In today’s episode, Chip is joined by Kim Slager, partner at BHS Insurance. Kim specializes in the public garden space. She is the team leader for the BHS proprietary national public gardens program. Kim has been in the insurance space for a little over 28 years and has been with BHS for 11 years.  

BHS Insurance has been providing superior service and managing insurance for over 80 years. They are a leading insurance provider that finds innovative solutions to those who value individualized services and shared passions for helping others.  

  Chip and Kim dive into:  

• The Botanical Gardens and how she got involved.  
• The Grand Rapids Garden, the community, and 5O1C3 gardens.  
• Preserving native gardens and the importance of keeping them safe.  
• The importance of passion and how that correlates to running and maintaining a program. 
• Unique challenges that Kim has had to face and the challenges of property insurance.  
• How BHS benefits and provides for both small and large gardens.  
• How they supported and safely helped gardens open back up after COVID. 
• Insuring gardens when and if a natural disaster strikes one of their gardens. 

…and much more!   

Do you get overwhelmed with insurance policies? Are you interested in learning about the different types of insurance and getting an in-depth look at insurance and risk assessment? Visit our website at www.riskpronet.com

Resources:
Learn more about American Public Gardens Association
Learn more about BHS Insurance here
Follow BHS on Twitter, Instagram, & LinkedIn
Connect with Kim on LinkedIn 

In today’s episode, Chip is joined by Beth Martin, with the Crane Agency is St. Louis and longtime RiskProNet member. Beth is their cyber security expert and talks about things to pay attention to during the holiday season, and online shopping in general, as it related to cyber and individuals. 

Crane Agency is one of the oldest independent insurance agencies west of the Mississippi River, where they aim to be the premier independent insurance agency for our clients, our team, and our communities every day.
  

Tune in for cyber security tips for shopping during the holiday season and beyond!
  

In a nutshell, Chip and Beth shed light on:

·        What to think about when shopping online when it comes to cyber exposure

·        Best practices when it comes to giving out personal information for discounts

·        The option of creating a separate email account for shopping

·        The importance of multifactor identification

·        The use of public Wi-Fi

·        The best way to store your passwords

… and so much more! 

Do you get overwhelmed with insurance policies? Are you interested in learning about the different types of insurance and also getting an in-depth look at insurance and risk assessment? Visit our website at www.riskpronet.com

Resources:
Learn more about the crane agency here 
Follow the Crane Agency on Twitter and LinkedIn
Connect with Beth

In today's episode, Chip is joined by Mac Wesson, the President of Swingle Collins. Mac serves on the agency’s Executive and Finance Committees where he develops and implements long-term business plans. 

Swingle Collins & Associates is the largest privately owned Insurance agency in Texas, with both national and global reach. They deliver the highest quality commercial and personal insurance and risk management solutions to businesses.  

Tune in for a fantastic talk from the president of an A-list Insurance agency in Texas.  

In a nutshell, Chip and Mac shed light on: 

• The firm's primal objective is to  serve the entrepreneurial community that is now unequaled  
• How they are maintaining a good financial standing amidst the economic recession  
• As a dominant firm in Texas, why they opted to partner with Riskpronet  
• How they are using technological advancements to promote growth and drive efficiencies  
• Their liberal approach toward staff turnover and account management  
• Insightful reflections on risk advisors and how they are doing it  

… and so much more!  

Do you get overwhelmed with insurance policies? Are you interested in learning about the different types of insurance and also getting an in-depth look at insurance and risk assessment? Visit our website at www.riskpronet.com 

Resources:
Follow Chip on LinkedIn
Follow Mac on LinkedIn
Learn more about Swingle Collins
Connect with Swingle Collins on Facebook & LinkedIn
Have Questions About Insurance  That You Want Answered? Fill Out This Form

In today's episode, Chip is joined by Jamie Madonna, the  Managing Advisor in AHT’s Seattle office. Jamie has extensive expertise in creating innovative insurance solutions primarily for the aviation, manufacturing, and technology industries. He is also a private pilot. 

