194.87,"endTime":1198.32,"body":"grow, people are going to need"},{"speaker":"Matt Zahab","startTime":1198.32,"endTime":1203.09,"body":"to find a way to not declare"},{"speaker":"Matt Zahab","startTime":1198.32,"endTime":1203.09,"body":"their crypto holdings. And off"},{"speaker":"Matt Zahab","startTime":1203.09,"endTime":1206.93,"body":"the record, this seems like a"},{"speaker":"Matt Zahab","startTime":1203.09,"endTime":1206.93,"body":"lovely way to do that, where you"},{"speaker":"Matt Zahab","startTime":1206.93,"endTime":1210.38,"body":"can not have to declare it and"},{"speaker":"Matt Zahab","startTime":1206.93,"endTime":1210.38,"body":"just keep buying gift cards that"},{"speaker":"Matt Zahab","startTime":1210.38,"endTime":1213.44,"body":"happens all the time in real"},{"speaker":"Matt Zahab","startTime":1210.38,"endTime":1213.44,"body":"life with Fiat, to gift cards,"},{"speaker":"Matt Zahab","startTime":1213.44,"endTime":1215.81,"body":"where if you don't want to"},{"speaker":"Matt Zahab","startTime":1213.44,"endTime":1215.81,"body":"declare, you know, say your USD"},{"speaker":"Matt Zahab","startTime":1215.81,"endTime":1218.96,"body":"from whatever transaction or"},{"speaker":"Matt Zahab","startTime":1215.81,"endTime":1218.96,"body":"whatever it may be, you buy gift"},{"speaker":"Matt Zahab","startTime":1218.96,"endTime":1222.2,"body":"cards, and you can live off"},{"speaker":"Matt Zahab","startTime":1218.96,"endTime":1222.2,"body":"those. Have you guys ran into"},{"speaker":"Matt Zahab","startTime":1222.2,"endTime":1223.01,"body":"any problems with that?"},{"speaker":"Sergej Kotliar","startTime":1223.42,"endTime":1227.38,"body":"Well, I mean, we"},{"speaker":"Sergej Kotliar","startTime":1223.42,"endTime":1227.38,"body":"encourage our customers to pay"},{"speaker":"Sergej Kotliar","startTime":1227.38,"endTime":1235.27,"body":"their taxes as do we and yeah, I"},{"speaker":"Sergej Kotliar","startTime":1227.38,"endTime":1235.27,"body":"mean, that is an aspect of"},{"speaker":"Sergej Kotliar","startTime":1235.9,"endTime":1238.45,"body":"privacy is that's one of the"},{"speaker":"Sergej Kotliar","startTime":1235.9,"endTime":1238.45,"body":"things that people can use"},{"speaker":"Sergej Kotliar","startTime":1238.81,"endTime":1245.8,"body":"privacy for is things. And in"},{"speaker":"Sergej Kotliar","startTime":1238.81,"endTime":1245.8,"body":"many countries, I don't think"},{"speaker":"Sergej Kotliar","startTime":1245.8,"endTime":1250.69,"body":"that that's the primary driver"},{"speaker":"Sergej Kotliar","startTime":1245.8,"endTime":1250.69,"body":"for our customers. I think"},{"speaker":"Sergej Kotliar","startTime":1252.01,"endTime":1258.31,"body":"there's other things and,"},{"speaker":"Sergej Kotliar","startTime":1252.01,"endTime":1258.31,"body":"frankly, convenience, maybe some"},{"speaker":"Sergej Kotliar","startTime":1258.31,"endTime":1263.44,"body":"extent privacy, and it will"},{"speaker":"Sergej Kotliar","startTime":1258.31,"endTime":1263.44,"body":"still live in a world where I"},{"speaker":"Sergej Kotliar","startTime":1263.44,"endTime":1272.26,"body":"mean, just the other day, I was"},{"speaker":"Sergej Kotliar","startTime":1263.44,"endTime":1272.26,"body":"helping an acquaintance realize"},{"speaker":"Sergej Kotliar","startTime":1272.29,"endTime":1278.89,"body":"some Bitcoin gains and you know,"},{"speaker":"Sergej Kotliar","startTime":1272.29,"endTime":1278.89,"body":"person totally want to do the"},{"speaker":"Sergej Kotliar","startTime":1278.89,"endTime":1284.2,"body":"right thing in every way. And,"},{"speaker":"Sergej Kotliar","startTime":1278.89,"endTime":1284.2,"body":"hey, the bank doesn't allow"},{"speaker":"Sergej Kotliar","startTime":1284.47,"endTime":1288.85,"body":"payments from crypto companies"},{"speaker":"Sergej Kotliar","startTime":1284.47,"endTime":1288.85,"body":"and this and that. And so, you"},{"speaker":"Sergej Kotliar","startTime":1288.85,"endTime":1294.16,"body":"know, the system just makes it"},{"speaker":"Sergej Kotliar","startTime":1288.85,"endTime":1294.16,"body":"hard in so many ways, and that's"},{"speaker":"Sergej Kotliar","startTime":1294.16,"endTime":1299.77,"body":"why it's nice to not need to"},{"speaker":"Sergej Kotliar","startTime":1294.16,"endTime":1299.77,"body":"rely on that at all."},{"speaker":"Matt Zahab","startTime":1299.8,"endTime":1303.91,"body":"No, it's 100% true"},{"speaker":"Matt Zahab","startTime":1299.8,"endTime":1303.91,"body":"there. Going back to to the"},{"speaker":"Matt Zahab","startTime":1303.91,"endTime":1306.52,"body":"company, the employees, you've"},{"speaker":"Matt Zahab","startTime":1303.91,"endTime":1306.52,"body":"hired some incredible employees"},{"speaker":"Matt Zahab","startTime":1306.85,"endTime":1311.44,"body":"have incredible reviews on"},{"speaker":"Matt Zahab","startTime":1306.85,"endTime":1311.44,"body":"companies like angellist and"},{"speaker":"Matt Zahab","startTime":1311.44,"endTime":1317.95,"body":"indeed. Now, Bitrefill offers"},{"speaker":"Matt Zahab","startTime":1311.44,"endTime":1317.95,"body":"free lunches, catered stuff,"},{"speaker":"Matt Zahab","startTime":1317.98,"endTime":1322.99,"body":"tons of perks, awesome, very"},{"speaker":"Matt Zahab","startTime":1317.98,"endTime":1322.99,"body":"awesome culture. What's the plan"},{"speaker":"Matt Zahab","startTime":1322.99,"endTime":1326.29,"body":"for the office in regards to the"},{"speaker":"Matt Zahab","startTime":1322.99,"endTime":1326.29,"body":"shit show that COVID has brought"},{"speaker":"Matt Zahab","startTime":1326.32,"endTime":1330.43,"body":"upon us as COVID fizzles down"},{"speaker":"Matt Zahab","startTime":1326.32,"endTime":1330.43,"body":"and as the world returns to"},{"speaker":"Matt Zahab","startTime":1330.43,"endTime":1334.6,"body":"better days is the plan to go"},{"speaker":"Matt Zahab","startTime":1330.43,"endTime":1334.6,"body":"back to the office or unit stay"},{"speaker":"Matt Zahab","startTime":1334.6,"endTime":1335.38,"body":"fully remote?"},{"speaker":"Sergej Kotliar","startTime":1335.45,"endTime":1338.39,"body":"Well, we have an"},{"speaker":"Sergej Kotliar","startTime":1335.45,"endTime":1338.39,"body":"office in Stockholm, but the"},{"speaker":"Sergej Kotliar","startTime":1338.39,"endTime":1344.9,"body":"team is spread out. So out of 30"},{"speaker":"Sergej Kotliar","startTime":1338.39,"endTime":1344.9,"body":"people, there's, I think seven"},{"speaker":"Sergej Kotliar","startTime":1344.9,"endTime":1348.2,"body":"or eight of us in the office,"},{"speaker":"Sergej Kotliar","startTime":1344.9,"endTime":1348.2,"body":"and most of us are not there"},{"speaker":"Sergej Kotliar","startTime":1348.2,"endTime":1352.91,"body":"every day anyway. So corona"},{"speaker":"Sergej Kotliar","startTime":1348.2,"endTime":1352.91,"body":"stuff hasn't been a big"},{"speaker":"Sergej Kotliar","startTime":1353.33,"endTime":1359.99,"body":"interruption for us, other than,"},{"speaker":"Sergej Kotliar","startTime":1353.33,"endTime":1359.99,"body":"you know, people being scared"},{"speaker":"Sergej Kotliar","startTime":1359.99,"endTime":1365.27,"body":"and sick and so on. But in terms"},{"speaker":"Sergej Kotliar","startTime":1359.99,"endTime":1365.27,"body":"of working we're remote first,"},{"speaker":"Sergej Kotliar","startTime":1365.27,"endTime":1369.83,"body":"and we've learned to work across"},{"speaker":"Sergej Kotliar","startTime":1365.27,"endTime":1369.83,"body":"time zones, and so