{"version":"1.0.0","segments":[{"speaker":"AIBP","startTime":0.6,"endTime":4.59,"body":"Leadership is about facing"},{"speaker":"AIBP","startTime":0.6,"endTime":4.59,"body":"the unknown. It's about making"},{"speaker":"AIBP","startTime":4.59,"endTime":7.62,"body":"decisions when there's no"},{"speaker":"AIBP","startTime":4.59,"endTime":7.62,"body":"certainty, and sometimes it's"},{"speaker":"AIBP","startTime":7.62,"endTime":10.68,"body":"about taking a leap of faith"},{"speaker":"AIBP","startTime":7.62,"endTime":10.68,"body":"even when the path isn't clear."},{"speaker":"AIBP","startTime":11.76,"endTime":15.84,"body":"In today's episode, we sit down"},{"speaker":"AIBP","startTime":11.76,"endTime":15.84,"body":"with Abid Adam, chief risk"},{"speaker":"AIBP","startTime":15.87,"endTime":17.52,"body":"officer from Axiata Group,"},{"speaker":"Abid Adam, Axiata Group","startTime":18.539,"endTime":20.959,"body":"what I"},{"speaker":"Abid Adam, Axiata Group","startTime":18.539,"endTime":20.959,"body":"was always curious is, can you"},{"speaker":"Abid Adam, Axiata Group","startTime":20.959,"endTime":26.419,"body":"lead in a completely unknown,"},{"speaker":"Abid Adam, Axiata Group","startTime":20.959,"endTime":26.419,"body":"unknown environment? And so from"},{"speaker":"Abid Adam, Axiata Group","startTime":26.419,"endTime":29.359,"body":"a professional standoff and"},{"speaker":"Abid Adam, Axiata Group","startTime":26.419,"endTime":29.359,"body":"personal standard point of view,"},{"speaker":"Abid Adam, Axiata Group","startTime":29.359,"endTime":33.019,"body":"I felt that I wanted to grow as"},{"speaker":"Abid Adam, Axiata Group","startTime":29.359,"endTime":33.019,"body":"a human being."},{"speaker":"AIBP","startTime":33.0,"endTime":36.45,"body":"Leadership isn't just"},{"speaker":"AIBP","startTime":33.0,"endTime":36.45,"body":"about growth, it's also about"},{"speaker":"AIBP","startTime":36.45,"endTime":40.5,"body":"managing risk. Abid reminds us"},{"speaker":"AIBP","startTime":36.45,"endTime":40.5,"body":"that with every decision,"},{"speaker":"AIBP","startTime":40.71,"endTime":43.56,"body":"whether personal or"},{"speaker":"AIBP","startTime":40.71,"endTime":43.56,"body":"professional, comes with three"},{"speaker":"AIBP","startTime":43.56,"endTime":44.67,"body":"important questions"},{"speaker":"Abid Adam, Axiata Group","startTime":44.0,"endTime":47.03,"body":"So"},{"speaker":"Abid Adam, Axiata Group","startTime":44.0,"endTime":47.03,"body":"what's the upside? And that's"},{"speaker":"Abid Adam, Axiata Group","startTime":47.03,"endTime":49.04,"body":"quite easy when a business wants"},{"speaker":"Abid Adam, Axiata Group","startTime":47.03,"endTime":49.04,"body":"to grow, because there's an"},{"speaker":"Abid Adam, Axiata Group","startTime":49.04,"endTime":53.24,"body":"element of optimism bias. The"},{"speaker":"Abid Adam, Axiata Group","startTime":49.04,"endTime":53.24,"body":"second question that I always"},{"speaker":"Abid Adam, Axiata Group","startTime":53.24,"endTime":58.52,"body":"ask is, what's the downside? Lot"},{"speaker":"Abid Adam, Axiata Group","startTime":53.24,"endTime":58.52,"body":"of people will do risk analysis"},{"speaker":"Abid Adam, Axiata Group","startTime":58.58,"endTime":61.52,"body":"in of course, any transaction or"},{"speaker":"Abid Adam, Axiata Group","startTime":58.58,"endTime":61.52,"body":"investments that they want to"},{"speaker":"Abid Adam, Axiata Group","startTime":61.52,"endTime":65.42,"body":"undertake. But the third"},{"speaker":"Abid Adam, Axiata Group","startTime":61.52,"endTime":65.42,"body":"question that many people don't"},{"speaker":"Abid Adam, Axiata Group","startTime":65.42,"endTime":68.03,"body":"take time to deliberate and,"},{"speaker":"Abid Adam, Axiata Group","startTime":65.42,"endTime":68.03,"body":"more importantly, walk away"},{"speaker":"Abid Adam, Axiata Group","startTime":68.03,"endTime":71.33,"body":"from, is what's the downside we"},{"speaker":"Abid Adam, Axiata Group","startTime":68.03,"endTime":71.33,"body":"cannot live with?"},{"speaker":"AIBP","startTime":71.0,"endTime":75.02,"body":"With growth comes"},{"speaker":"AIBP","startTime":71.0,"endTime":75.02,"body":"responsibility. Leaders today"},{"speaker":"AIBP","startTime":75.02,"endTime":78.83,"body":"face the challenge of balancing"},{"speaker":"AIBP","startTime":75.02,"endTime":78.83,"body":"innovation with ethics. A bit"},{"speaker":"AIBP","startTime":78.86,"endTime":81.8,"body":"talks about the importance of"},{"speaker":"AIBP","startTime":78.86,"endTime":81.8,"body":"doing business the right way,"},{"speaker":"AIBP","startTime":82.31,"endTime":87.44,"body":"because real success is built on"},{"speaker":"AIBP","startTime":82.31,"endTime":87.44,"body":"trust. I hope today's podcast"},{"speaker":"AIBP","startTime":87.47,"endTime":90.47,"body":"leaves you with new perspectives"},{"speaker":"AIBP","startTime":87.47,"endTime":90.47,"body":"on the choices we make, the"},{"speaker":"AIBP","startTime":90.47,"endTime":94.61,"body":"risks we take and the paths we"},{"speaker":"AIBP","startTime":90.47,"endTime":94.61,"body":"choose to lead. Welcome to the"},{"speaker":"AIBP","startTime":94.64,"endTime":97.91,"body":"AIBP ASEAN B2B growth podcast."},{"speaker":"AIBP Intro","startTime":100.01,"endTime":104.12,"body":"The AIBP ASEAN B2B"},{"speaker":"AIBP Intro","startTime":100.01,"endTime":104.12,"body":"growth podcast is a series of"},{"speaker":"AIBP Intro","startTime":104.12,"endTime":107.69,"body":"fireside chats with business"},{"speaker":"AIBP Intro","startTime":104.12,"endTime":107.69,"body":"leaders in Southeast Asia"},{"speaker":"AIBP Intro","startTime":107.84,"endTime":112.16,"body":"focused on growth in the region."},{"speaker":"AIBP Intro","startTime":107.84,"endTime":112.16,"body":"Topics discussed include"},{"speaker":"AIBP Intro","startTime":112.16,"endTime":115.88,"body":"business strategy, sales and"},{"speaker":"AIBP Intro","startTime":112.16,"endTime":115.88,"body":"marketing, enterprise technology"},{"speaker":"AIBP Intro","startTime":115.91,"endTime":117.05,"body":"and innovation."},{"speaker":"Irza Suprapto","startTime":123.59,"endTime":124.97,"body":"Thank you"},{"speaker":"Irza Suprapto","startTime":123.59,"endTime":124.97,"body":"everyone for joining us today."},{"speaker":"Irza Suprapto","startTime":124.97,"endTime":128.48,"body":"Today, we have actually a very"},{"speaker":"Irza Suprapto","startTime":124.97,"endTime":128.48,"body":"interesting individual who is a"},{"speaker":"Irza Suprapto","startTime":128.48,"endTime":132.77,"body":"guest on our podcast. I will"},{"speaker":"Irza Suprapto","startTime":128.48,"endTime":132.77,"body":"leave him to introduce himself."},{"speaker":"Irza Suprapto","startTime":132.77,"endTime":136.46,"body":"But before we do that, you know,"},{"speaker":"Irza Suprapto","startTime":132.77,"endTime":136.46,"body":"as you are probably aware, we"},{"speaker":"Irza Suprapto","startTime":136.46,"endTime":139.46,"body":"have a lot of different episodes"},{"speaker":"Irza Suprapto","startTime":136.46,"endTime":139.46,"body":"with different leaders in"},{"speaker":"Irza Suprapto","startTime":139.46,"endTime":141.56,"body":"Southeast Asia who are driving"},{"speaker":"Irza Suprapto","startTime":139.46,"endTime":141.56,"body":"growth within their"},{"speaker":"Irza Suprapto","startTime":141.56,"endTime":145.46,"body":"organizations. What we found"},{"speaker":"Irza Suprapto","startTime":141.56,"endTime":145.46,"body":"recently is actually an"},{"speaker":"Irza Suprapto","startTime":145.46,"endTime":148.85,"body":"interesting point. There has"},{"speaker":"Irza Suprapto","startTime":145.46,"endTime":148.85,"body":"been a lot of leaders who are"},{"speaker":"Irza Suprapto","startTime":148.85,"endTime":152.69,"body":"actually starting to shift their"},{"speaker":"Irza Suprapto","startTime":148.85,"endTime":152.69,"body":"careers into Southeast Asia who"},{"speaker":"Irza Suprapto","startTime":152.69,"endTime":156.08,"body":"were not probably natively born"},{"speaker":"Irza Suprapto","startTime":152.69,"endTime":156.08,"body":"and raised in this part of the"},{"speaker":"Irza Suprapto","startTime":156.08,"endTime":159.59,"body":"world. And today's guest is an"},{"speaker":"Irza Suprapto","startTime":156.08,"endTime":159.59,"body":"example of that. So I'll leave"},{"speaker":"Irza Suprapto","startTime":159.59,"endTime":163.19,"body":"him to introduce himself, maybe"},{"speaker":"Irza Suprapto","startTime":159.59,"endTime":163.19,"body":"just give a quick overview of"},{"speaker":"Irza Suprapto","startTime":163.22,"endTime":165.92,"body":"who you are and how you came to"},{"speaker":"Irza Suprapto","startTime":163.22,"endTime":165.92,"body":"we are recording this out of"},{"speaker":"Irza Suprapto","startTime":165.92,"endTime":167.87,"body":"Malaysia. How you came to"},{"speaker":"Irza Suprapto","startTime":165.92,"endTime":167.87,"body":"Malaysia, sure."},{"speaker":"Abid Adam, Axiata Group","startTime":168.35,"endTime":170.87,"body":"So good"},{"speaker":"Abid Adam, Axiata Group","startTime":168.35,"endTime":170.87,"body":"morning and hello to all your"},{"speaker":"Abid Adam, Axiata Group","startTime":170.87,"endTime":175.19,"body":"listeners. My name is Abid Adam."