On this episode of The Rich Equation Podcast, Ashish is joined by guest Joshua E. Hernandez. Ashish and Joshua dig deep into wealth management and wealth preservation and discuss whether you should be focusing on spending your time on taxes or spending your time making more money. Joshua shares how he sees a lot of people expressing fear and comparison issues when it comes to money. Joshua and Ashish speak about how a lot of people come from a place of scarcity and Joshua shares his best advice to people who have that mindset. Ashish and Joshua touch on the importance of mentors and how most people are willing to help you grow and share their tips and tricks with you.
HIGHLIGHTS:
0:00 – Ashish shares a brief introduction to his guest Joshua Hernandez
4:52 – Ashish asks for Joshua’s take on wealth management and preservation
6:58 – Joshua speaks about how he sees a lot of people coming from a place of scarcity along with comparison and fear issues
8:48 – Joshua shares his advice for people who are struggling with fear around money and scarcity issues
10:37 – Ashish asks Joshua if he looks at the past as a reflection for the future or does he leave the past loses behind him when giving people advice
14:34 – Joshua talks about inflation and how if you’ve got money in a savings account earning less than 1%, you’re dollar is eroding
16:22 – Joshua speaks about spending time on taxes vs. spending time creating more money
17:33 – Ashish asks Joshua about what people should be thinking about from a tax strategy perspective today and for the next 2-3 years
18:55 – Joshua shares how he got into this career
21:55 – Joshua provides an insight into who he can help and how he can help them
22:30 – Ashish asks Joshua how much time he spends thinking about money and wealth as a person in wealth management
26:50 – Joshua shares what keeps him up at night as being satisfying his clients and his family
27:50 – Ashish asks Joshua what does he whish he knew 20 years ago
30:05 – Joshua states that he is most afraid of health
31:08 – Ashish asks Joshua what legacy he wants to leave behind
34:50 – Joshua shares his daily routine and how he tries to avoid his phone first thing in the morning
37:37 – Joshua states that living a true rich life for him is living with the five F’s: faith, family, finances, fitness and fun
40:33 – Joshua states that if it weren’t for mentors he wouldn’t be where he is today
41:27 – You can contact Joshua through Instagram and Facebook @joshuaehernandez
Links:
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Check out previous episodes of The Rich Equation Podcast here:
https://podcasts.apple.com/us/podcast/the-rich-equation/id1585002788
Guest Website:
https://www.subscribepage.com/joshuahernandezhmw
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Instagram: https://www.instagram.com/ashishnathu/
Website: https://therichequationpodcast.com/
Guest Instagram: https://www.instagram.com/joshuaehernandez/