on. So I"},{"speaker":"Sergej Kotliar","startTime":1370.22,"endTime":1379.37,"body":"think we're going to continue"},{"speaker":"Sergej Kotliar","startTime":1370.22,"endTime":1379.37,"body":"with that. And it makes us able"},{"speaker":"Sergej Kotliar","startTime":1379.37,"endTime":1384.23,"body":"to recruit the best people and"},{"speaker":"Sergej Kotliar","startTime":1379.37,"endTime":1384.23,"body":"the most motivated people where"},{"speaker":"Sergej Kotliar","startTime":1384.56,"endTime":1388.01,"body":"we're building the best"},{"speaker":"Sergej Kotliar","startTime":1384.56,"endTime":1388.01,"body":"conversion. And so people that"},{"speaker":"Sergej Kotliar","startTime":1388.07,"endTime":1395.81,"body":"that join us come to participate"},{"speaker":"Sergej Kotliar","startTime":1388.07,"endTime":1395.81,"body":"in that. And so, you know, we've"},{"speaker":"Sergej Kotliar","startTime":1395.81,"endTime":1401.57,"body":"never had any issues in terms of"},{"speaker":"Sergej Kotliar","startTime":1395.81,"endTime":1401.57,"body":"motivation, and so on, even in"},{"speaker":"Sergej Kotliar","startTime":1401.57,"endTime":1404.42,"body":"terms of like values, conflicts,"},{"speaker":"Sergej Kotliar","startTime":1401.57,"endTime":1404.42,"body":"and so on, that sometimes happen"},{"speaker":"Sergej Kotliar","startTime":1404.42,"endTime":1409.85,"body":"in companies, we have a pretty"},{"speaker":"Sergej Kotliar","startTime":1404.42,"endTime":1409.85,"body":"good. Everybody's pretty clear"},{"speaker":"Sergej Kotliar","startTime":1409.85,"endTime":1413.81,"body":"on whatever we're trying to"},{"speaker":"Sergej Kotliar","startTime":1409.85,"endTime":1413.81,"body":"achieve, and so on the mood is"},{"speaker":"Sergej Kotliar","startTime":1413.81,"endTime":1418.25,"body":"pretty good. We think when"},{"speaker":"Sergej Kotliar","startTime":1413.81,"endTime":1418.25,"body":"you're, I don't know, if it's"},{"speaker":"Sergej Kotliar","startTime":1418.25,"endTime":1422.63,"body":"just that we're hiring"},{"speaker":"Sergej Kotliar","startTime":1418.25,"endTime":1422.63,"body":"exceptionally good people on a"},{"speaker":"Sergej Kotliar","startTime":1422.63,"endTime":1426.83,"body":"human level, I think so. But I'm"},{"speaker":"Sergej Kotliar","startTime":1422.63,"endTime":1426.83,"body":"obviously biased. Maybe it's"},{"speaker":"Sergej Kotliar","startTime":1426.83,"endTime":1430.4,"body":"also from working remotely, that"},{"speaker":"Sergej Kotliar","startTime":1426.83,"endTime":1430.4,"body":"people aren't in each other's"},{"speaker":"Sergej Kotliar","startTime":1430.4,"endTime":1437.75,"body":"face so much. And so when we"},{"speaker":"Sergej Kotliar","startTime":1430.4,"endTime":1437.75,"body":"actually do meet up. It used to"},{"speaker":"Sergej Kotliar","startTime":1437.75,"endTime":1443.48,"body":"be every six months. Now we have"},{"speaker":"Sergej Kotliar","startTime":1437.75,"endTime":1443.48,"body":"a backlog on that front because"},{"speaker":"Sergej Kotliar","startTime":1443.48,"endTime":1448.61,"body":"of travel restrictions. And the"},{"speaker":"Sergej Kotliar","startTime":1443.48,"endTime":1448.61,"body":"atmosphere is everybody who's"},{"speaker":"Sergej Kotliar","startTime":1448.64,"endTime":1454.61,"body":"seen one of our galleries say"},{"speaker":"Sergej Kotliar","startTime":1448.64,"endTime":1454.61,"body":"that it's so rare to see a"},{"speaker":"Sergej Kotliar","startTime":1454.61,"endTime":1458.54,"body":"company atmosphere, that"},{"speaker":"Sergej Kotliar","startTime":1454.61,"endTime":1458.54,"body":"positive and engaging group of"},{"speaker":"Sergej Kotliar","startTime":1458.54,"endTime":1459.68,"body":"people camaraderie."},{"speaker":"Matt Zahab","startTime":1460.07,"endTime":1464.33,"body":"Top notch. Any"},{"speaker":"Matt Zahab","startTime":1460.07,"endTime":1464.33,"body":"advice to new entrepreneurs and"},{"speaker":"Matt Zahab","startTime":1464.36,"endTime":1468.29,"body":"crypto startups in regards to"},{"speaker":"Matt Zahab","startTime":1464.36,"endTime":1468.29,"body":"succeeding with the multiple"},{"speaker":"Matt Zahab","startTime":1468.29,"endTime":1469.25,"body":"timezone aspect?"},{"speaker":"Sergej Kotliar","startTime":1472.18,"endTime":1474.82,"body":"It is tough. You"},{"speaker":"Sergej Kotliar","startTime":1472.18,"endTime":1474.82,"body":"need to have the right amount of"},{"speaker":"Sergej Kotliar","startTime":1474.82,"endTime":1482.08,"body":"meetings, not too few, not too"},{"speaker":"Sergej Kotliar","startTime":1474.82,"endTime":1482.08,"body":"many and navigate that."},{"speaker":"Sergej Kotliar","startTime":1482.32,"endTime":1487.3,"body":"Sometimes, you know, schedule"},{"speaker":"Sergej Kotliar","startTime":1482.32,"endTime":1487.3,"body":"things for you know, the"},{"speaker":"Sergej Kotliar","startTime":1487.33,"endTime":1490.33,"body":"conversations that will happen"},{"speaker":"Sergej Kotliar","startTime":1487.33,"endTime":1490.33,"body":"in an office. That doesn't"},{"speaker":"Sergej Kotliar","startTime":1490.33,"endTime":1495.91,"body":"happen if you need to call"},{"speaker":"Sergej Kotliar","startTime":1490.33,"endTime":1495.91,"body":"somebody on a call right? And"},{"speaker":"Sergej Kotliar","startTime":1496.51,"endTime":1501.79,"body":"figure out ways of having down"},{"speaker":"Sergej Kotliar","startTime":1496.51,"endTime":1501.79,"body":"time around meetings or just"},{"speaker":"Sergej Kotliar","startTime":1504.04,"endTime":1508.39,"body":"calls for TGI F you know, I've"},{"speaker":"Sergej Kotliar","startTime":1504.04,"endTime":1508.39,"body":"tried a lot of different things"},{"speaker":"Sergej Kotliar","startTime":1508.39,"endTime":1513.07,"body":"and I think the weirdest thing"},{"speaker":"Sergej Kotliar","startTime":1508.39,"endTime":1513.07,"body":"is like we've tried to do t g i"},{"speaker":"Sergej Kotliar","startTime":1513.07,"endTime":1517.03,"body":"f. And it's problematic because"},{"speaker":"Sergej Kotliar","startTime":1513.07,"endTime":1517.03,"body":"like when it's after work"},{"speaker":"Sergej Kotliar","startTime":1517.03,"endTime":1522.94,"body":"European time and we're having a"},{"speaker":"Sergej Kotliar","startTime":1517.03,"endTime":1522.94,"body":"drink, and it's like 9am for the"},{"speaker":"Sergej Kotliar","startTime":1522.97,"endTime":1524.65,"body":"US West Coast people."},{"speaker":"Matt Zahab","startTime":1524.92,"endTime":1527.38,"body":"There's nothing"},{"speaker":"Matt Zahab","startTime":1524.92,"endTime":1527.38,"body":"wrong with that. Little mimosa"},{"speaker":"Matt Zahab","startTime":1527.41,"endTime":1528.88,"body":"or Caesar never heard anybody."},{"speaker":"Sergej Kotliar","startTime":1529.15,"endTime":1530.89,"body":"Yeah, but"},{"speaker":"Sergej Kotliar","startTime":1529.15,"endTime":1530.89,"body":"they're also expected to work"},{"speaker":"Sergej Kotliar","startTime":1530.89,"endTime":1539.14,"body":"that day, right? Drunken"},{"speaker":"Sergej Kotliar","startTime":1530.89,"endTime":1539.14,"body":"programming. No, but I mean,"},{"speaker":"Sergej Kotliar","startTime":1539.14,"endTime":1545.02,"body":"it's important to figure out how"},{"speaker":"Sergej Kotliar","startTime":1539.14,"endTime":1545.02,"body":"to socialize and so."