},{"speaker":"Abid Adam, Axiata Group","startTime":170.87,"endTime":175.19,"body":"I am Axiata Group's Chief Risk"},{"speaker":"Abid Adam, Axiata Group","startTime":175.19,"endTime":179.0,"body":"And Compliance Officer. It's a"},{"speaker":"Abid Adam, Axiata Group","startTime":175.19,"endTime":179.0,"body":"very interesting journey. I came"},{"speaker":"Abid Adam, Axiata Group","startTime":179.0,"endTime":182.3,"body":"to Malaysia about just over six"},{"speaker":"Abid Adam, Axiata Group","startTime":179.0,"endTime":182.3,"body":"and a half close to now, perhaps"},{"speaker":"Abid Adam, Axiata Group","startTime":182.3,"endTime":186.47,"body":"seven years my journey is quite"},{"speaker":"Abid Adam, Axiata Group","startTime":182.3,"endTime":186.47,"body":"interesting, because I started"},{"speaker":"Abid Adam, Axiata Group","startTime":186.5,"endTime":192.23,"body":"largely in financial services,"},{"speaker":"Abid Adam, Axiata Group","startTime":186.5,"endTime":192.23,"body":"leading large scale digital"},{"speaker":"Abid Adam, Axiata Group","startTime":192.23,"endTime":196.61,"body":"Cyber Security Risk Management"},{"speaker":"Abid Adam, Axiata Group","startTime":192.23,"endTime":196.61,"body":"transformation projects. About"},{"speaker":"Abid Adam, Axiata Group","startTime":196.61,"endTime":201.26,"body":"seven years ago, Axiata was"},{"speaker":"Abid Adam, Axiata Group","startTime":196.61,"endTime":201.26,"body":"transforming its capabilities"},{"speaker":"Abid Adam, Axiata Group","startTime":201.26,"endTime":206.0,"body":"and largely pivoting towards"},{"speaker":"Abid Adam, Axiata Group","startTime":201.26,"endTime":206.0,"body":"digital first, advancing Asia,"},{"speaker":"Abid Adam, Axiata Group","startTime":206.0,"endTime":208.13,"body":"not just Malaysia. I think"},{"speaker":"Abid Adam, Axiata Group","startTime":206.0,"endTime":208.13,"body":"that's the purpose still"},{"speaker":"Abid Adam, Axiata Group","startTime":208.13,"endTime":212.3,"body":"remains, and to become a next"},{"speaker":"Abid Adam, Axiata Group","startTime":208.13,"endTime":212.3,"body":"generation digital champion. At"},{"speaker":"Abid Adam, Axiata Group","startTime":212.3,"endTime":217.34,"body":"that part, the board sort of had"},{"speaker":"Abid Adam, Axiata Group","startTime":212.3,"endTime":217.34,"body":"reflections on things that they"},{"speaker":"Abid Adam, Axiata Group","startTime":217.34,"endTime":220.67,"body":"want to improve and enhance,"},{"speaker":"Abid Adam, Axiata Group","startTime":217.34,"endTime":220.67,"body":"capabilities so on. So the board"},{"speaker":"Abid Adam, Axiata Group","startTime":220.67,"endTime":223.67,"body":"was very visionary. Seven to"},{"speaker":"Abid Adam, Axiata Group","startTime":220.67,"endTime":223.67,"body":"eight years ago. They thought"},{"speaker":"Abid Adam, Axiata Group","startTime":223.67,"endTime":225.98,"body":"cybersecurity is going to be"},{"speaker":"Abid Adam, Axiata Group","startTime":223.67,"endTime":225.98,"body":"something very important in the"},{"speaker":"Abid Adam, Axiata Group","startTime":225.98,"endTime":229.82,"body":"future. And therefore I was the"},{"speaker":"Abid Adam, Axiata Group","startTime":225.98,"endTime":229.82,"body":"introduction to the organization"},{"speaker":"Abid Adam, Axiata Group","startTime":229.82,"endTime":233.69,"body":"to lead the cybersecurity"},{"speaker":"Abid Adam, Axiata Group","startTime":229.82,"endTime":233.69,"body":"program, the transformation"},{"speaker":"Abid Adam, Axiata Group","startTime":233.69,"endTime":237.5,"body":"program across Southeast Asia."},{"speaker":"Abid Adam, Axiata Group","startTime":233.69,"endTime":237.5,"body":"So that's been sort of the"},{"speaker":"Abid Adam, Axiata Group","startTime":238.01,"endTime":243.44,"body":"genesis of my journey in Axiata."},{"speaker":"Abid Adam, Axiata Group","startTime":238.01,"endTime":243.44,"body":"And of course, I've been with"},{"speaker":"Abid Adam, Axiata Group","startTime":243.47,"endTime":248.3,"body":"Axiata from the beginning till"},{"speaker":"Abid Adam, Axiata Group","startTime":243.47,"endTime":248.3,"body":"here, so very happy in terms of"},{"speaker":"Abid Adam, Axiata Group","startTime":248.33,"endTime":251.51,"body":"the progress that they have"},{"speaker":"Abid Adam, Axiata Group","startTime":248.33,"endTime":251.51,"body":"made. My personal Of course,"},{"speaker":"Abid Adam, Axiata Group","startTime":251.51,"endTime":256.1,"body":"transformation has also evolved."},{"speaker":"Abid Adam, Axiata Group","startTime":251.51,"endTime":256.1,"body":"Where I started with leading the"},{"speaker":"Abid Adam, Axiata Group","startTime":256.1,"endTime":259.67,"body":"cybersecurity transformation"},{"speaker":"Abid Adam, Axiata Group","startTime":256.1,"endTime":259.67,"body":"initiatives, and then two or"},{"speaker":"Abid Adam, Axiata Group","startTime":259.67,"endTime":263.09,"body":"three years down the track. Data"},{"speaker":"Abid Adam, Axiata Group","startTime":259.67,"endTime":263.09,"body":"privacy came across as a very"},{"speaker":"Abid Adam, Axiata Group","startTime":263.09,"endTime":266.87,"body":"important topic support us to"},{"speaker":"Abid Adam, Axiata Group","startTime":263.09,"endTime":266.87,"body":"evolve on those sort of things."},{"speaker":"Abid Adam, Axiata Group","startTime":266.87,"endTime":271.19,"body":"And I led that project. And then"},{"speaker":"Abid Adam, Axiata Group","startTime":266.87,"endTime":271.19,"body":"just before COVID, I took on the"},{"speaker":"Abid Adam, Axiata Group","startTime":271.19,"endTime":274.91,"body":"Enterprise Risk Management, and"},{"speaker":"Abid Adam, Axiata Group","startTime":271.19,"endTime":274.91,"body":"then also the broader"},{"speaker":"Abid Adam, Axiata Group","startTime":274.91,"endTime":278.57,"body":"compliance, ethics, integrity."},{"speaker":"Abid Adam, Axiata Group","startTime":274.91,"endTime":278.57,"body":"So in Malaysia, example, with"},{"speaker":"Abid Adam, Axiata Group","startTime":278.57,"endTime":282.8,"body":"introduction of MACC section 17,"},{"speaker":"Abid Adam, Axiata Group","startTime":278.57,"endTime":282.8,"body":"a act that came along to ensure"},{"speaker":"Abid Adam, Axiata Group","startTime":282.8,"endTime":285.5,"body":"that Axiata was ready and its"},{"speaker":"Abid Adam, Axiata Group","startTime":282.8,"endTime":285.5,"body":"operating companies were ready"},{"speaker":"Abid Adam, Axiata Group","startTime":285.8,"endTime":288.23,"body":"to be compliant with the"},{"speaker":"Abid Adam, Axiata Group","startTime":285.8,"endTime":288.23,"body":"necessary requirements. But even"},{"speaker":"Abid Adam, Axiata Group","startTime":288.23,"endTime":293.78,"body":"more broadly, in terms of how we"},{"speaker":"Abid Adam, Axiata Group","startTime":288.23,"endTime":293.78,"body":"start looking at being more"},{"speaker":"Abid Adam, Axiata Group","startTime":293.78,"endTime":297.2,"body":"progressive, because it's an"},{"speaker":"Abid Adam, Axiata Group","startTime":293.78,"endTime":297.2,"body":"area that we believe we can"},{"speaker":"Abid Adam, Axiata Group","startTime":297.23,"endTime":300.32,"body":"truly contribute to. And now, if"},{"speaker":"Abid Adam, Axiata Group","startTime":297.23,"endTime":300.32,"body":"you look at it, is in. Relation"},{"speaker":"Abid Adam, Axiata Group","startTime":300.32,"endTime":304.46,"body":"to ESG, especially the s energy"},{"speaker":"Abid Adam, Axiata Group","startTime":300.32,"endTime":304.46,"body":"part, is heavily towards being a"},{"speaker":"Abid Adam, Axiata Group","startTime":304.46,"endTime":310.4,"body":"good corporate and, you know,"},{"speaker":"Abid Adam, Axiata Group","startTime":304.46,"endTime":310.4,"body":"leading by ensuring that the"},{"speaker":"Abid Adam, Axiata Group","startTime":310.4,"endTime":313.22,"body":"businesses we do and the"},{"speaker":"Abid Adam, Axiata Group","startTime":310.4,"endTime":313.22,"body":"customers we interact with, we"},{"speaker":"Abid Adam, Axiata Group","startTime":313.22,"endTime":316.25,"body":"do it with integrity. And so I"},{"speaker":"Abid Adam, Axiata Group","startTime":313.22,"endTime":316.25,"body":"think that's also a key essence."},{"speaker":"Abid Adam, Axiata Group","startTime":316.25,"endTime":319.64,"body":"So I have a quite a broad"},{"speaker":"Abid Adam, Axiata Group","startTime":316.25,"endTime":319.64,"body":"portfolio in terms of what I do"},{"speaker":"Abid Adam, Axiata Group","startTime":319.64,"endTime":320.87,"body":"and what I looked at until,"},{"speaker":"Abid Adam, Axiata Group","startTime":319.64,"endTime":320.87,"body":"yeah,"},{"speaker":"Irza Suprapto","startTime":321.559,"endTime":324.859,"body":"thanks. I think a"},{"speaker":"Irza Suprapto","startTime":321.559,"endTime":324.859,"body":"question that everybody wants to"},{"speaker":"Irza Suprapto","startTime":324.859,"endTime":327.199,"body":"know, especially when we have on"},{"speaker":"Irza Suprapto","startTime":324.859,"endTime":327.199,"body":"our guests, when we have guests"},{"speaker":"Irza Suprapto","startTime":327.199,"endTime":330.139,"body":"on our podcast, is effectively,"},{"speaker":"Irza Suprapto","startTime":327.199,"endTime":330.139,"body":"tell us a little bit about your"},{"speaker":"Irza Suprapto","startTime":330.139,"endTime":332.779,"body":"career trajectory, because you"},{"speaker":"Irza Suprapto","startTime":330.139,"endTime":332.779,"body":"didn't grow up in Malaysia. You"},{"speaker":"Irza Suprapto","startTime":332.779,"endTime":335.119,"body":"grew up, I believe, in South"},{"speaker":"Irza Suprapto","startTime":332.779,"endTime":335.119,"body":"Africa, that's right. Tell us a"},{"speaker":"Irza Suprapto","startTime":335.119,"endTime":338.059,"body":"little bit and you came from a"},{"speaker":"Irza Suprapto","startTime":335.119,"endTime":338.059,"body":"financial services background as"},{"speaker":"Irza Suprapto","startTime":338.059,"endTime":340.839,"body":"well. Tell us a little bit about"},{"speaker":"Irza Suprapto","startTime":338.059,"endTime":340.839,"body":"your career trajectory over the"},{"speaker":"Irza Suprapto","startTime":340.839,"endTime":342.999,"body":"last, I would say, since you"},{"speaker":"Irza Suprapto","startTime":340.839,"endTime":342.999,"body":"started into now,"},{"speaker":"Abid Adam, Axiata Group","startTime":343.0,"endTime":348.61,"body":"I think"},{"speaker":"Abid Adam, Axiata Group","startTime":343.0,"endTime":348.61,"body":"it's