Alex, Ryan, and Andrew discuss asset allocation. One of the most common questions we get asked is how to allocate investments. They have a discussion about what asset allocation is and how it should be applied to a long-term plan. When you listen you should better understand asset allocation as a whole. There is more to asset allocation than the investments you choose. The tax status of the accounts also plays a big role in your overall plan. Many people only save into a pretax 401k which will leave fewer options when pulling money out.