As AHT celebrates its 100th anniversary, it has been operating as an employee-owned insurance brokerage and consulting firm offering property and casualty, employee benefits, retirement, and personal and international services for a wide range of industries – boasting national recognition for its practices in areas including technology, manufacturing, government contracting and nonprofits. 

In the episode, Jamie states the benefits an individual, agency owner, principal, or organization stands to garner as a member of the RiskProNet community.

The company, AHT, is rooted in their specialty thus providing unwavering value, integrity, and excellence because they understand deeply what risks are there to the Industry and what they can do from an insurance coverage perspective whilst remaining client-centric. 

Jamie also expands on the synergy between his specialties; working with companies in technology, aviation/aerospace, and manufacturing industries. And as a specialist in the named niches, he may start creating a product the market doesn't know they need and also encourage underwriters on either side to add that coverage or consider partnering with other firms to add that coverage to their products. 

During the episode, he dives into the type of clients they are currently working with, the newest thing in the marketplace (UAV), the new technologies such as electric propulsion, and the traditional and modern placement of aviation insurance. 

Tune in as Jamie informs us of the Insurance Brokerage and Consulting firm that has achieved superior status with many carriers.

Resources:
Follow Chip on LinkedIn
Follow Jamie on LinkedIn
Follow AHT on LinkedIn
Check out AHT's Website to Learn More 
Have Questions About Insurance  That You Want Answered? Fill Out This Form 

Things continue to evolve and grow and it is important to have relationships that can help serve your clients across the country, help you with scale, market knowledge, and everything that you need to compete with the ever-growing increase in aggregators, whilst remaining independently owned. To achieve this, you need partnerships that are going to help you meet the needs of your clients and internal employees long term. 

In today's episode, Chip is joined by Jon and Clay from W3 Insurance in the Tampa Bay, St. Petersburg area. They are the most recent members to join RiskProNet. 

Clay is the vice president of W3 St Petersburg, a stallholder, and a Commercial Insurance Advisor. He has extensive experience controlling workers' compensation costs for large companies and his niche focus includes manufacturing, construction industries, and large workers' compensation cases.

John is the President of W3 St Petersburg. His specialty is working closely with businesses to find insurance and risk management solutions that match their unique needs. 
 
W3 has been in existence for 97 years, and for almost 25 years now they have focused on what to do to increase value besides brokering services; their shift to a value-added platform. 

In the episode, Jon and Clay show you that W3 covers everything. The multi-channel and commercial insurance is their largest revenue stream, representing probably about 50% of their income today followed by employee benefits.  They have one of the largest employee benefits in the Tampa Bay market. And they also do a lot of personal lines and recreational marine. 

Tune in as John and Clay shed light on:

• Why you should join Riskpronet
• How they (WE) are the differentiators in the marketplace currently and in years to come
• What Clay's doing to promote alternative financing options for people that qualify
• What's going on in the construction market in St. Petersburg economically
• The kind of issues their clients are having and their worries as cyber takes off
• Their amazing incorporation of technology into the platform before a lot of people did
• What the future looks like for W3 in terms of growth and niche 

… and so much more! 

If you are a business owner and are looking to have a different relationship because something has revolved in your world, this episode shows you why W3 ( partners with Riskpronet)  is the missing piece of the puzzle. 

Do you get overwhelmed with insurance policies? Are you interested in learning about the different types of insurance and also getting an in-depth look at insurance and risk assessment? Visit our website at www.riskpronet.com

Resources:
Follow Chip on LinkedIn
Check out W3 to learn more 
Follow Chip on LinkedIn
Follow Jon Hammond on LinkedIn
Follow Clay Crum on LinkedIn
Have Questions You Want Answered? Fill Out This Form 

Active shooting has been a sensitive topic. Mass school shootings as well as other threats of violence have spiked dramatically lately in the country. How can we prepare to manage this risk both corporately as a business and as an Individual? 

In today's episode, Chip is joined by Ted Hayes, the senior risk manager at M3 Insurance. For the past 29 years, Hayes has served as a safety and security consultant to school districts and municipalities in Wisconsin and throughout the United States. He specializes in active shooter training and he has worked extensively with both public and private schools. Additionally, Hayes authors monthly violence prevention articles for various school-related magazines.