an interesting one. When I"},{"speaker":"Abid Adam, Axiata Group","startTime":348.61,"endTime":354.1,"body":"started, very early on, I always"},{"speaker":"Abid Adam, Axiata Group","startTime":348.61,"endTime":354.1,"body":"had this curious mindset. And"},{"speaker":"Abid Adam, Axiata Group","startTime":354.1,"endTime":356.92,"body":"back then, cybersecurity was not"},{"speaker":"Abid Adam, Axiata Group","startTime":354.1,"endTime":356.92,"body":"even in the picture when I"},{"speaker":"Abid Adam, Axiata Group","startTime":356.92,"endTime":359.86,"body":"started. In fact, when I used to"},{"speaker":"Abid Adam, Axiata Group","startTime":356.92,"endTime":359.86,"body":"tell people, I do cybersecurity,"},{"speaker":"Abid Adam, Axiata Group","startTime":359.86,"endTime":362.92,"body":"or back then it was called IT"},{"speaker":"Abid Adam, Axiata Group","startTime":359.86,"endTime":362.92,"body":"security. They used to ask me,"},{"speaker":"Abid Adam, Axiata Group","startTime":362.92,"endTime":369.76,"body":"what is that? But it so happened"},{"speaker":"Abid Adam, Axiata Group","startTime":362.92,"endTime":369.76,"body":"that as businesses evolved and"},{"speaker":"Abid Adam, Axiata Group","startTime":369.79,"endTime":374.35,"body":"started moving towards"},{"speaker":"Abid Adam, Axiata Group","startTime":369.79,"endTime":374.35,"body":"transforming their core products"},{"speaker":"Abid Adam, Axiata Group","startTime":374.35,"endTime":377.89,"body":"and services, providing it onto"},{"speaker":"Abid Adam, Axiata Group","startTime":374.35,"endTime":377.89,"body":"multiple omni channel"},{"speaker":"Abid Adam, Axiata Group","startTime":377.92,"endTime":383.11,"body":"capabilities, digitization,"},{"speaker":"Abid Adam, Axiata Group","startTime":377.92,"endTime":383.11,"body":"cloud, all of that has layered"},{"speaker":"Abid Adam, Axiata Group","startTime":383.11,"endTime":386.5,"body":"on top. So then cybersecurity"},{"speaker":"Abid Adam, Axiata Group","startTime":383.11,"endTime":386.5,"body":"became very, very important. And"},{"speaker":"Abid Adam, Axiata Group","startTime":386.5,"endTime":390.46,"body":"therefore, of course, my role,"},{"speaker":"Abid Adam, Axiata Group","startTime":386.5,"endTime":390.46,"body":"even in South Africa, evolved"},{"speaker":"Abid Adam, Axiata Group","startTime":390.76,"endTime":395.47,"body":"from purely providing technical"},{"speaker":"Abid Adam, Axiata Group","startTime":390.76,"endTime":395.47,"body":"capabilities and services to"},{"speaker":"Abid Adam, Axiata Group","startTime":395.47,"endTime":398.2,"body":"being a business leader,"},{"speaker":"Abid Adam, Axiata Group","startTime":395.47,"endTime":398.2,"body":"evolving towards more risk"},{"speaker":"Abid Adam, Axiata Group","startTime":398.2,"endTime":401.8,"body":"management side of things. And"},{"speaker":"Abid Adam, Axiata Group","startTime":398.2,"endTime":401.8,"body":"so I worked, even in banking, I"},{"speaker":"Abid Adam, Axiata Group","startTime":401.8,"endTime":406.24,"body":"had, I was fortunate enough to"},{"speaker":"Abid Adam, Axiata Group","startTime":401.8,"endTime":406.24,"body":"work across middle office, back"},{"speaker":"Abid Adam, Axiata Group","startTime":406.24,"endTime":408.82,"body":"office, supporting the front"},{"speaker":"Abid Adam, Axiata Group","startTime":406.24,"endTime":408.82,"body":"office, both on the investment"},{"speaker":"Abid Adam, Axiata Group","startTime":408.82,"endTime":411.79,"body":"banking side and also on the"},{"speaker":"Abid Adam, Axiata Group","startTime":408.82,"endTime":411.79,"body":"retail side. So I had a quite"},{"speaker":"Abid Adam, Axiata Group","startTime":411.82,"endTime":417.4,"body":"broad sort of exposure. And then"},{"speaker":"Abid Adam, Axiata Group","startTime":411.82,"endTime":417.4,"body":"I saw when I was in the banking,"},{"speaker":"Abid Adam, Axiata Group","startTime":417.4,"endTime":422.05,"body":"then I always had this need to"},{"speaker":"Abid Adam, Axiata Group","startTime":417.4,"endTime":422.05,"body":"learn further and on the"},{"speaker":"Abid Adam, Axiata Group","startTime":422.05,"endTime":424.99,"body":"business side. So then I started"},{"speaker":"Abid Adam, Axiata Group","startTime":422.05,"endTime":424.99,"body":"working for one of the largest"},{"speaker":"Abid Adam, Axiata Group","startTime":424.99,"endTime":427.54,"body":"insurance and wealth management"},{"speaker":"Abid Adam, Axiata Group","startTime":424.99,"endTime":427.54,"body":"and asset management companies."},{"speaker":"Abid Adam, Axiata Group","startTime":428.08,"endTime":431.68,"body":"And so I had, like, this huge"},{"speaker":"Abid Adam, Axiata Group","startTime":428.08,"endTime":431.68,"body":"then background that's from"},{"speaker":"Abid Adam, Axiata Group","startTime":431.68,"endTime":434.83,"body":"retail investment, banking,"},{"speaker":"Abid Adam, Axiata Group","startTime":431.68,"endTime":434.83,"body":"insurance, asset management,"},{"speaker":"Abid Adam, Axiata Group","startTime":434.83,"endTime":439.93,"body":"Wealth Management. And what I"},{"speaker":"Abid Adam, Axiata Group","startTime":434.83,"endTime":439.93,"body":"found ironic is, when I was in"},{"speaker":"Abid Adam, Axiata Group","startTime":439.93,"endTime":442.9,"body":"the financial services. One of"},{"speaker":"Abid Adam, Axiata Group","startTime":439.93,"endTime":442.9,"body":"the things seven, eight years"},{"speaker":"Abid Adam, Axiata Group","startTime":442.9,"endTime":446.44,"body":"ago was telcos are eating our"},{"speaker":"Abid Adam, Axiata Group","startTime":442.9,"endTime":446.44,"body":"lunch, you know, they always"},{"speaker":"Abid Adam, Axiata Group","startTime":446.44,"endTime":450.37,"body":"felt that telco had the touch"},{"speaker":"Abid Adam, Axiata Group","startTime":446.44,"endTime":450.37,"body":"point with the customer telcos."},{"speaker":"Abid Adam, Axiata Group","startTime":450.82,"endTime":454.42,"body":"So I was always curious in like,"},{"speaker":"Abid Adam, Axiata Group","startTime":450.82,"endTime":454.42,"body":"you know, so in it so happened"},{"speaker":"Abid Adam, Axiata Group","startTime":454.42,"endTime":459.64,"body":"next year that then on the"},{"speaker":"Abid Adam, Axiata Group","startTime":454.42,"endTime":459.64,"body":"journey, we sort of met up, and"},{"speaker":"Abid Adam, Axiata Group","startTime":459.64,"endTime":463.51,"body":"then it sort of became natural"},{"speaker":"Abid Adam, Axiata Group","startTime":459.64,"endTime":463.51,"body":"transition. Two things why I"},{"speaker":"Abid Adam, Axiata Group","startTime":463.54,"endTime":470.71,"body":"specifically selected to be with"},{"speaker":"Abid Adam, Axiata Group","startTime":463.54,"endTime":470.71,"body":"Axiata. One was my curiosity of"},{"speaker":"Abid Adam, Axiata Group","startTime":470.74,"endTime":473.95,"body":"this telco and why the business"},{"speaker":"Abid Adam, Axiata Group","startTime":470.74,"endTime":473.95,"body":"always felt in financial"},{"speaker":"Abid Adam, Axiata Group","startTime":473.95,"endTime":477.22,"body":"services, that telco is the"},{"speaker":"Abid Adam, Axiata Group","startTime":473.95,"endTime":477.22,"body":"future. A lot of the products"},{"speaker":"Abid Adam, Axiata Group","startTime":477.22,"endTime":480.22,"body":"and services will be delivered"},{"speaker":"Abid Adam, Axiata Group","startTime":477.22,"endTime":480.22,"body":"through telcos. And so I"},{"speaker":"Abid Adam, Axiata Group","startTime":480.22,"endTime":483.43,"body":"thought, Well, that seems like"},{"speaker":"Abid Adam, Axiata Group","startTime":480.22,"endTime":483.43,"body":"the natural next step from an"},{"speaker":"Abid Adam, Axiata Group","startTime":483.43,"endTime":490.9,"body":"industry perspective. The second"},{"speaker":"Abid Adam, Axiata Group","startTime":483.43,"endTime":490.9,"body":"was, I mean, I had some exposure"},{"speaker":"Abid Adam, Axiata Group","startTime":490.9,"endTime":497.05,"body":"to Asia markets, even Europe and"},{"speaker":"Abid Adam, Axiata Group","startTime":490.9,"endTime":497.05,"body":"so forth, but I didn't really"},{"speaker":"Abid Adam, Axiata Group","startTime":498.64,"endTime":504.85,"body":"lived and worked in Asia, so"},{"speaker":"Abid Adam, Axiata Group","startTime":498.64,"endTime":504.85,"body":"large part of because I've"},{"speaker":"Abid Adam, Axiata Group","startTime":504.88,"endTime":507.61,"body":"managed teams even in within"},{"speaker":"Abid Adam, Axiata Group","startTime":504.88,"endTime":507.61,"body":"Africa and multiple countries"},{"speaker":"Abid Adam, Axiata Group","startTime":507.61,"endTime":512.68,"body":"and so forth. But I was always"},{"speaker":"Abid Adam, Axiata Group","startTime":507.61,"endTime":512.68,"body":"curious is, can you lead in a"},{"speaker":"Abid Adam, Axiata Group","startTime":512.68,"endTime":518.29,"body":"completely unknown, unknown"},{"speaker":"Abid Adam, Axiata Group","startTime":512.68,"endTime":518.29,"body":"environment, and so from a"},{"speaker":"Abid Adam, Axiata Group","startTime":518.59,"endTime":521.35,"body":"professional standoff and"},{"speaker":"Abid Adam, Axiata Group","startTime":518.59,"endTime":521.35,"body":"personal standoff point of view,"},{"speaker":"Abid Adam, Axiata Group","startTime":523.06,"endTime":529.99,"body":"I felt that I wanted to grow as"},{"speaker":"Abid Adam, Axiata Group","startTime":523.06,"endTime":529.99,"body":"a human being. When this"},{"speaker":"Abid Adam, Axiata Group","startTime":529.99,"endTime":533.32,"body":"opportunity knocked on the door,"},{"speaker":"Abid Adam, Axiata Group","startTime":529.99,"endTime":533.32,"body":"I still remember very clearly,"},{"speaker":"Abid Adam, Axiata Group","startTime":534.07,"endTime":538.21,"body":"our head of HR said a bit, why"},{"speaker":"Abid Adam, Axiata