},{"speaker":"Matt Zahab","startTime":1546.23,"endTime":1548.39,"body":"this episode is"},{"speaker":"Matt Zahab","startTime":1546.23,"endTime":1548.39,"body":"brought to you by our dear"},{"speaker":"Matt Zahab","startTime":1548.39,"endTime":1551.84,"body":"friends at CoinPoker, the"},{"speaker":"Matt Zahab","startTime":1548.39,"endTime":1551.84,"body":"world's premier crypto poker"},{"speaker":"Matt Zahab","startTime":1551.87,"endTime":1555.08,"body":"platform. CoinPoker is a"},{"speaker":"Matt Zahab","startTime":1551.87,"endTime":1555.08,"body":"revolutionary blockchain"},{"speaker":"Matt Zahab","startTime":1555.08,"endTime":1557.93,"body":"technology based platform that"},{"speaker":"Matt Zahab","startTime":1555.08,"endTime":1557.93,"body":"was developed by an ambitious"},{"speaker":"Matt Zahab","startTime":1557.93,"endTime":1562.34,"body":"team of poker players. CoinPoker"},{"speaker":"Matt Zahab","startTime":1557.93,"endTime":1562.34,"body":"uses USDT stable coin, as the"},{"speaker":"Matt Zahab","startTime":1562.34,"endTime":1567.05,"body":"main in game currency and $CHP"},{"speaker":"Matt Zahab","startTime":1562.34,"endTime":1567.05,"body":"as in game fuel, offering all"},{"speaker":"Matt Zahab","startTime":1567.05,"endTime":1570.53,"body":"benefits of the crypto world"},{"speaker":"Matt Zahab","startTime":1567.05,"endTime":1570.53,"body":"alongside coin poker also"},{"speaker":"Matt Zahab","startTime":1570.53,"endTime":1574.25,"body":"features instant and secure"},{"speaker":"Matt Zahab","startTime":1570.53,"endTime":1574.25,"body":"transactions using USDT"},{"speaker":"Matt Zahab","startTime":1574.31,"endTime":1579.38,"body":"Ethereum, Bitcoin or $CHP tokens"},{"speaker":"Matt Zahab","startTime":1574.31,"endTime":1579.38,"body":"and no KYC you heard that right,"},{"speaker":"Matt Zahab","startTime":1579.44,"endTime":1584.21,"body":"no KYC. CoinPokerusers get huge"},{"speaker":"Matt Zahab","startTime":1579.44,"endTime":1584.21,"body":"promotions as they give away"},{"speaker":"Matt Zahab","startTime":1584.21,"endTime":1589.31,"body":"1000s and fiat each week. $CHP"},{"speaker":"Matt Zahab","startTime":1584.21,"endTime":1589.31,"body":"is the currency of the CoinPoker"},{"speaker":"Matt Zahab","startTime":1589.31,"endTime":1593.18,"body":"economy, providing players with"},{"speaker":"Matt Zahab","startTime":1589.31,"endTime":1593.18,"body":"exclusive benefits and supports"},{"speaker":"Matt Zahab","startTime":1593.21,"endTime":1596.87,"body":"future developments delivered to"},{"speaker":"Matt Zahab","startTime":1593.21,"endTime":1596.87,"body":"the CoinPoker community. My"},{"speaker":"Matt Zahab","startTime":1596.87,"endTime":1599.39,"body":"favorite part about CoinPokerr"},{"speaker":"Matt Zahab","startTime":1596.87,"endTime":1599.39,"body":"is the mobile app. When I'm on"},{"speaker":"Matt Zahab","startTime":1599.39,"endTime":1601.88,"body":"the go, I whip out my phone and"},{"speaker":"Matt Zahab","startTime":1599.39,"endTime":1601.88,"body":"play a couple hands of Texas"},{"speaker":"Matt Zahab","startTime":1601.88,"endTime":1605.87,"body":"Hold'em or bet on sports. They"},{"speaker":"Matt Zahab","startTime":1601.88,"endTime":1605.87,"body":"have an amazing sports book,"},{"speaker":"Matt Zahab","startTime":1606.29,"endTime":1611.12,"body":"really clean spreads, very clean"},{"speaker":"Matt Zahab","startTime":1606.29,"endTime":1611.12,"body":"UX, and an overall great time."},{"speaker":"Matt Zahab","startTime":1611.63,"endTime":1615.65,"body":"If you'd like to check them out,"},{"speaker":"Matt Zahab","startTime":1611.63,"endTime":1615.65,"body":"go to coinpoker.com and give"},{"speaker":"Matt Zahab","startTime":1615.65,"endTime":1616.1,"body":"them a try."},{"speaker":"Matt Zahab","startTime":1625.75,"endTime":1628.39,"body":"Tell me about the astronaut."},{"speaker":"Matt Zahab","startTime":1625.75,"endTime":1628.39,"body":"First. I'll never forget the"},{"speaker":"Matt Zahab","startTime":1628.39,"endTime":1630.25,"body":"first time I went on your"},{"speaker":"Matt Zahab","startTime":1628.39,"endTime":1630.25,"body":"website again. I've seen you"},{"speaker":"Matt Zahab","startTime":1630.25,"endTime":1633.73,"body":"guys blow up on Twitter. I've"},{"speaker":"Matt Zahab","startTime":1630.25,"endTime":1633.73,"body":"seen you buzz on Twitter, many"},{"speaker":"Matt Zahab","startTime":1633.73,"endTime":1636.61,"body":"times and we'll get into that"},{"speaker":"Matt Zahab","startTime":1633.73,"endTime":1636.61,"body":"shortly. But the astronaut It is"},{"speaker":"Matt Zahab","startTime":1636.61,"endTime":1641.53,"body":"so friggin cool and so clean,"},{"speaker":"Matt Zahab","startTime":1636.61,"endTime":1641.53,"body":"the branding the bubble that he"},{"speaker":"Matt Zahab","startTime":1641.53,"endTime":1644.65,"body":"has everything. Tell me more"},{"speaker":"Matt Zahab","startTime":1641.53,"endTime":1644.65,"body":"about it. And this he or she"},{"speaker":"Matt Zahab","startTime":1644.65,"endTime":1645.13,"body":"ever name."},{"speaker":"Sergej Kotliar","startTime":1648.09,"endTime":1651.12,"body":"Astronaut is"},{"speaker":"Sergej Kotliar","startTime":1648.09,"endTime":1651.12,"body":"sometimes referred to as"},{"speaker":"Sergej Kotliar","startTime":1651.15,"endTime":1656.58,"body":"cryptonaut. But I mean, it's"},{"speaker":"Sergej Kotliar","startTime":1651.15,"endTime":1656.58,"body":"part of the thing that you don't"},{"speaker":"Sergej Kotliar","startTime":1656.58,"endTime":1661.23,"body":"see what the astronaut looks"},{"speaker":"Sergej Kotliar","startTime":1656.58,"endTime":1661.23,"body":"like, behind the visor. Right?"},{"speaker":"Sergej Kotliar","startTime":1661.23,"endTime":1667.11,"body":"So there's no issues of is it"},{"speaker":"Sergej Kotliar","startTime":1661.23,"endTime":1667.11,"body":"you know, is it a man or woman"},{"speaker":"Sergej Kotliar","startTime":1667.11,"endTime":1673.53,"body":"or what skin color does it have"},{"speaker":"Sergej Kotliar","startTime":1667.11,"endTime":1673.53,"body":"or is it a person. And I think"},{"speaker":"Sergej Kotliar","startTime":1673.56,"endTime":1676.5,"body":"the astronaut came out soon"},{"speaker":"Sergej Kotliar","startTime":1673.56,"endTime":1676.5,"body":"we're experimenting with"},{"speaker":"Sergej Kotliar","startTime":1679.29,"endTime":1688.98,"body":"different ad concepts with our"},{"speaker":"Sergej Kotliar","startTime":1679.29,"endTime":1688.98,"body":"designer, Jason Benjamin. And"},{"speaker":"Sergej Kotliar","startTime":1689.13,"endTime":1694.65,"body":"something about it just stuck."},{"speaker":"Sergej Kotliar","startTime":1689.13,"endTime":1694.65,"body":"Yeah, I think it speaks more"},{"speaker":"Sergej Kotliar","startTime":1694.65,"endTime":1700.59,"body":"elegantly to the crypto user in"},{"speaker":"Sergej Kotliar","startTime":1694.65,"endTime":1700.59,"body":"that, you know, the astronaut"},{"speaker":"Sergej Kotliar","startTime":1700.77,"endTime":1704.52,"body":"has a suit on is in space is"},{"speaker":"Sergej Kotliar","startTime":1700.77,"endTime":1704.52,"body":"living in the future. But it's"},{"speaker":"Sergej Kotliar","startTime":1704.52,"endTime":1709.65,"body":"also Tony's couch filtering."},{"speaker":"Sergej Kotliar","startTime":1704.52,"endTime":1709.65,"body":"Right. And I think that it"},{"speaker":"Sergej Kotliar","startTime":1709.68,"endTime":1715.08,"body":"speaks to the identity of the"},{"speaker":"Sergej Kotliar","startTime":1709.68,"endTime":1715.08,"body":"crypto users that we are at the"},{"speaker":"Sergej Kotliar","startTime":1715.08,"endTime":1718.08,"body":"same time, you know, we're at"},{"speaker":"Sergej Kotliar","startTime":1715.08,"endTime":1718.08,"body":"the same time living in the"},{"speaker":"Sergej Kotliar","startTime":1718.08,"endTime":1722.67,"body":"future, but also in the present."