{"version":"1.0.0","segments":[{"speaker":"Matt Zahab","startTime":8.13,"endTime":10.5,"body":"Ladies and"},{"speaker":"Matt Zahab","startTime":8.13,"endTime":10.5,"body":"gentlemen, I am extremely fired"},{"speaker":"Matt Zahab","startTime":10.5,"endTime":14.16,"body":"up to have today's guests on the"},{"speaker":"Matt Zahab","startTime":10.5,"endTime":14.16,"body":"show. This gentleman worked in"},{"speaker":"Matt Zahab","startTime":14.16,"endTime":17.46,"body":"the finance industry and worked"},{"speaker":"Matt Zahab","startTime":14.16,"endTime":17.46,"body":"for a couple startups before"},{"speaker":"Matt Zahab","startTime":17.46,"endTime":20.49,"body":"joining one of the quickest"},{"speaker":"Matt Zahab","startTime":17.46,"endTime":20.49,"body":"growing companies in the crypto"},{"speaker":"Matt Zahab","startTime":20.49,"endTime":24.66,"body":"space. This fella is currently"},{"speaker":"Matt Zahab","startTime":20.49,"endTime":24.66,"body":"the VP of business development"},{"speaker":"Matt Zahab","startTime":24.66,"endTime":28.35,"body":"and partnerships at BlockFi, a"},{"speaker":"Matt Zahab","startTime":24.66,"endTime":28.35,"body":"crypto asset service that pairs"},{"speaker":"Matt Zahab","startTime":28.35,"endTime":31.59,"body":"financial products with"},{"speaker":"Matt Zahab","startTime":28.35,"endTime":31.59,"body":"institutional quality benefits."},{"speaker":"Matt Zahab","startTime":32.07,"endTime":35.46,"body":"BlockFi has also received"},{"speaker":"Matt Zahab","startTime":32.07,"endTime":35.46,"body":"unicorn status and is currently"},{"speaker":"Matt Zahab","startTime":35.46,"endTime":40.38,"body":"valued north of 3 billion US"},{"speaker":"Matt Zahab","startTime":35.46,"endTime":40.38,"body":"dollars. Humblebrag. I'm very"},{"speaker":"Matt Zahab","startTime":40.38,"endTime":43.8,"body":"pleased to welcome to the crypto"},{"speaker":"Matt Zahab","startTime":40.38,"endTime":43.8,"body":"news podcast Shayne Mullen,"},{"speaker":"Matt Zahab","startTime":43.8,"endTime":47.04,"body":"Shane, welcome to the show."},{"speaker":"Matt Zahab","startTime":43.8,"endTime":47.04,"body":"Thanks for having me. Great to"},{"speaker":"Matt Zahab","startTime":47.04,"endTime":50.55,"body":"have you on. We were just"},{"speaker":"Matt Zahab","startTime":47.04,"endTime":50.55,"body":"chatting before and you are a"},{"speaker":"Matt Zahab","startTime":50.55,"endTime":53.91,"body":"South Carolina boy currently"},{"speaker":"Matt Zahab","startTime":50.55,"endTime":53.91,"body":"living the life in New York"},{"speaker":"Matt Zahab","startTime":53.91,"endTime":54.21,"body":"City,"},{"speaker":"Shayne Mullen","startTime":54.27,"endTime":58.86,"body":"New York is on"},{"speaker":"Shayne Mullen","startTime":54.27,"endTime":58.86,"body":"fire right now. It is 100% back."},{"speaker":"Shayne Mullen","startTime":60.93,"endTime":63.27,"body":"You know, I'm telling myself"},{"speaker":"Shayne Mullen","startTime":60.93,"endTime":63.27,"body":"tell my fiance I think we need"},{"speaker":"Shayne Mullen","startTime":63.27,"endTime":66.57,"body":"to start making the trip up here"},{"speaker":"Shayne Mullen","startTime":63.27,"endTime":66.57,"body":"at least once a month. And it's"},{"speaker":"Shayne Mullen","startTime":66.57,"endTime":69.96,"body":"also just electric being back in"},{"speaker":"Shayne Mullen","startTime":66.57,"endTime":69.96,"body":"the office, right? Like we have"},{"speaker":"Shayne Mullen","startTime":70.38,"endTime":74.43,"body":"a pretty big office down on"},{"speaker":"Shayne Mullen","startTime":70.38,"endTime":74.43,"body":"Broadway. We've outgrown it so"},{"speaker":"Shayne Mullen","startTime":74.43,"endTime":79.77,"body":"we need a new one. But I haven't"},{"speaker":"Shayne Mullen","startTime":74.43,"endTime":79.77,"body":"met any of my co workers since I"},{"speaker":"Shayne Mullen","startTime":79.77,"endTime":85.11,"body":"started June of last year. And"},{"speaker":"Shayne Mullen","startTime":79.77,"endTime":85.11,"body":"just being in a room, you know,"},{"speaker":"Shayne Mullen","startTime":85.11,"endTime":90.45,"body":"with my existing team, grabbing"},{"speaker":"Shayne Mullen","startTime":85.11,"endTime":90.45,"body":"some water and having a"},{"speaker":"Shayne Mullen","startTime":90.45,"endTime":93.45,"body":"conversation with you know, a"},{"speaker":"Shayne Mullen","startTime":90.45,"endTime":93.45,"body":"founder or head of finance"},{"speaker":"Shayne Mullen","startTime":93.45,"endTime":97.68,"body":"wherever it is. It's just"},{"speaker":"Shayne Mullen","startTime":93.45,"endTime":97.68,"body":"amazing. It's something that I'm"},{"speaker":"Shayne Mullen","startTime":97.68,"endTime":101.61,"body":"really excited to get back into"},{"speaker":"Shayne Mullen","startTime":97.68,"endTime":101.61,"body":"the swing of things once we"},{"speaker":"Shayne Mullen","startTime":101.61,"endTime":102.39,"body":"continue on."},{"speaker":"Matt Zahab","startTime":102.63,"endTime":105.66,"body":"I love that."},{"speaker":"Matt Zahab","startTime":102.63,"endTime":105.66,"body":"Speaking of New York, the pomp"},{"speaker":"Matt Zahab","startTime":105.66,"endTime":109.62,"body":"meetup. I know pomp is one of"},{"speaker":"Matt Zahab","startTime":105.66,"endTime":109.62,"body":"the bigger investors in BlockFi."},{"speaker":"Matt Zahab","startTime":109.65,"endTime":114.6,"body":"He's also probably your biggest"},{"speaker":"Matt Zahab","startTime":109.65,"endTime":114.6,"body":"spokesman and in promo boy. Mind"},{"speaker":"Matt Zahab","startTime":114.6,"endTime":116.49,"body":"you, he's done a great job and"},{"speaker":"Matt Zahab","startTime":114.6,"endTime":116.49,"body":"he has a very prominent"},{"speaker":"Matt Zahab","startTime":116.49,"endTime":120.63,"body":"following but I want to talk"},{"speaker":"Matt Zahab","startTime":116.49,"endTime":120.63,"body":"about the Bitcoin pizza launch"},{"speaker":"Matt Zahab","startTime":120.63,"endTime":125.67,"body":"last week. I had a friend and"},{"speaker":"Matt Zahab","startTime":120.63,"endTime":125.67,"body":"actually a co worker, Richard"},{"speaker":"Matt Zahab","startTime":125.67,"endTime":131.55,"body":"Levin, VP of sales at crypto"},{"speaker":"Matt Zahab","startTime":125.67,"endTime":131.55,"body":"news and @BonjourBitcoin on"},{"speaker":"Matt Zahab","startTime":131.55,"endTime":134.4,"body":"Twitter. He was there and he"},{"speaker":"Matt Zahab","startTime":131.55,"endTime":134.4,"body":"said that there was like a two"},{"speaker":"Matt Zahab","startTime":134.4,"endTime":139.14,"body":"hour wait just to shake pomps"},{"speaker":"Matt Zahab","startTime":134.4,"endTime":139.14,"body":"hand and say what up to the"},{"speaker":"Matt Zahab","startTime":139.14,"endTime":141.99,"body":"guy's like, is he an A list"},{"speaker":"Matt Zahab","startTime":139.14,"endTime":141.99,"body":"celeb now? What's the deal with"},{"speaker":"Matt Zahab","startTime":141.99,"endTime":142.77,"body":"him? Have you met him yet?"},{"speaker":"Shayne Mullen","startTime":142.9,"endTime":144.82,"body":"I've met, I've"},{"speaker":"Shayne Mullen","startTime":142.9,"endTime":144.82,"body":"never met him in person. We've"},{"speaker":"Shayne Mullen","startTime":144.82,"endTime":150.88,"body":"had tons of conversations over"},{"speaker":"Shayne Mullen","startTime":144.82,"endTime":150.88,"body":"zoom. I mean, look, the guy is"},{"speaker":"Shayne Mullen","startTime":150.91,"endTime":155.92,"body":"amazing at what he does. He's"},{"speaker":"Shayne Mullen","startTime":150.91,"endTime":155.92,"body":"incredibly smart. He's a sponge"},{"speaker":"Shayne Mullen","startTime":155.92,"endTime":160.84,"body":"of knowledge. He's able to"},{"speaker":"Shayne Mullen","startTime":155.92,"endTime":160.84,"body":"communicate very complex topics"},{"speaker":"Shayne Mullen","startTime":160.84,"endTime":165.79,"body":"with very simple ways of"},{"speaker":"Shayne Mullen","startTime":160.84,"endTime":165.79,"body":"discussion. He's been and has"},{"speaker":"Shayne Mullen","startTime":165.79,"endTime":168.97,"body":"learned, you know, over the"},{"speaker":"Shayne Mullen","startTime":165.79,"endTime":168.97,"body":"course of time, just how to"},{"speaker":"Shayne Mullen","startTime":168.97,"endTime":173.74,"body":"really build a brand online. And"},{"speaker":"Shayne Mullen","startTime":168.97,"endTime":173.74,"body":"he knows how to go viral. And he"},{"speaker":"Shayne Mullen","startTime":173.74,"endTime":177.34,"body":"knows what things you know, make"},{"speaker":"Shayne Mullen","startTime":173.74,"endTime":177.34,"body":"people interested and get people"},{"speaker":"Shayne Mullen","startTime":177.34,"endTime":181.81,"body":"out of the woodwork. So he's"},{"speaker":"Shayne Mullen","startTime":177.34,"endTime":181.81,"body":"been an absolute incredible"},{"speaker":"Shayne Mullen","startTime":182.23,"endTime":187.48,"body":"investor, partner, mentor,"},{"speaker":"Shayne Mullen","startTime":182.23,"endTime":187.48,"body":"guide, right to all things"},{"speaker":"Shayne Mullen","startTime":187.48,"endTime":191.74,"body":"BlockFi. I can't say enough"},{"speaker":"Shayne Mullen","startTime":187.48,"endTime":191.74,"body":"about how great pomp has been,"},{"speaker":"Shayne Mullen","startTime":192.16,"endTime":193.9,"body":"you know, to the success of this"},{"speaker":"Shayne Mullen","startTime":192.16,"endTime":193.9,"body":"business?"},{"speaker":"Matt Zahab","startTime":193.93,"endTime":195.76,"body":"That's awesome. I"},{"speaker":"Matt Zahab","startTime":193.93,"endTime":195.76,"body":"haven't met the guy yet."},{"speaker":"Matt Zahab","startTime":196.15,"endTime":197.56,"body":"Hopefully in the near future."},{"speaker":"Shayne Mullen","startTime":197.56,"endTime":200.47,"body":"But I did hear"},{"speaker":"Shayne Mullen","startTime":197.56,"endTime":200.47,"body":"Matt that the pizza was like a"},{"speaker":"Shayne Mullen","startTime":200.47,"endTime":205.06,"body":"three out of 10. He's got to"},{"speaker":"Shayne Mullen","startTime":200.47,"endTime":205.06,"body":"find a new pizza distributor."},{"speaker":"Matt Zahab","startTime":205.72,"endTime":206.98,"body":"Where's Portnoy with"},{"speaker":"Matt Zahab","startTime":205.72,"endTime":206.98,"body":"that?"},{"speaker":"Shayne Mullen","startTime":207.73,"endTime":212.44,"body":"Right, right,"},{"speaker":"Shayne Mullen","startTime":207.73,"endTime":212.44,"body":"exactly. I get the Portnoy pizza"},{"speaker":"Shayne Mullen","startTime":212.44,"endTime":214.81,"body":"review of pomps Bitcoin pizza"},{"speaker":"Shayne Mullen","startTime":212.44,"endTime":214.81,"body":"party."},{"speaker":"Matt Zahab","startTime":217.39,"endTime":219.34,"body":"That is and those"},{"speaker":"Matt Zahab","startTime":217.39,"endTime":219.34,"body":"guys go out on Twitter all the"},{"speaker":"Matt Zahab","startTime":219.34,"endTime":221.77,"body":"time, too, because they were"},{"speaker":"Matt Zahab","startTime":219.34,"endTime":221.77,"body":"chirping. You know, el"},{"speaker":"Matt Zahab","startTime":221.77,"endTime":225.07,"body":"presidente de for having those"},{"speaker":"Matt Zahab","startTime":221.77,"endTime":225.07,"body":"paper hands. And that would have"},{"speaker":"Matt Zahab","startTime":225.07,"endTime":227.86,"body":"been an absolute treat, him just"},{"speaker":"Matt Zahab","startTime":225.07,"endTime":227.86,"body":"shredding his pizza into two"},{"speaker":"Matt Zahab","startTime":227.86,"endTime":231.04,"body":"pieces. It did not look"},{"speaker":"Matt Zahab","startTime":227.86,"endTime":231.04,"body":"appealing at all that was, yeah,"},{"speaker":"Matt Zahab","startTime":231.04,"endTime":236.44,"body":"that looked subpar at the best."},{"speaker":"Matt Zahab","startTime":231.04,"endTime":236.44,"body":"But I want to jump into BlockFi."},{"speaker":"Matt Zahab","startTime":236.56,"endTime":239.56,"body":"And I want you to start by, I"},{"speaker":"Matt Zahab","startTime":236.56,"endTime":239.56,"body":"guess we'll start by talking"},{"speaker":"Matt Zahab","startTime":239.56,"endTime":242.92,"body":"about the company and give us a"},{"speaker":"Matt Zahab","startTime":239.56,"endTime":242.92,"body":"quick you know, 30 seconds to"},{"speaker":"Matt Zahab","startTime":242.92,"endTime":245.53,"body":"one minute elevator pitch of"},{"speaker":"Matt Zahab","startTime":242.92,"endTime":245.53,"body":"everything BlockFi does."},{"speaker":"Shayne Mullen","startTime":245.54,"endTime":248.42,"body":"Sure. So you"},{"speaker":"Shayne Mullen","startTime":245.54,"endTime":248.42,"body":"know, for those who are not"},{"speaker":"Shayne Mullen","startTime":248.42,"endTime":253.19,"body":"familiar blockFi is a financial"},{"speaker":"Shayne Mullen","startTime":248.42,"endTime":253.19,"body":"services platform for the crypto"},{"speaker":"Shayne Mullen","startTime":253.19,"endTime":258.2,"body":"investor. Right? So we offer a"},{"speaker":"Shayne Mullen","startTime":253.19,"endTime":258.2,"body":"web and mobile desktop"},{"speaker":"Shayne Mullen","startTime":259.43,"endTime":263.81,"body":"experience to customers all over"},{"speaker":"Shayne Mullen","startTime":259.43,"endTime":263.81,"body":"the world where you're able to"},{"speaker":"Shayne Mullen","startTime":264.14,"endTime":270.8,"body":"earn yield, borrow, trade, and"},{"speaker":"Shayne Mullen","startTime":264.14,"endTime":270.8,"body":"our new product pair which is"},{"speaker":"Shayne Mullen","startTime":270.8,"endTime":274.58,"body":"coming out in a couple of weeks"},{"speaker":"Shayne Mullen","startTime":270.8,"endTime":274.58,"body":"with cryptocurrency or in"},{"speaker":"Shayne Mullen","startTime":274.58,"endTime":279.68,"body":"cryptocurrency in the form of"},{"speaker":"Shayne Mullen","startTime":274.58,"endTime":279.68,"body":"rewards on the pay side. Really"},{"speaker":"Shayne Mullen","startTime":279.68,"endTime":284.6,"body":"exciting platform, an area and"},{"speaker":"Shayne Mullen","startTime":279.68,"endTime":284.6,"body":"niche that we've been playing in"},{"speaker":"Shayne Mullen","startTime":284.6,"endTime":288.95,"body":"for the past, you know, four"},{"speaker":"Shayne Mullen","startTime":284.6,"endTime":288.95,"body":"years, not a lot of businesses"},{"speaker":"Shayne Mullen","startTime":288.95,"endTime":292.85,"body":"that offer similar type of value"},{"speaker":"Shayne Mullen","startTime":288.95,"endTime":292.85,"body":"that we do. And we believe you"},{"speaker":"Shayne Mullen","startTime":292.85,"endTime":298.13,"body":"know, through safety, security"},{"speaker":"Shayne Mullen","startTime":292.85,"endTime":298.13,"body":"trust, through really good"},{"speaker":"Shayne Mullen","startTime":298.13,"endTime":301.67,"body":"products and bringing you know"},{"speaker":"Shayne Mullen","startTime":298.13,"endTime":301.67,"body":"financial services to the crypto"},{"speaker":"Shayne Mullen","startTime":301.67,"endTime":306.05,"body":"investor market, right, we can"},{"speaker":"Shayne Mullen","startTime":301.67,"endTime":306.05,"body":"help a lot of people, both"},{"speaker":"Shayne Mullen","startTime":306.08,"endTime":309.83,"body":"existing in the system and who"},{"speaker":"Shayne Mullen","startTime":306.08,"endTime":309.83,"body":"are looking to get into crypto"},{"speaker":"Shayne Mullen","startTime":309.86,"endTime":314.03,"body":"really benefit over the long"},{"speaker":"Shayne Mullen","startTime":309.86,"endTime":314.03,"body":"period of time. So the company,"},{"speaker":"Shayne Mullen","startTime":315.38,"endTime":319.37,"body":"we've grown, I think you said it"},{"speaker":"Shayne Mullen","startTime":315.38,"endTime":319.37,"body":"earlier, you know, 10x, in the"},{"speaker":"Shayne Mullen","startTime":319.37,"endTime":324.11,"body":"past 12 months, we've, you know,"},{"speaker":"Shayne Mullen","startTime":319.37,"endTime":324.11,"body":"raised a bunch of rounds of"},{"speaker":"Shayne Mullen","startTime":324.11,"endTime":329.6,"body":"funding, we've probably 10x our"},{"speaker":"Shayne Mullen","startTime":324.11,"endTime":329.6,"body":"employee base. And we've just"},{"speaker":"Shayne Mullen","startTime":329.6,"endTime":332.57,"body":"continued to build products that"},{"speaker":"Shayne Mullen","startTime":329.6,"endTime":332.57,"body":"our customers are looking for,"},{"speaker":"Shayne Mullen","startTime":332.57,"endTime":336.29,"body":"and our customers are asking. So"},{"speaker":"Shayne Mullen","startTime":332.57,"endTime":336.29,"body":"it's been a really exciting"},{"speaker":"Shayne Mullen","startTime":336.29,"endTime":336.62,"body":"ride."},{"speaker":"Matt Zahab","startTime":336.8,"endTime":339.05,"body":"Couple of the"},{"speaker":"Matt Zahab","startTime":336.8,"endTime":339.05,"body":"products and services that are"},{"speaker":"Matt Zahab","startTime":339.05,"endTime":342.32,"body":"most intriguing to not only"},{"speaker":"Matt Zahab","startTime":339.05,"endTime":342.32,"body":"myself, but sort of everyone"},{"speaker":"Matt Zahab","startTime":342.32,"endTime":347.48,"body":"listening and just the general"},{"speaker":"Matt Zahab","startTime":342.32,"endTime":347.48,"body":"public. The interest and APY is"},{"speaker":"Matt Zahab","startTime":347.54,"endTime":351.38,"body":"huge. And we'll get into that"},{"speaker":"Matt Zahab","startTime":347.54,"endTime":351.38,"body":"now. Another one is a credit"},{"speaker":"Matt Zahab","startTime":351.38,"endTime":353.72,"body":"card, which I'm still on the"},{"speaker":"Matt Zahab","startTime":351.38,"endTime":353.72,"body":"waitlist waiting for that"},{"speaker":"Matt Zahab","startTime":353.72,"endTime":356.66,"body":"hopefully, you can give me a"},{"speaker":"Matt Zahab","startTime":353.72,"endTime":356.66,"body":"little podcast bump on that one,"},{"speaker":"Matt Zahab","startTime":356.66,"endTime":360.02,"body":"that'd be a treat, but going."},{"speaker":"Matt Zahab","startTime":356.66,"endTime":360.02,"body":"Yeah, for those at home the"},{"speaker":"Matt Zahab","startTime":360.02,"endTime":362.24,"body":"waitlist, there's got to be, I"},{"speaker":"Matt Zahab","startTime":360.02,"endTime":362.24,"body":"don't know, 100,000 people on"},{"speaker":"Matt Zahab","startTime":362.24,"endTime":365.54,"body":"here probably won't be getting"},{"speaker":"Matt Zahab","startTime":362.24,"endTime":365.54,"body":"that to like 2030. But I'm"},{"speaker":"Matt Zahab","startTime":365.54,"endTime":369.44,"body":"joking. On the APY., now, if I"},{"speaker":"Matt Zahab","startTime":365.54,"endTime":369.44,"body":"would explain it to my parents,"},{"speaker":"Matt Zahab","startTime":369.44,"endTime":372.98,"body":"or my grandma, or just anyone"},{"speaker":"Matt Zahab","startTime":369.44,"endTime":372.98,"body":"who might be a little older, and"},{"speaker":"Matt Zahab","startTime":373.01,"endTime":376.52,"body":"who has dealt with traditional"},{"speaker":"Matt Zahab","startTime":373.01,"endTime":376.52,"body":"banking their whole lives. And"},{"speaker":"Matt Zahab","startTime":376.55,"endTime":381.14,"body":"they see a blockFi that goes"},{"speaker":"Matt Zahab","startTime":376.55,"endTime":381.14,"body":"earn up to 10% APY, which is 10%"},{"speaker":"Matt Zahab","startTime":381.5,"endTime":385.19,"body":"interest on your crypto. They're"},{"speaker":"Matt Zahab","startTime":381.5,"endTime":385.19,"body":"like, Okay, this must be a scam."