Group","startTime":534.07,"endTime":538.21,"body":"don't you come over with your"},{"speaker":"Abid Adam, Axiata Group","startTime":538.21,"endTime":541.42,"body":"family to come and visit"},{"speaker":"Abid Adam, Axiata Group","startTime":538.21,"endTime":541.42,"body":"Malaysia, because prior to that,"},{"speaker":"Abid Adam, Axiata Group","startTime":541.42,"endTime":544.75,"body":"I know the country Malaysia,"},{"speaker":"Abid Adam, Axiata Group","startTime":541.42,"endTime":544.75,"body":"family has come for holiday, but"},{"speaker":"Abid Adam, Axiata Group","startTime":544.75,"endTime":546.73,"body":"I personally didn't come to"},{"speaker":"Abid Adam, Axiata Group","startTime":544.75,"endTime":546.73,"body":"Malaysia. I didn't even know"},{"speaker":"Abid Adam, Axiata Group","startTime":546.73,"endTime":552.85,"body":"what Malaysia look and this was"},{"speaker":"Abid Adam, Axiata Group","startTime":546.73,"endTime":552.85,"body":"2016 2017 2017 and so the head"},{"speaker":"Abid Adam, Axiata Group","startTime":552.85,"endTime":556.21,"body":"of HR said, why don't you come"},{"speaker":"Abid Adam, Axiata Group","startTime":552.85,"endTime":556.21,"body":"over? Come with your family,"},{"speaker":"Abid Adam, Axiata Group","startTime":556.33,"endTime":559.66,"body":"spend a week, have a look at the"},{"speaker":"Abid Adam, Axiata Group","startTime":556.33,"endTime":559.66,"body":"country, and see what you know,"},{"speaker":"Abid Adam, Axiata Group","startTime":559.66,"endTime":562.69,"body":"what you what you feel, and you"},{"speaker":"Abid Adam, Axiata Group","startTime":559.66,"endTime":562.69,"body":"know if you enjoy it, then for"},{"speaker":"Abid Adam, Axiata Group","startTime":562.69,"endTime":567.46,"body":"sure, come join us. So I thought"},{"speaker":"Abid Adam, Axiata Group","startTime":562.69,"endTime":567.46,"body":"about it, and I remember having"},{"speaker":"Abid Adam, Axiata Group","startTime":567.46,"endTime":571.72,"body":"this conversation with my wife,"},{"speaker":"Abid Adam, Axiata Group","startTime":567.46,"endTime":571.72,"body":"and said to judge any country in"},{"speaker":"Abid Adam, Axiata Group","startTime":571.72,"endTime":579.43,"body":"five days or seven days, I think"},{"speaker":"Abid Adam, Axiata Group","startTime":571.72,"endTime":579.43,"body":"is really premature, because you"},{"speaker":"Abid Adam, Axiata Group","startTime":579.43,"endTime":582.67,"body":"will never get the true essence"},{"speaker":"Abid Adam, Axiata Group","startTime":579.43,"endTime":582.67,"body":"of what the country is. So like"},{"speaker":"Abid Adam, Axiata Group","startTime":582.7,"endTime":586.06,"body":"for the first six months, I"},{"speaker":"Abid Adam, Axiata Group","startTime":582.7,"endTime":586.06,"body":"always believed that whatever"},{"speaker":"Abid Adam, Axiata Group","startTime":586.06,"endTime":589.3,"body":"experiences you had, you should"},{"speaker":"Abid Adam, Axiata Group","startTime":586.06,"endTime":589.3,"body":"never judge any country after"},{"speaker":"Abid Adam, Axiata Group","startTime":589.3,"endTime":592.27,"body":"that. Of course, after one year,"},{"speaker":"Abid Adam, Axiata Group","startTime":589.3,"endTime":592.27,"body":"if you still have negative"},{"speaker":"Abid Adam, Axiata Group","startTime":592.27,"endTime":594.94,"body":"feelings about it, then you may"},{"speaker":"Abid Adam, Axiata Group","startTime":592.27,"endTime":594.94,"body":"want to reconsider your"},{"speaker":"Abid Adam, Axiata Group","startTime":594.94,"endTime":598.63,"body":"decision. So I actually remember"},{"speaker":"Abid Adam, Axiata Group","startTime":594.94,"endTime":598.63,"body":"calling up back and said, No, I"},{"speaker":"Abid Adam, Axiata Group","startTime":598.63,"endTime":601.66,"body":"don't need familiarization"},{"speaker":"Abid Adam, Axiata Group","startTime":598.63,"endTime":601.66,"body":"training. It. I just told my"},{"speaker":"Abid Adam, Axiata Group","startTime":601.66,"endTime":604.72,"body":"wife, let's back up everything"},{"speaker":"Abid Adam, Axiata Group","startTime":601.66,"endTime":604.72,"body":"and go in every house. Everybody"},{"speaker":"Abid Adam, Axiata Group","startTime":604.75,"endTime":608.77,"body":"thought that was crazy. Never"},{"speaker":"Abid Adam, Axiata Group","startTime":604.75,"endTime":608.77,"body":"seen a country, never visited"},{"speaker":"Abid Adam, Axiata Group","startTime":608.77,"endTime":611.68,"body":"the country. Doesn't even know"},{"speaker":"Abid Adam, Axiata Group","startTime":608.77,"endTime":611.68,"body":"what it looks like, and then you"},{"speaker":"Abid Adam, Axiata Group","startTime":611.68,"endTime":615.1,"body":"suddenly taking young kids,"},{"speaker":"Abid Adam, Axiata Group","startTime":611.68,"endTime":615.1,"body":"three young girls, so sending"},{"speaker":"Abid Adam, Axiata Group","startTime":615.1,"endTime":619.18,"body":"everybody to Malaysia. And I"},{"speaker":"Abid Adam, Axiata Group","startTime":615.1,"endTime":619.18,"body":"said, Yes, take a leap of faith."},{"speaker":"Abid Adam, Axiata Group","startTime":619.78,"endTime":623.83,"body":"And so seven years down the"},{"speaker":"Abid Adam, Axiata Group","startTime":619.78,"endTime":623.83,"body":"line, I don't regret making a"},{"speaker":"Abid Adam, Axiata Group","startTime":623.83,"endTime":627.07,"body":"decision at all. It has been an"},{"speaker":"Abid Adam, Axiata Group","startTime":623.83,"endTime":627.07,"body":"incredible journey, both on a"},{"speaker":"Abid Adam, Axiata Group","startTime":627.07,"endTime":628.9,"body":"personal level and a"},{"speaker":"Abid Adam, Axiata Group","startTime":627.07,"endTime":628.9,"body":"professional level."},{"speaker":"Irza Suprapto","startTime":628.93,"endTime":630.94,"body":"Fantastic. That's"},{"speaker":"Irza Suprapto","startTime":628.93,"endTime":630.94,"body":"a fantastic story. So"},{"speaker":"Irza Suprapto","startTime":631.33,"endTime":633.58,"body":"effectively, you're Malaysian"},{"speaker":"Irza Suprapto","startTime":631.33,"endTime":633.58,"body":"now, right? You spent seven"},{"speaker":"Irza Suprapto","startTime":633.58,"endTime":637.63,"body":"years, yeah, you understand the"},{"speaker":"Irza Suprapto","startTime":633.58,"endTime":637.63,"body":"all the different foods you have"},{"speaker":"Irza Suprapto","startTime":637.63,"endTime":640.3,"body":"at the Hawker center that you"},{"speaker":"Irza Suprapto","startTime":637.63,"endTime":640.3,"body":"can and you are obviously,"},{"speaker":"Irza Suprapto","startTime":640.3,"endTime":642.52,"body":"because you have, you've been in"},{"speaker":"Irza Suprapto","startTime":640.3,"endTime":642.52,"body":"Malaysia. Malaysia obviously has"},{"speaker":"Irza Suprapto","startTime":642.52,"endTime":646.27,"body":"the better food than Singapore."},{"speaker":"Irza Suprapto","startTime":642.52,"endTime":646.27,"body":"You're supposed to say that. You"},{"speaker":"Abid Adam, Axiata Group","startTime":646.0,"endTime":648.34,"body":"know,"},{"speaker":"Abid Adam, Axiata Group","startTime":646.0,"endTime":648.34,"body":"we've been fortunate, because"},{"speaker":"Abid Adam, Axiata Group","startTime":648.4,"endTime":655.96,"body":"Axiata has direct and indirect"},{"speaker":"Abid Adam, Axiata Group","startTime":648.4,"endTime":655.96,"body":"operations in many of Asia,"},{"speaker":"Abid Adam, Axiata Group","startTime":655.96,"endTime":659.8,"body":"Southeast Asia, primarily, but"},{"speaker":"Abid Adam, Axiata Group","startTime":655.96,"endTime":659.8,"body":"we have businesses that also"},{"speaker":"Abid Adam, Axiata Group","startTime":659.8,"endTime":664.33,"body":"operate in likes of Japan and so"},{"speaker":"Abid Adam, Axiata Group","startTime":659.8,"endTime":664.33,"body":"forth, or partnerships with"},{"speaker":"Abid Adam, Axiata Group","startTime":664.36,"endTime":668.05,"body":"large conglomerates on that side"},{"speaker":"Abid Adam, Axiata Group","startTime":664.36,"endTime":668.05,"body":"of the world. So I've been"},{"speaker":"Abid Adam, Axiata Group","startTime":668.05,"endTime":671.26,"body":"personally very fortunate to be"},{"speaker":"Abid Adam, Axiata Group","startTime":668.05,"endTime":671.26,"body":"exposed to many countries and"},{"speaker":"Abid Adam, Axiata Group","startTime":671.26,"endTime":677.05,"body":"cultures. And each country has"},{"speaker":"Abid Adam, Axiata Group","startTime":671.26,"endTime":677.05,"body":"this very unique way of doing"},{"speaker":"Abid Adam, Axiata Group","startTime":677.05,"endTime":680.05,"body":"things, both at a corporate"},{"speaker":"Abid Adam, Axiata Group","startTime":677.05,"endTime":680.05,"body":"level, personal level, the"},{"speaker":"Abid Adam, Axiata Group","startTime":680.05,"endTime":684.25,"body":"cultures, decision making and so"},{"speaker":"Abid Adam, Axiata Group","startTime":680.05,"endTime":684.25,"body":"forth. And of course, food is,"},{"speaker":"Abid Adam, Axiata Group","startTime":684.43,"endTime":690.94,"body":"I've picked up 15 kilos in seven"},{"speaker":"Abid Adam, Axiata Group","startTime":684.43,"endTime":690.94,"body":"years. You know, it's been two"},{"speaker":"Abid Adam, Axiata Group","startTime":690.94,"endTime":695.98,"body":"kilos, and now I'm trying to"},{"speaker":"Abid Adam, Axiata Group","startTime":690.94,"endTime":695.98,"body":"maintain that is definitely"},{"speaker":"Abid Adam, Axiata Group","startTime":695.98,"endTime":697.57,"body":"positives, and you have"},{"speaker":"Abid Adam, Axiata Group","startTime":695.98,"endTime":697.57,"body":"downsides"},{"speaker":"Irza Suprapto","startTime":699.02,"endTime":701.02,"body":"going back to"},{"speaker":"Irza Suprapto","startTime":699.02,"endTime":701.02,"body":"that. You mentioned that the"},{"speaker":"Irza Suprapto","startTime":701.02,"endTime":704.08,"body":"whole idea around decision"},{"speaker":"Irza