},{"speaker":"Sergej Kotliar","startTime":1718.08,"endTime":1722.67,"body":"Right. And we're like, suited up"},{"speaker":"Sergej Kotliar","startTime":1722.67,"endTime":1724.47,"body":"for it to go but also."},{"speaker":"Matt Zahab","startTime":1724.48,"endTime":1724.84,"body":"Chill."},{"speaker":"Sergej Kotliar","startTime":1726.4,"endTime":1729.61,"body":"Yeah, but also"},{"speaker":"Sergej Kotliar","startTime":1726.4,"endTime":1729.61,"body":"like, things don't really work."},{"speaker":"Sergej Kotliar","startTime":1729.61,"endTime":1732.55,"body":"Like it's clunky sitting in the"},{"speaker":"Sergej Kotliar","startTime":1729.61,"endTime":1732.55,"body":"astronaut suit on your couch,"},{"speaker":"Sergej Kotliar","startTime":1732.58,"endTime":1738.43,"body":"right. And so, you know,"},{"speaker":"Sergej Kotliar","startTime":1732.58,"endTime":1738.43,"body":"cryptos, often like that. And so"},{"speaker":"Sergej Kotliar","startTime":1738.43,"endTime":1746.44,"body":"I think it speaks quite well to"},{"speaker":"Sergej Kotliar","startTime":1738.43,"endTime":1746.44,"body":"the to the audience. And so"},{"speaker":"Sergej Kotliar","startTime":1746.44,"endTime":1752.32,"body":"we've gone on with it, and we're"},{"speaker":"Sergej Kotliar","startTime":1746.44,"endTime":1752.32,"body":"going to do even more of that."},{"speaker":"Sergej Kotliar","startTime":1753.13,"endTime":1758.92,"body":"It's pretty cool. It's becoming"},{"speaker":"Sergej Kotliar","startTime":1753.13,"endTime":1758.92,"body":"like Ronald McDonald of"},{"speaker":"Sergej Kotliar","startTime":1759.61,"endTime":1760.24,"body":"Bitrefill."},{"speaker":"Matt Zahab","startTime":1760.36,"endTime":1764.74,"body":"It is. So just for"},{"speaker":"Matt Zahab","startTime":1760.36,"endTime":1764.74,"body":"those who don't know, the"},{"speaker":"Matt Zahab","startTime":1764.8,"endTime":1769.15,"body":"astronaut is like the official"},{"speaker":"Matt Zahab","startTime":1764.8,"endTime":1769.15,"body":"mascot of Bitrefill. It's"},{"speaker":"Matt Zahab","startTime":1769.66,"endTime":1774.07,"body":"powerful. It's unique. Like"},{"speaker":"Matt Zahab","startTime":1769.66,"endTime":1774.07,"body":"Sergej was saying it has the"},{"speaker":"Matt Zahab","startTime":1774.07,"endTime":1777.64,"body":"astronauts suit on it has the"},{"speaker":"Matt Zahab","startTime":1774.07,"endTime":1777.64,"body":"big bubble visor, just looks"},{"speaker":"Matt Zahab","startTime":1777.64,"endTime":1781.39,"body":"like a big ladder lass and fully"},{"speaker":"Matt Zahab","startTime":1777.64,"endTime":1781.39,"body":"decked out. It's just very"},{"speaker":"Matt Zahab","startTime":1781.39,"endTime":1785.62,"body":"clean, and extremely powerful."},{"speaker":"Matt Zahab","startTime":1781.39,"endTime":1785.62,"body":"One of the things you brought up"},{"speaker":"Matt Zahab","startTime":1785.62,"endTime":1791.02,"body":"was Jason Benjamin, your lead"},{"speaker":"Matt Zahab","startTime":1785.62,"endTime":1791.02,"body":"designer. As a company you as a"},{"speaker":"Matt Zahab","startTime":1791.02,"endTime":1794.92,"body":"massive, on going in public"},{"speaker":"Matt Zahab","startTime":1791.02,"endTime":1794.92,"body":"which I love. You often show a"},{"speaker":"Matt Zahab","startTime":1794.92,"endTime":1799.12,"body":"lot of yours, I guess secrets"},{"speaker":"Matt Zahab","startTime":1794.92,"endTime":1799.12,"body":"may be the right word, but I"},{"speaker":"Matt Zahab","startTime":1799.12,"endTime":1801.73,"body":"think it was a couple of weeks"},{"speaker":"Matt Zahab","startTime":1799.12,"endTime":1801.73,"body":"ago, Jason did a live stream on"},{"speaker":"Matt Zahab","startTime":1801.73,"endTime":1804.94,"body":"YouTube walking the audience"},{"speaker":"Matt Zahab","startTime":1801.73,"endTime":1804.94,"body":"through his design process,"},{"speaker":"Matt Zahab","startTime":1805.03,"endTime":1807.64,"body":"which again, most companies"},{"speaker":"Matt Zahab","startTime":1805.03,"endTime":1807.64,"body":"don't do that. How important do"},{"speaker":"Matt Zahab","startTime":1807.64,"endTime":1809.59,"body":"you think it is to build in"},{"speaker":"Matt Zahab","startTime":1807.64,"endTime":1809.59,"body":"public?"},{"speaker":"Sergej Kotliar","startTime":1812.04,"endTime":1815.67,"body":"I think it is"},{"speaker":"Sergej Kotliar","startTime":1812.04,"endTime":1815.67,"body":"important, I think everything in"},{"speaker":"Sergej Kotliar","startTime":1817.56,"endTime":1823.83,"body":"the crypto space everything"},{"speaker":"Sergej Kotliar","startTime":1817.56,"endTime":1823.83,"body":"boils down to trust, right? The"},{"speaker":"Sergej Kotliar","startTime":1823.83,"endTime":1827.28,"body":"trust factor is more important"},{"speaker":"Sergej Kotliar","startTime":1823.83,"endTime":1827.28,"body":"than, you know, how much does it"},{"speaker":"Sergej Kotliar","startTime":1827.28,"endTime":1830.19,"body":"cost? What features does it"},{"speaker":"Sergej Kotliar","startTime":1827.28,"endTime":1830.19,"body":"have? The main thing is, like,"},{"speaker":"Sergej Kotliar","startTime":1830.22,"endTime":1836.25,"body":"Can I trust this is to say this,"},{"speaker":"Sergej Kotliar","startTime":1830.22,"endTime":1836.25,"body":"I mean, even coin base's landing"},{"speaker":"Sergej Kotliar","startTime":1836.25,"endTime":1839.49,"body":"page, there's going to be a big"},{"speaker":"Sergej Kotliar","startTime":1836.25,"endTime":1839.49,"body":"section of like, this is why you"},{"speaker":"Sergej Kotliar","startTime":1839.49,"endTime":1843.09,"body":"should trust us, you know, and"},{"speaker":"Sergej Kotliar","startTime":1839.49,"endTime":1843.09,"body":"even is the biggest company in"},{"speaker":"Sergej Kotliar","startTime":1843.09,"endTime":1850.32,"body":"the space, you know, everybody"},{"speaker":"Sergej Kotliar","startTime":1843.09,"endTime":1850.32,"body":"needs to convey that. And that's"},{"speaker":"Sergej Kotliar","startTime":1850.32,"endTime":1856.44,"body":"why building a brand is"},{"speaker":"Sergej Kotliar","startTime":1850.32,"endTime":1856.44,"body":"important. And that's why it's"},{"speaker":"Sergej Kotliar","startTime":1858.75,"endTime":1862.41,"body":"anything that we can do. And"},{"speaker":"Sergej Kotliar","startTime":1858.75,"endTime":1862.41,"body":"transparency is important. So"},{"speaker":"Sergej Kotliar","startTime":1862.41,"endTime":1865.68,"body":"people can say, hey, this or"},{"speaker":"Sergej Kotliar","startTime":1862.41,"endTime":1865.68,"body":"there's real people here,"},{"speaker":"Sergej Kotliar","startTime":1865.71,"endTime":1868.95,"body":"they're doing real things,"},{"speaker":"Sergej Kotliar","startTime":1865.71,"endTime":1868.95,"body":"they're trying their best. And"},{"speaker":"Sergej Kotliar","startTime":1868.95,"endTime":1872.97,"body":"you know, sometimes they do"},{"speaker":"Sergej Kotliar","startTime":1868.95,"endTime":1872.97,"body":"something good, and then we can"},{"speaker":"Sergej Kotliar","startTime":1873.72,"endTime":1876.66,"body":"participate in the happiness"},{"speaker":"Sergej Kotliar","startTime":1873.72,"endTime":1876.66,"body":"sometimes they fuck up. And then"},{"speaker":"Sergej Kotliar","startTime":1876.66,"endTime":1881.01,"body":"we