},{"speaker":"Matt Zahab","startTime":385.22,"endTime":388.01,"body":"This is way too good to be true."},{"speaker":"Matt Zahab","startTime":385.22,"endTime":388.01,"body":"Getting 10%, most people like if"},{"speaker":"Matt Zahab","startTime":388.01,"endTime":392.75,"body":"I can get 10% return on my"},{"speaker":"Matt Zahab","startTime":388.01,"endTime":392.75,"body":"investing portfolio, I'm dancing"},{"speaker":"Matt Zahab","startTime":392.75,"endTime":395.36,"body":"and romancing. And that's"},{"speaker":"Matt Zahab","startTime":392.75,"endTime":395.36,"body":"absolutely incredible. And then"},{"speaker":"Matt Zahab","startTime":395.36,"endTime":399.11,"body":"there's blockFi guaranteeing"},{"speaker":"Matt Zahab","startTime":395.36,"endTime":399.11,"body":"10%. Walk me through that pitch."},{"speaker":"Matt Zahab","startTime":399.14,"endTime":401.87,"body":"And what do you guys actually do"},{"speaker":"Matt Zahab","startTime":399.14,"endTime":401.87,"body":"with those funds in order to"},{"speaker":"Matt Zahab","startTime":401.87,"endTime":403.73,"body":"guarantee 10% back to the user?"},{"speaker":"Shayne Mullen","startTime":403.93,"endTime":407.08,"body":"Yeah, for sure."},{"speaker":"Shayne Mullen","startTime":403.93,"endTime":407.08,"body":"So look, I think there's a bunch"},{"speaker":"Shayne Mullen","startTime":407.08,"endTime":410.29,"body":"of things that you need to"},{"speaker":"Shayne Mullen","startTime":407.08,"endTime":410.29,"body":"understand right to really grab"},{"speaker":"Shayne Mullen","startTime":410.29,"endTime":414.79,"body":"hold of that 10% number. We"},{"speaker":"Shayne Mullen","startTime":410.29,"endTime":414.79,"body":"actually joked, internally,"},{"speaker":"Shayne Mullen","startTime":415.42,"endTime":418.33,"body":"couple months back if we change"},{"speaker":"Shayne Mullen","startTime":415.42,"endTime":418.33,"body":"the rate to 4%, will we get"},{"speaker":"Shayne Mullen","startTime":418.33,"endTime":420.28,"body":"better adoption, right? Because"},{"speaker":"Shayne Mullen","startTime":418.33,"endTime":420.28,"body":"it just makes so much more"},{"speaker":"Shayne Mullen","startTime":420.28,"endTime":425.92,"body":"sense. But we can actually pay"},{"speaker":"Shayne Mullen","startTime":420.28,"endTime":425.92,"body":"and fundamentally due to, you"},{"speaker":"Shayne Mullen","startTime":425.92,"endTime":431.53,"body":"know, hundreds of 1000s of"},{"speaker":"Shayne Mullen","startTime":425.92,"endTime":431.53,"body":"people on a daily basis. 10%, or"},{"speaker":"Shayne Mullen","startTime":431.59,"endTime":436.09,"body":"our 10% rate right now is"},{"speaker":"Shayne Mullen","startTime":431.59,"endTime":436.09,"body":"promotional, but it's 8.6% on"},{"speaker":"Shayne Mullen","startTime":436.09,"endTime":439.0,"body":"stable coins. So I think the"},{"speaker":"Shayne Mullen","startTime":436.09,"endTime":439.0,"body":"first couple things you need to"},{"speaker":"Shayne Mullen","startTime":439.0,"endTime":442.6,"body":"understand is you know, what is"},{"speaker":"Shayne Mullen","startTime":439.0,"endTime":442.6,"body":"a stable coin? Right. So at the"},{"speaker":"Shayne Mullen","startTime":442.63,"endTime":445.6,"body":"most basic level, right, a"},{"speaker":"Shayne Mullen","startTime":442.63,"endTime":445.6,"body":"stable coin is a blockchain"},{"speaker":"Shayne Mullen","startTime":445.6,"endTime":449.44,"body":"issue dollar. Right. So"},{"speaker":"Shayne Mullen","startTime":445.6,"endTime":449.44,"body":"different entities that exist"},{"speaker":"Shayne Mullen","startTime":449.47,"endTime":454.03,"body":"within the crypto ecosystem,"},{"speaker":"Shayne Mullen","startTime":449.47,"endTime":454.03,"body":"like Gemini circle, Paxos have"},{"speaker":"Shayne Mullen","startTime":454.03,"endTime":458.17,"body":"issued stable coins, within"},{"speaker":"Shayne Mullen","startTime":454.03,"endTime":458.17,"body":"these blockchain environments,"},{"speaker":"Shayne Mullen","startTime":458.17,"endTime":462.31,"body":"and then we at blockFi use them"},{"speaker":"Shayne Mullen","startTime":458.17,"endTime":462.31,"body":"very similar to the way that a"},{"speaker":"Shayne Mullen","startTime":462.31,"endTime":467.02,"body":"company would use cash, right,"},{"speaker":"Shayne Mullen","startTime":462.31,"endTime":467.02,"body":"or USD. So when you're"},{"speaker":"Shayne Mullen","startTime":467.02,"endTime":469.72,"body":"theoretically or when you open"},{"speaker":"Shayne Mullen","startTime":467.02,"endTime":469.72,"body":"an account on blockFi, and"},{"speaker":"Shayne Mullen","startTime":469.72,"endTime":473.02,"body":"you're depositing your USD or"},{"speaker":"Shayne Mullen","startTime":469.72,"endTime":473.02,"body":"transferring USD funds onto the"},{"speaker":"Shayne Mullen","startTime":473.02,"endTime":476.02,"body":"platform, what we're doing is"},{"speaker":"Shayne Mullen","startTime":473.02,"endTime":476.02,"body":"we're going to convert that into"},{"speaker":"Shayne Mullen","startTime":476.02,"endTime":479.47,"body":"a stable coin. And you're going"},{"speaker":"Shayne Mullen","startTime":476.02,"endTime":479.47,"body":"to have a stable coin balance"},{"speaker":"Shayne Mullen","startTime":479.5,"endTime":483.22,"body":"within the blockFi interest"},{"speaker":"Shayne Mullen","startTime":479.5,"endTime":483.22,"body":"account. Now, that's soon as you"},{"speaker":"Shayne Mullen","startTime":483.22,"endTime":485.74,"body":"deposit or transfer those funds"},{"speaker":"Shayne Mullen","startTime":483.22,"endTime":485.74,"body":"onto the platform, you start"},{"speaker":"Shayne Mullen","startTime":485.74,"endTime":489.31,"body":"earning interest, right, 8.6%."},{"speaker":"Shayne Mullen","startTime":485.74,"endTime":489.31,"body":"What we're doing with those"},{"speaker":"Shayne Mullen","startTime":489.31,"endTime":494.02,"body":"funds is in turn going out to an"},{"speaker":"Shayne Mullen","startTime":489.31,"endTime":494.02,"body":"institutional market, hedge"},{"speaker":"Shayne Mullen","startTime":494.02,"endTime":500.29,"body":"funds, family offices,"},{"speaker":"Shayne Mullen","startTime":494.02,"endTime":500.29,"body":"endowments, some insurance, some"},{"speaker":"Shayne Mullen","startTime":500.32,"endTime":505.21,"body":"bank some real money players who"},{"speaker":"Shayne Mullen","startTime":500.32,"endTime":505.21,"body":"are looking to borrow dollars"},{"speaker":"Shayne Mullen","startTime":505.3,"endTime":509.71,"body":"from blockFi. And we are lending"},{"speaker":"Shayne Mullen","startTime":505.3,"endTime":509.71,"body":"them those dollars for interest"},{"speaker":"Shayne Mullen","startTime":509.71,"endTime":512.68,"body":"rates that are slightly higher"},{"speaker":"Shayne Mullen","startTime":509.71,"endTime":512.68,"body":"than the interest rate we're"},{"speaker":"Shayne Mullen","startTime":512.68,"endTime":516.7,"body":"paying to you, Matt, or to you"},{"speaker":"Shayne Mullen","startTime":512.68,"endTime":516.7,"body":"know, someone in your family who"},{"speaker":"Shayne Mullen","startTime":516.7,"endTime":521.71,"body":"has a blockFi account. The"},{"speaker":"Shayne Mullen","startTime":516.7,"endTime":521.71,"body":"difference in kind of blockFi,"},{"speaker":"Shayne Mullen","startTime":521.74,"endTime":525.31,"body":"and that traditional model,"},{"speaker":"Shayne Mullen","startTime":521.74,"endTime":525.31,"body":"which is very similar to the way"},{"speaker":"Shayne Mullen","startTime":525.31,"endTime":529.3,"body":"that a bank operates is that you"},{"speaker":"Shayne Mullen","startTime":525.31,"endTime":529.3,"body":"know, there is no FDIC insurance"},{"speaker":"Shayne Mullen","startTime":529.33,"endTime":534.52,"body":"on the account. That being said,"},{"speaker":"Shayne Mullen","startTime":529.33,"endTime":534.52,"body":"You're being compensated for"},{"speaker":"Shayne Mullen","startTime":534.52,"endTime":541.96,"body":"risk, up to 8.6%. for the"},{"speaker":"Shayne Mullen","startTime":534.52,"endTime":541.96,"body":"lending activities that you're"},{"speaker":"Shayne Mullen","startTime":541.96,"endTime":545.14,"body":"taking with blockFi, and you can"},{"speaker":"Shayne Mullen","startTime":541.96,"endTime":545.14,"body":"withdraw at any time, and you"},{"speaker":"Shayne Mullen","startTime":545.14,"endTime":550.0,"body":"can move money in and out as you"},{"speaker":"Shayne Mullen","startTime":545.14,"endTime":550.0,"body":"feel or as you wish. So we think"},{"speaker":"Shayne Mullen","startTime":550.0,"endTime":553.27,"body":"it's probably, it is the most"},{"speaker":"Shayne Mullen","startTime":550.0,"endTime":553.27,"body":"compelling savings tool or"},{"speaker":"Shayne Mullen","startTime":553.27,"endTime":556.39,"body":"savings vehicle that, you know,"},{"speaker":"Shayne Mullen","startTime":553.27,"endTime":556.39,"body":"people should have at least some"},{"speaker":"Shayne Mullen","startTime":556.39,"endTime":559.06,"body":"exposure, if not, you know,"},{"speaker":"Shayne Mullen","startTime":556.39,"endTime":559.06,"body":"large bit of exposure to."},{"speaker":"Matt Zahab","startTime":559.51,"endTime":562.0,"body":"So what do you tell"},{"speaker":"Matt Zahab","startTime":559.51,"endTime":562.0,"body":"to those? You know, I'll use my"},{"speaker":"Matt Zahab","startTime":562.0,"endTime":564.97,"body":"parents, for example, again, who"},{"speaker":"Matt Zahab","startTime":562.0,"endTime":564.97,"body":"are very intelligent people, but"},{"speaker":"Matt Zahab","startTime":564.97,"endTime":568.06,"body":"would definitely, you know, bat"},{"speaker":"Matt Zahab","startTime":564.97,"endTime":568.06,"body":"their eye at something like"},{"speaker":"Matt Zahab","startTime":568.06,"endTime":570.76,"body":"this, because again, it seems"},{"speaker":"Matt Zahab","startTime":568.06,"endTime":570.76,"body":"too good to be true. How do you"},{"speaker":"Matt Zahab","startTime":571.03,"endTime":572.44,"body":"go about pitching them on this?"},{"speaker":"Shayne Mullen","startTime":572.42,"endTime":575.63,"body":"For me when I'm"},{"speaker":"Shayne Mullen","startTime":572.42,"endTime":575.63,"body":"talking to someone in that"},{"speaker":"Shayne Mullen","startTime":575.63,"endTime":581.3,"body":"particular seat, the best way to"},{"speaker":"Shayne Mullen","startTime":575.63,"endTime":581.3,"body":"explain it is just using"},{"speaker":"Shayne Mullen","startTime":581.33,"endTime":585.5,"body":"something that's relevant to"},{"speaker":"Shayne Mullen","startTime":581.33,"endTime":585.5,"body":"what they've done before, right?"},{"speaker":"Shayne Mullen","startTime":585.92,"endTime":590.09,"body":"So using like relevant and"},{"speaker":"Shayne Mullen","startTime":585.92,"endTime":590.09,"body":"credible scenarios that would"},{"speaker":"Matt Zahab","startTime":589.64,"endTime":735.95,"body":"That was a very good"},{"speaker":"Matt Zahab","startTime":589.64,"endTime":735.95,"body":"explanation. Thank you for that"},{"speaker":"Matt Zahab","startTime":590.09,"endTime":595.01,"body":"help them understand exactly how"},{"speaker":"Matt Zahab","startTime":590.09,"endTime":595.01,"body":"this operates. For example, when"},{"speaker":"Matt Zahab","startTime":595.01,"endTime":599.21,"body":"you open a bank account, you"},{"speaker":"Matt Zahab","startTime":595.01,"endTime":599.21,"body":"deposit your cash into that"},{"speaker":"Matt Zahab","startTime":599.21,"endTime":602.36,"body":"account. If you open a savings"},{"speaker":"Matt Zahab","startTime":599.21,"endTime":602.36,"body":"account, the bank actually pays"},{"speaker":"Matt Zahab","startTime":602.36,"endTime":607.94,"body":"you 1% interest, right, or 80"},{"speaker":"Matt Zahab","startTime":602.36,"endTime":607.94,"body":"basis points, or 60 basis points"},{"speaker":"Matt Zahab","startTime":607.94,"endTime":611.3,"body":"annualized, really low rates."},{"speaker":"Matt Zahab","startTime":607.94,"endTime":611.3,"body":"What the bank is fundamentally"},{"speaker":"Matt Zahab","startTime":611.3,"endTime":614.72,"body":"doing is using the cash deposits"},{"speaker":"Matt Zahab","startTime":611.3,"endTime":614.72,"body":"that sit within that account,"},{"speaker":"Matt Zahab","startTime":614.72,"endTime":618.62,"body":"and they are lending them out to"},{"speaker":"Matt Zahab","startTime":614.72,"endTime":618.62,"body":"other areas of the bank for a"},{"speaker":"Matt Zahab","startTime":618.62,"endTime":622.88,"body":"yield that makes more than 80"},{"speaker":"Matt Zahab","startTime":618.62,"endTime":622.88,"body":"basis points or 1% on your"},{"speaker":"Matt Zahab","startTime":622.88,"endTime":626.54,"body":"money. The bank makes what's"},{"speaker":"Matt Zahab","startTime":622.88,"endTime":626.54,"body":"called the net interest margin,"},{"speaker":"Matt Zahab","startTime":626.75,"endTime":629.96,"body":"right, which is the revenue that"},{"speaker":"Matt Zahab","startTime":626.75,"endTime":629.96,"body":"they generate from the spread or"},{"speaker":"Matt Zahab","startTime":629.96,"endTime":632.69,"body":"the difference in what they're"},{"speaker":"Matt Zahab","startTime":629.96,"endTime":632.69,"body":"lending and what they're paying"},{"speaker":"Matt Zahab","startTime":632.69,"endTime":637.67,"body":"to you, the saver, and then you"},{"speaker":"Matt Zahab","startTime":632.69,"endTime":637.67,"body":"theoretically have a IOU, or a"},{"speaker":"Matt Zahab","startTime":637.67,"endTime":640.22,"body":"set of funds that you can"},{"speaker":"Matt Zahab","startTime":637.67,"endTime":640.22,"body":"withdraw or move at any time."},{"speaker":"Matt Zahab","startTime":640.22,"endTime":644.03,"body":"And the bank has a large set of"},{"speaker":"Matt Zahab","startTime":640.22,"endTime":644.03,"body":"reserves that you're able to"},{"speaker":"Matt Zahab","startTime":644.03,"endTime":647.03,"body":"pull and draw from at any time"},{"speaker":"Matt Zahab","startTime":644.03,"endTime":647.03,"body":"so they can manage, you know,"},{"speaker":"Matt Zahab","startTime":647.03,"endTime":650.27,"body":"withdrawals and things of that"},{"speaker":"Matt Zahab","startTime":647.03,"endTime":650.27,"body":"frequency. What we're doing at"},{"speaker":"Matt Zahab","startTime":650.27,"endTime":658.04,"body":"blockFi is relatively similar."},{"speaker":"Matt Zahab","startTime":650.27,"endTime":658.04,"body":"Except your denominated currency"},{"speaker":"Matt Zahab","startTime":658.13,"endTime":662.99,"body":"is not Fiat, it's stable coin."},{"speaker":"Matt Zahab","startTime":658.13,"endTime":662.99,"body":"And we are lending to"},{"speaker":"Matt Zahab","startTime":662.99,"endTime":666.65,"body":"institutional investors who are"},{"speaker":"Matt Zahab","startTime":662.99,"endTime":666.65,"body":"typically collateralizing their"},{"speaker":"Matt Zahab","startTime":666.65,"endTime":670.76,"body":"position with crypto. So an"},{"speaker":"Matt Zahab","startTime":666.65,"endTime":670.76,"body":"institutional investor, for"},{"speaker":"Matt Zahab","startTime":670.76,"endTime":676.58,"body":"example, who wants to borrow $50"},{"speaker":"Matt Zahab","startTime":670.76,"endTime":676.58,"body":"million of USD and has $100"},{"speaker":"Matt Zahab","startTime":676.58,"endTime":680.78,"body":"million of Bitcoin? They can't"},{"speaker":"Matt Zahab","startTime":676.58,"endTime":680.78,"body":"go to JPMorgan and say, Hey, JP"},{"speaker":"Matt Zahab","startTime":680.78,"endTime":685.79,"body":"Morgan, here's my Bitcoin, can"},{"speaker":"Matt Zahab","startTime":680.78,"endTime":685.79,"body":"you guys use that as collateral"},{"speaker":"Matt Zahab","startTime":685.79,"endTime":689.57,"body":"and issue me a loan? Right, JP"},{"speaker":"Matt Zahab","startTime":685.79,"endTime":689.57,"body":"Morgan has no idea how to"},{"speaker":"Matt Zahab","startTime":689.57,"endTime":691.73,"body":"underwrite that particular"},{"speaker":"Matt Zahab","startTime":689.57,"endTime":691.73,"body":"asset, maybe they will in the"},{"speaker":"Matt Zahab","startTime":691.73,"endTime":695.63,"body":"future. But today, they have no"},{"speaker":"Matt Zahab","startTime":691.73,"endTime":695.63,"body":"idea. BlockFi does. And we've"},{"speaker":"Matt Zahab","startTime":695.63,"endTime":697.64,"body":"been doing it for a very long"},{"speaker":"Matt Zahab","startTime":695.63,"endTime":697.64,"body":"time. And we're the best in the"},{"speaker":"Matt Zahab","startTime":697.64,"endTime":701.39,"body":"business that does it. So we can"},{"speaker":"Matt Zahab","startTime":697.64,"endTime":701.39,"body":"provide the fastest execution,"},{"speaker":"Matt Zahab","startTime":701.42,"endTime":704.96,"body":"the best rates and the largest"},{"speaker":"Matt Zahab","startTime":701.42,"endTime":704.96,"body":"ticket size of borrowing USD"},{"speaker":"Matt Zahab","startTime":704.96,"endTime":709.52,"body":"borrowing to that particular"},{"speaker":"Matt Zahab","startTime":704.96,"endTime":709.52,"body":"institution. Therefore, right,"},{"speaker":"Matt Zahab","startTime":709.55,"endTime":715.22,"body":"we can pay, and we can support"},{"speaker":"Matt Zahab","startTime":709.55,"endTime":715.22,"body":"scale on our interest accounts"},{"speaker":"Matt Zahab","startTime":715.22,"endTime":719.81,"body":"to pay out that 8.6% yield that"},{"speaker":"Matt Zahab","startTime":715.22,"endTime":719.81,"body":"I mentioned earlier. So the"},{"speaker":"Matt Zahab","startTime":719.81,"endTime":722.84,"body":"second part is a little bit"},{"speaker":"Matt Zahab","startTime":719.81,"endTime":722.84,"body":"more, I wouldn't say confusing,"},{"speaker":"Matt Zahab","startTime":722.84,"endTime":725.87,"body":"but more complex than the first"},{"speaker":"Matt Zahab","startTime":722.84,"endTime":725.87,"body":"part. But if you understand the"},{"speaker":"Matt Zahab","startTime":725.87,"endTime":728.81,"body":"fundamentals of how a bank"},{"speaker":"Matt Zahab","startTime":725.87,"endTime":728.81,"body":"operates and makes money, you"},{"speaker":"Matt Zahab","startTime":728.81,"endTime":731.0,"body":"could understand like the"},{"speaker":"Matt Zahab","startTime":728.81,"endTime":731.0,"body":"fundamentals of how a company"},{"speaker":"Matt Zahab","startTime":731.0,"endTime":733.88,"body":"like blockFi does within the c"},{"speaker":"Matt Zahab","startTime":731.0,"endTime":733.88,"body":"ypto ecosystem"},{"speaker":"Matt Zahab","startTime":735.98,"endTime":741.35,"body":"very, very clear and concise."