Suprapto","startTime":701.02,"endTime":704.08,"body":"making and how you decided that"},{"speaker":"Irza Suprapto","startTime":704.08,"endTime":707.2,"body":"this is not something you can"},{"speaker":"Irza Suprapto","startTime":704.08,"endTime":707.2,"body":"experience in five days or six"},{"speaker":"Irza Suprapto","startTime":707.2,"endTime":710.14,"body":"days or even seven days, so it's"},{"speaker":"Irza Suprapto","startTime":707.2,"endTime":710.14,"body":"a leap of faith. And I think"},{"speaker":"Irza Suprapto","startTime":710.14,"endTime":713.56,"body":"that's the way a lot of"},{"speaker":"Irza Suprapto","startTime":710.14,"endTime":713.56,"body":"companies, corporates in this"},{"speaker":"Irza Suprapto","startTime":713.56,"endTime":716.32,"body":"part of the world, that's what"},{"speaker":"Irza Suprapto","startTime":713.56,"endTime":716.32,"body":"they're struggling with today in"},{"speaker":"Irza Suprapto","startTime":716.32,"endTime":719.14,"body":"highly regulated environments,"},{"speaker":"Irza Suprapto","startTime":716.32,"endTime":719.14,"body":"or even you've been in banking"},{"speaker":"Irza Suprapto","startTime":719.14,"endTime":721.32,"body":"and you're now you're in the"},{"speaker":"Irza Suprapto","startTime":719.14,"endTime":721.32,"body":"telco space. These are two very"},{"speaker":"Irza Suprapto","startTime":721.32,"endTime":724.56,"body":"regulated industries. When it"},{"speaker":"Irza Suprapto","startTime":721.32,"endTime":724.56,"body":"comes to innovation and taking"},{"speaker":"Irza Suprapto","startTime":724.56,"endTime":729.3,"body":"the leap of faith, culturally or"},{"speaker":"Irza Suprapto","startTime":724.56,"endTime":729.3,"body":"even within specific industries,"},{"speaker":"Irza Suprapto","startTime":729.3,"endTime":731.82,"body":"it makes it a little bit harder,"},{"speaker":"Irza Suprapto","startTime":729.3,"endTime":731.82,"body":"right? What has been your"},{"speaker":"Irza Suprapto","startTime":731.82,"endTime":734.46,"body":"experience, especially since you"},{"speaker":"Irza Suprapto","startTime":731.82,"endTime":734.46,"body":"hold the title of chief risk"},{"speaker":"Irza Suprapto","startTime":734.46,"endTime":738.72,"body":"officer in managing the risk"},{"speaker":"Irza Suprapto","startTime":734.46,"endTime":738.72,"body":"aspects of growth or the risk"},{"speaker":"Irza Suprapto","startTime":738.72,"endTime":740.34,"body":"aspects of trying something"},{"speaker":"Irza Suprapto","startTime":738.72,"endTime":740.34,"body":"different?"},{"speaker":"Abid Adam, Axiata Group","startTime":741.41,"endTime":747.53,"body":"I feel"},{"speaker":"Abid Adam, Axiata Group","startTime":741.41,"endTime":747.53,"body":"that in anything in life, if you"},{"speaker":"Abid Adam, Axiata Group","startTime":747.53,"endTime":752.3,"body":"want to achieve, there will"},{"speaker":"Abid Adam, Axiata Group","startTime":747.53,"endTime":752.3,"body":"anything worthwhile achieving,"},{"speaker":"Abid Adam, Axiata Group","startTime":752.36,"endTime":757.97,"body":"anything in terms of a audacious"},{"speaker":"Abid Adam, Axiata Group","startTime":752.36,"endTime":757.97,"body":"goal you want to achieve, there"},{"speaker":"Abid Adam, Axiata Group","startTime":757.97,"endTime":763.1,"body":"will always be an element of"},{"speaker":"Abid Adam, Axiata Group","startTime":757.97,"endTime":763.1,"body":"risk, whether it's axiata or,"},{"speaker":"Abid Adam, Axiata Group","startTime":763.13,"endTime":766.22,"body":"like I said, I took a leap of"},{"speaker":"Abid Adam, Axiata Group","startTime":763.13,"endTime":766.22,"body":"faith in a personal journey too."},{"speaker":"Abid Adam, Axiata Group","startTime":768.14,"endTime":774.65,"body":"As a chief risk officer, the way"},{"speaker":"Abid Adam, Axiata Group","startTime":768.14,"endTime":774.65,"body":"I kind of look at it is you go"},{"speaker":"Abid Adam, Axiata Group","startTime":774.65,"endTime":779.87,"body":"through a thought process. You"},{"speaker":"Abid Adam, Axiata Group","startTime":774.65,"endTime":779.87,"body":"go through very clearly, steps"},{"speaker":"Abid Adam, Axiata Group","startTime":779.87,"endTime":783.95,"body":"and approach where you identify"},{"speaker":"Abid Adam, Axiata Group","startTime":779.87,"endTime":783.95,"body":"what are the top risks that your"},{"speaker":"Abid Adam, Axiata Group","startTime":783.95,"endTime":788.33,"body":"organization will need to"},{"speaker":"Abid Adam, Axiata Group","startTime":783.95,"endTime":788.33,"body":"navigate through. Secondly, you"},{"speaker":"Abid Adam, Axiata Group","startTime":788.36,"endTime":790.82,"body":"sit down with the right"},{"speaker":"Abid Adam, Axiata Group","startTime":788.36,"endTime":790.82,"body":"management level and you ask"},{"speaker":"Abid Adam, Axiata Group","startTime":790.82,"endTime":795.08,"body":"three questions, because what"},{"speaker":"Abid Adam, Axiata Group","startTime":790.82,"endTime":795.08,"body":"mostly happens in many"},{"speaker":"Abid Adam, Axiata Group","startTime":795.98,"endTime":798.65,"body":"situational circumstances,"},{"speaker":"Abid Adam, Axiata Group","startTime":795.98,"endTime":798.65,"body":"especially with business"},{"speaker":"Abid Adam, Axiata Group","startTime":798.65,"endTime":803.42,"body":"leaders. If you look at Axiata's"},{"speaker":"Abid Adam, Axiata Group","startTime":798.65,"endTime":803.42,"body":"history, we have been growing"},{"speaker":"Abid Adam, Axiata Group","startTime":803.42,"endTime":808.01,"body":"through massive transformation"},{"speaker":"Abid Adam, Axiata Group","startTime":803.42,"endTime":808.01,"body":"across multiple asset portfolio,"},{"speaker":"Abid Adam, Axiata Group","startTime":808.01,"endTime":813.38,"body":"and we have done lot of mergers"},{"speaker":"Abid Adam, Axiata Group","startTime":808.01,"endTime":813.38,"body":"last 10 years, a lot of"},{"speaker":"Abid Adam, Axiata Group","startTime":813.38,"endTime":817.43,"body":"companies, big size, over"},{"speaker":"Abid Adam, Axiata Group","startTime":813.38,"endTime":817.43,"body":"billion dollars to smaller size."},{"speaker":"Abid Adam, Axiata Group","startTime":817.43,"endTime":820.04,"body":"There's been scale of"},{"speaker":"Abid Adam, Axiata Group","startTime":817.43,"endTime":820.04,"body":"investments we have made across"},{"speaker":"Abid Adam, Axiata Group","startTime":820.1,"endTime":825.05,"body":"Asia and Southeast Asia, and"},{"speaker":"Abid Adam, Axiata Group","startTime":820.1,"endTime":825.05,"body":"there are always three questions"},{"speaker":"Abid Adam, Axiata Group","startTime":825.08,"endTime":829.64,"body":"that I personally ask, what's"},{"speaker":"Abid Adam, Axiata Group","startTime":825.08,"endTime":829.64,"body":"the upside? And that's quite"},{"speaker":"Abid Adam, Axiata Group","startTime":829.64,"endTime":831.8,"body":"easy when a business wants to"},{"speaker":"Abid Adam, Axiata Group","startTime":829.64,"endTime":831.8,"body":"grow, because there's an element"},{"speaker":"Abid Adam, Axiata Group","startTime":831.8,"endTime":835.91,"body":"of optimism bias. So there's"},{"speaker":"Abid Adam, Axiata Group","startTime":831.8,"endTime":835.91,"body":"nothing wrong with that. As an"},{"speaker":"Abid Adam, Axiata Group","startTime":835.91,"endTime":840.17,"body":"entrepreneur, you have to have a"},{"speaker":"Abid Adam, Axiata Group","startTime":835.91,"endTime":840.17,"body":"lot of optimism, otherwise you"},{"speaker":"Abid Adam, Axiata Group","startTime":840.17,"endTime":844.76,"body":"will not do anything. The second"},{"speaker":"Abid Adam, Axiata Group","startTime":840.17,"endTime":844.76,"body":"question that I always ask is,"},{"speaker":"Abid Adam, Axiata Group","startTime":844.76,"endTime":851.39,"body":"what's the downside? Now, lot of"},{"speaker":"Abid Adam, Axiata Group","startTime":844.76,"endTime":851.39,"body":"people will do risk analysis, in"},{"speaker":"Abid Adam, Axiata Group","startTime":851.42,"endTime":854.12,"body":"of course, any transaction or"},{"speaker":"Abid Adam, Axiata Group","startTime":851.42,"endTime":854.12,"body":"investments that they want to"},{"speaker":"Abid Adam, Axiata Group","startTime":854.12,"endTime":857.99,"body":"undertake, but the third"},{"speaker":"Abid Adam, Axiata Group","startTime":854.12,"endTime":857.99,"body":"question that many people don't"},{"speaker":"Abid Adam, Axiata Group","startTime":857.99,"endTime":860.93,"body":"take time to deliberate and,"},{"speaker":"Abid Adam, Axiata Group","startTime":857.99,"endTime":860.93,"body":"more importantly, walk away from"},{"speaker":"Abid Adam, Axiata Group","startTime":860.96,"endTime":865.94,"body":"is what's the downside we cannot"},{"speaker":"Abid Adam, Axiata Group","startTime":860.96,"endTime":865.94,"body":"live with? Because there's a big"},{"speaker":"Abid Adam, Axiata Group","startTime":865.94,"endTime":872.54,"body":"difference. And very few people"},{"speaker":"Abid Adam, Axiata Group","startTime":865.94,"endTime":872.54,"body":"that has an honest view of"},{"speaker":"Abid Adam, Axiata Group","startTime":872.54,"endTime":876.38,"body":"what's the downside they cannot"},{"speaker":"Abid Adam, Axiata Group","startTime":872.54,"endTime":876.38,"body":"live with. And those who"},{"speaker":"Abid Adam, Axiata Group","startTime":876.41,"endTime":880.91,"body":"actually take time to have that"},{"speaker":"Abid Adam, Axiata Group","startTime":876.41,"endTime":880.91,"body":"question answered and then stick"},{"speaker":"Abid Adam, Axiata Group","startTime":880.91,"endTime":883.61,"body":"to the decision. And sometimes"},{"speaker":"Abid Adam, Axiata Group","startTime":880.91,"endTime":883.61,"body":"it is very, very hard, because"},{"speaker":"Abid Adam, Axiata Group","startTime":883.61,"endTime":889.19,"body":"the upside at the moment in time"},{"speaker":"Abid Adam, Axiata Group","startTime":883.61,"endTime":889.19,"body":"feels overwhelmingly in the"},{"speaker":"Abid Adam, Axiata Group","startTime":889.19,"endTime":892.25,"body":"direction that you're going to"},{"speaker":"Abid Adam, Axiata Group","startTime":889.19,"endTime":892.25,"body":"hit, although the signal says"},{"speaker":"Abid Adam, Axiata Group","startTime":892.25,"endTime":894.56,"body":"that the downside you cannot"},{"speaker":"Abid Adam, Axiata Group","startTime":892.25,"endTime":894.56,"body":"live with the red line that you"},{"speaker":"Abid Adam, Axiata Group","startTime":894.56,"endTime":898.76,"body":"have drawn. It's crossing that."