Whether shooting at an organization lasts two minutes, four minutes, or 12 minutes, you have about three seconds to make the right decision to save your own life. And that starts with creating Mental Action scripts. That you should always have a plan, thought out, not something you have to write down but just thought out. This is just but a preview of the incredible wisdom Ted has in stored for you in the show today. 

Tune in as Ted dives into pragmatic strategies to change your mindset around shooter situations such as: Having an understanding and adapting the Mental action script, 3 things an active shooter seeks, and the ABCs of weapon control ( A for avoiding the weapon, B for blanketing the weapon with your body and C for controlling it to minimize it from injuring people).

In the episode, he also recommends something to chew on immediately after listening to the show: Having an immediate mass notification system, locking up your doors, and developing room security controls.

Ted has life-saving knowledge that he can't keep to himself, information that you should definitely grasp.  Tune in as he shares these golden nuggets on active shooter training. 

Do you get overwhelmed with insurance policies? Are you interested in learning about the different types of insurance and also getting an in-depth look at insurance and risk assessment?   Visit our website at www.riskpronet.com 

Resources:
Follow Chip on LinkedIn
Follow Ted Hayes on LinkedIn 
Learn More About M3
Check Out Ted's Book:   If it's Predictable, it's Preventable; More than 2000 Ways To Improve The Safety & Security In Your School.
Have Questions You Want Answered? Fill Out This Form 

Wildfires are creating some serious problems for homeowners. The risk of owning homes in certain states has escalated due to infrastructure and wildfires. Adam and Martha of Moody Insurance Agency based in Colorado are familiar with the woes of ensuring a home in a wildfire zone. Listen to them discuss the state of homeowner’s insurance amidst the high rates of wildfires across the United States. On the episode, Adam and Martha also discuss some alternative ways to prevent and protect your home from fire risk. 

Resources
Connect on LinkedIn with Chip Arenchild, Adam Loner, or Martha Ricci
Learn more about Moody Insurance Agency
Learn more about RiskProNet check out our website.
Follow us on Twitter.

What’s the sharing economy? Think Uber. There was a need for transportation and a surplus of drivers. With the sharing economy, there was an opportunity to optimize underutilized assets. Same thing happens in insurance. Kevin Brooks, an agency partner at Johnson Kendall Johnson, discusses how the sharing economy works within the world of insurance. Listen to Chip and Kevin dive into how insurance companies work smarter to optimize assets in the sharing economy.

Resources
Connect on LinkedIn with Chip Arenchild and Kevin Brooks
Check out InterWest Insurance Services and Johnson Kendall Johnson 
Learn more about RiskProNet check out our website.
Follow us on Twitter. 

With inflation at its highest since the 1980s,  American homeowners are experiencing painful insurance premiums and renewal rates. The cost of building new homes is more than last year. Global supply shortages create surges in construction labor and material costs. As a partner at Johnson Kendall Johnson insurance agency, Kevin Brooks specializes in homeowners insurance. Homeowners across America want to make keep their home safe from wildfires and water damage. Listen to Chip and Kevin chat about insurance’s role for safety in new home builds and against catastrophic events.

Resources
Connect on LinkedIn with Chip Arenchild and Kevin Brooks
Check out InterWest Insurance Services and Johnson Kendall Johnson
Learn more about RiskProNet check out our website.
Follow us on Twitter.

Since specializing in construction and real estate, M3 Insurance Agency has seen massive company and culture growth. This new direction in the construction industry means learning the ins and outs of general liability contracts for their clients. For Scott Faris, a senior member of the Real Estate and Construction Risk Practice Group at M3 Insurance, specializing has provided opportunity for learning with other experts in the field. Listen to Chip and Scott discuss why specialization can elevate your agency. 

 Resources
Connect on LinkedIn with Chip Arenchild and Scott Faris
Check out InterWest Insurance Services and M3 Insurance
Learn more about RiskProNet check out our website.
Follow us on Twitter.

On the second of a two-part series, Chip speaks with Charles Comiskey of RiskTech Inc. about business insurance policies or Wraps. The industry has changed rapidly. Tune into this conversation about mitigating risk for large business projects involving contractors and employees.  