},{"speaker":"Matt Zahab","startTime":735.98,"endTime":741.35,"body":"Now, again, the 8.6 is a very"},{"speaker":"Matt Zahab","startTime":741.35,"endTime":744.53,"body":"appealing number. And you know,"},{"speaker":"Matt Zahab","startTime":741.35,"endTime":744.53,"body":"you can leave money in you can"},{"speaker":"Matt Zahab","startTime":744.53,"endTime":748.37,"body":"leave USDT aka tether and your"},{"speaker":"Matt Zahab","startTime":744.53,"endTime":748.37,"body":"account stable coins in your"},{"speaker":"Matt Zahab","startTime":748.37,"endTime":752.96,"body":"account and make easy money,"},{"speaker":"Matt Zahab","startTime":748.37,"endTime":752.96,"body":"that is one of blockFi premier"},{"speaker":"Matt Zahab","startTime":752.96,"endTime":755.69,"body":"products. I also want to talk"},{"speaker":"Matt Zahab","startTime":752.96,"endTime":755.69,"body":"about the credit card. Now the"},{"speaker":"Matt Zahab","startTime":755.69,"endTime":758.18,"body":"credit card is very"},{"speaker":"Matt Zahab","startTime":755.69,"endTime":758.18,"body":"transformational. That is"},{"speaker":"Matt Zahab","startTime":758.18,"endTime":762.95,"body":"literally trail blazing a space."},{"speaker":"Matt Zahab","startTime":758.18,"endTime":762.95,"body":"You have companies that rack up,"},{"speaker":"Matt Zahab","startTime":763.04,"endTime":766.67,"body":"you know gazillions of points on"},{"speaker":"Matt Zahab","startTime":763.04,"endTime":766.67,"body":"their Amex on their visa on"},{"speaker":"Matt Zahab","startTime":766.67,"endTime":769.37,"body":"their master cards every single"},{"speaker":"Matt Zahab","startTime":766.67,"endTime":769.37,"body":"year. You also have individuals"},{"speaker":"Matt Zahab","startTime":769.37,"endTime":774.29,"body":"who can do that. Tell me about"},{"speaker":"Matt Zahab","startTime":769.37,"endTime":774.29,"body":"the pros of using the block Fi"},{"speaker":"Matt Zahab","startTime":774.29,"endTime":775.97,"body":"credit card which is coming out"},{"speaker":"Matt Zahab","startTime":774.29,"endTime":775.97,"body":"shortly."},{"speaker":"Shayne Mullen","startTime":776.41,"endTime":781.36,"body":"Yeah, I love that"},{"speaker":"Shayne Mullen","startTime":776.41,"endTime":781.36,"body":"word. transformative. This card"},{"speaker":"Shayne Mullen","startTime":781.36,"endTime":786.67,"body":"really is the first of its kind."},{"speaker":"Shayne Mullen","startTime":781.36,"endTime":786.67,"body":"Nothing out there exists in this"},{"speaker":"Shayne Mullen","startTime":786.67,"endTime":791.32,"body":"capacity. And we're really"},{"speaker":"Shayne Mullen","startTime":786.67,"endTime":791.32,"body":"excited to be trailblazing and"},{"speaker":"Shayne Mullen","startTime":791.32,"endTime":795.19,"body":"pioneering a completely new"},{"speaker":"Shayne Mullen","startTime":791.32,"endTime":795.19,"body":"category of card and card"},{"speaker":"Shayne Mullen","startTime":795.19,"endTime":801.97,"body":"reward. There's kind of two"},{"speaker":"Shayne Mullen","startTime":795.19,"endTime":801.97,"body":"elements or two things I'd like"},{"speaker":"Shayne Mullen","startTime":801.97,"endTime":805.21,"body":"to touch on with the card in"},{"speaker":"Shayne Mullen","startTime":801.97,"endTime":805.21,"body":"particular. First to give you,"},{"speaker":"Shayne Mullen","startTime":805.21,"endTime":807.28,"body":"before I get into either of"},{"speaker":"Shayne Mullen","startTime":805.21,"endTime":807.28,"body":"those things, to give you an"},{"speaker":"Shayne Mullen","startTime":807.28,"endTime":812.62,"body":"idea of the card and its, you"},{"speaker":"Shayne Mullen","startTime":807.28,"endTime":812.62,"body":"know benefits. Going to be"},{"speaker":"Shayne Mullen","startTime":812.95,"endTime":817.18,"body":"issuing cards hopefully this"},{"speaker":"Shayne Mullen","startTime":812.95,"endTime":817.18,"body":"summer, and rolling people off"},{"speaker":"Shayne Mullen","startTime":817.18,"endTime":822.31,"body":"the waitlist. It's a visa"},{"speaker":"Shayne Mullen","startTime":817.18,"endTime":822.31,"body":"backed, no annual fee, no"},{"speaker":"Shayne Mullen","startTime":822.31,"endTime":826.63,"body":"foreign transaction fee card"},{"speaker":"Shayne Mullen","startTime":822.31,"endTime":826.63,"body":"that earns you 1.5% back in"},{"speaker":"Shayne Mullen","startTime":826.63,"endTime":833.23,"body":"Bitcoin on all purchases. We'll"},{"speaker":"Shayne Mullen","startTime":826.63,"endTime":833.23,"body":"also have a 3.5% back on the"},{"speaker":"Shayne Mullen","startTime":833.23,"endTime":839.11,"body":"first 90 days of spend with the"},{"speaker":"Shayne Mullen","startTime":833.23,"endTime":839.11,"body":"cap $100. And a couple other"},{"speaker":"Shayne Mullen","startTime":839.35,"endTime":843.46,"body":"benefits associated with being"},{"speaker":"Shayne Mullen","startTime":839.35,"endTime":843.46,"body":"BlockFi customer, trading bonus"},{"speaker":"Shayne Mullen","startTime":843.52,"endTime":849.4,"body":"refer a friend bonus and a"},{"speaker":"Shayne Mullen","startTime":843.52,"endTime":849.4,"body":"stable coin bonus. Particular"},{"speaker":"Shayne Mullen","startTime":849.4,"endTime":852.49,"body":"folks who are interested in the"},{"speaker":"Shayne Mullen","startTime":849.4,"endTime":852.49,"body":"card, in my opinion are kind of"},{"speaker":"Shayne Mullen","startTime":852.49,"endTime":856.9,"body":"two buckets, two categories. One"},{"speaker":"Shayne Mullen","startTime":852.49,"endTime":856.9,"body":"are folks who really love the"},{"speaker":"Shayne Mullen","startTime":856.9,"endTime":861.52,"body":"crypto market, Bitcoin, etc. and"},{"speaker":"Shayne Mullen","startTime":856.9,"endTime":861.52,"body":"want to just stack as many SATs"},{"speaker":"Shayne Mullen","startTime":861.52,"endTime":864.85,"body":"as they possibly can."},{"speaker":"Shayne Mullen","startTime":861.52,"endTime":864.85,"body":"Personally, I got the card last"},{"speaker":"Shayne Mullen","startTime":864.85,"endTime":867.91,"body":"week, I haven't stopped using"},{"speaker":"Shayne Mullen","startTime":864.85,"endTime":867.91,"body":"it, I haven't stopped spending"},{"speaker":"Shayne Mullen","startTime":867.91,"endTime":871.45,"body":"it. I haven't stopped showing it"},{"speaker":"Shayne Mullen","startTime":867.91,"endTime":871.45,"body":"to people. And all I want is to"},{"speaker":"Shayne Mullen","startTime":871.45,"endTime":875.11,"body":"just get, I mean, I'm even"},{"speaker":"Shayne Mullen","startTime":871.45,"endTime":875.11,"body":"tipping more because all I want"},{"speaker":"Shayne Mullen","startTime":875.11,"endTime":878.26,"body":"is to get as much SATs back"},{"speaker":"Shayne Mullen","startTime":875.11,"endTime":878.26,"body":"because I care so much about the"},{"speaker":"Shayne Mullen","startTime":878.26,"endTime":880.75,"body":"future value of the asset of"},{"speaker":"Shayne Mullen","startTime":878.26,"endTime":880.75,"body":"Bitcoin and where it's going to"},{"speaker":"Shayne Mullen","startTime":880.75,"endTime":884.17,"body":"go and how it's going to"},{"speaker":"Shayne Mullen","startTime":880.75,"endTime":884.17,"body":"transform society etc. So I want"},{"speaker":"Shayne Mullen","startTime":884.17,"endTime":887.83,"body":"to stack as much as I can. For"},{"speaker":"Shayne Mullen","startTime":884.17,"endTime":887.83,"body":"others though, which is a pretty"},{"speaker":"Shayne Mullen","startTime":887.83,"endTime":894.73,"body":"large population as well. This"},{"speaker":"Shayne Mullen","startTime":887.83,"endTime":894.73,"body":"card is an incredibly simple and"},{"speaker":"Shayne Mullen","startTime":894.76,"endTime":899.86,"body":"easy low touch and low friction"},{"speaker":"Shayne Mullen","startTime":894.76,"endTime":899.86,"body":"way to become an investor in the"},{"speaker":"Shayne Mullen","startTime":899.86,"endTime":904.27,"body":"crypto industry, right? All you"},{"speaker":"Shayne Mullen","startTime":899.86,"endTime":904.27,"body":"need to do is apply for the card"},{"speaker":"Shayne Mullen","startTime":904.51,"endTime":907.84,"body":"and then spend and you're"},{"speaker":"Shayne Mullen","startTime":904.51,"endTime":907.84,"body":"automatically getting rewards"},{"speaker":"Shayne Mullen","startTime":907.84,"endTime":911.53,"body":"that are landing in your BlockFi"},{"speaker":"Shayne Mullen","startTime":907.84,"endTime":911.53,"body":"account that are automatically"},{"speaker":"Shayne Mullen","startTime":911.53,"endTime":916.51,"body":"being just moved in there on a"},{"speaker":"Shayne Mullen","startTime":911.53,"endTime":916.51,"body":"daily basis. Right. So you don't"},{"speaker":"Shayne Mullen","startTime":916.51,"endTime":920.32,"body":"have to necessarily go to"},{"speaker":"Shayne Mullen","startTime":916.51,"endTime":920.32,"body":"Coinbase or blockFi, Gemini,"},{"speaker":"Shayne Mullen","startTime":920.32,"endTime":925.72,"body":"open an account, move money and"},{"speaker":"Shayne Mullen","startTime":920.32,"endTime":925.72,"body":"buy spot, Bitcoin etc. You just"},{"speaker":"Shayne Mullen","startTime":925.72,"endTime":928.18,"body":"can go to Starbucks and swipe"},{"speaker":"Shayne Mullen","startTime":925.72,"endTime":928.18,"body":"your card and all of a sudden"},{"speaker":"Shayne Mullen","startTime":928.18,"endTime":933.4,"body":"you're a crypto investor, right?"},{"speaker":"Shayne Mullen","startTime":928.18,"endTime":933.4,"body":"That is a very compelling value"},{"speaker":"Shayne Mullen","startTime":933.4,"endTime":936.76,"body":"prop In my opinion, for folks"},{"speaker":"Shayne Mullen","startTime":933.4,"endTime":936.76,"body":"who are maybe a little bit"},{"speaker":"Shayne Mullen","startTime":937.99,"endTime":941.08,"body":"hesitant to jump into the space,"},{"speaker":"Shayne Mullen","startTime":937.99,"endTime":941.08,"body":"want to participate in small"},{"speaker":"Shayne Mullen","startTime":941.08,"endTime":944.5,"body":"capacity, maybe get their feet"},{"speaker":"Shayne Mullen","startTime":941.08,"endTime":944.5,"body":"wet. And then I always say to"},{"speaker":"Shayne Mullen","startTime":944.5,"endTime":946.75,"body":"once you jump in, and once you"},{"speaker":"Shayne Mullen","startTime":944.5,"endTime":946.75,"body":"get your feet wet, you're going"},{"speaker":"Shayne Mullen","startTime":946.75,"endTime":949.3,"body":"to care a little bit more and"},{"speaker":"Shayne Mullen","startTime":946.75,"endTime":949.3,"body":"read a little bit more and take"},{"speaker":"Shayne Mullen","startTime":949.3,"endTime":951.94,"body":"your time to understand exactly"},{"speaker":"Shayne Mullen","startTime":949.3,"endTime":951.94,"body":"what it is that you're investing"},{"speaker":"Shayne Mullen","startTime":951.94,"endTime":956.11,"body":"in. It's a great way to help"},{"speaker":"Shayne Mullen","startTime":951.94,"endTime":956.11,"body":"with just that general adoption"},{"speaker":"Shayne Mullen","startTime":956.11,"endTime":959.02,"body":"and then hopeful education on a"},{"speaker":"Shayne Mullen","startTime":956.11,"endTime":959.02,"body":"go forward basis."},{"speaker":"Matt Zahab","startTime":959.26,"endTime":962.11,"body":"I love the part"},{"speaker":"Matt Zahab","startTime":959.26,"endTime":962.11,"body":"about the ease of getting into"},{"speaker":"Matt Zahab","startTime":962.11,"endTime":965.2,"body":"the crypto space and the ease of"},{"speaker":"Matt Zahab","startTime":962.11,"endTime":965.2,"body":"becoming an investor. Which"},{"speaker":"Matt Zahab","startTime":965.23,"endTime":968.68,"body":"leads me to my next question."},{"speaker":"Matt Zahab","startTime":965.23,"endTime":968.68,"body":"What do you think, and now mind"},{"speaker":"Matt Zahab","startTime":968.68,"endTime":971.05,"body":"you that is definitely one of"},{"speaker":"Matt Zahab","startTime":968.68,"endTime":971.05,"body":"them. But what do you think, are"},{"speaker":"Matt Zahab","startTime":971.05,"endTime":974.89,"body":"some of the biggest catalysts"},{"speaker":"Matt Zahab","startTime":971.05,"endTime":974.89,"body":"that those sort of last dominoes"},{"speaker":"Matt Zahab","startTime":974.89,"endTime":979.78,"body":"to fall in order to get the"},{"speaker":"Matt Zahab","startTime":974.89,"endTime":979.78,"body":"masses into the crypto industry"},{"speaker":"Matt Zahab","startTime":979.78,"endTime":983.02,"body":"things like the blockFi credit"},{"speaker":"Matt Zahab","startTime":979.78,"endTime":983.02,"body":"card really move the needle? You"},{"speaker":"Matt Zahab","startTime":983.02,"endTime":985.87,"body":"have lolli who's doing"},{"speaker":"Matt Zahab","startTime":983.02,"endTime":985.87,"body":"incredible work in space as"},{"speaker":"Matt Zahab","startTime":985.87,"endTime":988.12,"body":"well? It seems like everyone"},{"speaker":"Matt Zahab","startTime":985.87,"endTime":988.12,"body":"loves rewards whenever you can"},{"speaker":"Matt Zahab","startTime":988.12,"endTime":992.38,"body":"get free Bitcoin with almost"},{"speaker":"Matt Zahab","startTime":988.12,"endTime":992.38,"body":"next to no KYC and you know,"},{"speaker":"Matt Zahab","startTime":992.41,"endTime":995.26,"body":"none of the nitty gritty like he"},{"speaker":"Matt Zahab","startTime":992.41,"endTime":995.26,"body":"talked about onboarding fiat"},{"speaker":"Matt Zahab","startTime":995.53,"endTime":999.25,"body":"onto a crypto exchange platform,"},{"speaker":"Matt Zahab","startTime":995.53,"endTime":999.25,"body":"then buying Bitcoin on spot or"},{"speaker":"Matt Zahab","startTime":999.25,"endTime":1001.38,"body":"if you want to dabble a little"},{"speaker":"Matt Zahab","startTime":999.25,"endTime":1001.38,"body":"further and have some risk of"},{"speaker":"Matt Zahab","startTime":1001.38,"endTime":1004.14,"body":"futures, whatever the case may"},{"speaker":"Matt Zahab","startTime":1001.38,"endTime":1004.14,"body":"be, it's definitely not easy."},{"speaker":"Matt Zahab","startTime":1004.14,"endTime":1007.32,"body":"But buying a coffee at Starbucks"},{"speaker":"Matt Zahab","startTime":1004.14,"endTime":1007.32,"body":"and getting a couple SATs is."},{"speaker":"Matt Zahab","startTime":1007.65,"endTime":1011.82,"body":"Besides that, what other sort of"},{"speaker":"Matt Zahab","startTime":1007.65,"endTime":1011.82,"body":"big things are catalysts do you"},{"speaker":"Matt Zahab","startTime":1011.82,"endTime":1014.76,"body":"think can really increase crypto"},{"speaker":"Matt Zahab","startTime":1011.82,"endTime":1014.76,"body":"mass adoption?"},{"speaker":"Shayne Mullen","startTime":1015.05,"endTime":1017.27,"body":"Yeah, it's a"},{"speaker":"Shayne Mullen","startTime":1015.05,"endTime":1017.27,"body":"great question. Something I'm"},{"speaker":"Shayne Mullen","startTime":1017.27,"endTime":1021.11,"body":"pretty passionate about is just"},{"speaker":"Shayne Mullen","startTime":1017.27,"endTime":1021.11,"body":"in my opinion, the general lack"},{"speaker":"Shayne Mullen","startTime":1021.68,"endTime":1027.53,"body":"of education within the"},{"speaker":"Shayne Mullen","startTime":1021.68,"endTime":1027.53,"body":"cryptocurrency space today. I"},{"speaker":"Shayne Mullen","startTime":1027.53,"endTime":1033.17,"body":"think there is the availability"},{"speaker":"Shayne Mullen","startTime":1027.53,"endTime":1033.17,"body":"for whether it's video you know,"},{"speaker":"Shayne Mullen","startTime":1033.17,"endTime":1039.02,"body":"written or some other form of,"},{"speaker":"Shayne Mullen","startTime":1033.17,"endTime":1039.02,"body":"you know, general, easy to"},{"speaker":"Shayne Mullen","startTime":1039.02,"endTime":1043.37,"body":"understand, you know, small"},{"speaker":"Shayne Mullen","startTime":1039.02,"endTime":1043.37,"body":"tidbits small bite, you know,"},{"speaker":"Shayne Mullen","startTime":1043.55,"endTime":1050.18,"body":"quick lessons, etc. On the"},{"speaker":"Shayne Mullen","startTime":1043.55,"endTime":1050.18,"body":"basics, right? Like, what is a"},{"speaker":"Shayne Mullen","startTime":1050.18,"endTime":1057.35,"body":"blockchain? What is mining? What"},{"speaker":"Shayne Mullen","startTime":1050.18,"endTime":1057.35,"body":"is cryptocurrency? What are a"},{"speaker":"Shayne Mullen","startTime":1057.35,"endTime":1060.5,"body":"stable coin? What are the risks,"},{"speaker":"Shayne Mullen","startTime":1057.35,"endTime":1060.5,"body":"all of these things I think can"},{"speaker":"Shayne Mullen","startTime":1060.5,"endTime":1063.83,"body":"be broken down in a really"},{"speaker":"Shayne Mullen","startTime":1060.5,"endTime":1063.83,"body":"simplistic way. And if told by"},{"speaker":"Shayne Mullen","startTime":1063.83,"endTime":1067.79,"body":"the right, people or group of"},{"speaker":"Shayne Mullen","startTime":1063.83,"endTime":1067.79,"body":"people or delivery mechanism can"},{"speaker":"Shayne Mullen","startTime":1067.79,"endTime":1072.47,"body":"really help invite more of the"},{"speaker":"Shayne Mullen","startTime":1067.79,"endTime":1072.47,"body":"general population into the"},{"speaker":"Shayne Mullen","startTime":1072.47,"endTime":1077.33,"body":"space and give them the tools"},{"speaker":"Shayne Mullen","startTime":1072.47,"endTime":1077.33,"body":"they need, as well as the"},{"speaker":"Shayne Mullen","startTime":1077.33,"endTime":1081.71,"body":"assurances they need that what"},{"speaker":"Shayne Mullen","startTime":1077.33,"endTime":1081.71,"body":"they're doing, they totally"},{"speaker":"Shayne Mullen","startTime":1081.71,"endTime":1086.03,"body":"understand, and they totally"},{"speaker":"Shayne Mullen","startTime":1081.71,"endTime":1086.03,"body":"have a good grip on, you know,"},{"speaker":"Shayne Mullen","startTime":1086.06,"endTime":1089.15,"body":"the components of this"},{"speaker":"Shayne Mullen","startTime":1086.06,"endTime":1089.15,"body":"particular industry. Right?"},{"speaker":"Shayne Mullen","startTime":1090.2,"endTime":1095.03,"body":"Crypto's not the, if you're not"},{"speaker":"Shayne Mullen","startTime":1090.2,"endTime":1095.03,"body":"a native crypto person, it is"},{"speaker":"Shayne Mullen","startTime":1095.03,"endTime":1098.33,"body":"not the easiest thing to"},{"speaker":"Shayne Mullen","startTime":1095.03,"endTime":1098.33,"body":"understand. Right? It can be"},{"speaker":"Shayne Mullen","startTime":1098.39,"endTime":1102.14,"body":"confusing, it can be relatively"},{"speaker":"Shayne Mullen","startTime":1098.39,"endTime":1102.14,"body":"challenging to comprehend some"},{"speaker":"Shayne Mullen","startTime":1102.14,"endTime":1105.83,"body":"of these topics. But I do think"},{"speaker":"Shayne Mullen","startTime":1102.14,"endTime":1105.83,"body":"the right method and the right"},{"speaker":"Shayne Mullen","startTime":1105.83,"endTime":1110.06,"body":"educational setting, these"},{"speaker":"Shayne Mullen","startTime":1105.83,"endTime":1110.06,"body":"topics can be told and taught in"},{"speaker":"Shayne Mullen","startTime":1110.06,"endTime":1113.27,"body":"a simplistic way where more"},{"speaker":"Shayne Mullen","startTime":1110.06,"endTime":1113.27,"body":"people can understand. And I"},{"speaker":"Shayne Mullen","startTime":1113.27,"endTime":1117.41,"body":"think the more companies like"},{"speaker":"Shayne Mullen","startTime":1113.27,"endTime":1117.41,"body":"blockFi, and others that have"},{"speaker":"Shayne Mullen","startTime":1117.41,"endTime":1124.01,"body":"the venue and the audience and"},{"speaker":"Shayne Mullen","startTime":1117.41,"endTime":1124.01,"body":"the size and scale to educate in"},{"speaker":"Shayne Mullen","startTime":1124.01,"endTime":1127.88,"body":"a really good way, you know,"},{"speaker":"Shayne Mullen","startTime":1124.01,"endTime":1127.88,"body":"will be massive for this"},{"speaker":"Shayne Mullen","startTime":1127.88,"endTime":1131.12,"body":"industry and we here are going"},{"speaker":"Shayne Mullen","startTime":1127.88,"endTime":1131.12,"body":"to be launching some stuff in"},{"speaker":"Shayne Mullen","startTime":1131.12,"endTime":1134.78,"body":"the coming weeks that are"},{"speaker":"Shayne Mullen","startTime":1131.12,"endTime":1134.78,"body":"specifically focused on"},{"speaker":"Shayne Mullen","startTime":1135.11,"endTime":1137.9,"body":"educational content and"},{"speaker":"Shayne Mullen","startTime":1135.11,"endTime":1137.9,"body":"educational videos."