},{"speaker":"Abid Adam, Axiata Group","startTime":894.56,"endTime":898.76,"body":"So I think the risk management"},{"speaker":"Abid Adam, Axiata Group","startTime":898.76,"endTime":901.28,"body":"is not really about tech. Equal"},{"speaker":"Abid Adam, Axiata Group","startTime":898.76,"endTime":901.28,"body":"say, I mean, that takes the"},{"speaker":"Abid Adam, Axiata Group","startTime":901.28,"endTime":905.96,"body":"other example we have defined"},{"speaker":"Abid Adam, Axiata Group","startTime":901.28,"endTime":905.96,"body":"for each of the risk categories,"},{"speaker":"Abid Adam, Axiata Group","startTime":905.96,"endTime":908.39,"body":"whether it's financial, whether"},{"speaker":"Abid Adam, Axiata Group","startTime":905.96,"endTime":908.39,"body":"it's ESG, whether it's cyber"},{"speaker":"Abid Adam, Axiata Group","startTime":908.39,"endTime":911.78,"body":"security, whether it's"},{"speaker":"Abid Adam, Axiata Group","startTime":908.39,"endTime":911.78,"body":"financial, certain things that a"},{"speaker":"Abid Adam, Axiata Group","startTime":911.78,"endTime":917.3,"body":"board feels it's our tolerance"},{"speaker":"Abid Adam, Axiata Group","startTime":911.78,"endTime":917.3,"body":"or risk appetite thresholds, and"},{"speaker":"Abid Adam, Axiata Group","startTime":917.57,"endTime":920.3,"body":"within that thresholds, upper"},{"speaker":"Abid Adam, Axiata Group","startTime":917.57,"endTime":920.3,"body":"bound or lower bound, we willing"},{"speaker":"Abid Adam, Axiata Group","startTime":920.3,"endTime":925.01,"body":"to operate. But you know, like"},{"speaker":"Abid Adam, Axiata Group","startTime":920.3,"endTime":925.01,"body":"example, on anti briberian"},{"speaker":"Abid Adam, Axiata Group","startTime":925.01,"endTime":927.95,"body":"corruption, we said we have zero"},{"speaker":"Abid Adam, Axiata Group","startTime":925.01,"endTime":927.95,"body":"tolerance for corrupt"},{"speaker":"Abid Adam, Axiata Group","startTime":928.34,"endTime":931.76,"body":"activities. So no matter how"},{"speaker":"Abid Adam, Axiata Group","startTime":928.34,"endTime":931.76,"body":"good the business opportunity"},{"speaker":"Abid Adam, Axiata Group","startTime":931.76,"endTime":935.6,"body":"is, if the business case"},{"speaker":"Abid Adam, Axiata Group","startTime":931.76,"endTime":935.6,"body":"dictates otherwise, we will not,"},{"speaker":"Abid Adam, Axiata Group","startTime":935.75,"endTime":939.62,"body":"we will not take that decision"},{"speaker":"Abid Adam, Axiata Group","startTime":935.75,"endTime":939.62,"body":"itself. So I think it's good"},{"speaker":"Abid Adam, Axiata Group","startTime":939.8,"endTime":944.51,"body":"that when any organization"},{"speaker":"Abid Adam, Axiata Group","startTime":939.8,"endTime":944.51,"body":"ventures out into unknown, is to"},{"speaker":"Abid Adam, Axiata Group","startTime":944.51,"endTime":951.32,"body":"know thyself. Is to know what is"},{"speaker":"Abid Adam, Axiata Group","startTime":944.51,"endTime":951.32,"body":"that downside that they cannot"},{"speaker":"Abid Adam, Axiata Group","startTime":951.32,"endTime":954.77,"body":"live with, and most importantly,"},{"speaker":"Abid Adam, Axiata Group","startTime":951.32,"endTime":954.77,"body":"is to then ensure that it's"},{"speaker":"Abid Adam, Axiata Group","startTime":954.77,"endTime":958.76,"body":"embedded in your decision making"},{"speaker":"Abid Adam, Axiata Group","startTime":954.77,"endTime":958.76,"body":"process throughout the life"},{"speaker":"Abid Adam, Axiata Group","startTime":958.76,"endTime":961.22,"body":"cycle itself, whether it's in a"},{"speaker":"Abid Adam, Axiata Group","startTime":958.76,"endTime":961.22,"body":"business planning, whether it's"},{"speaker":"Abid Adam, Axiata Group","startTime":961.22,"endTime":964.4,"body":"an acquisition, whether it's a"},{"speaker":"Abid Adam, Axiata Group","startTime":961.22,"endTime":964.4,"body":"new product or services, whether"},{"speaker":"Abid Adam, Axiata Group","startTime":964.4,"endTime":969.56,"body":"it's diversity, anything you do,"},{"speaker":"Abid Adam, Axiata Group","startTime":964.4,"endTime":969.56,"body":"it's about baking that into your"},{"speaker":"Abid Adam, Axiata Group","startTime":969.56,"endTime":973.31,"body":"Bau process. I think that if you"},{"speaker":"Abid Adam, Axiata Group","startTime":969.56,"endTime":973.31,"body":"can build that ethos, that"},{"speaker":"Abid Adam, Axiata Group","startTime":973.31,"endTime":976.85,"body":"framework, on risk management,"},{"speaker":"Abid Adam, Axiata Group","startTime":973.31,"endTime":976.85,"body":"decision making, I think it will"},{"speaker":"Abid Adam, Axiata Group","startTime":976.85,"endTime":980.27,"body":"help you navigate and of course,"},{"speaker":"Abid Adam, Axiata Group","startTime":976.85,"endTime":980.27,"body":"even with going through all of"},{"speaker":"Abid Adam, Axiata Group","startTime":980.27,"endTime":984.14,"body":"that, life is never a straight"},{"speaker":"Abid Adam, Axiata Group","startTime":980.27,"endTime":984.14,"body":"line trajectory. And so you one"},{"speaker":"Abid Adam, Axiata Group","startTime":984.14,"endTime":989.45,"body":"of the important things is, when"},{"speaker":"Abid Adam, Axiata Group","startTime":984.14,"endTime":989.45,"body":"you go through sort of a moment"},{"speaker":"Abid Adam, Axiata Group","startTime":989.45,"endTime":992.96,"body":"of lesson learn is, how do you"},{"speaker":"Abid Adam, Axiata Group","startTime":989.45,"endTime":992.96,"body":"reflect as an individual, as a"},{"speaker":"Abid Adam, Axiata Group","startTime":992.96,"endTime":995.36,"body":"company, and how do you then"},{"speaker":"Abid Adam, Axiata Group","startTime":992.96,"endTime":995.36,"body":"bake it back into your decision"},{"speaker":"Abid Adam, Axiata Group","startTime":995.36,"endTime":997.76,"body":"making process, because you're"},{"speaker":"Abid Adam, Axiata Group","startTime":995.36,"endTime":997.76,"body":"now become a little bit more"},{"speaker":"Abid Adam, Axiata Group","startTime":997.76,"endTime":998.3,"body":"wiser."},{"speaker":"Irza Suprapto","startTime":998.42,"endTime":1000.91,"body":"Yeah, I'd like to"},{"speaker":"Irza Suprapto","startTime":998.42,"endTime":1000.91,"body":"go a little bit deeper into"},{"speaker":"Irza Suprapto","startTime":1000.91,"endTime":1003.73,"body":"that. So this whole idea around,"},{"speaker":"Irza Suprapto","startTime":1000.91,"endTime":1003.73,"body":"you know, data is a new goal. I"},{"speaker":"Irza Suprapto","startTime":1003.73,"endTime":1005.95,"body":"think we've seen this,"},{"speaker":"Irza Suprapto","startTime":1003.73,"endTime":1005.95,"body":"especially with technology"},{"speaker":"Irza Suprapto","startTime":1005.95,"endTime":1008.47,"body":"coming to the forefront and"},{"speaker":"Irza Suprapto","startTime":1005.95,"endTime":1008.47,"body":"large enterprises, and you"},{"speaker":"Irza Suprapto","startTime":1008.47,"endTime":1011.05,"body":"mentioned certain things that"},{"speaker":"Irza Suprapto","startTime":1008.47,"endTime":1011.05,"body":"I'd like to expand on. So the"},{"speaker":"Irza Suprapto","startTime":1011.05,"endTime":1014.74,"body":"red line, the thresholds, sure"},{"speaker":"Irza Suprapto","startTime":1011.05,"endTime":1014.74,"body":"we have standard things that the"},{"speaker":"Irza Suprapto","startTime":1014.74,"endTime":1017.17,"body":"company will look at."},{"speaker":"Irza Suprapto","startTime":1014.74,"endTime":1017.17,"body":"Fundamentally, it's baked into"},{"speaker":"Irza Suprapto","startTime":1017.17,"endTime":1021.13,"body":"maybe the core culture or even"},{"speaker":"Irza Suprapto","startTime":1017.17,"endTime":1021.13,"body":"the DNA of the firm. But you"},{"speaker":"Irza Suprapto","startTime":1021.13,"endTime":1024.19,"body":"know the way things are moving."