can tell them hopefully"},{"speaker":"Sergej Kotliar","startTime":1876.66,"endTime":1881.01,"body":"forgive them, and so on. And so"},{"speaker":"Sergej Kotliar","startTime":1881.55,"endTime":1884.19,"body":"I think it is valuable and I"},{"speaker":"Sergej Kotliar","startTime":1881.55,"endTime":1884.19,"body":"think it's something we're going"},{"speaker":"Sergej Kotliar","startTime":1884.19,"endTime":1886.02,"body":"to be doing quite a bit more of"},{"speaker":"Matt Zahab","startTime":1886.0,"endTime":1888.58,"body":"Tell me, before we"},{"speaker":"Matt Zahab","startTime":1886.0,"endTime":1888.58,"body":"jump into some of the fun stuff"},{"speaker":"Matt Zahab","startTime":1888.58,"endTime":1891.85,"body":"like DeFi, NFTs, Bitcoin and a"},{"speaker":"Matt Zahab","startTime":1888.58,"endTime":1891.85,"body":"couple of your hot takes, which"},{"speaker":"Matt Zahab","startTime":1891.85,"endTime":1894.58,"body":"I'm dying to get into. Tell me"},{"speaker":"Matt Zahab","startTime":1891.85,"endTime":1894.58,"body":"about the next steps in the"},{"speaker":"Matt Zahab","startTime":1894.58,"endTime":1895.57,"body":"future Bitrefill?"},{"speaker":"Sergej Kotliar","startTime":1898.48,"endTime":1904.57,"body":"Lots of stuff,"},{"speaker":"Sergej Kotliar","startTime":1898.48,"endTime":1904.57,"body":"lots of stuff lined up. And"},{"speaker":"Sergej Kotliar","startTime":1905.71,"endTime":1912.79,"body":"first of all, just adding a"},{"speaker":"Sergej Kotliar","startTime":1905.71,"endTime":1912.79,"body":"bunch of new products, more gift"},{"speaker":"Sergej Kotliar","startTime":1912.79,"endTime":1917.86,"body":"cards, more things to buy. Other"},{"speaker":"Sergej Kotliar","startTime":1912.79,"endTime":1917.86,"body":"solutions that are a little bit"},{"speaker":"Sergej Kotliar","startTime":1918.22,"endTime":1926.14,"body":"in the regulated side and more"},{"speaker":"Sergej Kotliar","startTime":1918.22,"endTime":1926.14,"body":"and more looking at figuring out"},{"speaker":"Sergej Kotliar","startTime":1926.17,"endTime":1931.87,"body":"how to to get to pay bills, for"},{"speaker":"Sergej Kotliar","startTime":1926.17,"endTime":1931.87,"body":"example, straight from"},{"speaker":"Sergej Kotliar","startTime":1931.87,"endTime":1937.45,"body":"Bitrefill, and generally you"},{"speaker":"Sergej Kotliar","startTime":1931.87,"endTime":1937.45,"body":"know, tie the whole experience"},{"speaker":"Sergej Kotliar","startTime":1938.11,"endTime":1943.18,"body":"together better and build that"},{"speaker":"Sergej Kotliar","startTime":1938.11,"endTime":1943.18,"body":"lightning network and build out"},{"speaker":"Sergej Kotliar","startTime":1945.34,"endTime":1949.63,"body":"transactional use cases figuring"},{"speaker":"Sergej Kotliar","startTime":1945.34,"endTime":1949.63,"body":"out how we can be, how we can"},{"speaker":"Sergej Kotliar","startTime":1949.69,"endTime":1954.31,"body":"facilitate the other side. Like"},{"speaker":"Sergej Kotliar","startTime":1949.69,"endTime":1954.31,"body":"if we are the spending side of"},{"speaker":"Sergej Kotliar","startTime":1954.34,"endTime":1957.49,"body":"the circular economy then there"},{"speaker":"Sergej Kotliar","startTime":1954.34,"endTime":1957.49,"body":"is another side where you know"},{"speaker":"Sergej Kotliar","startTime":1957.49,"endTime":1964.0,"body":"people have earnings and in"},{"speaker":"Sergej Kotliar","startTime":1957.49,"endTime":1964.0,"body":"Bitcoin or in crypto and, and"},{"speaker":"Sergej Kotliar","startTime":1964.0,"endTime":1968.71,"body":"bionics I don't mean people"},{"speaker":"Sergej Kotliar","startTime":1964.0,"endTime":1968.71,"body":"getting a cash back from like an"},{"speaker":"Sergej Kotliar","startTime":1968.71,"endTime":1971.38,"body":"affiliate network for buying"},{"speaker":"Sergej Kotliar","startTime":1968.71,"endTime":1971.38,"body":"something online. I mean, like"},{"speaker":"Sergej Kotliar","startTime":1971.38,"endTime":1980.44,"body":"literally, you know, Hey, can I"},{"speaker":"Sergej Kotliar","startTime":1971.38,"endTime":1980.44,"body":"make you earn a living by doing"},{"speaker":"Sergej Kotliar","startTime":1980.47,"endTime":1987.34,"body":"work or what have you. Trying to"},{"speaker":"Sergej Kotliar","startTime":1980.47,"endTime":1987.34,"body":"get this economy circulating and"},{"speaker":"Sergej Kotliar","startTime":1987.85,"endTime":1990.49,"body":"doing what we can to facilitate"},{"speaker":"Sergej Kotliar","startTime":1987.85,"endTime":1990.49,"body":"that."},{"speaker":"Matt Zahab","startTime":1990.58,"endTime":1995.83,"body":"That's awesome. Tell"},{"speaker":"Matt Zahab","startTime":1990.58,"endTime":1995.83,"body":"me about your hot takes. I know"},{"speaker":"Matt Zahab","startTime":1995.83,"endTime":1998.38,"body":"you have a couple awesome hot"},{"speaker":"Matt Zahab","startTime":1995.83,"endTime":1998.38,"body":"takes I can see you"},{"speaker":"Sergej Kotliar","startTime":1998.59,"endTime":1999.58,"body":"I have a never"},{"speaker":"Sergej Kotliar","startTime":1998.59,"endTime":1999.58,"body":"ending amount"},{"speaker":"Matt Zahab","startTime":1999.6,"endTime":2001.97,"body":"I was gonna say I"},{"speaker":"Matt Zahab","startTime":1999.6,"endTime":2001.97,"body":"can see you blushing here you"},{"speaker":"Matt Zahab","startTime":2001.97,"endTime":2007.88,"body":"have some awesome hot takes on"},{"speaker":"Matt Zahab","startTime":2001.97,"endTime":2007.88,"body":"DeFi and NFTs. I'm just gonna"},{"speaker":"Matt Zahab","startTime":2007.88,"endTime":2011.54,"body":"let you dance. The floor is"},{"speaker":"Matt Zahab","startTime":2007.88,"endTime":2011.54,"body":"yours. Let's hear him."},{"speaker":"Sergej Kotliar","startTime":2015.47,"endTime":2018.62,"body":"That was a very"},{"speaker":"Sergej Kotliar","startTime":2015.47,"endTime":2018.62,"body":"broad question. I mean, the"},{"speaker":"Sergej Kotliar","startTime":2018.62,"endTime":2026.24,"body":"essence of what made Bitcoin"},{"speaker":"Sergej Kotliar","startTime":2018.62,"endTime":2026.24,"body":"successful is that there is a"},{"speaker":"Sergej Kotliar","startTime":2026.24,"endTime":2031.04,"body":"proof of work and difficult"},{"speaker":"Sergej Kotliar","startTime":2026.24,"endTime":2031.04,"body":"adjustments in mining and so on,"},{"speaker":"Sergej Kotliar","startTime":2031.43,"endTime":2035.42,"body":"meaning that nobody got their"},{"speaker":"Sergej Kotliar","startTime":2031.43,"endTime":2035.42,"body":"bitcoins for free. Right? So"},{"speaker":"Sergej Kotliar","startTime":2035.45,"endTime":2039.26,"body":"when somebody mined their"},{"speaker":"Sergej Kotliar","startTime":2035.45,"endTime":2039.26,"body":"bitcoins, they join the network"},{"speaker":"Sergej Kotliar","startTime":2039.26,"endTime":2043.64,"body":"at a cost, you know, it doesn't."