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A Moment of Change in Payments | Christian Schwarz, Managing Director at valantic FSA

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0:00 | 40:54

In this episode of FinTech Focus TV, Toby is joined by Christian Schwarz, Managing Director at valantic FSA, to explore what’s really driving transformation across the global payments landscape.

From regulation-led innovation and the reality behind instant payments, to the growing impact of stablecoins and digital assets, this conversation breaks down why legacy banking infrastructure is being pushed to its limits, and what comes next.

Christian shares a clear perspective on the challenges banks face in modernising payments, the rise of fintech competition, and why the shift to real-time, always-on systems is no longer optional. The episode also looks ahead to how digital currencies, new payment rails, and evolving customer expectations will reshape financial services over the next few years.

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