},{"speaker":"Irza Suprapto","startTime":1021.13,"endTime":1024.19,"body":"I'm sure there are certain data"},{"speaker":"Irza Suprapto","startTime":1024.19,"endTime":1027.19,"body":"points or there are certain"},{"speaker":"Irza Suprapto","startTime":1024.19,"endTime":1027.19,"body":"specific metrics or frameworks"},{"speaker":"Irza Suprapto","startTime":1027.19,"endTime":1030.01,"body":"that you are keeping an eye on"},{"speaker":"Irza Suprapto","startTime":1027.19,"endTime":1030.01,"body":"quite closely. Let's say it"},{"speaker":"Irza Suprapto","startTime":1030.01,"endTime":1031.96,"body":"might be temporary for the next"},{"speaker":"Irza Suprapto","startTime":1030.01,"endTime":1031.96,"body":"three months, for the next six"},{"speaker":"Irza Suprapto","startTime":1031.96,"endTime":1035.53,"body":"months, over the last year or"},{"speaker":"Irza Suprapto","startTime":1031.96,"endTime":1035.53,"body":"so. Can Can you maybe talk about"},{"speaker":"Irza Suprapto","startTime":1035.59,"endTime":1038.92,"body":"which specific metrics or which"},{"speaker":"Irza Suprapto","startTime":1035.59,"endTime":1038.92,"body":"specific benchmarks you've been"},{"speaker":"Irza Suprapto","startTime":1038.92,"endTime":1041.71,"body":"watching that's been keeping you"},{"speaker":"Irza Suprapto","startTime":1038.92,"endTime":1041.71,"body":"up at night. Well,"},{"speaker":"Abid Adam, Axiata Group","startTime":1041.5,"endTime":1043.776,"body":"I think"},{"speaker":"Abid Adam, Axiata Group","startTime":1041.5,"endTime":1043.776,"body":"again, as I say, we have at"},{"speaker":"Abid Adam, Axiata Group","startTime":1043.841,"endTime":1048.003,"body":"Axiata 13 risk categories. Those"},{"speaker":"Abid Adam, Axiata Group","startTime":1043.841,"endTime":1048.003,"body":"13 risk categories, each one of"},{"speaker":"Abid Adam, Axiata Group","startTime":1048.068,"endTime":1051.775,"body":"them has a very specific"},{"speaker":"Abid Adam, Axiata Group","startTime":1048.068,"endTime":1051.775,"body":"metrics. Example on financial we"},{"speaker":"Abid Adam, Axiata Group","startTime":1051.84,"endTime":1055.287,"body":"would use debt to EBITDA because"},{"speaker":"Abid Adam, Axiata Group","startTime":1051.84,"endTime":1055.287,"body":"we want to given the"},{"speaker":"Abid Adam, Axiata Group","startTime":1055.352,"endTime":1058.799,"body":"macroeconomic developments,"},{"speaker":"Abid Adam, Axiata Group","startTime":1055.352,"endTime":1058.799,"body":"especially in some of the"},{"speaker":"Abid Adam, Axiata Group","startTime":1058.864,"endTime":1062.507,"body":"frontier and non frontier"},{"speaker":"Abid Adam, Axiata Group","startTime":1058.864,"endTime":1062.507,"body":"markets, we believe we will be"},{"speaker":"Abid Adam, Axiata Group","startTime":1062.572,"endTime":1066.604,"body":"more resilient if we de leverage"},{"speaker":"Abid Adam, Axiata Group","startTime":1062.572,"endTime":1066.604,"body":"our balance sheet. So debt to"},{"speaker":"Abid Adam, Axiata Group","startTime":1066.669,"endTime":1070.571,"body":"EBITDA, and there are certain"},{"speaker":"Abid Adam, Axiata Group","startTime":1066.669,"endTime":1070.571,"body":"thresholds that we have set up"},{"speaker":"Abid Adam, Axiata Group","startTime":1070.636,"endTime":1074.343,"body":"is a key metric that we'd look"},{"speaker":"Abid Adam, Axiata Group","startTime":1070.636,"endTime":1074.343,"body":"at on a financial side. Of"},{"speaker":"Abid Adam, Axiata Group","startTime":1074.408,"endTime":1078.506,"body":"course, there's other patami and"},{"speaker":"Abid Adam, Axiata Group","startTime":1074.408,"endTime":1078.506,"body":"so forth that we, you know, we"},{"speaker":"Abid Adam, Axiata Group","startTime":1078.571,"endTime":1082.733,"body":"communicate to the market and we"},{"speaker":"Abid Adam, Axiata Group","startTime":1078.571,"endTime":1082.733,"body":"keep very close eye on but then"},{"speaker":"Abid Adam, Axiata Group","startTime":1082.798,"endTime":1086.505,"body":"there are other metrics which"},{"speaker":"Abid Adam, Axiata Group","startTime":1082.798,"endTime":1086.505,"body":"are not as binary as maybe,"},{"speaker":"Abid Adam, Axiata Group","startTime":1086.57,"endTime":1090.147,"body":"what's your top line, bottom"},{"speaker":"Abid Adam, Axiata Group","startTime":1086.57,"endTime":1090.147,"body":"line, profitability and so"},{"speaker":"Abid Adam, Axiata Group","startTime":1090.212,"endTime":1094.31,"body":"forth. They are qualitative in"},{"speaker":"Abid Adam, Axiata Group","startTime":1090.212,"endTime":1094.31,"body":"nature, but still has a material"},{"speaker":"Abid Adam, Axiata Group","startTime":1094.375,"endTime":1098.017,"body":"impact on our organization,"},{"speaker":"Abid Adam, Axiata Group","startTime":1094.375,"endTime":1098.017,"body":"things like onslaught of new"},{"speaker":"Abid Adam, Axiata Group","startTime":1098.082,"endTime":1102.244,"body":"regulations. We keep very close"},{"speaker":"Abid Adam, Axiata Group","startTime":1098.082,"endTime":1102.244,"body":"on that. Things are geopolitical"},{"speaker":"Abid Adam, Axiata Group","startTime":1102.309,"endTime":1106.537,"body":"developments. We keep very close"},{"speaker":"Abid Adam, Axiata Group","startTime":1102.309,"endTime":1106.537,"body":"eye on that, because if you look"},{"speaker":"Abid Adam, Axiata Group","startTime":1106.602,"endTime":1109.984,"body":"at what just happened in"},{"speaker":"Abid Adam, Axiata Group","startTime":1106.602,"endTime":1109.984,"body":"Bangladesh, we have a large"},{"speaker":"Abid Adam, Axiata Group","startTime":1110.049,"endTime":1113.561,"body":"operations in Bangladesh, more"},{"speaker":"Abid Adam, Axiata Group","startTime":1110.049,"endTime":1113.561,"body":"than 50% of the world's"},{"speaker":"Abid Adam, Axiata Group","startTime":1113.626,"endTime":1117.788,"body":"population this year is going to"},{"speaker":"Abid Adam, Axiata Group","startTime":1113.626,"endTime":1117.788,"body":"go and vote, and therefore, you"},{"speaker":"Abid Adam, Axiata Group","startTime":1117.853,"endTime":1121.886,"body":"know the outcome of some of the"},{"speaker":"Abid Adam, Axiata Group","startTime":1117.853,"endTime":1121.886,"body":"selections directly impact us,"},{"speaker":"Abid Adam, Axiata Group","startTime":1121.951,"endTime":1125.983,"body":"because we're operating a lot of"},{"speaker":"Abid Adam, Axiata Group","startTime":1121.951,"endTime":1125.983,"body":"those markets in Asia itself."},{"speaker":"Abid Adam, Axiata Group","startTime":1126.048,"endTime":1129.495,"body":"And of course, if you look at"},{"speaker":"Abid Adam, Axiata Group","startTime":1126.048,"endTime":1129.495,"body":"what most probably will"},{"speaker":"Abid Adam, Axiata Group","startTime":1129.56,"endTime":1133.722,"body":"transpire in US in November, we"},{"speaker":"Abid Adam, Axiata Group","startTime":1129.56,"endTime":1133.722,"body":"have to be ready for that too as"},{"speaker":"Abid Adam, Axiata Group","startTime":1133.787,"endTime":1137.56,"body":"an organization. So there are"},{"speaker":"Abid Adam, Axiata Group","startTime":1133.787,"endTime":1137.56,"body":"metrics that keeps us awake,"},{"speaker":"Abid Adam, Axiata Group","startTime":1137.625,"endTime":1141.202,"body":"which are not financial in"},{"speaker":"Abid Adam, Axiata Group","startTime":1137.625,"endTime":1141.202,"body":"nature, but we know it has a"},{"speaker":"Abid Adam, Axiata Group","startTime":1141.267,"endTime":1144.974,"body":"downstream impact to us. Should"},{"speaker":"Abid Adam, Axiata Group","startTime":1141.267,"endTime":1144.974,"body":"they materialize then, of"},{"speaker":"Abid Adam, Axiata Group","startTime":1145.039,"endTime":1149.201,"body":"course, well, I think like ESG,"},{"speaker":"Abid Adam, Axiata Group","startTime":1145.039,"endTime":1149.201,"body":"we have very specific metrics we"},{"speaker":"Abid Adam, Axiata Group","startTime":1149.266,"endTime":1152.973,"body":"keep track of because we have"},{"speaker":"Abid Adam, Axiata Group","startTime":1149.266,"endTime":1152.973,"body":"committed what our net zero"},{"speaker":"Abid Adam, Axiata Group","startTime":1153.039,"endTime":1156.941,"body":"targets are, what we want to"},{"speaker":"Abid Adam, Axiata Group","startTime":1153.039,"endTime":1156.941,"body":"achieve by 2030 what we achieve"},{"speaker":"Abid Adam, Axiata Group","startTime":1157.006,"endTime":1161.103,"body":"wanted by 2050 so for all scope"},{"speaker":"Abid Adam, Axiata Group","startTime":1157.006,"endTime":1161.103,"body":"one, scope two, scope three, on"},{"speaker":"Abid Adam, Axiata Group","startTime":1161.168,"endTime":1165.266,"body":"ESG to make sure that we deliver"},{"speaker":"Abid Adam, Axiata Group","startTime":1161.168,"endTime":1165.266,"body":"on that, because we don't want"},{"speaker":"Abid Adam, Axiata Group","startTime":1165.331,"endTime":1169.038,"body":"to, one of the things we keep"},{"speaker":"Abid Adam, Axiata Group","startTime":1165.331,"endTime":1169.038,"body":"real eye on is an execution"},{"speaker":"Abid Adam, Axiata Group","startTime":1169.103,"endTime":1173.135,"body":"risk. We certainly also don't"},{"speaker":"Abid Adam, Axiata Group","startTime":1169.103,"endTime":1173.135,"body":"want to be tainted for any green"},{"speaker":"Abid Adam, Axiata Group","startTime":1173.2,"endTime":1177.037,"body":"washing risk. So how do we"},{"speaker":"Abid Adam, Axiata Group","startTime":1173.2,"endTime":1177.037,"body":"ensure that we spend right time,"},{"speaker":"Abid Adam, Axiata Group","startTime":1177.102,"endTime":1180.679,"body":"or do we communicate to the"},{"speaker":"Abid Adam, Axiata Group","startTime":1177.102,"endTime":1180.679,"body":"markets the quality? And of"},{"speaker":"Abid Adam, Axiata Group","startTime":1180.744,"endTime":1184.386,"body":"course, the challenge you have"},{"speaker":"Abid Adam, Axiata Group","startTime":1180.744,"endTime":1184.386,"body":"is the varied maturity in"},{"speaker":"Abid Adam, Axiata Group","startTime":1184.452,"endTime":1188.484,"body":"different markets we operate."},{"speaker":"Abid Adam, Axiata Group","startTime":1184.452,"endTime":1188.484,"body":"Bangladesh is not Sri Lanka. Sri"},{"speaker":"Abid Adam, Axiata Group","startTime":1188.549,"endTime":1192.711,"body":"Lanka is not Cambodia. Cambodia"},{"speaker":"Abid Adam, Axiata Group","startTime":1188.549,"endTime":1192.711,"body":"is not Malaysia. Malaysia is not"},{"speaker":"Abid Adam, Axiata Group","startTime":1192.776,"endTime":1196.809,"body":"Indonesia. And you know, so how"},{"speaker":"Abid Adam, Axiata Group","startTime":1192.776,"endTime":1196.809,"body":"do you ensure. Sure that there"},{"speaker":"Abid Adam, Axiata Group","startTime":1196.874,"endTime":1200.841,"body":"is element of harmonization in"},{"speaker":"Abid Adam, Axiata Group","startTime":1196.874,"endTime":1200.841,"body":"understanding what you want to"},{"speaker":"Abid Adam, Axiata Group","startTime":1200.906,"endTime":1204.418,"body":"communicate. Some of the"},{"speaker":"Abid Adam, Axiata Group","startTime":1200.906,"endTime":1204.418,"body":"standards are still evolving."