},{"speaker":"Sergej Kotliar","startTime":2039.26,"endTime":2043.64,"body":"Whereas the opposite is if"},{"speaker":"Sergej Kotliar","startTime":2043.64,"endTime":2047.51,"body":"somebody creates something in"},{"speaker":"Sergej Kotliar","startTime":2043.64,"endTime":2047.51,"body":"concept, this shall be money,"},{"speaker":"Sergej Kotliar","startTime":2047.54,"endTime":2051.44,"body":"and this will be a currency and"},{"speaker":"Sergej Kotliar","startTime":2047.54,"endTime":2051.44,"body":"then they sell it to people. And"},{"speaker":"Sergej Kotliar","startTime":2051.74,"endTime":2054.77,"body":"then yeah, it's pretty good"},{"speaker":"Sergej Kotliar","startTime":2051.74,"endTime":2054.77,"body":"business model. Right? I mean,"},{"speaker":"Sergej Kotliar","startTime":2054.77,"endTime":2061.76,"body":"it's literally being the bank in"},{"speaker":"Sergej Kotliar","startTime":2054.77,"endTime":2061.76,"body":"monopoly. And we've had many"},{"speaker":"Sergej Kotliar","startTime":2061.79,"endTime":2071.33,"body":"iterations of that, and I think"},{"speaker":"Sergej Kotliar","startTime":2061.79,"endTime":2071.33,"body":"NFTs or maybe the latest. The"},{"speaker":"Sergej Kotliar","startTime":2071.33,"endTime":2075.71,"body":"thing is with these things is"},{"speaker":"Sergej Kotliar","startTime":2071.33,"endTime":2075.71,"body":"that it's a speculative game"},{"speaker":"Sergej Kotliar","startTime":2075.74,"endTime":2084.23,"body":"right in which, you could call"},{"speaker":"Sergej Kotliar","startTime":2075.74,"endTime":2084.23,"body":"crypto as a whole for our type"},{"speaker":"Sergej Kotliar","startTime":2084.23,"endTime":2087.5,"body":"of gambling, right? Because it"},{"speaker":"Sergej Kotliar","startTime":2084.23,"endTime":2087.5,"body":"is a game, you collect these"},{"speaker":"Sergej Kotliar","startTime":2087.5,"endTime":2090.23,"body":"different tokens and they go up"},{"speaker":"Sergej Kotliar","startTime":2087.5,"endTime":2090.23,"body":"and down the value and the goal"},{"speaker":"Sergej Kotliar","startTime":2090.23,"endTime":2093.08,"body":"is to increase the total value"},{"speaker":"Sergej Kotliar","startTime":2090.23,"endTime":2093.08,"body":"of this tokens."},{"speaker":"Matt Zahab","startTime":2093.47,"endTime":2094.52,"body":"It's a big old video"},{"speaker":"Matt Zahab","startTime":2093.47,"endTime":2094.52,"body":"game."},{"speaker":"Sergej Kotliar","startTime":2094.75,"endTime":2096.82,"body":"Right. Yeah, but"},{"speaker":"Sergej Kotliar","startTime":2094.75,"endTime":2096.82,"body":"it's a game for real money."},{"speaker":"Sergej Kotliar","startTime":2096.91,"endTime":2101.23,"body":"Yeah, and it's often"},{"speaker":"Sergej Kotliar","startTime":2096.91,"endTime":2101.23,"body":"problematic. Yeah, I think in"},{"speaker":"Sergej Kotliar","startTime":2101.23,"endTime":2105.64,"body":"that there is these two sides of"},{"speaker":"Sergej Kotliar","startTime":2101.23,"endTime":2105.64,"body":"crypto, which is that, you know,"},{"speaker":"Sergej Kotliar","startTime":2105.64,"endTime":2110.59,"body":"creating financial freedom and"},{"speaker":"Sergej Kotliar","startTime":2105.64,"endTime":2110.59,"body":"you can be your own bank and cut"},{"speaker":"Sergej Kotliar","startTime":2110.59,"endTime":2115.72,"body":"the cord, and so on and sub"},{"speaker":"Sergej Kotliar","startTime":2110.59,"endTime":2115.72,"body":"money and inflation resistance"},{"speaker":"Sergej Kotliar","startTime":2115.72,"endTime":2121.36,"body":"and all these things, right. But"},{"speaker":"Sergej Kotliar","startTime":2115.72,"endTime":2121.36,"body":"also, your entry point to this"},{"speaker":"Sergej Kotliar","startTime":2121.36,"endTime":2125.77,"body":"ecosystem is going to be a"},{"speaker":"Sergej Kotliar","startTime":2121.36,"endTime":2125.77,"body":"casino in which gets paid a"},{"speaker":"Sergej Kotliar","startTime":2125.77,"endTime":2130.63,"body":"commission, if they can get you"},{"speaker":"Sergej Kotliar","startTime":2125.77,"endTime":2130.63,"body":"to trade tokens for other kinds"},{"speaker":"Sergej Kotliar","startTime":2130.63,"endTime":2132.97,"body":"of tokens, they go up and down"},{"speaker":"Sergej Kotliar","startTime":2130.63,"endTime":2132.97,"body":"in value, and the more you"},{"speaker":"Sergej Kotliar","startTime":2132.97,"endTime":2139.78,"body":"trade, the more they make. So we"},{"speaker":"Sergej Kotliar","startTime":2132.97,"endTime":2139.78,"body":"kind of suck people in sometimes"},{"speaker":"Sergej Kotliar","startTime":2139.78,"endTime":2143.83,"body":"for the wrong reasons. Or we"},{"speaker":"Sergej Kotliar","startTime":2139.78,"endTime":2143.83,"body":"suck them in for the right"},{"speaker":"Sergej Kotliar","startTime":2143.83,"endTime":2149.56,"body":"reasons and then convert to the"},{"speaker":"Sergej Kotliar","startTime":2143.83,"endTime":2149.56,"body":"wrong reasons. And build this"},{"speaker":"Sergej Kotliar","startTime":2149.56,"endTime":2155.89,"body":"gambling economy and you know, I"},{"speaker":"Sergej Kotliar","startTime":2149.56,"endTime":2155.89,"body":"don't know, really what to say"},{"speaker":"Sergej Kotliar","startTime":2156.43,"endTime":2160.3,"body":"about it. I think there's been a"},{"speaker":"Sergej Kotliar","startTime":2156.43,"endTime":2160.3,"body":"lot of, historically there's"},{"speaker":"Sergej Kotliar","startTime":2160.3,"endTime":2165.19,"body":"been a lot of scams. I think"},{"speaker":"Sergej Kotliar","startTime":2160.3,"endTime":2165.19,"body":"there's still scams, this point"},{"speaker":"Sergej Kotliar","startTime":2165.19,"endTime":2169.99,"body":"we're post scam, right, when"},{"speaker":"Sergej Kotliar","startTime":2165.19,"endTime":2169.99,"body":"those things that are, you know,"},{"speaker":"Sergej Kotliar","startTime":2170.14,"endTime":2176.02,"body":"you can argue like is an NFT a"},{"speaker":"Sergej Kotliar","startTime":2170.14,"endTime":2176.02,"body":"scam? Well, it's very clearly is"},{"speaker":"Sergej Kotliar","startTime":2176.02,"endTime":2181.36,"body":"what it is. It's a picture of a"},{"speaker":"Sergej Kotliar","startTime":2176.02,"endTime":2181.36,"body":"tweet, you know, who can say"},{"speaker":"Sergej Kotliar","startTime":2181.36,"endTime":2184.3,"body":"that you got scammed if you paid"},{"speaker":"Sergej Kotliar","startTime":2181.36,"endTime":2184.3,"body":"money to buy a picture of a"},{"speaker":"Sergej Kotliar","startTime":2184.3,"endTime":2190.06,"body":"tweet. It's kind of clear that a"},{"speaker":"Sergej Kotliar","startTime":2184.3,"endTime":2190.06,"body":"picture of a tweet is a picture"},{"speaker":"Sergej Kotliar","startTime":2190.06,"endTime":2194.26,"body":"of a tweet and if you want to"},{"speaker":"Sergej Kotliar","startTime":2190.06,"endTime":2194.26,"body":"pay money for it, maybe you can."},{"speaker":"Sergej Kotliar","startTime":2194.65,"endTime":2199.57,"body":"There are certain things that"},{"speaker":"Sergej Kotliar","startTime":2194.65,"endTime":2199.57,"body":"are, that maybe people that are"},{"speaker":"Sergej Kotliar","startTime":2199.57,"endTime":2203.41,"body":"new to the space don't always"},{"speaker":"Sergej Kotliar","startTime":2199.57,"endTime":2203.41,"body":"realize, right? Like, for"},{"speaker":"Sergej Kotliar","startTime":2203.41,"endTime":2208.03,"body":"example, it's often the same"},{"speaker":"Sergej Kotliar","startTime":2203.41,"endTime":2208.03,"body":"money that goes in circles,"},{"speaker":"Sergej Kotliar","startTime":2208.21,"endTime":2211.54,"body":"right? So you guessed it, and"},{"speaker":"Sergej Kotliar","startTime":2208.21,"endTime":2211.54,"body":"given that the system is"},{"speaker":"Sergej Kotliar","startTime":2211.57,"endTime":2215.41,"body":"decentralized, it's also hard to"},{"speaker":"Sergej Kotliar","startTime":2211.57,"endTime":2215.41,"body":"know, like, yeah, somebody"},{"speaker":"Sergej Kotliar","startTime":2215.41,"endTime":2220.84,"body":"creates a token and sells those"},{"speaker":"Sergej Kotliar","startTime":2215.41,"endTime":2220.84,"body":"tokens for x millions. But