},{"speaker":"Matt Zahab","startTime":1138.05,"endTime":1140.93,"body":"I love that. Just"},{"speaker":"Matt Zahab","startTime":1138.05,"endTime":1140.93,"body":"want to take a quick break and"},{"speaker":"Matt Zahab","startTime":1140.93,"endTime":1144.11,"body":"give a big shout out to our"},{"speaker":"Matt Zahab","startTime":1140.93,"endTime":1144.11,"body":"sponsor of the show CoinPoker."},{"speaker":"Matt Zahab","startTime":1144.65,"endTime":1147.26,"body":"You guys have heard me talk"},{"speaker":"Matt Zahab","startTime":1144.65,"endTime":1147.26,"body":"about them many times before. I"},{"speaker":"Matt Zahab","startTime":1147.26,"endTime":1151.34,"body":"absolutely love CoinPoker. They"},{"speaker":"Matt Zahab","startTime":1147.26,"endTime":1151.34,"body":"are the revolutionary blockchain"},{"speaker":"Matt Zahab","startTime":1151.34,"endTime":1154.13,"body":"technology based platform that"},{"speaker":"Matt Zahab","startTime":1151.34,"endTime":1154.13,"body":"was developed by an incredible"},{"speaker":"Matt Zahab","startTime":1154.13,"endTime":1159.23,"body":"team of poker lovers and sports"},{"speaker":"Matt Zahab","startTime":1154.13,"endTime":1159.23,"body":"gamblers. CoinPoker uses USDT as"},{"speaker":"Matt Zahab","startTime":1159.23,"endTime":1163.4,"body":"the main end game currency and"},{"speaker":"Matt Zahab","startTime":1159.23,"endTime":1163.4,"body":"$CHP is in game fuel. You've"},{"speaker":"Matt Zahab","startTime":1163.4,"endTime":1166.01,"body":"heard me talk about this many"},{"speaker":"Matt Zahab","startTime":1163.4,"endTime":1166.01,"body":"times too. $CHP is almost like a"},{"speaker":"Matt Zahab","startTime":1166.01,"endTime":1170.03,"body":"stable coin. They've done an"},{"speaker":"Matt Zahab","startTime":1166.01,"endTime":1170.03,"body":"incredible job and have kept its"},{"speaker":"Matt Zahab","startTime":1170.03,"endTime":1173.24,"body":"ground during the crypto crash"},{"speaker":"Matt Zahab","startTime":1170.03,"endTime":1173.24,"body":"of a couple of weeks ago."},{"speaker":"Matt Zahab","startTime":1173.66,"endTime":1177.08,"body":"CoinPoker also features instant"},{"speaker":"Matt Zahab","startTime":1173.66,"endTime":1177.08,"body":"and secure transactions using"},{"speaker":"Matt Zahab","startTime":1177.11,"endTime":1181.43,"body":"USDT ethereum, Bitcoin or $CHP"},{"speaker":"Matt Zahab","startTime":1177.11,"endTime":1181.43,"body":"tokens. One of my favorite parts"},{"speaker":"Matt Zahab","startTime":1181.43,"endTime":1184.76,"body":"is no KYC you literally sign up"},{"speaker":"Matt Zahab","startTime":1181.43,"endTime":1184.76,"body":"it takes two minutes and you're"},{"speaker":"Matt Zahab","startTime":1184.76,"endTime":1187.61,"body":"dancing and romancing. You're up"},{"speaker":"Matt Zahab","startTime":1184.76,"endTime":1187.61,"body":"and running. And you can start"},{"speaker":"Matt Zahab","startTime":1187.61,"endTime":1191.87,"body":"using the platform to play"},{"speaker":"Matt Zahab","startTime":1187.61,"endTime":1191.87,"body":"different types of poker or you"},{"speaker":"Matt Zahab","startTime":1191.87,"endTime":1195.17,"body":"can even use the sports betting"},{"speaker":"Matt Zahab","startTime":1191.87,"endTime":1195.17,"body":"app which I myself am a big fan"},{"speaker":"Matt Zahab","startTime":1195.17,"endTime":1198.26,"body":"of. Whenever I'm on the go I can"},{"speaker":"Matt Zahab","startTime":1195.17,"endTime":1198.26,"body":"whip up my phone play a couple"},{"speaker":"Matt Zahab","startTime":1198.26,"endTime":1202.16,"body":"games a Texas Hold'em or bet on"},{"speaker":"Matt Zahab","startTime":1198.26,"endTime":1202.16,"body":"sports playoff season is upon us"},{"speaker":"Matt Zahab","startTime":1202.16,"endTime":1205.94,"body":"as well. Hockey and basketball"},{"speaker":"Matt Zahab","startTime":1202.16,"endTime":1205.94,"body":"has already started. Baseball is"},{"speaker":"Matt Zahab","startTime":1205.94,"endTime":1208.82,"body":"just getting into the nitty"},{"speaker":"Matt Zahab","startTime":1205.94,"endTime":1208.82,"body":"gritty Champions League Final,"},{"speaker":"Matt Zahab","startTime":1208.82,"endTime":1212.06,"body":"some incredible stuff coming up"},{"speaker":"Matt Zahab","startTime":1208.82,"endTime":1212.06,"body":"and you can do all of this on"},{"speaker":"Matt Zahab","startTime":1212.06,"endTime":1216.47,"body":"the CoinPoker app. Head on over"},{"speaker":"Matt Zahab","startTime":1212.06,"endTime":1216.47,"body":"to coinpoker.com give him a try."},{"speaker":"Matt Zahab","startTime":1216.47,"endTime":1219.86,"body":"I'd love these guys. I think you"},{"speaker":"Matt Zahab","startTime":1216.47,"endTime":1219.86,"body":"will too. Appreciate that. And"},{"speaker":"Matt Zahab","startTime":1219.98,"endTime":1222.62,"body":"heading back to the show."},{"speaker":"Matt Zahab","startTime":1219.98,"endTime":1222.62,"body":"Shayne, quick little segue"},{"speaker":"Matt Zahab","startTime":1222.62,"endTime":1225.65,"body":"there. You poker fan or sports"},{"speaker":"Matt Zahab","startTime":1222.62,"endTime":1225.65,"body":"bettor at all? I know you're a"},{"speaker":"Matt Zahab","startTime":1225.65,"endTime":1228.59,"body":"golfer you ever throw a couple,"},{"speaker":"Matt Zahab","startTime":1225.65,"endTime":1228.59,"body":"sprinkle a couple bucks on the"},{"speaker":"Matt Zahab","startTime":1228.59,"endTime":1228.95,"body":"field?"},{"speaker":"Shayne Mullen","startTime":1229.08,"endTime":1231.48,"body":"Yeah, a couple."},{"speaker":"Shayne Mullen","startTime":1229.08,"endTime":1231.48,"body":"Play some skins here and there."},{"speaker":"Shayne Mullen","startTime":1232.29,"endTime":1236.61,"body":"I'm not a big poker guy. Zach,"},{"speaker":"Shayne Mullen","startTime":1232.29,"endTime":1236.61,"body":"our CEO actually was a huge"},{"speaker":"Shayne Mullen","startTime":1236.61,"endTime":1240.78,"body":"poker guy back in the day. Yeah,"},{"speaker":"Shayne Mullen","startTime":1236.61,"endTime":1240.78,"body":"I, you know, dipped my toes in"},{"speaker":"Shayne Mullen","startTime":1240.78,"endTime":1245.43,"body":"some of that stuff back in about"},{"speaker":"Shayne Mullen","startTime":1240.78,"endTime":1245.43,"body":"two years ago. And I just, I"},{"speaker":"Shayne Mullen","startTime":1245.43,"endTime":1247.23,"body":"don't have the patience for it,"},{"speaker":"Shayne Mullen","startTime":1245.43,"endTime":1247.23,"body":"unfortunately."},{"speaker":"Matt Zahab","startTime":1248.7,"endTime":1249.42,"body":"I love that."},{"speaker":"Shayne Mullen","startTime":1249.48,"endTime":1251.7,"body":"Yeah. But like,"},{"speaker":"Shayne Mullen","startTime":1249.48,"endTime":1251.7,"body":"you know, it was like, I used to"},{"speaker":"Shayne Mullen","startTime":1251.7,"endTime":1253.71,"body":"play poker in high school and"},{"speaker":"Shayne Mullen","startTime":1251.7,"endTime":1253.71,"body":"with some buddies, and I would"},{"speaker":"Shayne Mullen","startTime":1253.71,"endTime":1256.08,"body":"always like, you know, lose and"},{"speaker":"Shayne Mullen","startTime":1253.71,"endTime":1256.08,"body":"buy back in and then I realized"},{"speaker":"Shayne Mullen","startTime":1256.08,"endTime":1259.74,"body":"that I just don't have what it"},{"speaker":"Shayne Mullen","startTime":1256.08,"endTime":1259.74,"body":"takes to go all the way. So I've"},{"speaker":"Shayne Mullen","startTime":1259.74,"endTime":1263.16,"body":"stayed away, but it's fun. And"},{"speaker":"Shayne Mullen","startTime":1259.74,"endTime":1263.16,"body":"we have some partners in that"},{"speaker":"Shayne Mullen","startTime":1263.16,"endTime":1264.42,"body":"space that we love to work with."},{"speaker":"Matt Zahab","startTime":1264.87,"endTime":1266.94,"body":"It's definitely not"},{"speaker":"Matt Zahab","startTime":1264.87,"endTime":1266.94,"body":"for everyone. You spoke about"},{"speaker":"Matt Zahab","startTime":1266.94,"endTime":1269.85,"body":"being a golfer, especially from"},{"speaker":"Matt Zahab","startTime":1266.94,"endTime":1269.85,"body":"South Carolina, one of the best"},{"speaker":"Matt Zahab","startTime":1269.85,"endTime":1273.06,"body":"golfing spots on the planet. If"},{"speaker":"Matt Zahab","startTime":1269.85,"endTime":1273.06,"body":"you don't mind me asking what's"},{"speaker":"Matt Zahab","startTime":1273.06,"endTime":1274.05,"body":"your handicap right now?"},{"speaker":"Shayne Mullen","startTime":1274.08,"endTime":1275.19,"body":"So right now I'm"},{"speaker":"Shayne Mullen","startTime":1274.08,"endTime":1275.19,"body":"at 12."},{"speaker":"Matt Zahab","startTime":1275.43,"endTime":1277.83,"body":"Not bad. Pretty darn"},{"speaker":"Matt Zahab","startTime":1275.43,"endTime":1277.83,"body":"good."},{"speaker":"Shayne Mullen","startTime":1277.92,"endTime":1282.45,"body":"I should be an"},{"speaker":"Shayne Mullen","startTime":1277.92,"endTime":1282.45,"body":"eight, honestly. But I'm only"},{"speaker":"Shayne Mullen","startTime":1282.45,"endTime":1283.86,"body":"really getting out there once a"},{"speaker":"Shayne Mullen","startTime":1282.45,"endTime":1283.86,"body":"month."},{"speaker":"Matt Zahab","startTime":1283.98,"endTime":1285.81,"body":"Well, if you're only"},{"speaker":"Matt Zahab","startTime":1283.98,"endTime":1285.81,"body":"getting out once a month, and if"},{"speaker":"Matt Zahab","startTime":1285.81,"endTime":1287.16,"body":"you're still at 12 It's not bad."},{"speaker":"Shayne Mullen","startTime":1287.19,"endTime":1289.11,"body":"Yeah. You know,"},{"speaker":"Shayne Mullen","startTime":1287.19,"endTime":1289.11,"body":"it's funny. Like, when's the"},{"speaker":"Shayne Mullen","startTime":1289.11,"endTime":1291.33,"body":"last time you had a lesson? If"},{"speaker":"Shayne Mullen","startTime":1289.11,"endTime":1291.33,"body":"you had a golf lesson anytime"},{"speaker":"Shayne Mullen","startTime":1291.36,"endTime":1291.84,"body":"recently?"},{"speaker":"Matt Zahab","startTime":1291.93,"endTime":1294.51,"body":"Oh god, probably"},{"speaker":"Matt Zahab","startTime":1291.93,"endTime":1294.51,"body":"since I was eight years old."},{"speaker":"Shayne Mullen","startTime":1294.57,"endTime":1299.07,"body":"Right? So same."},{"speaker":"Shayne Mullen","startTime":1294.57,"endTime":1299.07,"body":"And two months ago, I went to"},{"speaker":"Shayne Mullen","startTime":1299.52,"endTime":1304.47,"body":"this guy, David Ayres, down in"},{"speaker":"Shayne Mullen","startTime":1299.52,"endTime":1304.47,"body":"Mount Pleasant, South Carolina,"},{"speaker":"Shayne Mullen","startTime":1304.98,"endTime":1308.67,"body":"and I got a lesson for an hour."},{"speaker":"Shayne Mullen","startTime":1304.98,"endTime":1308.67,"body":"And the amount of stuff that he"},{"speaker":"Shayne Mullen","startTime":1308.67,"endTime":1315.66,"body":"taught me and just told me about"},{"speaker":"Shayne Mullen","startTime":1308.67,"endTime":1315.66,"body":"before I even swung the club. I"},{"speaker":"Shayne Mullen","startTime":1315.66,"endTime":1318.9,"body":"was like, I'm doing so many"},{"speaker":"Shayne Mullen","startTime":1315.66,"endTime":1318.9,"body":"things that are just not"},{"speaker":"Shayne Mullen","startTime":1318.9,"endTime":1321.99,"body":"standard or correct that over"},{"speaker":"Shayne Mullen","startTime":1318.9,"endTime":1321.99,"body":"the years, I've thought were"},{"speaker":"Shayne Mullen","startTime":1321.99,"endTime":1325.23,"body":"accurate. And just those little"},{"speaker":"Shayne Mullen","startTime":1321.99,"endTime":1325.23,"body":"tweaks alone, with just"},{"speaker":"Shayne Mullen","startTime":1325.26,"endTime":1328.95,"body":"approaching the ball where my"},{"speaker":"Shayne Mullen","startTime":1325.26,"endTime":1328.95,"body":"hands are grip, all that stuff"},{"speaker":"Shayne Mullen","startTime":1329.28,"endTime":1333.15,"body":"has dropped my score or my"},{"speaker":"Shayne Mullen","startTime":1329.28,"endTime":1333.15,"body":"handicap by, you know, three or"},{"speaker":"Shayne Mullen","startTime":1333.15,"endTime":1335.28,"body":"four points. It's been"},{"speaker":"Shayne Mullen","startTime":1333.15,"endTime":1335.28,"body":"incredible."},{"speaker":"Matt Zahab","startTime":1335.49,"endTime":1337.59,"body":"What's the nicest"},{"speaker":"Matt Zahab","startTime":1335.49,"endTime":1337.59,"body":"track you've ever played?"},{"speaker":"Shayne Mullen","startTime":1338.49,"endTime":1340.8,"body":"I'm gonna sound"},{"speaker":"Shayne Mullen","startTime":1338.49,"endTime":1340.8,"body":"like a dick on this one. But I"},{"speaker":"Shayne Mullen","startTime":1340.8,"endTime":1342.84,"body":"actually got a chance to play"},{"speaker":"Shayne Mullen","startTime":1340.8,"endTime":1342.84,"body":"Augusta National."},{"speaker":"Matt Zahab","startTime":1342.87,"endTime":1343.65,"body":"Come on."},{"speaker":"Shayne Mullen","startTime":1343.68,"endTime":1345.06,"body":"Yeah, I did."},{"speaker":"Matt Zahab","startTime":1345.0,"endTime":1349.2,"body":"Come on. How? Like,"},{"speaker":"Matt Zahab","startTime":1345.0,"endTime":1349.2,"body":"I got goosebumps from you just"},{"speaker":"Matt Zahab","startTime":1349.2,"endTime":1349.86,"body":"telling me that."},{"speaker":"Shayne Mullen","startTime":1349.84,"endTime":1353.35,"body":"So a friend of"},{"speaker":"Shayne Mullen","startTime":1349.84,"endTime":1353.35,"body":"mine, her dad is a member. And"},{"speaker":"Shayne Mullen","startTime":1353.35,"endTime":1361.09,"body":"when I was a senior in college,"},{"speaker":"Shayne Mullen","startTime":1353.35,"endTime":1361.09,"body":"I was working as a Bellman at a"},{"speaker":"Shayne Mullen","startTime":1361.12,"endTime":1365.74,"body":"hotel and they needed me to work"},{"speaker":"Shayne Mullen","startTime":1361.12,"endTime":1365.74,"body":"on a holiday weekend. So my"},{"speaker":"Shayne Mullen","startTime":1365.74,"endTime":1372.82,"body":"family ended up spending the"},{"speaker":"Shayne Mullen","startTime":1365.74,"endTime":1372.82,"body":"holidays the weekend before. And"},{"speaker":"Shayne Mullen","startTime":1372.82,"endTime":1376.42,"body":"so I had one day off over that"},{"speaker":"Shayne Mullen","startTime":1372.82,"endTime":1376.42,"body":"holiday weekend, which was a"},{"speaker":"Shayne Mullen","startTime":1376.42,"endTime":1380.95,"body":"Sunday. And yeah, my friend's"},{"speaker":"Shayne Mullen","startTime":1376.42,"endTime":1380.95,"body":"dad asked if I wanted to drive"},{"speaker":"Shayne Mullen","startTime":1380.95,"endTime":1385.06,"body":"down to Augusta from Charleston,"},{"speaker":"Shayne Mullen","startTime":1380.95,"endTime":1385.06,"body":"just the two hour drive and went"},{"speaker":"Shayne Mullen","startTime":1385.06,"endTime":1389.83,"body":"down and played the nine hole"},{"speaker":"Shayne Mullen","startTime":1385.06,"endTime":1389.83,"body":"course, had lunch played the 18"},{"speaker":"Shayne Mullen","startTime":1389.83,"endTime":1394.39,"body":"hole course, came back in you"},{"speaker":"Shayne Mullen","startTime":1389.83,"endTime":1394.39,"body":"know, had some drinks. It was"},{"speaker":"Shayne Mullen","startTime":1394.39,"endTime":1398.65,"body":"just unbelievable experience."},{"speaker":"Shayne Mullen","startTime":1394.39,"endTime":1398.65,"body":"Like, nothing will ever I think"},{"speaker":"Shayne Mullen","startTime":1398.65,"endTime":1403.3,"body":"top that for me in terms of, you"},{"speaker":"Shayne Mullen","startTime":1398.65,"endTime":1403.3,"body":"know, golf experiences."},{"speaker":"Matt Zahab","startTime":1403.66,"endTime":1405.97,"body":"Is it as nice as it"},{"speaker":"Matt Zahab","startTime":1403.66,"endTime":1405.97,"body":"looks on the TV."},{"speaker":"Shayne Mullen","startTime":1406.03,"endTime":1410.5,"body":"Yeah, it's just,"},{"speaker":"Shayne Mullen","startTime":1406.03,"endTime":1410.5,"body":"it's nicer. I mean, the entire"},{"speaker":"Shayne Mullen","startTime":1410.5,"endTime":1417.04,"body":"thing like the entire course is"},{"speaker":"Shayne Mullen","startTime":1410.5,"endTime":1417.04,"body":"a like mowed fairway. There's"},{"speaker":"Shayne Mullen","startTime":1417.58,"endTime":1422.5,"body":"rough but then the rough is just"},{"speaker":"Shayne Mullen","startTime":1417.58,"endTime":1422.5,"body":"mowed flat into the trees like"},{"speaker":"Shayne Mullen","startTime":1422.53,"endTime":1428.35,"body":"it is an absolute like,"},{"speaker":"Shayne Mullen","startTime":1422.53,"endTime":1428.35,"body":"beautiful place. And when I was"},{"speaker":"Shayne Mullen","startTime":1428.35,"endTime":1431.68,"body":"on the first tee, there were"},{"speaker":"Shayne Mullen","startTime":1428.35,"endTime":1431.68,"body":"like, a handful of members up"},{"speaker":"Shayne Mullen","startTime":1431.89,"endTime":1436.69,"body":"watching us. I remember just"},{"speaker":"Shayne Mullen","startTime":1431.89,"endTime":1436.69,"body":"being so shaky when I got up to"},{"speaker":"Shayne Mullen","startTime":1436.69,"endTime":1442.06,"body":"the ball. So I was like, if you"},{"speaker":"Shayne Mullen","startTime":1436.69,"endTime":1442.06,"body":"spray this ball on the first tee"},{"speaker":"Shayne Mullen","startTime":1442.06,"endTime":1445.75,"body":"of Augusta, you will never"},{"speaker":"Shayne Mullen","startTime":1442.06,"endTime":1445.75,"body":"forget that experience for the"},{"speaker":"Shayne Mullen","startTime":1445.75,"endTime":1449.14,"body":"rest of your life. And thank God"},{"speaker":"Shayne Mullen","startTime":1445.75,"endTime":1449.14,"body":"I ended up hitting in the"},{"speaker":"Shayne Mullen","startTime":1449.14,"endTime":1452.41,"body":"fairway and and you know, shut"},{"speaker":"Shayne Mullen","startTime":1449.14,"endTime":1452.41,"body":"off some of the scaries. But"},{"speaker":"Shayne Mullen","startTime":1453.7,"endTime":1454.99,"body":"yeah, what an experience."