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#216 - The Cost of Being a Working Parent
Horizon Advisers Unleashed Podcast
Horizon Advisers Unleashed Podcast
#216 - The Cost of Being a Working Parent
Aug 13, 2025
Episode 216
Ryan Kus, Alex Dinser, and Andrew Hinrichs
In this episode, Alex and Andrew open up about one of the most under-discussed financial challenges—the real cost of being a working parent.
From daycare to summer camps, after-school care to sick day backups, the expenses add up fast. And it’s not just about dollars — it’s also about time, energy, and career decisions that affect long-term financial outcomes.
👶 They unpack key questions like:
- How much does childcare really cost?
- What hidden expenses often catch families off guard?
- How do two-career households juggle finances, time, and mental load?
- Is one parent stepping back worth it financially — or not?
- What tax breaks, dependent care accounts, and workplace benefits can help?
Whether you're a new parent navigating costs for the first time or a seasoned pro looking to optimize your family finances, this episode is packed with practical advice, honest reflections, and planning tips.
👉 Tune in and learn how to manage the chaos, plan with purpose, and keep your financial goals on track — while raising a family.