Resources
Connect on LinkedIn with Chip Arenchild and Charles Comiskey
Check out InterWest Insurance Services and RiskTech Inc.
Learn more about RiskProNet check out our website.
Follow us on Twitter. 

If you’re running a business or project with multiple employees, this episode is for you. Wrap insurance, an umbrella type policy, provides coverage for general contractors, subcontractors, and individual employees. Learn how you can navigate a wrap policy for your business or project with Charles Comiskey, President of RiskTech, Inc in Houston, Texas.

Resources
Connect on LinkedIn with Chip Arenchild and Charles Comiskey
Check out InterWest Insurance Services and RiskTech Inc.
Learn more about RiskProNet check out our website.
Follow us on Twitter. 

Cybersecurity is simple. It’s based on confidentiality, integrity, and availability. As Senior Director of Security and Compliance at Pax8, Matt Lee understands the significant measures to keep data protected and secure for your business. Since the internet boom, our ideas about technology and data have changed. So have our cybersecurity policies. Listen to Chip Arenchild and Matt Lee examine the infrastructure insurance brokers and IT providers use to protect data. 

Resources
Connect on LinkedIn with Chip Arenchild and Matt Lee
Check out InterWest Insurance Services and Pax8
Learn more about RiskProNet check out our website.
Follow us on Twitter.

Mitigation and risk assessment are increasingly important for businesses in the evolving cyber space. As an insurance consultant, Ryan Smith explains his collaborative efforts with IT and leadership teams to reinforce existing infrastructure and prepare businesses for cyber-attacks. Tune into this episode as Chip Arenchild and Ryan Smith explore how to select a good cyber insurance policy and what to do in the event of an attack.  

Resources
Connect on LinkedIn with Chip Arenchild and Ryan Smith
Check out InterWest Insurance Services and Rigid Bits
Learn more about RiskProNet check out our website.
Follow us on Twitter. 

Insurance agencies are attempting to manage the high volume of cyber-attacks claimed each year. As cryptocurrency increases in popularity, so does the opportunity for individual cybercrime. What happens if the attacker comes back? Can you afford to pay the ransom again? Learn what you need to do to protect yourself and your business in today’s world of cybercrime. Join your host Chip Arenchild and cybercrime expert Patrick Hernandez from Sullivan Curtis Monroe on this episode about navigating cyber threats. 

 Resources
Connect on LinkedIn with Chip Arenchild and Patrick Hernandez
Check out InterWest Insurance Services and Sullivan Curtis Monroe Insurance Services LLC
Learn more about RiskProNet check out our website.
Follow us on Twitter. 

Losing customers as a result of a cyber-attack may not be on your radar as a manufacturer or brick and mortar, but should it? Alexandra Bretschneider from RiskProNet Cyber Practice discusses how remote working has put cyber insurance to the forefront for businesses. The cyber world is still very young. Countries are still figuring out the proper legal action to deal with hackers. The insurance world knew this was coming. Now that we’re all online and working remotely, cyber insurance to protect against ransomware attacks is an important decision for all businesses. For more on cyber insurance, listen to the full episode. 

Resources
 Connect on LinkedIn with Chip Arenchild and Alexandra Bretschneider
Check out InterWest Insurance Services and Johnson, Kendall & Johnson
Learn more about RiskProNet check out our website.
Follow us on Twitter.

Fires, building collapses, and identity theft. There’s a lot going on the world right now. On this episode, Chip Arenchild interviews Troy Moody of Moody Insurance Agency about the current state of insurance agencies. Chip and Troy talk about the advantages of working with a local insurance broker. This episode covers why having a strategic advisor to help mitigate risk identification is a must. 

Resources
Connect on LinkedIn with Chip Arenchild and Troy Moody
Check out InterWest Insurance Services and Moody Insurance Agency
Learn more about RiskProNet check out our website.
Follow us on Twitter. 

Buying insurance got you frustrated? Confused? Welcome to the club. Look we get it. Insurance isn’t a one-size fits all process. RiskProNet is here to help you make well-informed insurance decisions. Be empowered.

Resources
Learn more about RiskProNet check out our website.
Follow us on Twitter.