},{"speaker":"Matt Zahab","startTime":1455.02,"endTime":1457.33,"body":"That's so cool. One"},{"speaker":"Matt Zahab","startTime":1455.02,"endTime":1457.33,"body":"of the coolest stories we've had"},{"speaker":"Matt Zahab","startTime":1457.33,"endTime":1459.91,"body":"on the pod, that's a dream come"},{"speaker":"Matt Zahab","startTime":1457.33,"endTime":1459.91,"body":"true. I think that's any golfers"},{"speaker":"Matt Zahab","startTime":1459.91,"endTime":1463.21,"body":"dream come true. And you've got"},{"speaker":"Matt Zahab","startTime":1459.91,"endTime":1463.21,"body":"to do that. So that is"},{"speaker":"Matt Zahab","startTime":1463.21,"endTime":1466.21,"body":"absolutely incredible. Keeping"},{"speaker":"Matt Zahab","startTime":1463.21,"endTime":1466.21,"body":"on the sports side for a second."},{"speaker":"Matt Zahab","startTime":1466.27,"endTime":1469.33,"body":"Any sponsorships coming up with"},{"speaker":"Matt Zahab","startTime":1466.27,"endTime":1469.33,"body":"blockFi? I feel like you guys"},{"speaker":"Matt Zahab","startTime":1469.33,"endTime":1473.35,"body":"are ripe and at the perfect time"},{"speaker":"Matt Zahab","startTime":1469.33,"endTime":1473.35,"body":"to sponsor with some incredible"},{"speaker":"Matt Zahab","startTime":1473.35,"endTime":1475.96,"body":"sports organizations around the"},{"speaker":"Matt Zahab","startTime":1473.35,"endTime":1475.96,"body":"world."},{"speaker":"Shayne Mullen","startTime":1475.99,"endTime":1478.96,"body":"Yeah, you know,"},{"speaker":"Shayne Mullen","startTime":1475.99,"endTime":1478.96,"body":"it's a really good question. We"},{"speaker":"Shayne Mullen","startTime":1478.96,"endTime":1485.98,"body":"are certainly in the midst of"},{"speaker":"Shayne Mullen","startTime":1478.96,"endTime":1485.98,"body":"conversations with some either"},{"speaker":"Shayne Mullen","startTime":1485.98,"endTime":1491.86,"body":"teams and or leagues and more"},{"speaker":"Shayne Mullen","startTime":1485.98,"endTime":1491.86,"body":"specifically athletes. There are"},{"speaker":"Shayne Mullen","startTime":1491.89,"endTime":1497.53,"body":"tons of athletes that have been"},{"speaker":"Shayne Mullen","startTime":1491.89,"endTime":1497.53,"body":"interested in the crypto space"},{"speaker":"Shayne Mullen","startTime":1497.59,"endTime":1501.94,"body":"more specifically, even clients"},{"speaker":"Shayne Mullen","startTime":1497.59,"endTime":1501.94,"body":"BlockFi, right? Because we have"},{"speaker":"Shayne Mullen","startTime":1501.94,"endTime":1506.02,"body":"a private Private Client"},{"speaker":"Shayne Mullen","startTime":1501.94,"endTime":1506.02,"body":"business. And so there's going"},{"speaker":"Shayne Mullen","startTime":1506.02,"endTime":1510.13,"body":"to be something that we do"},{"speaker":"Shayne Mullen","startTime":1506.02,"endTime":1510.13,"body":"probably in the coming months."},{"speaker":"Shayne Mullen","startTime":1510.88,"endTime":1513.88,"body":"But right now we're in our"},{"speaker":"Shayne Mullen","startTime":1510.88,"endTime":1513.88,"body":"discovery phase."},{"speaker":"Matt Zahab","startTime":1514.27,"endTime":1515.35,"body":"You can't give me"},{"speaker":"Matt Zahab","startTime":1514.27,"endTime":1515.35,"body":"anything?"},{"speaker":"Shayne Mullen","startTime":1516.91,"endTime":1518.5,"body":"It will be a"},{"speaker":"Shayne Mullen","startTime":1516.91,"endTime":1518.5,"body":"famous athlete."},{"speaker":"Matt Zahab","startTime":1518.98,"endTime":1520.09,"body":"What sport? Give me"},{"speaker":"Matt Zahab","startTime":1518.98,"endTime":1520.09,"body":"something."},{"speaker":"Shayne Mullen","startTime":1523.18,"endTime":1524.74,"body":"That's all I can"},{"speaker":"Shayne Mullen","startTime":1523.18,"endTime":1524.74,"body":"give you for now."},{"speaker":"Matt Zahab","startTime":1524.78,"endTime":1527.54,"body":"It's all you can"},{"speaker":"Matt Zahab","startTime":1524.78,"endTime":1527.54,"body":"give me. Okay. I'm waiting a"},{"speaker":"Matt Zahab","startTime":1527.54,"endTime":1531.23,"body":"couple years down the road for"},{"speaker":"Matt Zahab","startTime":1527.54,"endTime":1531.23,"body":"you know, who knows maybe it's"},{"speaker":"Matt Zahab","startTime":1531.23,"endTime":1533.24,"body":"the you know, Carolina"},{"speaker":"Matt Zahab","startTime":1531.23,"endTime":1533.24,"body":"Hurricanes or something. I think"},{"speaker":"Matt Zahab","startTime":1533.24,"endTime":1536.48,"body":"right now I'm gonna say it's PNC"},{"speaker":"Matt Zahab","startTime":1533.24,"endTime":1536.48,"body":"Marina, maybe the hurricanes?"},{"speaker":"Matt Zahab","startTime":1536.48,"endTime":1541.19,"body":"But you know, you guys buy the"},{"speaker":"Matt Zahab","startTime":1536.48,"endTime":1541.19,"body":"name rights of some huge sports"},{"speaker":"Matt Zahab","startTime":1541.19,"endTime":1543.77,"body":"stadium whether its an arena,"},{"speaker":"Matt Zahab","startTime":1541.19,"endTime":1543.77,"body":"you know, football stadium,"},{"speaker":"Matt Zahab","startTime":1544.13,"endTime":1546.38,"body":"baseball diamond, wherever the"},{"speaker":"Matt Zahab","startTime":1544.13,"endTime":1546.38,"body":"case may be but that would be"},{"speaker":"Matt Zahab","startTime":1547.01,"endTime":1551.06,"body":"incredibly cool. One thing I"},{"speaker":"Matt Zahab","startTime":1547.01,"endTime":1551.06,"body":"want to talk about, and I know a"},{"speaker":"Matt Zahab","startTime":1551.06,"endTime":1553.13,"body":"lot of people are very curious"},{"speaker":"Matt Zahab","startTime":1551.06,"endTime":1553.13,"body":"about this, you saw this all"},{"speaker":"Matt Zahab","startTime":1553.13,"endTime":1555.86,"body":"over Twitter all over the news."},{"speaker":"Matt Zahab","startTime":1553.13,"endTime":1555.86,"body":"But a couple of weeks ago, I"},{"speaker":"Matt Zahab","startTime":1555.86,"endTime":1558.77,"body":"guess that would have been last"},{"speaker":"Matt Zahab","startTime":1555.86,"endTime":1558.77,"body":"week. But for those at home, it"},{"speaker":"Matt Zahab","startTime":1558.77,"endTime":1562.79,"body":"was the week of May 18. When"},{"speaker":"Matt Zahab","startTime":1558.77,"endTime":1562.79,"body":"sort of the crypto crash"},{"speaker":"Matt Zahab","startTime":1562.79,"endTime":1564.77,"body":"occurred, mind you, we always"},{"speaker":"Matt Zahab","startTime":1562.79,"endTime":1564.77,"body":"say it's a crash. But it's"},{"speaker":"Matt Zahab","startTime":1564.77,"endTime":1567.95,"body":"really just sort of knocking out"},{"speaker":"Matt Zahab","startTime":1564.77,"endTime":1567.95,"body":"everyone who's 100 times"},{"speaker":"Matt Zahab","startTime":1567.98,"endTime":1572.0,"body":"leveraged, and it's great for"},{"speaker":"Matt Zahab","startTime":1567.98,"endTime":1572.0,"body":"the crypto family as a whole."},{"speaker":"Matt Zahab","startTime":1572.0,"endTime":1576.32,"body":"But BlockFi had a, I guess we"},{"speaker":"Matt Zahab","startTime":1572.0,"endTime":1576.32,"body":"can call it a mini shit show and"},{"speaker":"Matt Zahab","startTime":1576.32,"endTime":1580.73,"body":"accidentally gave full Bitcoin"},{"speaker":"Matt Zahab","startTime":1576.32,"endTime":1580.73,"body":"to some of its users when they"},{"speaker":"Matt Zahab","startTime":1580.73,"endTime":1583.7,"body":"shouldn't have, when you"},{"speaker":"Matt Zahab","startTime":1580.73,"endTime":1583.7,"body":"shouldn't have rather, again,"},{"speaker":"Matt Zahab","startTime":1583.7,"endTime":1586.64,"body":"crazy situation, no one actually"},{"speaker":"Matt Zahab","startTime":1583.7,"endTime":1586.64,"body":"knows what happened unless"},{"speaker":"Matt Zahab","startTime":1586.64,"endTime":1589.91,"body":"they're on the inside. You"},{"speaker":"Matt Zahab","startTime":1586.64,"endTime":1589.91,"body":"fortunately, were on the inside."},{"speaker":"Matt Zahab","startTime":1589.91,"endTime":1592.19,"body":"And I'd love to hear the true"},{"speaker":"Matt Zahab","startTime":1589.91,"endTime":1592.19,"body":"story of what happened."},{"speaker":"Shayne Mullen","startTime":1592.91,"endTime":1597.05,"body":"Yeah, look, you"},{"speaker":"Shayne Mullen","startTime":1592.91,"endTime":1597.05,"body":"know, people make mistakes."},{"speaker":"Shayne Mullen","startTime":1597.71,"endTime":1601.94,"body":"We're all humans. You know,"},{"speaker":"Shayne Mullen","startTime":1597.71,"endTime":1601.94,"body":"there was a promotional payout."},{"speaker":"Shayne Mullen","startTime":1602.42,"endTime":1606.02,"body":"We typically pay Gemini USD"},{"speaker":"Shayne Mullen","startTime":1602.42,"endTime":1606.02,"body":"promotional payouts, which is"},{"speaker":"Shayne Mullen","startTime":1606.02,"endTime":1612.62,"body":"just one to $1 on the second"},{"speaker":"Shayne Mullen","startTime":1606.02,"endTime":1612.62,"body":"Friday of each month, and, you"},{"speaker":"Shayne Mullen","startTime":1612.62,"endTime":1617.84,"body":"know, the G USD instead was BTC"},{"speaker":"Shayne Mullen","startTime":1612.62,"endTime":1617.84,"body":"dominated. So you know, if you"},{"speaker":"Shayne Mullen","startTime":1617.84,"endTime":1623.36,"body":"were getting 50, Gemini USD, you"},{"speaker":"Shayne Mullen","startTime":1617.84,"endTime":1623.36,"body":"got 50 Bitcoin. That was the"},{"speaker":"Shayne Mullen","startTime":1623.36,"endTime":1627.17,"body":"issue. That's what happened."},{"speaker":"Shayne Mullen","startTime":1623.36,"endTime":1627.17,"body":"About 100 people were affected."},{"speaker":"Shayne Mullen","startTime":1628.67,"endTime":1632.12,"body":"Most of the money we've"},{"speaker":"Shayne Mullen","startTime":1628.67,"endTime":1632.12,"body":"recovered, everybody that we"},{"speaker":"Shayne Mullen","startTime":1632.12,"endTime":1636.11,"body":"work with, to be totally frank,"},{"speaker":"Shayne Mullen","startTime":1632.12,"endTime":1636.11,"body":"are incredibly good people, and"},{"speaker":"Shayne Mullen","startTime":1636.11,"endTime":1639.08,"body":"just loyal to the BlockFi"},{"speaker":"Shayne Mullen","startTime":1636.11,"endTime":1639.08,"body":"nation. So we really didn't have"},{"speaker":"Shayne Mullen","startTime":1639.08,"endTime":1642.14,"body":"any issue or trouble with any"},{"speaker":"Shayne Mullen","startTime":1639.08,"endTime":1642.14,"body":"conversations of that on that"},{"speaker":"Shayne Mullen","startTime":1642.14,"endTime":1647.21,"body":"front. But look, I mean, this"},{"speaker":"Shayne Mullen","startTime":1642.14,"endTime":1647.21,"body":"industry scaling really quickly,"},{"speaker":"Shayne Mullen","startTime":1647.42,"endTime":1651.32,"body":"right. And I think making sure"},{"speaker":"Shayne Mullen","startTime":1647.42,"endTime":1651.32,"body":"that you're focusing on things"},{"speaker":"Shayne Mullen","startTime":1651.35,"endTime":1655.97,"body":"like, you know, risk assessment"},{"speaker":"Shayne Mullen","startTime":1651.35,"endTime":1655.97,"body":"and risk process, and, you know,"},{"speaker":"Shayne Mullen","startTime":1655.97,"endTime":1661.4,"body":"building a business that can"},{"speaker":"Shayne Mullen","startTime":1655.97,"endTime":1661.4,"body":"withstand speed, and scale is"},{"speaker":"Shayne Mullen","startTime":1661.4,"endTime":1665.06,"body":"really important. I think, for"},{"speaker":"Shayne Mullen","startTime":1661.4,"endTime":1665.06,"body":"everybody at the company, it's"},{"speaker":"Shayne Mullen","startTime":1665.06,"endTime":1669.74,"body":"definitely a bit of a wake up"},{"speaker":"Shayne Mullen","startTime":1665.06,"endTime":1669.74,"body":"call, and just a hey, you know,"},{"speaker":"Shayne Mullen","startTime":1669.74,"endTime":1676.04,"body":"it's time to continue to deepen"},{"speaker":"Shayne Mullen","startTime":1669.74,"endTime":1676.04,"body":"the track of focus on making"},{"speaker":"Shayne Mullen","startTime":1676.04,"endTime":1678.83,"body":"sure our practices and our risk"},{"speaker":"Shayne Mullen","startTime":1676.04,"endTime":1678.83,"body":"assessment and our risk"},{"speaker":"Shayne Mullen","startTime":1678.83,"endTime":1684.53,"body":"management is up to par with the"},{"speaker":"Shayne Mullen","startTime":1678.83,"endTime":1684.53,"body":"likes of major banks that we'll"},{"speaker":"Shayne Mullen","startTime":1684.56,"endTime":1688.43,"body":"be competing against in the"},{"speaker":"Shayne Mullen","startTime":1684.56,"endTime":1688.43,"body":"short term. So you hate to see"},{"speaker":"Shayne Mullen","startTime":1688.43,"endTime":1692.15,"body":"it, it's totally and utterly,"},{"speaker":"Shayne Mullen","startTime":1688.43,"endTime":1692.15,"body":"you know, unfortunate. And, you"},{"speaker":"Shayne Mullen","startTime":1692.15,"endTime":1697.43,"body":"know, I feel bad for all parties"},{"speaker":"Shayne Mullen","startTime":1692.15,"endTime":1697.43,"body":"involved. Right, it sucks, but,"},{"speaker":"Shayne Mullen","startTime":1698.09,"endTime":1701.6,"body":"you know, we'll be stronger from"},{"speaker":"Shayne Mullen","startTime":1698.09,"endTime":1701.6,"body":"it on a go forward basis."},{"speaker":"Matt Zahab","startTime":1701.72,"endTime":1703.88,"body":"When you say you"},{"speaker":"Matt Zahab","startTime":1701.72,"endTime":1703.88,"body":"feel bad for everyone involved."},{"speaker":"Matt Zahab","startTime":1703.91,"endTime":1707.93,"body":"Of course, it's really, it's a"},{"speaker":"Matt Zahab","startTime":1703.91,"endTime":1707.93,"body":"much bigger mistake on your end"},{"speaker":"Matt Zahab","startTime":1707.96,"endTime":1710.93,"body":"than it is for the client who"},{"speaker":"Matt Zahab","startTime":1707.96,"endTime":1710.93,"body":"accidentally may have received,"},{"speaker":"Matt Zahab","startTime":1711.29,"endTime":1716.18,"body":"you know, 50 Bitcoin instead of"},{"speaker":"Matt Zahab","startTime":1711.29,"endTime":1716.18,"body":"50 US dollars. But you said"},{"speaker":"Matt Zahab","startTime":1716.18,"endTime":1719.39,"body":"everyone obliged, and everyone"},{"speaker":"Matt Zahab","startTime":1716.18,"endTime":1719.39,"body":"was, you know, pretty"},{"speaker":"Matt Zahab","startTime":1719.75,"endTime":1723.2,"body":"straightforward about it. Do you"},{"speaker":"Matt Zahab","startTime":1719.75,"endTime":1723.2,"body":"have any funny stories about"},{"speaker":"Matt Zahab","startTime":1723.2,"endTime":1726.74,"body":"maybe one guy who, you know,"},{"speaker":"Matt Zahab","startTime":1723.2,"endTime":1726.74,"body":"cashed out and private jet and"},{"speaker":"Matt Zahab","startTime":1726.74,"endTime":1729.02,"body":"is now on a yacht in the middle"},{"speaker":"Matt Zahab","startTime":1726.74,"endTime":1729.02,"body":"of the ocean?"},{"speaker":"Shayne Mullen","startTime":1729.29,"endTime":1731.78,"body":"No,"},{"speaker":"Shayne Mullen","startTime":1729.29,"endTime":1731.78,"body":"unfortunately, no stories, but"},{"speaker":"Shayne Mullen","startTime":1731.84,"endTime":1735.83,"body":"you know, look at the end of the"},{"speaker":"Shayne Mullen","startTime":1731.84,"endTime":1735.83,"body":"day, people internal people"},{"speaker":"Shayne Mullen","startTime":1735.83,"endTime":1739.85,"body":"external, our client base, you"},{"speaker":"Shayne Mullen","startTime":1735.83,"endTime":1739.85,"body":"know, the the media, the public,"},{"speaker":"Shayne Mullen","startTime":1739.85,"endTime":1745.94,"body":"everyone that's been following"},{"speaker":"Shayne Mullen","startTime":1739.85,"endTime":1745.94,"body":"this thing. It happened, it was"},{"speaker":"Shayne Mullen","startTime":1746.33,"endTime":1750.32,"body":"an accident, won't happen again."},{"speaker":"Shayne Mullen","startTime":1746.33,"endTime":1750.32,"body":"But yeah, other than that,"},{"speaker":"Shayne Mullen","startTime":1750.32,"endTime":1753.44,"body":"there's just, you know, steps we"},{"speaker":"Shayne Mullen","startTime":1750.32,"endTime":1753.44,"body":"can take to make sure we focus"},{"speaker":"Shayne Mullen","startTime":1753.44,"endTime":1756.83,"body":"on remediation and risk"},{"speaker":"Shayne Mullen","startTime":1753.44,"endTime":1756.83,"body":"management. And there will be"},{"speaker":"Shayne Mullen","startTime":1756.83,"endTime":1759.11,"body":"some, you know, good"},{"speaker":"Shayne Mullen","startTime":1756.83,"endTime":1759.11,"body":"announcements on that front in"},{"speaker":"Matt Zahab","startTime":1759.0,"endTime":1762.39,"body":"I'd love to hear"},{"speaker":"Matt Zahab","startTime":1759.0,"endTime":1762.39,"body":"that. I want to move forward and"},{"speaker":"Matt Zahab","startTime":1759.14,"endTime":1759.92,"body":"the coming months."},{"speaker":"Matt Zahab","startTime":1762.39,"endTime":1767.04,"body":"talk about the founders, Zach"},{"speaker":"Matt Zahab","startTime":1762.39,"endTime":1767.04,"body":"and Florrie they get incredible"},{"speaker":"Matt Zahab","startTime":1767.04,"endTime":1771.69,"body":"praise on Twitter. I've heard"},{"speaker":"Matt Zahab","startTime":1767.04,"endTime":1771.69,"body":"and listened to many podcasts"},{"speaker":"Matt Zahab","startTime":1771.69,"endTime":1775.32,"body":"were BlockFi employees or"},{"speaker":"Matt Zahab","startTime":1771.69,"endTime":1775.32,"body":"themselves with been on. Teams"},{"speaker":"Matt Zahab","startTime":1775.32,"endTime":1781.38,"body":"like these two in particular are"},{"speaker":"Matt Zahab","startTime":1775.32,"endTime":1781.38,"body":"the creme de la creme of"},{"speaker":"Matt Zahab","startTime":1781.41,"endTime":1784.14,"body":"founders and C suite employees."},{"speaker":"Matt Zahab","startTime":1781.41,"endTime":1784.14,"body":"I'd love if you could just touch"},{"speaker":"Matt Zahab","startTime":1784.14,"endTime":1786.54,"body":"on some of their strengths and"},{"speaker":"Matt Zahab","startTime":1784.14,"endTime":1786.54,"body":"how they've impacted you and the"},{"speaker":"Matt Zahab","startTime":1786.54,"endTime":1786.96,"body":"company."},{"speaker":"Shayne Mullen","startTime":1787.11,"endTime":1789.12,"body":"Yeah, that's a"},{"speaker":"Shayne Mullen","startTime":1787.11,"endTime":1789.12,"body":"really good question and love"},{"speaker":"Shayne Mullen","startTime":1789.15,"endTime":1793.2,"body":"chatting on this topic because"},{"speaker":"Shayne Mullen","startTime":1789.15,"endTime":1793.2,"body":"both of them are just so strong"},{"speaker":"Shayne Mullen","startTime":1793.2,"endTime":1801.84,"body":"in so many different areas. Zach"},{"speaker":"Shayne Mullen","startTime":1793.2,"endTime":1801.84,"body":"actually was my Boss back in"},{"speaker":"Shayne Mullen","startTime":1801.9,"endTime":1805.89,"body":"2014 to 2016. So I had the"},{"speaker":"Shayne Mullen","startTime":1801.9,"endTime":1805.89,"body":"pleasure of working for him"},{"speaker":"Shayne Mullen","startTime":1805.89,"endTime":1812.34,"body":"directly in a sales capacity. He"},{"speaker":"Shayne Mullen","startTime":1805.89,"endTime":1812.34,"body":"is a very tenacious, incredible"},{"speaker":"Shayne Mullen","startTime":1812.34,"endTime":1819.21,"body":"salesman, very smart, very"},{"speaker":"Shayne Mullen","startTime":1812.34,"endTime":1819.21,"body":"driven, thinks into the future,"},{"speaker":"Shayne Mullen","startTime":1819.21,"endTime":1824.31,"body":"but he's also humble, right. And"},{"speaker":"Shayne Mullen","startTime":1819.21,"endTime":1824.31,"body":"he's also, you know, sticks to"},{"speaker":"Shayne Mullen","startTime":1824.31,"endTime":1827.85,"body":"his roots, and he's able to take"},{"speaker":"Shayne Mullen","startTime":1824.31,"endTime":1827.85,"body":"very complex like, pomp, he's"},{"speaker":"Shayne Mullen","startTime":1827.85,"endTime":1831.84,"body":"able to take very complex"},{"speaker":"Shayne Mullen","startTime":1827.85,"endTime":1831.84,"body":"topics, understand them very in"},{"speaker":"Shayne Mullen","startTime":1832.29,"endTime":1837.9,"body":"depth, and then be able to make"},{"speaker":"Shayne Mullen","startTime":1832.29,"endTime":1837.9,"body":"decisions on the fly that help"},{"speaker":"Shayne Mullen","startTime":1839.22,"endTime":1841.92,"body":"our business make the right"},{"speaker":"Shayne Mullen","startTime":1839.22,"endTime":1841.92,"body":"decisions on a go forward basis."