how"},{"speaker":"Sergej Kotliar","startTime":2220.84,"endTime":2223.09,"body":"do you know that it wasn't"},{"speaker":"Sergej Kotliar","startTime":2220.84,"endTime":2223.09,"body":"themselves buying those tokens"},{"speaker":"Sergej Kotliar","startTime":2223.09,"endTime":2227.14,"body":"for those millions. Because"},{"speaker":"Sergej Kotliar","startTime":2223.09,"endTime":2227.14,"body":"remember, if you should have,"},{"speaker":"Sergej Kotliar","startTime":2227.2,"endTime":2232.87,"body":"you know, and this was someone"},{"speaker":"Sergej Kotliar","startTime":2227.2,"endTime":2232.87,"body":"else posting on Twitter that I'm"},{"speaker":"Sergej Kotliar","startTime":2232.87,"endTime":2234.79,"body":"paraphrasing, that's like,"},{"speaker":"Sergej Kotliar","startTime":2232.87,"endTime":2234.79,"body":"imagine you have a million"},{"speaker":"Sergej Kotliar","startTime":2234.79,"endTime":2241.09,"body":"dollars worth of Ether, and"},{"speaker":"Sergej Kotliar","startTime":2234.79,"endTime":2241.09,"body":"you're issuing a token and then"},{"speaker":"Sergej Kotliar","startTime":2241.27,"endTime":2244.66,"body":"use that million dollar to buy"},{"speaker":"Sergej Kotliar","startTime":2241.27,"endTime":2244.66,"body":"your own token, then you have a"},{"speaker":"Sergej Kotliar","startTime":2244.66,"endTime":2247.18,"body":"million dollars, and you also"},{"speaker":"Sergej Kotliar","startTime":2244.66,"endTime":2247.18,"body":"have tokens that are now worth a"},{"speaker":"Sergej Kotliar","startTime":2247.18,"endTime":2252.19,"body":"million dollars. Right? So you"},{"speaker":"Sergej Kotliar","startTime":2247.18,"endTime":2252.19,"body":"can sell them at a discount, and"},{"speaker":"Sergej Kotliar","startTime":2252.22,"endTime":2256.6,"body":"then suddenly, you sort of"},{"speaker":"Sergej Kotliar","startTime":2252.22,"endTime":2256.6,"body":"creating value in them very"},{"speaker":"Sergej Kotliar","startTime":2256.6,"endTime":2261.88,"body":"often, somebody ends up holding"},{"speaker":"Sergej Kotliar","startTime":2256.6,"endTime":2261.88,"body":"the metaphorical bag, so to"},{"speaker":"Sergej Kotliar","startTime":2261.88,"endTime":2267.49,"body":"speak. And I think that's often"},{"speaker":"Sergej Kotliar","startTime":2261.88,"endTime":2267.49,"body":"unfortunate with scams,"},{"speaker":"Sergej Kotliar","startTime":2267.94,"endTime":2274.93,"body":"something that people should be"},{"speaker":"Sergej Kotliar","startTime":2267.94,"endTime":2274.93,"body":"aware of. That said, certain"},{"speaker":"Sergej Kotliar","startTime":2274.93,"endTime":2281.65,"body":"things, I think, reach certain"},{"speaker":"Sergej Kotliar","startTime":2274.93,"endTime":2281.65,"body":"escape velocity as well."},{"speaker":"Sergej Kotliar","startTime":2283.15,"endTime":2287.26,"body":"Ethereum being one such example"},{"speaker":"Sergej Kotliar","startTime":2283.15,"endTime":2287.26,"body":"that's raised a prominent ICO,"},{"speaker":"Sergej Kotliar","startTime":2287.98,"endTime":2291.88,"body":"that's taking a lot of money,"},{"speaker":"Sergej Kotliar","startTime":2287.98,"endTime":2291.88,"body":"but this point has been six"},{"speaker":"Sergej Kotliar","startTime":2291.88,"endTime":2295.27,"body":"years and I don't know of"},{"speaker":"Sergej Kotliar","startTime":2291.88,"endTime":2295.27,"body":"anybody who considers themselves"},{"speaker":"Sergej Kotliar","startTime":2295.33,"endTime":2297.79,"body":"to have been scammed by"},{"speaker":"Sergej Kotliar","startTime":2295.33,"endTime":2297.79,"body":"Ethereum."},{"speaker":"Matt Zahab","startTime":2298.3,"endTime":2298.84,"body":"God no."},{"speaker":"Sergej Kotliar","startTime":2298.9,"endTime":2305.77,"body":"So is it... You"},{"speaker":"Sergej Kotliar","startTime":2298.9,"endTime":2305.77,"body":"know, becomes a victimless scam,"},{"speaker":"Sergej Kotliar","startTime":2306.55,"endTime":2308.95,"body":"let's say and then at that"},{"speaker":"Sergej Kotliar","startTime":2306.55,"endTime":2308.95,"body":"point, is that a scam if"},{"speaker":"Sergej Kotliar","startTime":2308.95,"endTime":2314.2,"body":"everybody's happy? And how long"},{"speaker":"Sergej Kotliar","startTime":2308.95,"endTime":2314.2,"body":"can it go on for and so on. And"},{"speaker":"Sergej Kotliar","startTime":2314.68,"endTime":2319.78,"body":"so yeah, NFTs  I don't know,"},{"speaker":"Sergej Kotliar","startTime":2314.68,"endTime":2319.78,"body":"that sounds to me, like, rich"},{"speaker":"Sergej Kotliar","startTime":2319.78,"endTime":2324.67,"body":"people stuff. I don't know if"},{"speaker":"Sergej Kotliar","startTime":2319.78,"endTime":2324.67,"body":"it's more unreasonable to buy"},{"speaker":"Sergej Kotliar","startTime":2324.73,"endTime":2330.19,"body":"buy a picture of a tweet than it"},{"speaker":"Sergej Kotliar","startTime":2324.73,"endTime":2330.19,"body":"is to buy whatever else people"},{"speaker":"Sergej Kotliar","startTime":2330.19,"endTime":2335.17,"body":"buy, for lots of money, right?"},{"speaker":"Sergej Kotliar","startTime":2330.19,"endTime":2335.17,"body":"The Underwear that Michael"},{"speaker":"Sergej Kotliar","startTime":2335.17,"endTime":2344.35,"body":"Jordan wore today, or what have"},{"speaker":"Sergej Kotliar","startTime":2335.17,"endTime":2344.35,"body":"you. So I don't know. The thing"},{"speaker":"Sergej Kotliar","startTime":2344.35,"endTime":2349.45,"body":"with all of this is that they're"},{"speaker":"Sergej Kotliar","startTime":2344.35,"endTime":2349.45,"body":"often sold to people as if they"},{"speaker":"Sergej Kotliar","startTime":2349.45,"endTime":2355.12,"body":"were investments, right? So if"},{"speaker":"Sergej Kotliar","startTime":2349.45,"endTime":2355.12,"body":"you're, if you're a hockey guy,"},{"speaker":"Sergej Kotliar","startTime":2355.87,"endTime":2361.09,"body":"maybe you collected hockey"},{"speaker":"Sergej Kotliar","startTime":2355.87,"endTime":2361.09,"body":"cards, some points I did. I have"},{"speaker":"Sergej Kotliar","startTime":2361.09,"endTime":2367.18,"body":"a hockey card collection that I,"},{"speaker":"Sergej Kotliar","startTime":2361.09,"endTime":2367.18,"body":"at the time, you heard stories"},{"speaker":"Sergej Kotliar","startTime":2367.18,"endTime":2370.66,"body":"about, oh, someone who had the"},{"speaker":"Sergej Kotliar","startTime":2367.18,"endTime":2370.66,"body":"hockey cards from the 70s or 60s"},{"speaker":"Sergej Kotliar","startTime":2370.66,"endTime":2374.11,"body":"and they're now worth this and"},{"speaker":"Sergej Kotliar","startTime":2370.66,"endTime":2374.11,"body":"that much. And that's great. And"},{"speaker":"Sergej Kotliar","startTime":2374.11,"endTime":2377.41,"body":"probably our hockey cards one"},{"speaker":"Sergej Kotliar","startTime":2374.11,"endTime":2377.41,"body":"day are going to be worth a lot"},{"speaker":"Sergej Kotliar","startTime":2377.41,"endTime":2383.2,"body":"as well. Guess what, like it's"},{"speaker":"Sergej Kotliar","startTime":2377.41,"endTime":2383.2,"body":"been, or is it now 25 years"},{"speaker":"Sergej Kotliar","startTime":2383.44,"endTime":2388.0,"body":"since I was in middle school, I"},{"speaker":"Sergej Kotliar","startTime":2383.44,"endTime":2388.0,"body":"actually check my hockey cards,"},{"speaker":"Sergej Kotliar","startTime":2388.03,"endTime":2393.67,"body":"they're not for sale. And I  had"},{"speaker":"Sergej Kotliar","startTime":2388.03,"endTime":2393.67,"body":"a massive collection, Magic the"},{"speaker":"Sergej Kotliar","startTime":2393.67,"endTime":2400.81,"body":"Gathering cards, same thing. And"},{"speaker":"Sergej Kotliar","startTime":2393.67,"endTime":2400.81,"body":"so you shouldn't, you know If"},{"speaker":"Sergej Kotliar","startTime":2400.81,"endTime":2402.67,"body":"you want to play with hockey"},{"speaker":"Sergej Kotliar","startTime":2400.81,"endTime":2402.67,"body":"cards because you like hockey"},{"speaker":"Sergej Kotliar","startTime":2402.67,"endTime":2408.13,"body":"cars, that's great, but if"},{"speaker":"Sergej Kotliar","startTime":2402.67,"endTime":2408.13,"body":"you're if you're buying them as"},{"speaker":"Sergej Kotliar","startTime":2408.13,"endTime":2417.25,"body":"an investment, then it might not"},{"speaker":"Sergej Kotliar","startTime":2408.13,"endTime":2417.25,"body":"turn out as good as you would"},{"speaker":"Sergej Kotliar","startTime":2417.25,"endTime":2417.67,"body":"have thought."