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#238 -If I Had to Start From $0… Here’s Exactly What I’d Do with Brad Splindler
Horizon Advisers Unleashed Podcast
Horizon Advisers Unleashed Podcast
#238 -If I Had to Start From $0… Here’s Exactly What I’d Do with Brad Splindler
Apr 22, 2026
Episode 238
Ryan Kus, Alex Dinser, and Andrew Hinrichs
No savings. No investments. Just a fresh start.
In this episode of Horizon Advisers Unleashed, Ryan Kus sits down with CFP® Brad Spindler to break down a simple, step-by-step game plan for building wealth from scratch.
No hype. No complicated strategies. Just what actually works.
👉 If you’re in your 20s, 30s, or even 40s and feel like you’re working hard but not getting ahead… this episode is for you.
💡 In This Episode, You’ll Learn:
- What to do with your first $1,000
- How to handle your first $10,000
- When to invest vs. pay off debt
- The biggest financial mistakes people make early on
- How to build wealth without sacrificing your lifestyle
- Why most people fail due to poor money order—not income