},{"speaker":"Shayne Mullen","startTime":1841.95,"endTime":1846.24,"body":"So very unique skill, and Zach"},{"speaker":"Shayne Mullen","startTime":1841.95,"endTime":1846.24,"body":"embodies it better than anybody"},{"speaker":"Shayne Mullen","startTime":1846.24,"endTime":1852.06,"body":"else. Florrie a has all those"},{"speaker":"Shayne Mullen","startTime":1846.24,"endTime":1852.06,"body":"skills as well, and she is just"},{"speaker":"Shayne Mullen","startTime":1852.06,"endTime":1857.22,"body":"an absolute leader, right. She"},{"speaker":"Shayne Mullen","startTime":1852.06,"endTime":1857.22,"body":"is somebody that I look up to,"},{"speaker":"Shayne Mullen","startTime":1857.22,"endTime":1861.57,"body":"in terms of, you know, a young"},{"speaker":"Shayne Mullen","startTime":1857.22,"endTime":1861.57,"body":"female founder in New York,"},{"speaker":"Shayne Mullen","startTime":1861.99,"endTime":1865.02,"body":"creating a multi billion dollar"},{"speaker":"Shayne Mullen","startTime":1861.99,"endTime":1865.02,"body":"business, you know, with a"},{"speaker":"Shayne Mullen","startTime":1865.02,"endTime":1871.08,"body":"vision that really is to help"},{"speaker":"Shayne Mullen","startTime":1865.02,"endTime":1871.08,"body":"include and bring as many"},{"speaker":"Shayne Mullen","startTime":1871.08,"endTime":1873.69,"body":"different types of people into"},{"speaker":"Shayne Mullen","startTime":1871.08,"endTime":1873.69,"body":"the financial ecosystem as"},{"speaker":"Shayne Mullen","startTime":1873.69,"endTime":1877.59,"body":"humanly possible. And every time"},{"speaker":"Shayne Mullen","startTime":1873.69,"endTime":1877.59,"body":"and everything she does, right"},{"speaker":"Shayne Mullen","startTime":1877.59,"endTime":1884.1,"body":"embodies that mission and that"},{"speaker":"Shayne Mullen","startTime":1877.59,"endTime":1884.1,"body":"statement to its core. So look,"},{"speaker":"Shayne Mullen","startTime":1884.13,"endTime":1890.16,"body":"the two of them combined is, you"},{"speaker":"Shayne Mullen","startTime":1884.13,"endTime":1890.16,"body":"know, one two punch. It's a"},{"speaker":"Shayne Mullen","startTime":1890.16,"endTime":1895.11,"body":"pleasure being able to, you"},{"speaker":"Shayne Mullen","startTime":1890.16,"endTime":1895.11,"body":"know, hear them, discuss, future"},{"speaker":"Shayne Mullen","startTime":1896.55,"endTime":1901.08,"body":"initiatives of the company, as"},{"speaker":"Shayne Mullen","startTime":1896.55,"endTime":1901.08,"body":"well as just address things to"},{"speaker":"Shayne Mullen","startTime":1901.5,"endTime":1905.07,"body":"the employees when either"},{"speaker":"Shayne Mullen","startTime":1901.5,"endTime":1905.07,"body":"external factors or internal"},{"speaker":"Shayne Mullen","startTime":1905.07,"endTime":1910.47,"body":"factors, you know, need"},{"speaker":"Shayne Mullen","startTime":1905.07,"endTime":1910.47,"body":"addressing, so they're great."},{"speaker":"Shayne Mullen","startTime":1910.53,"endTime":1915.72,"body":"And I just actually saw Florrie,"},{"speaker":"Shayne Mullen","startTime":1910.53,"endTime":1915.72,"body":"she's in the office today for"},{"speaker":"Shayne Mullen","startTime":1915.72,"endTime":1919.5,"body":"the first time, probably in"},{"speaker":"Shayne Mullen","startTime":1915.72,"endTime":1919.5,"body":"like, four years, I would say."},{"speaker":"Shayne Mullen","startTime":1919.71,"endTime":1925.26,"body":"When Zach and I worked in the"},{"speaker":"Shayne Mullen","startTime":1919.71,"endTime":1925.26,"body":"alternative lending space,"},{"speaker":"Shayne Mullen","startTime":1925.29,"endTime":1928.26,"body":"Florrie also had worked at a"},{"speaker":"Shayne Mullen","startTime":1925.29,"endTime":1928.26,"body":"similar company in our space."},{"speaker":"Shayne Mullen","startTime":1928.8,"endTime":1931.65,"body":"And funny enough, when Zach was"},{"speaker":"Shayne Mullen","startTime":1928.8,"endTime":1931.65,"body":"starting BlockFi Florrie"},{"speaker":"Shayne Mullen","startTime":1931.65,"endTime":1934.83,"body":"actually pinged me and asked me"},{"speaker":"Shayne Mullen","startTime":1931.65,"endTime":1934.83,"body":"to be a reference check to see"},{"speaker":"Shayne Mullen","startTime":1934.83,"endTime":1937.83,"body":"if Zach would be a good founder."},{"speaker":"Shayne Mullen","startTime":1934.83,"endTime":1937.83,"body":"So I had to get on the phone"},{"speaker":"Shayne Mullen","startTime":1937.83,"endTime":1941.01,"body":"with Florrie and basically tell"},{"speaker":"Shayne Mullen","startTime":1937.83,"endTime":1941.01,"body":"her what was it like working for"},{"speaker":"Shayne Mullen","startTime":1941.01,"endTime":1944.67,"body":"Zach, and what were some of his"},{"speaker":"Shayne Mullen","startTime":1941.01,"endTime":1944.67,"body":"strengths? What are some of his"},{"speaker":"Shayne Mullen","startTime":1944.67,"endTime":1950.1,"body":"weaknesses, you know? So I told"},{"speaker":"Shayne Mullen","startTime":1944.67,"endTime":1950.1,"body":"her straight up, Zach could be"},{"speaker":"Shayne Mullen","startTime":1950.1,"endTime":1953.13,"body":"an incredible founder to work"},{"speaker":"Shayne Mullen","startTime":1950.1,"endTime":1953.13,"body":"with. He's going to build really"},{"speaker":"Shayne Mullen","startTime":1953.13,"endTime":1958.71,"body":"big, important and impactful"},{"speaker":"Shayne Mullen","startTime":1953.13,"endTime":1958.71,"body":"things one day, and now I'm here"},{"speaker":"Shayne Mullen","startTime":1958.74,"endTime":1963.12,"body":"working for the company and on a"},{"speaker":"Shayne Mullen","startTime":1958.74,"endTime":1963.12,"body":"podcast talking about it. It's"},{"speaker":"Shayne Mullen","startTime":1963.12,"endTime":1964.68,"body":"pretty insane to be honest."},{"speaker":"Matt Zahab","startTime":1964.71,"endTime":1967.38,"body":"That's hilarious. I"},{"speaker":"Matt Zahab","startTime":1964.71,"endTime":1967.38,"body":"also saw you gave him a nice"},{"speaker":"Matt Zahab","startTime":1967.38,"endTime":1971.31,"body":"little LinkedIn bump, nice"},{"speaker":"Matt Zahab","startTime":1967.38,"endTime":1971.31,"body":"little LinkedIn recommendation."},{"speaker":"Matt Zahab","startTime":1971.55,"endTime":1973.23,"body":"I don't know if you remember"},{"speaker":"Matt Zahab","startTime":1971.55,"endTime":1973.23,"body":"that. I think I was back in"},{"speaker":"Matt Zahab","startTime":1973.23,"endTime":1977.79,"body":"2016. Doing a little research"},{"speaker":"Matt Zahab","startTime":1973.23,"endTime":1977.79,"body":"for the show and saw that I was"},{"speaker":"Matt Zahab","startTime":1977.79,"endTime":1979.8,"body":"like, guy, he's just pumping his"},{"speaker":"Matt Zahab","startTime":1977.79,"endTime":1979.8,"body":"boss's tires."},{"speaker":"Shayne Mullen","startTime":1980.05,"endTime":1983.98,"body":"No, yeah, we"},{"speaker":"Shayne Mullen","startTime":1980.05,"endTime":1983.98,"body":"would go way back. I mean, I"},{"speaker":"Shayne Mullen","startTime":1983.98,"endTime":1991.81,"body":"define it as kind of FinTech"},{"speaker":"Shayne Mullen","startTime":1983.98,"endTime":1991.81,"body":"1.0. Back in 2014 2013. Maybe"},{"speaker":"Shayne Mullen","startTime":1991.84,"endTime":1997.18,"body":"like a year before that 2012,"},{"speaker":"Shayne Mullen","startTime":1991.84,"endTime":1997.18,"body":"the first kind of online FinTech"},{"speaker":"Shayne Mullen","startTime":1997.18,"endTime":2001.35,"body":"companies emerged. Right? So you"},{"speaker":"Shayne Mullen","startTime":1997.18,"endTime":2001.35,"body":"have Lending Club and prosper."},{"speaker":"Shayne Mullen","startTime":2001.86,"endTime":2008.01,"body":"Funding circle avant. So phi,"},{"speaker":"Shayne Mullen","startTime":2001.86,"endTime":2008.01,"body":"right, these guys created the"},{"speaker":"Shayne Mullen","startTime":2008.01,"endTime":2013.59,"body":"ability for a consumer, a"},{"speaker":"Shayne Mullen","startTime":2008.01,"endTime":2013.59,"body":"business student, a doctor, etc,"},{"speaker":"Shayne Mullen","startTime":2013.59,"endTime":2018.18,"body":"to apply for a loan online. So"},{"speaker":"Shayne Mullen","startTime":2013.59,"endTime":2018.18,"body":"no more going into a bank"},{"speaker":"Shayne Mullen","startTime":2018.18,"endTime":2021.66,"body":"branch, brick and mortar. And"},{"speaker":"Shayne Mullen","startTime":2018.18,"endTime":2021.66,"body":"that was really the start to"},{"speaker":"Shayne Mullen","startTime":2021.66,"endTime":2026.25,"body":"this entire FinTech phenomenon"},{"speaker":"Shayne Mullen","startTime":2021.66,"endTime":2026.25,"body":"that we're experiencing today,"},{"speaker":"Shayne Mullen","startTime":2026.25,"endTime":2032.07,"body":"which spans much broader past"},{"speaker":"Shayne Mullen","startTime":2026.25,"endTime":2032.07,"body":"the lending sphere, but now into"},{"speaker":"Shayne Mullen","startTime":2032.07,"endTime":2036.96,"body":"the investing sphere, the Neo"},{"speaker":"Shayne Mullen","startTime":2032.07,"endTime":2036.96,"body":"banking, sphere insurance,"},{"speaker":"Shayne Mullen","startTime":2037.02,"endTime":2040.8,"body":"right? And then crypto amongst,"},{"speaker":"Shayne Mullen","startTime":2037.02,"endTime":2040.8,"body":"you know, there's a bunch of"},{"speaker":"Shayne Mullen","startTime":2040.8,"endTime":2044.01,"body":"other things obviously, that's"},{"speaker":"Shayne Mullen","startTime":2040.8,"endTime":2044.01,"body":"happening. But it's been really"},{"speaker":"Shayne Mullen","startTime":2044.01,"endTime":2047.4,"body":"wild to see because, you know, I"},{"speaker":"Shayne Mullen","startTime":2044.01,"endTime":2047.4,"body":"started my career at Bloomberg,"},{"speaker":"Shayne Mullen","startTime":2047.4,"endTime":2050.91,"body":"which arguably is one of the"},{"speaker":"Shayne Mullen","startTime":2047.4,"endTime":2050.91,"body":"largest and oldest fintechs on"},{"speaker":"Shayne Mullen","startTime":2050.91,"endTime":2055.2,"body":"planet Earth. And, you know,"},{"speaker":"Shayne Mullen","startTime":2050.91,"endTime":2055.2,"body":"just seeing the innovation and"},{"speaker":"Shayne Mullen","startTime":2055.2,"endTime":2059.1,"body":"just the amount of money pour in"},{"speaker":"Shayne Mullen","startTime":2055.2,"endTime":2059.1,"body":"and the venture and the new"},{"speaker":"Shayne Mullen","startTime":2059.1,"endTime":2061.83,"body":"businesses that have that have"},{"speaker":"Shayne Mullen","startTime":2059.1,"endTime":2061.83,"body":"come out because of this. And"},{"speaker":"Shayne Mullen","startTime":2062.22,"endTime":2065.61,"body":"you know, my old colleagues now"},{"speaker":"Shayne Mullen","startTime":2062.22,"endTime":2065.61,"body":"work, I think five of them are"},{"speaker":"Shayne Mullen","startTime":2065.61,"endTime":2070.68,"body":"CEOs. One of them is a partner"},{"speaker":"Shayne Mullen","startTime":2065.61,"endTime":2070.68,"body":"at QED, Matt Burton, from our"},{"speaker":"Shayne Mullen","startTime":2070.68,"endTime":2074.79,"body":"orchard days, it's just"},{"speaker":"Shayne Mullen","startTime":2070.68,"endTime":2074.79,"body":"incredible to see. So I don't"},{"speaker":"Shayne Mullen","startTime":2074.79,"endTime":2076.92,"body":"know, who knows where the next"},{"speaker":"Shayne Mullen","startTime":2074.79,"endTime":2076.92,"body":"five years will take us?"},{"speaker":"Matt Zahab","startTime":2077.82,"endTime":2080.19,"body":"It's crazy how"},{"speaker":"Matt Zahab","startTime":2077.82,"endTime":2080.19,"body":"timing works. You're in the"},{"speaker":"Matt Zahab","startTime":2080.22,"endTime":2083.1,"body":"right spot at the right place"},{"speaker":"Matt Zahab","startTime":2080.22,"endTime":2083.1,"body":"and you know, work your tail off"},{"speaker":"Matt Zahab","startTime":2083.1,"endTime":2085.74,"body":"and the rest takes care of"},{"speaker":"Matt Zahab","startTime":2083.1,"endTime":2085.74,"body":"itself. Just really cool, really"},{"speaker":"Matt Zahab","startTime":2085.74,"endTime":2088.2,"body":"cool story. Thank you for"},{"speaker":"Matt Zahab","startTime":2085.74,"endTime":2088.2,"body":"sharing that. I want to go back"},{"speaker":"Matt Zahab","startTime":2088.2,"endTime":2091.53,"body":"and talk about how much"},{"speaker":"Matt Zahab","startTime":2088.2,"endTime":2091.53,"body":"BlockFi's grown. I understand"},{"speaker":"Matt Zahab","startTime":2091.53,"endTime":2094.53,"body":"the BlockFi has 10x'd in the"},{"speaker":"Matt Zahab","startTime":2091.53,"endTime":2094.53,"body":"last 12 months which is"},{"speaker":"Matt Zahab","startTime":2094.56,"endTime":2097.86,"body":"absolutely insane. And you've"},{"speaker":"Matt Zahab","startTime":2094.56,"endTime":2097.86,"body":"done that while you know almost"},{"speaker":"Matt Zahab","startTime":2097.89,"endTime":2101.28,"body":"fully working remotely. To"},{"speaker":"Matt Zahab","startTime":2097.89,"endTime":2101.28,"body":"companies that are looking to"},{"speaker":"Matt Zahab","startTime":2101.28,"endTime":2104.58,"body":"grow as quickly as even the"},{"speaker":"Matt Zahab","startTime":2101.28,"endTime":2104.58,"body":"team, did you have any tidbits"},{"speaker":"Matt Zahab","startTime":2104.58,"endTime":2108.03,"body":"of advice? Or any sort of golden"},{"speaker":"Matt Zahab","startTime":2104.58,"endTime":2108.03,"body":"nuggets in regards to growing in"},{"speaker":"Matt Zahab","startTime":2108.03,"endTime":2109.95,"body":"this new remote digital world?"},{"speaker":"Shayne Mullen","startTime":2109.0,"endTime":2114.88,"body":"That's a really"},{"speaker":"Shayne Mullen","startTime":2109.0,"endTime":2114.88,"body":"good question. And we have"},{"speaker":"Shayne Mullen","startTime":2114.88,"endTime":2119.95,"body":"certainly seen growth that I"},{"speaker":"Shayne Mullen","startTime":2114.88,"endTime":2119.95,"body":"think very, very few companies"},{"speaker":"Shayne Mullen","startTime":2119.95,"endTime":2124.36,"body":"have seen over this kind of"},{"speaker":"Shayne Mullen","startTime":2119.95,"endTime":2124.36,"body":"pandemic slash remote"},{"speaker":"Shayne Mullen","startTime":2124.36,"endTime":2130.27,"body":"environment just in sheer volume"},{"speaker":"Shayne Mullen","startTime":2124.36,"endTime":2130.27,"body":"of revenue and people. You know,"},{"speaker":"Shayne Mullen","startTime":2130.27,"endTime":2134.29,"body":"look, the first thing I'll say"},{"speaker":"Shayne Mullen","startTime":2130.27,"endTime":2134.29,"body":"is that our products have"},{"speaker":"Shayne Mullen","startTime":2134.29,"endTime":2138.52,"body":"incredible market fit, right. So"},{"speaker":"Shayne Mullen","startTime":2134.29,"endTime":2138.52,"body":"if you're a crypto investor, and"},{"speaker":"Shayne Mullen","startTime":2138.52,"endTime":2141.13,"body":"you want to earn yield, where"},{"speaker":"Shayne Mullen","startTime":2138.52,"endTime":2141.13,"body":"the best place for you to go and"},{"speaker":"Shayne Mullen","startTime":2141.13,"endTime":2144.37,"body":"do that, you want to then"},{"speaker":"Shayne Mullen","startTime":2141.13,"endTime":2144.37,"body":"collateralize some of your"},{"speaker":"Shayne Mullen","startTime":2144.37,"endTime":2148.03,"body":"crypto and take out a USD"},{"speaker":"Shayne Mullen","startTime":2144.37,"endTime":2148.03,"body":"denominated loan where the best"},{"speaker":"Shayne Mullen","startTime":2148.03,"endTime":2151.45,"body":"place to do that, and we have"},{"speaker":"Shayne Mullen","startTime":2148.03,"endTime":2151.45,"body":"the easiest, safest and best"},{"speaker":"Shayne Mullen","startTime":2151.45,"endTime":2155.5,"body":"tools for that solution, right?"},{"speaker":"Shayne Mullen","startTime":2151.45,"endTime":2155.5,"body":"You want to trade in and out of"},{"speaker":"Shayne Mullen","startTime":2155.5,"endTime":2158.83,"body":"different currencies on the"},{"speaker":"Shayne Mullen","startTime":2155.5,"endTime":2158.83,"body":"platform as well, right, we have"},{"speaker":"Shayne Mullen","startTime":2158.83,"endTime":2162.01,"body":"the lowest fees on trading side."},{"speaker":"Shayne Mullen","startTime":2158.83,"endTime":2162.01,"body":"And now you know, if you want to"},{"speaker":"Shayne Mullen","startTime":2162.01,"endTime":2164.35,"body":"pay with credit, and you want to"},{"speaker":"Shayne Mullen","startTime":2162.01,"endTime":2164.35,"body":"earn Bitcoin, we have that"},{"speaker":"Shayne Mullen","startTime":2164.35,"endTime":2167.2,"body":"product as well. So product"},{"speaker":"Shayne Mullen","startTime":2164.35,"endTime":2167.2,"body":"market fit, number one,"},{"speaker":"Shayne Mullen","startTime":2167.56,"endTime":2173.92,"body":"incredible. The second thing I"},{"speaker":"Shayne Mullen","startTime":2167.56,"endTime":2173.92,"body":"would say is that consistency is"},{"speaker":"Shayne Mullen","startTime":2174.07,"endTime":2180.25,"body":"an just general kind of"},{"speaker":"Shayne Mullen","startTime":2174.07,"endTime":2180.25,"body":"persistence is like, very"},{"speaker":"Shayne Mullen","startTime":2180.25,"endTime":2184.09,"body":"important when you're a growing"},{"speaker":"Shayne Mullen","startTime":2180.25,"endTime":2184.09,"body":"company with a lot of people"},{"speaker":"Shayne Mullen","startTime":2184.09,"endTime":2188.77,"body":"working remote. So in my world,"},{"speaker":"Shayne Mullen","startTime":2184.09,"endTime":2188.77,"body":"the way that I kind of approach"},{"speaker":"Shayne Mullen","startTime":2188.8,"endTime":2191.5,"body":"our team, and this is like"},{"speaker":"Shayne Mullen","startTime":2188.8,"endTime":2191.5,"body":"something that a lot of"},{"speaker":"Shayne Mullen","startTime":2191.5,"endTime":2194.83,"body":"different teams approach within"},{"speaker":"Shayne Mullen","startTime":2191.5,"endTime":2194.83,"body":"the organization is, you know, I"},{"speaker":"Shayne Mullen","startTime":2194.83,"endTime":2198.01,"body":"have the same meeting three days"},{"speaker":"Shayne Mullen","startTime":2194.83,"endTime":2198.01,"body":"a week, and I have the same"},{"speaker":"Shayne Mullen","startTime":2198.01,"endTime":2200.32,"body":"meeting on Thursday afternoon,"},{"speaker":"Shayne Mullen","startTime":2198.01,"endTime":2200.32,"body":"and the same meeting Monday"},{"speaker":"Shayne Mullen","startTime":2200.32,"endTime":2203.8,"body":"morning, and that meeting the"},{"speaker":"Shayne Mullen","startTime":2200.32,"endTime":2203.8,"body":"agenda, it's always the same."