The Mortgage Reports Podcast
The Mortgage Reports podcast is operated by Full Beaker, Inc. NMLS# 1019791. Join Mortgage experts as they reveal tips, tricks, hacks, and knowledge to help you buy a home, refinance or invest in real estate. Whether you’re in the market for your first home, looking to buy a house with little money down, ready to refinance, or interested in investing in real estate - this podcast has a lot of easily digestible information for all things mortgages. The Mortgage Reports Podcast is hosted by a variety of mortgage and real estate experts with hands-on knowledge to help you through the home buying process step by step. Craig Berry (@mortgagevibes) has over 20 years of experience in the mortgage industry and writes extensively about mortgage and real estate trends. Over the course of his career, he has helped thousands achieve their homeownership goals. He is currently Branch Manager at Acopia Home Loans. NMLS No. 200401 Ivan Simental (@theivansimental) is a Mortgage Loan Office with 6 years of experience. He has a passion for empowering potential homebuyers to purchase their first home. Ivan uses social media to share unique information, tips, and advice about buying, refinancing, or investing in real estate. NMLS No. 1762746 Arjun Dhingra (@arjunmortgage) is a mortgage banker and business development manager of 20 years based in San Francisco. He has a passion for creating high-quality content on all topics related to mortgages and making better real estate decisions. NMLS No. 1166050 Shivani Peterson (@shivpeter) is on a mission to empower everyone and anyone to use real estate to start building wealth. She is a Certified Mortgage Planning Specialist, a top-producing loan officer nationally, and currently pursuing her Master’s degree in Marriage and Family Therapy. She is passionate about financial literacy and using a mortgage as a tool rather than a debt. NMLS No. 866955 Visit themortgagereports.com for more!
The Mortgage Reports Podcast
What Is Debt-to-Income and How Does It Affect Your Ability to Buy a Home?
Join mortgage expert Ivan Simental NMLS# 1762746 as he discusses the concept of debt-to-income ratio (DTI) and its crucial role in determining your ability to purchase a home. Whether you're a first-time buyer or considering a new mortgage, understanding the significance of DTI is essential for navigating the homebuying process with confidence.
Ivan guides us through the ins and outs of DTI. He discusses what DTI is, how it is calculated, and why lenders consider it when assessing your mortgage application. Gain valuable insights into the ideal DTI range and learn strategies for managing your DTI, including tips for reducing debt and increasing income to improve your financial profile.
>> Read the article "Debt-to-income ratio for mortgage explained"
Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
Equal Housing Opportunity.