},{"speaker":"Matt Zahab","startTime":2418.33,"endTime":2420.34,"body":"Do your research"},{"speaker":"Matt Zahab","startTime":2418.33,"endTime":2420.34,"body":"folks. Sergej, this has been"},{"speaker":"Matt Zahab","startTime":2420.34,"endTime":2422.86,"body":"incredible. I've had a blast"},{"speaker":"Matt Zahab","startTime":2420.34,"endTime":2422.86,"body":"speaking with you. A couple more"},{"speaker":"Matt Zahab","startTime":2422.86,"endTime":2426.79,"body":"questions before we let you go."},{"speaker":"Matt Zahab","startTime":2422.86,"endTime":2426.79,"body":"What will happen first Bitcoin"},{"speaker":"Matt Zahab","startTime":2426.79,"endTime":2429.04,"body":"to 100k or $ETH to 5k."},{"speaker":"Sergej Kotliar","startTime":2433.05,"endTime":2434.97,"body":"I'm going to"},{"speaker":"Sergej Kotliar","startTime":2433.05,"endTime":2434.97,"body":"check how much it is."},{"speaker":"Matt Zahab","startTime":2436.77,"endTime":2437.46,"body":"2.4"},{"speaker":"Sergej Kotliar","startTime":2439.41,"endTime":2443.73,"body":"Doubling. Well,"},{"speaker":"Sergej Kotliar","startTime":2439.41,"endTime":2443.73,"body":"yeah, probably Bitcoin is a"},{"speaker":"Sergej Kotliar","startTime":2445.65,"endTime":2450.84,"body":"shorter trip. And I think that"},{"speaker":"Sergej Kotliar","startTime":2445.65,"endTime":2450.84,"body":"Ether is right now being"},{"speaker":"Sergej Kotliar","startTime":2450.84,"endTime":2457.2,"body":"challenged. Not always and so I"},{"speaker":"Sergej Kotliar","startTime":2450.84,"endTime":2457.2,"body":"would definitely say Bitcoin."},{"speaker":"Matt Zahab","startTime":2457.41,"endTime":2460.71,"body":"And last question"},{"speaker":"Matt Zahab","startTime":2457.41,"endTime":2460.71,"body":"where can our audience find you"},{"speaker":"Matt Zahab","startTime":2460.74,"endTime":2462.99,"body":"on socials, yourself and"},{"speaker":"Matt Zahab","startTime":2460.74,"endTime":2462.99,"body":"Bitrefill?"},{"speaker":"Sergej Kotliar","startTime":2463.26,"endTime":2468.66,"body":"Yeah, I mean, if"},{"speaker":"Sergej Kotliar","startTime":2463.26,"endTime":2468.66,"body":"you type in Bitrefill the good"},{"speaker":"Sergej Kotliar","startTime":2468.66,"endTime":2474.69,"body":"things will show up in most"},{"speaker":"Sergej Kotliar","startTime":2468.66,"endTime":2474.69,"body":"channels. My username is at"},{"speaker":"Sergej Kotliar","startTime":2474.81,"endTime":2480.09,"body":"ziggamon. I think if you miss"},{"speaker":"Sergej Kotliar","startTime":2474.81,"endTime":2480.09,"body":"type it it's gonna come after or"},{"speaker":"Sergej Kotliar","startTime":2480.09,"endTime":2481.26,"body":"just Patrice and Sergej."},{"speaker":"Matt Zahab","startTime":2481.95,"endTime":2485.94,"body":"And what ziggamon"},{"speaker":"Matt Zahab","startTime":2481.95,"endTime":2485.94,"body":"mean?"},{"speaker":"Sergej Kotliar","startTime":2487.92,"endTime":2494.07,"body":"It's a nickname"},{"speaker":"Sergej Kotliar","startTime":2487.92,"endTime":2494.07,"body":"I briefly had as a teenager that"},{"speaker":"Sergej Kotliar","startTime":2494.13,"endTime":2500.55,"body":"became my internet handle. A"},{"speaker":"Sergej Kotliar","startTime":2494.13,"endTime":2500.55,"body":"ziggamon is the Digimon man with"},{"speaker":"Sergej Kotliar","startTime":2500.67,"endTime":2508.41,"body":"worstest taste in music. Sick."},{"speaker":"Sergej Kotliar","startTime":2500.67,"endTime":2508.41,"body":"It was like a brief inside joke"},{"speaker":"Sergej Kotliar","startTime":2508.41,"endTime":2511.56,"body":"and then I used it on a website"},{"speaker":"Sergej Kotliar","startTime":2508.41,"endTime":2511.56,"body":"and it was catchy. It's kind of"},{"speaker":"Sergej Kotliar","startTime":2511.56,"endTime":2512.31,"body":"stuck with me."},{"speaker":"Matt Zahab","startTime":2512.34,"endTime":2514.47,"body":"Nice. That's"},{"speaker":"Matt Zahab","startTime":2512.34,"endTime":2514.47,"body":"awesome. Sergej, this was a"},{"speaker":"Matt Zahab","startTime":2514.47,"endTime":2517.2,"body":"treat. Really appreciate you"},{"speaker":"Matt Zahab","startTime":2514.47,"endTime":2517.2,"body":"coming on. Really big fan your"},{"speaker":"Matt Zahab","startTime":2517.2,"endTime":2521.55,"body":"company. Sky is the limit, moon"},{"speaker":"Matt Zahab","startTime":2517.2,"endTime":2521.55,"body":"is the limit for you guys. Love"},{"speaker":"Matt Zahab","startTime":2521.55,"endTime":2524.31,"body":"the brand love the astronaut"},{"speaker":"Matt Zahab","startTime":2521.55,"endTime":2524.31,"body":"love the team love the concept."},{"speaker":"Matt Zahab","startTime":2524.55,"endTime":2528.24,"body":"Was a pleasure. Thank you and"},{"speaker":"Matt Zahab","startTime":2524.55,"endTime":2528.24,"body":"all the best. Have a good one."},{"speaker":"Sergej Kotliar","startTime":2528.42,"endTime":2530.1,"body":"Thank you so"},{"speaker":"Sergej Kotliar","startTime":2528.42,"endTime":2530.1,"body":"much, Matt. Thank you."},{"speaker":"Matt Zahab","startTime":2530.28,"endTime":2532.2,"body":"Folks. Hope you"},{"speaker":"Matt Zahab","startTime":2530.28,"endTime":2532.2,"body":"enjoyed listening to this"},{"speaker":"Matt Zahab","startTime":2532.2,"endTime":2538.35,"body":"episode. This was Sergej from"},{"speaker":"Matt Zahab","startTime":2532.2,"endTime":2538.35,"body":"Bitrefill. You can find them on"},{"speaker":"Matt Zahab","startTime":2538.35,"endTime":2542.13,"body":"socials. I will post everything"},{"speaker":"Matt Zahab","startTime":2538.35,"endTime":2542.13,"body":"in the show notes and on our"},{"speaker":"Matt Zahab","startTime":2542.13,"endTime":2546.54,"body":"website cryptonews.com will also"},{"speaker":"Matt Zahab","startTime":2542.13,"endTime":2546.54,"body":"be on our daily newsletter and"},{"speaker":"Matt Zahab","startTime":2546.57,"endTime":2550.68,"body":"at our socials as well at"},{"speaker":"Matt Zahab","startTime":2546.57,"endTime":2550.68,"body":"cryptonews. Hope you enjoyed"},{"speaker":"Matt Zahab","startTime":2550.68,"endTime":2552.75,"body":"listening to this. If you'd like"},{"speaker":"Matt Zahab","startTime":2550.68,"endTime":2552.75,"body":"to help us out, please"},{"speaker":"Matt Zahab","startTime":2552.75,"endTime":2555.9,"body":"subscribe. We'd love if you did"},{"speaker":"Matt Zahab","startTime":2552.75,"endTime":2555.9,"body":"that. Wishing you all the best"},{"speaker":"Matt Zahab","startTime":2555.9,"endTime":2558.06,"body":"and have a wonderful day. Thanks"},{"speaker":"Matt Zahab","startTime":2555.9,"endTime":2558.06,"body":"again."}]}