},{"speaker":"Shayne Mullen","startTime":2204.16,"endTime":2208.12,"body":"And we make sure we hit our"},{"speaker":"Shayne Mullen","startTime":2204.16,"endTime":2208.12,"body":"goals, we have our deadlines, we"},{"speaker":"Shayne Mullen","startTime":2208.12,"endTime":2212.56,"body":"move on. We hit our goals have"},{"speaker":"Shayne Mullen","startTime":2208.12,"endTime":2212.56,"body":"our deadlines, we move on, plan,"},{"speaker":"Shayne Mullen","startTime":2212.56,"endTime":2216.28,"body":"we look back, and we stick to"},{"speaker":"Shayne Mullen","startTime":2212.56,"endTime":2216.28,"body":"that method. And we just keep"},{"speaker":"Shayne Mullen","startTime":2216.28,"endTime":2220.06,"body":"building and keep growing and"},{"speaker":"Shayne Mullen","startTime":2216.28,"endTime":2220.06,"body":"keep getting bigger. It has been"},{"speaker":"Shayne Mullen","startTime":2220.06,"endTime":2224.11,"body":"one of the like the most, it's"},{"speaker":"Shayne Mullen","startTime":2220.06,"endTime":2224.11,"body":"just been really great to see,"},{"speaker":"Shayne Mullen","startTime":2224.11,"endTime":2226.84,"body":"you know, every single team"},{"speaker":"Shayne Mullen","startTime":2224.11,"endTime":2226.84,"body":"meeting that I've been a part of"},{"speaker":"Shayne Mullen","startTime":2226.84,"endTime":2231.31,"body":"for the last 12 months, company"},{"speaker":"Shayne Mullen","startTime":2226.84,"endTime":2231.31,"body":"wide, whether we were 100"},{"speaker":"Shayne Mullen","startTime":2231.31,"endTime":2236.95,"body":"people, or 800 people has been"},{"speaker":"Shayne Mullen","startTime":2231.31,"endTime":2236.95,"body":"the same format, the same tone,"},{"speaker":"Shayne Mullen","startTime":2236.98,"endTime":2240.82,"body":"the same cadence, it's just"},{"speaker":"Shayne Mullen","startTime":2236.98,"endTime":2240.82,"body":"we're bigger. The numbers are"},{"speaker":"Shayne Mullen","startTime":2240.82,"endTime":2243.97,"body":"bigger right. And there's a lot,"},{"speaker":"Shayne Mullen","startTime":2240.82,"endTime":2243.97,"body":"there's obviously a lot more"},{"speaker":"Shayne Mullen","startTime":2243.97,"endTime":2248.86,"body":"involved in what's happening but"},{"speaker":"Shayne Mullen","startTime":2243.97,"endTime":2248.86,"body":"keep it consistent. That's one"},{"speaker":"Shayne Mullen","startTime":2248.86,"endTime":2253.57,"body":"piece of feedback that I would"},{"speaker":"Shayne Mullen","startTime":2248.86,"endTime":2253.57,"body":"urge any founder to just keep in"},{"speaker":"Shayne Mullen","startTime":2253.57,"endTime":2255.49,"body":"the back of their minds when"},{"speaker":"Shayne Mullen","startTime":2253.57,"endTime":2255.49,"body":"they're trying to scale a"},{"speaker":"Shayne Mullen","startTime":2255.49,"endTime":2258.55,"body":"business. You know, during this"},{"speaker":"Shayne Mullen","startTime":2255.49,"endTime":2258.55,"body":"kind of remote era that we live"},{"speaker":"Shayne Mullen","startTime":2258.55,"endTime":2259.0,"body":"in today."},{"speaker":"Matt Zahab","startTime":2259.33,"endTime":2263.23,"body":"What about company"},{"speaker":"Matt Zahab","startTime":2259.33,"endTime":2263.23,"body":"culture and your tech stack?"},{"speaker":"Matt Zahab","startTime":2263.23,"endTime":2267.01,"body":"Like are you guys using the"},{"speaker":"Matt Zahab","startTime":2263.23,"endTime":2267.01,"body":"traditional zoom meetings for"},{"speaker":"Matt Zahab","startTime":2267.01,"endTime":2271.6,"body":"sort of communication for video"},{"speaker":"Matt Zahab","startTime":2267.01,"endTime":2271.6,"body":"calls, slack for internal comms?"},{"speaker":"Matt Zahab","startTime":2271.87,"endTime":2275.44,"body":"G Suite for everything else?"},{"speaker":"Matt Zahab","startTime":2271.87,"endTime":2275.44,"body":"Maybe Canva for design? Like,"},{"speaker":"Matt Zahab","startTime":2275.47,"endTime":2278.5,"body":"can you tell me as much as you"},{"speaker":"Matt Zahab","startTime":2275.47,"endTime":2278.5,"body":"possibly can without maybe you"},{"speaker":"Matt Zahab","startTime":2278.5,"endTime":2281.5,"body":"know, divulging some of the"},{"speaker":"Matt Zahab","startTime":2278.5,"endTime":2281.5,"body":"BlockFi secrets about your"},{"speaker":"Matt Zahab","startTime":2281.5,"endTime":2284.41,"body":"company culture and tech stack"},{"speaker":"Matt Zahab","startTime":2281.5,"endTime":2284.41,"body":"that has really helped 10x move"},{"speaker":"Matt Zahab","startTime":2284.41,"endTime":2284.86,"body":"the needle?"},{"speaker":"Shayne Mullen","startTime":2284.93,"endTime":2287.54,"body":"Yeah, I mean,"},{"speaker":"Shayne Mullen","startTime":2284.93,"endTime":2287.54,"body":"look like, company culture is"},{"speaker":"Shayne Mullen","startTime":2287.54,"endTime":2290.06,"body":"obviously really important. And"},{"speaker":"Shayne Mullen","startTime":2287.54,"endTime":2290.06,"body":"I think one of the, like,"},{"speaker":"Shayne Mullen","startTime":2290.06,"endTime":2295.01,"body":"company culture comes from, and"},{"speaker":"Shayne Mullen","startTime":2290.06,"endTime":2295.01,"body":"this sounds like cliche, but it"},{"speaker":"Shayne Mullen","startTime":2295.01,"endTime":2299.18,"body":"comes from the people you hire."},{"speaker":"Shayne Mullen","startTime":2295.01,"endTime":2299.18,"body":"Right? So if the people that"},{"speaker":"Shayne Mullen","startTime":2299.18,"endTime":2301.82,"body":"Zach has hired in the beginning"},{"speaker":"Shayne Mullen","startTime":2299.18,"endTime":2301.82,"body":"and Florrie had hired in the"},{"speaker":"Shayne Mullen","startTime":2301.82,"endTime":2305.24,"body":"beginning, their culture is"},{"speaker":"Shayne Mullen","startTime":2301.82,"endTime":2305.24,"body":"going to hire people with"},{"speaker":"Shayne Mullen","startTime":2305.24,"endTime":2307.43,"body":"similar culture, those people"},{"speaker":"Shayne Mullen","startTime":2305.24,"endTime":2307.43,"body":"are going to hire people with"},{"speaker":"Shayne Mullen","startTime":2307.43,"endTime":2310.61,"body":"similar culture, and as long as"},{"speaker":"Shayne Mullen","startTime":2307.43,"endTime":2310.61,"body":"you can continue to create an"},{"speaker":"Shayne Mullen","startTime":2310.64,"endTime":2314.15,"body":"element of like consistency"},{"speaker":"Shayne Mullen","startTime":2310.64,"endTime":2314.15,"body":"across that type of culture,"},{"speaker":"Shayne Mullen","startTime":2314.18,"endTime":2317.54,"body":"right, and a set of values to"},{"speaker":"Shayne Mullen","startTime":2314.18,"endTime":2317.54,"body":"follow, then like, you're going"},{"speaker":"Shayne Mullen","startTime":2317.54,"endTime":2321.77,"body":"to be able to create healthy,"},{"speaker":"Shayne Mullen","startTime":2317.54,"endTime":2321.77,"body":"collaborative, transparent"},{"speaker":"Shayne Mullen","startTime":2321.77,"endTime":2327.74,"body":"environments to get your work"},{"speaker":"Shayne Mullen","startTime":2321.77,"endTime":2327.74,"body":"done on time going forward. So,"},{"speaker":"Shayne Mullen","startTime":2327.8,"endTime":2331.07,"body":"you know, I think it's"},{"speaker":"Shayne Mullen","startTime":2327.8,"endTime":2331.07,"body":"interesting, this world we live"},{"speaker":"Shayne Mullen","startTime":2331.07,"endTime":2335.24,"body":"in of like, you know, back to"},{"speaker":"Shayne Mullen","startTime":2331.07,"endTime":2335.24,"body":"back zoom mini meetings every"},{"speaker":"Shayne Mullen","startTime":2335.39,"endTime":2339.32,"body":"half hour, right? I know you,"},{"speaker":"Shayne Mullen","startTime":2335.39,"endTime":2339.32,"body":"Matt and myself, and probably"},{"speaker":"Shayne Mullen","startTime":2339.32,"endTime":2342.11,"body":"like, 1000s of people, whoever's"},{"speaker":"Shayne Mullen","startTime":2339.32,"endTime":2342.11,"body":"listening to this podcast,"},{"speaker":"Shayne Mullen","startTime":2342.38,"endTime":2348.17,"body":"probably have, you know, 10 to"},{"speaker":"Shayne Mullen","startTime":2342.38,"endTime":2348.17,"body":"12, if not, like, you know, a"},{"speaker":"Shayne Mullen","startTime":2348.17,"endTime":2351.2,"body":"little bit less than that"},{"speaker":"Shayne Mullen","startTime":2348.17,"endTime":2351.2,"body":"meetings on a daily basis. And I"},{"speaker":"Shayne Mullen","startTime":2351.2,"endTime":2353.9,"body":"think part of it's great,"},{"speaker":"Shayne Mullen","startTime":2351.2,"endTime":2353.9,"body":"because you can accomplish so"},{"speaker":"Shayne Mullen","startTime":2353.9,"endTime":2357.68,"body":"much in such a shorter amount of"},{"speaker":"Shayne Mullen","startTime":2353.9,"endTime":2357.68,"body":"time, because you have only a"},{"speaker":"Shayne Mullen","startTime":2357.68,"endTime":2362.12,"body":"finite amount, or finite window"},{"speaker":"Shayne Mullen","startTime":2357.68,"endTime":2362.12,"body":"to discuss what needs to be"},{"speaker":"Shayne Mullen","startTime":2362.12,"endTime":2364.79,"body":"done, IE it's a little bit more"},{"speaker":"Shayne Mullen","startTime":2362.12,"endTime":2364.79,"body":"regimented. There's a little bit"},{"speaker":"Shayne Mullen","startTime":2364.79,"endTime":2368.15,"body":"more structure and then there's"},{"speaker":"Shayne Mullen","startTime":2364.79,"endTime":2368.15,"body":"usually an output to that"},{"speaker":"Shayne Mullen","startTime":2368.15,"endTime":2373.34,"body":"structure after that 30 minute"},{"speaker":"Shayne Mullen","startTime":2368.15,"endTime":2373.34,"body":"call. But then also, like being"},{"speaker":"Shayne Mullen","startTime":2373.34,"endTime":2376.52,"body":"in the office today, like, I've"},{"speaker":"Shayne Mullen","startTime":2373.34,"endTime":2376.52,"body":"been able to talk to so many"},{"speaker":"Shayne Mullen","startTime":2376.52,"endTime":2379.28,"body":"people that haven't been able to"},{"speaker":"Shayne Mullen","startTime":2376.52,"endTime":2379.28,"body":"communicate with. I'm learning"},{"speaker":"Shayne Mullen","startTime":2379.28,"endTime":2383.18,"body":"about where people live and what"},{"speaker":"Shayne Mullen","startTime":2379.28,"endTime":2383.18,"body":"things they like to do and who"},{"speaker":"Shayne Mullen","startTime":2383.18,"endTime":2387.5,"body":"they are as a person which can"},{"speaker":"Shayne Mullen","startTime":2383.18,"endTime":2387.5,"body":"get lost when you're on zoom"},{"speaker":"Shayne Mullen","startTime":2387.5,"endTime":2393.5,"body":"calls all day, right? That stuff"},{"speaker":"Shayne Mullen","startTime":2387.5,"endTime":2393.5,"body":"doesn't typically come out"},{"speaker":"Shayne Mullen","startTime":2393.5,"endTime":2400.28,"body":"unless you make it a point to so"},{"speaker":"Shayne Mullen","startTime":2393.5,"endTime":2400.28,"body":"we try and have tons of"},{"speaker":"Shayne Mullen","startTime":2400.28,"endTime":2403.7,"body":"different events where, you"},{"speaker":"Shayne Mullen","startTime":2400.28,"endTime":2403.7,"body":"know, you don't talk about work,"},{"speaker":"Shayne Mullen","startTime":2403.73,"endTime":2407.78,"body":"it's happy hour. It's a cooking"},{"speaker":"Shayne Mullen","startTime":2403.73,"endTime":2407.78,"body":"class. It's a cheese plate"},{"speaker":"Shayne Mullen","startTime":2407.78,"endTime":2412.04,"body":"course it's whatever it is. And"},{"speaker":"Shayne Mullen","startTime":2407.78,"endTime":2412.04,"body":"then, you know, once we get back"},{"speaker":"Shayne Mullen","startTime":2412.04,"endTime":2416.15,"body":"to the kind of non remote life,"},{"speaker":"Shayne Mullen","startTime":2412.04,"endTime":2416.15,"body":"as many in person kind of team"},{"speaker":"Shayne Mullen","startTime":2416.15,"endTime":2422.03,"body":"building activities as you can"},{"speaker":"Shayne Mullen","startTime":2416.15,"endTime":2422.03,"body":"just to further understand who"},{"speaker":"Shayne Mullen","startTime":2422.03,"endTime":2424.16,"body":"the people are that you're"},{"speaker":"Shayne Mullen","startTime":2422.03,"endTime":2424.16,"body":"actually working with and what"},{"speaker":"Shayne Mullen","startTime":2424.16,"endTime":2427.1,"body":"they're like. I think all those"},{"speaker":"Shayne Mullen","startTime":2424.16,"endTime":2427.1,"body":"things are incredibly important."},{"speaker":"Matt Zahab","startTime":2427.28,"endTime":2429.47,"body":"Well said, and"},{"speaker":"Matt Zahab","startTime":2427.28,"endTime":2429.47,"body":"you're bang on about the zoom"},{"speaker":"Matt Zahab","startTime":2429.47,"endTime":2433.61,"body":"fatigue. It's definitely"},{"speaker":"Matt Zahab","startTime":2429.47,"endTime":2433.61,"body":"something real. Shayne, this has"},{"speaker":"Matt Zahab","startTime":2433.61,"endTime":2436.04,"body":"been incredible. A couple more"},{"speaker":"Matt Zahab","startTime":2433.61,"endTime":2436.04,"body":"questions before we wrap up"},{"speaker":"Matt Zahab","startTime":2436.04,"endTime":2438.77,"body":"here. We'll get into the rapid"},{"speaker":"Matt Zahab","startTime":2436.04,"endTime":2438.77,"body":"fire good stuff here. Why do you"},{"speaker":"Matt Zahab","startTime":2438.77,"endTime":2439.97,"body":"think bitcoins gonna hit 100k?"},{"speaker":"Shayne Mullen","startTime":2441.59,"endTime":2442.88,"body":"Hopefully sooner"},{"speaker":"Shayne Mullen","startTime":2441.59,"endTime":2442.88,"body":"than later."},{"speaker":"Matt Zahab","startTime":2446.66,"endTime":2447.26,"body":"Give me a month."},{"speaker":"Shayne Mullen","startTime":2449.61,"endTime":2453.18,"body":"100k? I don't I'm"},{"speaker":"Shayne Mullen","startTime":2449.61,"endTime":2453.18,"body":"gonna say next early next year."},{"speaker":"Matt Zahab","startTime":2453.36,"endTime":2456.09,"body":"Early next year."},{"speaker":"Matt Zahab","startTime":2453.36,"endTime":2456.09,"body":"Okay. What do you think Satoshi"},{"speaker":"Matt Zahab","startTime":2456.09,"endTime":2456.42,"body":"is?"},{"speaker":"Shayne Mullen","startTime":2456.51,"endTime":2460.83,"body":"Who is Satoshi?"},{"speaker":"Shayne Mullen","startTime":2456.51,"endTime":2460.83,"body":"It's a really good question. I"},{"speaker":"Shayne Mullen","startTime":2460.83,"endTime":2464.85,"body":"don't necessarily know. But the"},{"speaker":"Shayne Mullen","startTime":2460.83,"endTime":2464.85,"body":"wackiest answer I've heard by"},{"speaker":"Shayne Mullen","startTime":2464.85,"endTime":2471.54,"body":"far, is that Satoshi is actually"},{"speaker":"Shayne Mullen","startTime":2464.85,"endTime":2471.54,"body":"from the future. I think people"},{"speaker":"Shayne Mullen","startTime":2471.54,"endTime":2477.48,"body":"in the future, were able to send"},{"speaker":"Shayne Mullen","startTime":2471.54,"endTime":2477.48,"body":"information back in time through"},{"speaker":"Shayne Mullen","startTime":2477.48,"endTime":2483.45,"body":"data. And they sent the white"},{"speaker":"Shayne Mullen","startTime":2477.48,"endTime":2483.45,"body":"paper back to help fix the"},{"speaker":"Shayne Mullen","startTime":2483.45,"endTime":2485.85,"body":"financial services ecosystem"},{"speaker":"Shayne Mullen","startTime":2483.45,"endTime":2485.85,"body":"that had been broken in the"},{"speaker":"Shayne Mullen","startTime":2485.85,"endTime":2486.3,"body":"future."},{"speaker":"Matt Zahab","startTime":2487.44,"endTime":2490.2,"body":"So you're ally, Elon"},{"speaker":"Matt Zahab","startTime":2487.44,"endTime":2490.2,"body":"Musk, we're living in a"},{"speaker":"Matt Zahab","startTime":2490.2,"endTime":2490.77,"body":"simulation."},{"speaker":"Shayne Mullen","startTime":2491.61,"endTime":2493.74,"body":"We're living in a"},{"speaker":"Shayne Mullen","startTime":2491.61,"endTime":2493.74,"body":"simulation, some some part of"},{"speaker":"Shayne Mullen","startTime":2493.74,"endTime":2495.81,"body":"it. Who do you think it is?"},{"speaker":"Matt Zahab","startTime":2495.93,"endTime":2498.51,"body":"I have no clue. I'd"},{"speaker":"Matt Zahab","startTime":2495.93,"endTime":2498.51,"body":"say Hal Finney and Co is"},{"speaker":"Matt Zahab","startTime":2498.51,"endTime":2499.95,"body":"probably one of the best bets."},{"speaker":"Shayne Mullen","startTime":2500.28,"endTime":2501.48,"body":"Hal Finney would"},{"speaker":"Shayne Mullen","startTime":2500.28,"endTime":2501.48,"body":"be another one."},{"speaker":"Matt Zahab","startTime":2502.29,"endTime":2505.47,"body":"I'm pretty sure he"},{"speaker":"Matt Zahab","startTime":2502.29,"endTime":2505.47,"body":"was the first transaction on the"},{"speaker":"Matt Zahab","startTime":2505.47,"endTime":2507.66,"body":"lightning network on the"},{"speaker":"Matt Zahab","startTime":2505.47,"endTime":2507.66,"body":"blockchain, on the Bitcoin"},{"speaker":"Matt Zahab","startTime":2507.66,"endTime":2510.99,"body":"blockchain. So it's like, you"},{"speaker":"Matt Zahab","startTime":2507.66,"endTime":2510.99,"body":"know, it would make most sense"},{"speaker":"Matt Zahab","startTime":2510.99,"endTime":2513.18,"body":"and mind you I have no"},{"speaker":"Matt Zahab","startTime":2510.99,"endTime":2513.18,"body":"experience in software"},{"speaker":"Matt Zahab","startTime":2513.18,"endTime":2516.69,"body":"development, but every software"},{"speaker":"Matt Zahab","startTime":2513.18,"endTime":2516.69,"body":"developer I've spoken with and"},{"speaker":"Matt Zahab","startTime":2516.69,"endTime":2520.56,"body":"especially in the crypto slash"},{"speaker":"Matt Zahab","startTime":2516.69,"endTime":2520.56,"body":"blockchain ecosystem. They're"},{"speaker":"Matt Zahab","startTime":2520.56,"endTime":2522.99,"body":"like, they AB test everything."},{"speaker":"Matt Zahab","startTime":2520.56,"endTime":2522.99,"body":"And what's the first thing, who"},{"speaker":"Matt Zahab","startTime":2522.99,"endTime":2526.26,"body":"are you going to test it on"},{"speaker":"Matt Zahab","startTime":2522.99,"endTime":2526.26,"body":"first?Yourself, no shit. So it"},{"speaker":"Matt Zahab","startTime":2526.26,"endTime":2529.59,"body":"makes sense. But then again,"},{"speaker":"Matt Zahab","startTime":2526.26,"endTime":2529.59,"body":"like someone who's thinking so"},{"speaker":"Matt Zahab","startTime":2529.59,"endTime":2532.35,"body":"far in the future, I feel like"},{"speaker":"Matt Zahab","startTime":2529.59,"endTime":2532.35,"body":"it'd be sort of bait if he said,"},{"speaker":"Matt Zahab","startTime":2532.35,"endTime":2535.41,"body":"I'll test it to myself first. I"},{"speaker":"Matt Zahab","startTime":2532.35,"endTime":2535.41,"body":"don't know. Then you have Craig"},{"speaker":"Matt Zahab","startTime":2535.41,"endTime":2537.81,"body":"Wright. That guy's a clown."},{"speaker":"Matt Zahab","startTime":2535.41,"endTime":2537.81,"body":"Would love to have Craig on the"},{"speaker":"Matt Zahab","startTime":2537.81,"endTime":2540.66,"body":"pod. Craig, if you're listening,"},{"speaker":"Matt Zahab","startTime":2537.81,"endTime":2540.66,"body":"jump on. We can shred each other"},{"speaker":"Matt Zahab","startTime":2540.66,"endTime":2543.36,"body":"for a bit. But yeah, I don't"},{"speaker":"Matt Zahab","startTime":2540.66,"endTime":2543.36,"body":"know. That's a good question I'm"},{"speaker":"Matt Zahab","startTime":2543.9,"endTime":2547.17,"body":"always asking. Every guest on"},{"speaker":"Matt Zahab","startTime":2543.9,"endTime":2547.17,"body":"the show has a very different"},{"speaker":"Matt Zahab","startTime":2547.17,"endTime":2550.32,"body":"answer. I like the one from the"},{"speaker":"Matt Zahab","startTime":2547.17,"endTime":2550.32,"body":"future. That's awesome. And then"},{"speaker":"Matt Zahab","startTime":2550.32,"endTime":2553.02,"body":"I guess, my next question, I'll"},{"speaker":"Matt Zahab","startTime":2550.32,"endTime":2553.02,"body":"steal pomps here just because"},{"speaker":"Matt Zahab","startTime":2553.02,"endTime":2554.85,"body":"you and Pomp are boys, do you"},{"speaker":"Matt Zahab","startTime":2553.02,"endTime":2554.85,"body":"believe in aliens?"},{"speaker":"Shayne Mullen","startTime":2555.14,"endTime":2556.1,"body":"Absolutely."},{"speaker":"Matt Zahab","startTime":2556.16,"endTime":2557.21,"body":"100% me too"},{"speaker":"Shayne Mullen","startTime":2558.11,"endTime":2561.26,"body":"100% there is"},{"speaker":"Shayne Mullen","startTime":2558.11,"endTime":2561.26,"body":"extraterrestrial life in this"},{"speaker":"Shayne Mullen","startTime":2561.26,"endTime":2566.9,"body":"universe. Unless we are living"},{"speaker":"Shayne Mullen","startTime":2561.26,"endTime":2566.9,"body":"in a simulation. And, you know,"},{"speaker":"Shayne Mullen","startTime":2566.93,"endTime":2568.01,"body":"this isn't even real."},{"speaker":"Matt Zahab","startTime":2568.07,"endTime":2571.43,"body":"There's been a lot"},{"speaker":"Matt Zahab","startTime":2568.07,"endTime":2571.43,"body":"of alien news, and UFO news in"},{"speaker":"Matt Zahab","startTime":2571.43,"endTime":2575.24,"body":"the last couple months. I'm not"},{"speaker":"Matt Zahab","startTime":2571.43,"endTime":2575.24,"body":"some conspiracist but like, the"},{"speaker":"Matt Zahab","startTime":2575.24,"endTime":2579.74,"body":"most recent theory of the"},{"speaker":"Matt Zahab","startTime":2575.24,"endTime":2579.74,"body":"aliens, you know, being in the"},{"speaker":"Matt Zahab","startTime":2579.74,"endTime":2583.73,"body":"ocean and then just popping out"},{"speaker":"Matt Zahab","startTime":2579.74,"endTime":2583.73,"body":"where no human could ever see"},{"speaker":"Matt Zahab","startTime":2583.73,"endTime":2587.99,"body":"them. Unless you're on a"},{"speaker":"Matt Zahab","startTime":2583.73,"endTime":2587.99,"body":"container ship in the middle of"},{"speaker":"Matt Zahab","startTime":2587.99,"endTime":2589.7,"body":"the ocean. Like it's not bad,"},{"speaker":"Matt Zahab","startTime":2587.99,"endTime":2589.7,"body":"you know?"},{"speaker":"Shayne Mullen","startTime":2590.06,"endTime":2592.61,"body":"Yeah, I mean,"},{"speaker":"Shayne Mullen","startTime":2590.06,"endTime":2592.61,"body":"think about, what is it like"},{"speaker":"Shayne Mullen","startTime":2592.7,"endTime":2598.1,"body":"we've explored more in our solar"},{"speaker":"Shayne Mullen","startTime":2592.7,"endTime":2598.1,"body":"system than we have in the"},{"speaker":"Shayne Mullen","startTime":2598.1,"endTime":2601.4,"body":"deepest depths of our ocean or"},{"speaker":"Shayne Mullen","startTime":2598.1,"endTime":2601.4,"body":"something like that. Right. So"},{"speaker":"Shayne Mullen","startTime":2601.4,"endTime":2609.62,"body":"like, look, the probability of"},{"speaker":"Shayne Mullen","startTime":2601.4,"endTime":2609.62,"body":"there not being life is just so"},{"speaker":"Shayne Mullen","startTime":2609.65,"endTime":2616.64,"body":"unbelievably low, just by sheer"},{"speaker":"Shayne Mullen","startTime":2609.65,"endTime":2616.64,"body":"volume of how many galaxies and"},{"speaker":"Shayne Mullen","startTime":2616.64,"endTime":2622.01,"body":"stars and planets exists in this"},{"speaker":"Shayne Mullen","startTime":2616.64,"endTime":2622.01,"body":"universe. I just can't believe"},{"speaker":"Shayne Mullen","startTime":2622.01,"endTime":2625.13,"body":"there isn't something else out"},{"speaker":"Shayne Mullen","startTime":2622.01,"endTime":2625.13,"body":"there. It's just a function of"},{"speaker":"Shayne Mullen","startTime":2625.13,"endTime":2630.56,"body":"like, has anyone been or has"},{"speaker":"Shayne Mullen","startTime":2625.13,"endTime":2630.56,"body":"any, like alien species been"},{"speaker":"Shayne Mullen","startTime":2630.56,"endTime":2637.34,"body":"able to build technology to"},{"speaker":"Shayne Mullen","startTime":2630.56,"endTime":2637.34,"body":"travel? Or get some sort of"},{"speaker":"Shayne Mullen","startTime":2637.97,"endTime":2638.96,"body":"message out there."},{"speaker":"Matt Zahab","startTime":2639.26,"endTime":2642.8,"body":"Interesting. I"},{"speaker":"Matt Zahab","startTime":2639.26,"endTime":2642.8,"body":"completely agree as well. One"},{"speaker":"Matt Zahab","startTime":2642.8,"endTime":2646.88,"body":"last thing. The Twitter handles"},{"speaker":"Matt Zahab","startTime":2642.8,"endTime":2646.88,"body":"have BlockFi employees. You have"},{"speaker":"Matt Zahab","startTime":2647.03,"endTime":2652.31,"body":"blockfi Zack, you have founder"},{"speaker":"Matt Zahab","startTime":2647.03,"endTime":2652.31,"body":"Florrie you have blockfi Shane."},{"speaker":"Matt Zahab","startTime":2652.94,"endTime":2655.94,"body":"Most of the employees are"},{"speaker":"Matt Zahab","startTime":2652.94,"endTime":2655.94,"body":"BlockFi with the exception of"},{"speaker":"Matt Zahab","startTime":2656.03,"endTime":2660.11,"body":"founder Florrie, I believe and I"},{"speaker":"Matt Zahab","startTime":2656.03,"endTime":2660.11,"body":"could be wrong there. But who"},{"speaker":"Matt Zahab","startTime":2660.17,"endTime":2662.93,"body":"had that idea to start with? I"},{"speaker":"Matt Zahab","startTime":2660.17,"endTime":2662.93,"body":"think it's genius. It's so"},{"speaker":"Matt Zahab","startTime":2662.93,"endTime":2666.32,"body":"powerful. And the bold brand"},{"speaker":"Matt Zahab","startTime":2662.93,"endTime":2666.32,"body":"recognition really goes a long"},{"speaker":"Matt Zahab","startTime":2666.32,"endTime":2669.26,"body":"way. In my follow up to that is"},{"speaker":"Matt Zahab","startTime":2666.32,"endTime":2669.26,"body":"did you steal that from"},{"speaker":"Matt Zahab","startTime":2669.26,"endTime":2669.86,"body":"barstool?"},{"speaker":"Shayne Mullen","startTime":2671.01,"endTime":2674.01,"body":"Good question."},{"speaker":"Shayne Mullen","startTime":2671.01,"endTime":2674.01,"body":"Definitely did not steal it from"},{"speaker":"Shayne Mullen","startTime":2674.01,"endTime":2679.35,"body":"barstool. I think it was, you"},{"speaker":"Shayne Mullen","startTime":2674.01,"endTime":2679.35,"body":"know, Zach has always had his"},{"speaker":"Shayne Mullen","startTime":2679.35,"endTime":2685.92,"body":"handle. Me and Wagner and a"},{"speaker":"Shayne Mullen","startTime":2679.35,"endTime":2685.92,"body":"couple others just thought it"},{"speaker":"Shayne Mullen","startTime":2685.92,"endTime":2689.97,"body":"would make sense to have BlockFi"},{"speaker":"Shayne Mullen","startTime":2685.92,"endTime":2689.97,"body":"in front of our names. Partially"},{"speaker":"Shayne Mullen","startTime":2689.97,"endTime":2692.49,"body":"because we want to be"},{"speaker":"Shayne Mullen","startTime":2689.97,"endTime":2692.49,"body":"recognizable as to who we are"},{"speaker":"Shayne Mullen","startTime":2692.49,"endTime":2696.24,"body":"within the company, but also"},{"speaker":"Shayne Mullen","startTime":2692.49,"endTime":2696.24,"body":"like I get tagged all the time"},{"speaker":"Shayne Mullen","startTime":2696.24,"endTime":2699.93,"body":"with customers who are having"},{"speaker":"Shayne Mullen","startTime":2696.24,"endTime":2699.93,"body":"issues and it's actually kind of"},{"speaker":"Shayne Mullen","startTime":2699.93,"endTime":2703.44,"body":"helpful for them, who can just"},{"speaker":"Shayne Mullen","startTime":2699.93,"endTime":2703.44,"body":"tag me BlockFi Shayne BlockFi"},{"speaker":"Shayne Mullen","startTime":2703.44,"endTime":2707.01,"body":"Bodner and BlockFi Zach or"},{"speaker":"Shayne Mullen","startTime":2703.44,"endTime":2707.01,"body":"BlockFi whoever else, because"},{"speaker":"Shayne Mullen","startTime":2707.01,"endTime":2709.95,"body":"all they type is BlockFi, and"},{"speaker":"Shayne Mullen","startTime":2707.01,"endTime":2709.95,"body":"then it comes up with five"},{"speaker":"Shayne Mullen","startTime":2709.95,"endTime":2712.74,"body":"different people, they tag all"},{"speaker":"Shayne Mullen","startTime":2709.95,"endTime":2712.74,"body":"five of us in at least one of us"},{"speaker":"Shayne Mullen","startTime":2712.74,"endTime":2715.32,"body":"will be able to route them to"},{"speaker":"Shayne Mullen","startTime":2712.74,"endTime":2715.32,"body":"the right person. Right. So it's"},{"speaker":"Shayne Mullen","startTime":2715.32,"endTime":2719.07,"body":"actually kind of a really"},{"speaker":"Shayne Mullen","startTime":2715.32,"endTime":2719.07,"body":"beneficial thing on the customer"},{"speaker":"Shayne Mullen","startTime":2719.07,"endTime":2723.99,"body":"service side. But I will say the"},{"speaker":"Shayne Mullen","startTime":2719.07,"endTime":2723.99,"body":"blue backgrounds that you see on"},{"speaker":"Shayne Mullen","startTime":2723.99,"endTime":2727.98,"body":"some people's pages, that was"},{"speaker":"Shayne Mullen","startTime":2723.99,"endTime":2727.98,"body":"all thanks to our creative"},{"speaker":"Shayne Mullen","startTime":2727.98,"endTime":2732.36,"body":"director Dan Hennessy, who is"},{"speaker":"Shayne Mullen","startTime":2727.98,"endTime":2732.36,"body":"going to be coming out with some"},{"speaker":"Shayne Mullen","startTime":2732.36,"endTime":2735.54,"body":"really cool credit card ads in"},{"speaker":"Shayne Mullen","startTime":2732.36,"endTime":2735.54,"body":"the next couple months that I"},{"speaker":"Shayne Mullen","startTime":2735.54,"endTime":2736.62,"body":"think everyone's going to love."},{"speaker":"Matt Zahab","startTime":2736.77,"endTime":2740.46,"body":"Nice. I've seen tons"},{"speaker":"Matt Zahab","startTime":2736.77,"endTime":2740.46,"body":"of startups who have popped off"},{"speaker":"Matt Zahab","startTime":2740.7,"endTime":2743.16,"body":"over the last 12 months, you've"},{"speaker":"Matt Zahab","startTime":2740.7,"endTime":2743.16,"body":"seen the funding that's going on"},{"speaker":"Matt Zahab","startTime":2743.16,"endTime":2745.89,"body":"as well, especially with the"},{"speaker":"Matt Zahab","startTime":2743.16,"endTime":2745.89,"body":"money printed never being turned"},{"speaker":"Matt Zahab","startTime":2745.89,"endTime":2750.18,"body":"off. Startups are getting crazy"},{"speaker":"Matt Zahab","startTime":2745.89,"endTime":2750.18,"body":"amounts of funding. But so many"},{"speaker":"Matt Zahab","startTime":2750.54,"endTime":2754.89,"body":"companies are literally stealing"},{"speaker":"Matt Zahab","startTime":2750.54,"endTime":2754.89,"body":"the BlockFi Twitter scheme with"},{"speaker":"Matt Zahab","startTime":2754.89,"endTime":2760.23,"body":"the, you know, at company name"},{"speaker":"Matt Zahab","startTime":2754.89,"endTime":2760.23,"body":"then first name, so you guys"},{"speaker":"Matt Zahab","startTime":2760.23,"endTime":2762.6,"body":"should definitely get some"},{"speaker":"Matt Zahab","startTime":2760.23,"endTime":2762.6,"body":"credit for that. Just want to"},{"speaker":"Matt Zahab","startTime":2762.6,"endTime":2764.85,"body":"throw that out there. But"},{"speaker":"Matt Zahab","startTime":2762.6,"endTime":2764.85,"body":"Shayne, this has been, I had a"},{"speaker":"Matt Zahab","startTime":2764.85,"endTime":2768.72,"body":"blast speaking with you. This"},{"speaker":"Matt Zahab","startTime":2764.85,"endTime":2768.72,"body":"was lovely. Hopefully next time"},{"speaker":"Matt Zahab","startTime":2768.72,"endTime":2771.09,"body":"I'm in New York City, I'd love"},{"speaker":"Matt Zahab","startTime":2768.72,"endTime":2771.09,"body":"to catch around with you. Maybe"},{"speaker":"Matt Zahab","startTime":2771.09,"endTime":2774.81,"body":"we can go to Liberty national or"},{"speaker":"Matt Zahab","startTime":2771.09,"endTime":2774.81,"body":"something with the city in the"},{"speaker":"Matt Zahab","startTime":2774.81,"endTime":2776.97,"body":"background, that would be an"},{"speaker":"Matt Zahab","startTime":2774.81,"endTime":2776.97,"body":"absolute treat. But before we"},{"speaker":"Matt Zahab","startTime":2776.97,"endTime":2779.73,"body":"let you go, can you please let"},{"speaker":"Matt Zahab","startTime":2776.97,"endTime":2779.73,"body":"our listeners know where they"},{"speaker":"Matt Zahab","startTime":2779.73,"endTime":2781.8,"body":"can find you and BlockFi on"},{"speaker":"Matt Zahab","startTime":2779.73,"endTime":2781.8,"body":"social?"},{"speaker":"Shayne Mullen","startTime":2782.02,"endTime":2787.81,"body":"Yep. So first of"},{"speaker":"Shayne Mullen","startTime":2782.02,"endTime":2787.81,"body":"all, awesome stuff. Talking"},{"speaker":"Shayne Mullen","startTime":2787.81,"endTime":2792.46,"body":"about aliens and golf and crypto"},{"speaker":"Shayne Mullen","startTime":2787.81,"endTime":2792.46,"body":"and you know, at 1pm on a"},{"speaker":"Shayne Mullen","startTime":2792.46,"endTime":2797.14,"body":"Thursday, there's nothing better"},{"speaker":"Shayne Mullen","startTime":2792.46,"endTime":2797.14,"body":"than that. You guys can find me"},{"speaker":"Shayne Mullen","startTime":2797.14,"endTime":2802.0,"body":"at Twitter BlockFi Shayne as"},{"speaker":"Shayne Mullen","startTime":2797.14,"endTime":2802.0,"body":"mentioned. And then if anybody"},{"speaker":"Shayne Mullen","startTime":2802.0,"endTime":2804.88,"body":"is interested in opening up a"},{"speaker":"Shayne Mullen","startTime":2802.0,"endTime":2804.88,"body":"BlockFi account, blockphi.com"},{"speaker":"Shayne Mullen","startTime":2806.23,"endTime":2809.32,"body":"you'll see a sign up button"},{"speaker":"Shayne Mullen","startTime":2806.23,"endTime":2809.32,"body":"right there. Please get your"},{"speaker":"Shayne Mullen","startTime":2809.32,"endTime":2812.95,"body":"name on the waitlist for the"},{"speaker":"Shayne Mullen","startTime":2809.32,"endTime":2812.95,"body":"credit card. We've got 300,000"},{"speaker":"Shayne Mullen","startTime":2812.95,"endTime":2814.87,"body":"people, we're going to be"},{"speaker":"Shayne Mullen","startTime":2812.95,"endTime":2814.87,"body":"rolling people off in the"},{"speaker":"Shayne Mullen","startTime":2814.87,"endTime":2818.83,"body":"summer. We're going to be doing"},{"speaker":"Shayne Mullen","startTime":2814.87,"endTime":2818.83,"body":"a lot of the time. If you refer"},{"speaker":"Shayne Mullen","startTime":2818.83,"endTime":2820.78,"body":"your friends you can get"},{"speaker":"Shayne Mullen","startTime":2818.83,"endTime":2820.78,"body":"yourself farther up on the"},{"speaker":"Shayne Mullen","startTime":2820.78,"endTime":2824.89,"body":"waitlist. This card is going to"},{"speaker":"Shayne Mullen","startTime":2820.78,"endTime":2824.89,"body":"be a game changer. It's going to"},{"speaker":"Shayne Mullen","startTime":2824.89,"endTime":2827.53,"body":"really change the way that"},{"speaker":"Shayne Mullen","startTime":2824.89,"endTime":2827.53,"body":"people think about crypto and"},{"speaker":"Shayne Mullen","startTime":2827.53,"endTime":2831.13,"body":"think about credit card reward."},{"speaker":"Shayne Mullen","startTime":2827.53,"endTime":2831.13,"body":"So it's been a pleasure, man. I"},{"speaker":"Shayne Mullen","startTime":2831.52,"endTime":2835.27,"body":"hope to be on again and yeah, go"},{"speaker":"Shayne Mullen","startTime":2831.52,"endTime":2835.27,"body":"BlockFi."},{"speaker":"Matt Zahab","startTime":2835.63,"endTime":2838.33,"body":"Shayne, thanks a lot"},{"speaker":"Matt Zahab","startTime":2835.63,"endTime":2838.33,"body":"man. 100% on again. Hope you had"},{"speaker":"Matt Zahab","startTime":2838.39,"endTime":2841.21,"body":"a blast. I certainly did. And"},{"speaker":"Matt Zahab","startTime":2838.39,"endTime":2841.21,"body":"we'll keep in touch. We will"},{"speaker":"Matt Zahab","startTime":2841.21,"endTime":2842.23,"body":"definitely have you on shortly."},{"speaker":"Shayne Mullen","startTime":2842.59,"endTime":2843.07,"body":"Thanks."},{"speaker":"Matt Zahab","startTime":2843.1,"endTime":2845.92,"body":"Folks. This was the"},{"speaker":"Matt Zahab","startTime":2843.1,"endTime":2845.92,"body":"crypto news podcast with Shayne"},{"speaker":"Matt Zahab","startTime":2845.92,"endTime":2849.4,"body":"Mullen VP of business"},{"speaker":"Matt Zahab","startTime":2845.92,"endTime":2849.4,"body":"development and partnerships"},{"speaker":"Matt Zahab","startTime":2849.43,"endTime":2852.07,"body":"from BlockFi, definitely go"},{"speaker":"Matt Zahab","startTime":2849.43,"endTime":2852.07,"body":"check out BlockFi if you haven't"},{"speaker":"Matt Zahab","startTime":2852.07,"endTime":2854.77,"body":"already. We hope you enjoyed"},{"speaker":"Matt Zahab","startTime":2852.07,"endTime":2854.77,"body":"listening to this episode. I had"},{"speaker":"Matt Zahab","startTime":2854.77,"endTime":2859.36,"body":"a blast talking to Shayne and we"},{"speaker":"Matt Zahab","startTime":2854.77,"endTime":2859.36,"body":"will have many incredible guests"},{"speaker":"Matt Zahab","startTime":2859.36,"endTime":2862.63,"body":"like Shayne on the show in the"},{"speaker":"Matt Zahab","startTime":2859.36,"endTime":2862.63,"body":"future. As always we drop on"},{"speaker":"Matt Zahab","startTime":2862.63,"endTime":2865.78,"body":"Mondays, Wednesdays and Friday"},{"speaker":"Matt Zahab","startTime":2862.63,"endTime":2865.78,"body":"mornings. We are available on"},{"speaker":"Matt Zahab","startTime":2865.84,"endTime":2871.3,"body":"all podcast platforms if you"},{"speaker":"Matt Zahab","startTime":2865.84,"endTime":2871.3,"body":"liked and loved this one. Hope"},{"speaker":"Matt Zahab","startTime":2871.3,"endTime":2873.76,"body":"you did give us a like give us a"},{"speaker":"Matt Zahab","startTime":2871.3,"endTime":2873.76,"body":"subscribe it would mean the"},{"speaker":"Matt Zahab","startTime":2873.76,"endTime":2877.75,"body":"world and we will see you all"},{"speaker":"Matt Zahab","startTime":2873.76,"endTime":2877.75,"body":"shortly. Love you appreciate you"},{"speaker":"Matt Zahab","startTime":2877.75,"endTime":2879.58,"body":"and we'll keep in touch everyone"},{"speaker":"Matt Zahab","startTime":2877.75,"endTime":2879.58,"body":"have a good one."}]}