},{"speaker":"Abid Adam, Axiata Group","startTime":1204.483,"endTime":1208.45,"body":"Even from ESG, it's still very"},{"speaker":"Abid Adam, Axiata Group","startTime":1204.483,"endTime":1208.45,"body":"new. So making sure that we're"},{"speaker":"Abid Adam, Axiata Group","startTime":1208.515,"endTime":1212.483,"body":"comparing apples with apples,"},{"speaker":"Abid Adam, Axiata Group","startTime":1208.515,"endTime":1212.483,"body":"and when we're communicating to"},{"speaker":"Abid Adam, Axiata Group","startTime":1212.548,"endTime":1216.645,"body":"stakeholders, we are confident"},{"speaker":"Abid Adam, Axiata Group","startTime":1212.548,"endTime":1216.645,"body":"in our reporting. And so I think"},{"speaker":"Abid Adam, Axiata Group","startTime":1216.71,"endTime":1220.547,"body":"you know, each of cybersecurity,"},{"speaker":"Abid Adam, Axiata Group","startTime":1216.71,"endTime":1220.547,"body":"again, we, over 100 and 50"},{"speaker":"Abid Adam, Axiata Group","startTime":1220.612,"endTime":1224.58,"body":"million customers depend on us"},{"speaker":"Abid Adam, Axiata Group","startTime":1220.612,"endTime":1224.58,"body":"and when you make a phone call"},{"speaker":"Abid Adam, Axiata Group","startTime":1224.645,"endTime":1228.352,"body":"or when you buy our digital"},{"speaker":"Abid Adam, Axiata Group","startTime":1224.645,"endTime":1228.352,"body":"products or services, whether"},{"speaker":"Abid Adam, Axiata Group","startTime":1228.417,"endTime":1232.059,"body":"it's in digital financial"},{"speaker":"Abid Adam, Axiata Group","startTime":1228.417,"endTime":1232.059,"body":"services like boost payment or"},{"speaker":"Abid Adam, Axiata Group","startTime":1232.124,"endTime":1236.351,"body":"now with the launch of the bank,"},{"speaker":"Abid Adam, Axiata Group","startTime":1232.124,"endTime":1236.351,"body":"you expect and demand of us that"},{"speaker":"Abid Adam, Axiata Group","startTime":1236.416,"endTime":1240.123,"body":"those transactions and that"},{"speaker":"Abid Adam, Axiata Group","startTime":1236.416,"endTime":1240.123,"body":"phone conversation is secure,"},{"speaker":"Abid Adam, Axiata Group","startTime":1240.189,"endTime":1244.026,"body":"that nobody is listening to it,"},{"speaker":"Abid Adam, Axiata Group","startTime":1240.189,"endTime":1244.026,"body":"it's not tampered with, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1244.091,"endTime":1247.538,"body":"therefore we take that"},{"speaker":"Abid Adam, Axiata Group","startTime":1244.091,"endTime":1247.538,"body":"responsibility very seriously."},{"speaker":"Abid Adam, Axiata Group","startTime":1247.603,"endTime":1251.44,"body":"So when it comes to things like"},{"speaker":"Abid Adam, Axiata Group","startTime":1247.603,"endTime":1251.44,"body":"cybersecurity, we have very"},{"speaker":"Abid Adam, Axiata Group","startTime":1251.505,"endTime":1255.277,"body":"specific metrics, things like"},{"speaker":"Abid Adam, Axiata Group","startTime":1251.505,"endTime":1255.277,"body":"mean time to detect because,"},{"speaker":"Abid Adam, Axiata Group","startTime":1255.342,"endTime":1259.375,"body":"again, in cybersecurity, we are"},{"speaker":"Abid Adam, Axiata Group","startTime":1255.342,"endTime":1259.375,"body":"of the view that no matter how"},{"speaker":"Abid Adam, Axiata Group","startTime":1259.44,"endTime":1263.082,"body":"much any company invests, you"},{"speaker":"Abid Adam, Axiata Group","startTime":1259.44,"endTime":1263.082,"body":"will get rich if it is the"},{"speaker":"Abid Adam, Axiata Group","startTime":1263.147,"endTime":1267.049,"body":"nation state actor after you. So"},{"speaker":"Abid Adam, Axiata Group","startTime":1263.147,"endTime":1267.049,"body":"then the question really is"},{"speaker":"Abid Adam, Axiata Group","startTime":1267.114,"endTime":1271.276,"body":"about, it's not a matter of if."},{"speaker":"Abid Adam, Axiata Group","startTime":1267.114,"endTime":1271.276,"body":"It's the matter of when and when"},{"speaker":"Abid Adam, Axiata Group","startTime":1271.341,"endTime":1275.179,"body":"it happens to you, how quickly"},{"speaker":"Abid Adam, Axiata Group","startTime":1271.341,"endTime":1275.179,"body":"do you respond? And first of"},{"speaker":"Abid Adam, Axiata Group","startTime":1275.244,"endTime":1278.821,"body":"all, how quickly you have"},{"speaker":"Abid Adam, Axiata Group","startTime":1275.244,"endTime":1278.821,"body":"detected it, how quickly then"},{"speaker":"Abid Adam, Axiata Group","startTime":1278.886,"endTime":1282.853,"body":"you respond. And so the metrics"},{"speaker":"Abid Adam, Axiata Group","startTime":1278.886,"endTime":1282.853,"body":"like MTTD, which mean time to"},{"speaker":"Abid Adam, Axiata Group","startTime":1282.918,"endTime":1286.95,"body":"detect, and MTTR, mean time to"},{"speaker":"Abid Adam, Axiata Group","startTime":1282.918,"endTime":1286.95,"body":"respond, we keep very close eye"},{"speaker":"Abid Adam, Axiata Group","startTime":1287.015,"endTime":1290.657,"body":"on it. We keep close eye on"},{"speaker":"Abid Adam, Axiata Group","startTime":1287.015,"endTime":1290.657,"body":"things like patch cycle. How"},{"speaker":"Abid Adam, Axiata Group","startTime":1290.723,"endTime":1294.755,"body":"quickly can you patch some of"},{"speaker":"Abid Adam, Axiata Group","startTime":1290.723,"endTime":1294.755,"body":"the vulnerabilities that whether"},{"speaker":"Abid Adam, Axiata Group","startTime":1294.82,"endTime":1297.812,"body":"it's Microsoft or other"},{"speaker":"Abid Adam, Axiata Group","startTime":1294.82,"endTime":1297.812,"body":"products, when there's"},{"speaker":"Abid Adam, Axiata Group","startTime":1297.877,"endTime":1301.909,"body":"vulnerabilities on that, and we"},{"speaker":"Abid Adam, Axiata Group","startTime":1297.877,"endTime":1301.909,"body":"have that in our state, what's"},{"speaker":"Abid Adam, Axiata Group","startTime":1301.974,"endTime":1305.941,"body":"the remediation time frame on"},{"speaker":"Abid Adam, Axiata Group","startTime":1301.974,"endTime":1305.941,"body":"that? So I think on people, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1306.006,"endTime":1309.843,"body":"people we talent is, whether it"},{"speaker":"Abid Adam, Axiata Group","startTime":1306.006,"endTime":1309.843,"body":"is on digital side or other"},{"speaker":"Abid Adam, Axiata Group","startTime":1309.909,"endTime":1313.876,"body":"queries like even ESG, there's a"},{"speaker":"Abid Adam, Axiata Group","startTime":1309.909,"endTime":1313.876,"body":"shortage of good talent, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1313.941,"endTime":1317.843,"body":"therefore things like attrition"},{"speaker":"Abid Adam, Axiata Group","startTime":1313.941,"endTime":1317.843,"body":"rate, things like succession"},{"speaker":"Abid Adam, Axiata Group","startTime":1317.908,"endTime":1321.225,"body":"planning, things like ensuring"},{"speaker":"Abid Adam, Axiata Group","startTime":1317.908,"endTime":1321.225,"body":"that we have a clear"},{"speaker":"Abid Adam, Axiata Group","startTime":1321.29,"endTime":1325.127,"body":"understanding of our key core"},{"speaker":"Abid Adam, Axiata Group","startTime":1321.29,"endTime":1325.127,"body":"capabilities. We want to grow"},{"speaker":"Abid Adam, Axiata Group","startTime":1325.192,"endTime":1329.225,"body":"the people in so life of people,"},{"speaker":"Abid Adam, Axiata Group","startTime":1325.192,"endTime":1329.225,"body":"I think those are some of the"},{"speaker":"Abid Adam, Axiata Group","startTime":1329.29,"endTime":1333.062,"body":"metrics we look at in people"},{"speaker":"Abid Adam, Axiata Group","startTime":1329.29,"endTime":1333.062,"body":"side. So we have a very clear"},{"speaker":"Abid Adam, Axiata Group","startTime":1333.127,"endTime":1336.964,"body":"like 13 or 11 categories, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1333.127,"endTime":1336.964,"body":"within 11 categories, we have"},{"speaker":"Abid Adam, Axiata Group","startTime":1337.029,"endTime":1340.671,"body":"sub categories and specific"},{"speaker":"Abid Adam, Axiata Group","startTime":1337.029,"endTime":1340.671,"body":"metrics, and report that and"},{"speaker":"Abid Adam, Axiata Group","startTime":1340.736,"endTime":1344.313,"body":"engage that occupational"},{"speaker":"Abid Adam, Axiata Group","startTime":1340.736,"endTime":1344.313,"body":"healthy, health and safety, is"},{"speaker":"Abid Adam, Axiata Group","startTime":1344.378,"endTime":1348.281,"body":"another and so lost time injury."},{"speaker":"Abid Adam, Axiata Group","startTime":1344.378,"endTime":1348.281,"body":"FTIF, if is another metric,"},{"speaker":"Abid Adam, Axiata Group","startTime":1348.346,"endTime":1352.443,"body":"specific, if you're asking for"},{"speaker":"Abid Adam, Axiata Group","startTime":1348.346,"endTime":1352.443,"body":"metrics, what we look at and all"},{"speaker":"Abid Adam, Axiata Group","startTime":1352.508,"endTime":1356.54,"body":"this is then deliberated at the"},{"speaker":"Abid Adam, Axiata Group","startTime":1352.508,"endTime":1356.54,"body":"first of the management level,"},{"speaker":"Abid Adam, Axiata Group","startTime":1356.605,"endTime":1360.247,"body":"with the CEO and his direct"},{"speaker":"Abid Adam, Axiata Group","startTime":1356.605,"endTime":1360.247,"body":"reports, then with the board"},{"speaker":"Abid Adam, Axiata Group","startTime":1360.312,"endTime":1364.085,"body":"committee, and then directly to"},{"speaker":"Abid Adam, Axiata Group","startTime":1360.312,"endTime":1364.085,"body":"the board, the group board"},{"speaker":"Abid Adam, Axiata Group","startTime":1364.15,"endTime":1368.182,"body":"itself. And we do that both at"},{"speaker":"Abid Adam, Axiata Group","startTime":1364.15,"endTime":1368.182,"body":"the operating company level. So"},{"speaker":"Abid Adam, Axiata Group","startTime":1368.247,"endTime":1372.279,"body":"example, I'm a Axiata's nominee"},{"speaker":"Abid Adam, Axiata Group","startTime":1368.247,"endTime":1372.279,"body":"on all the nominee director in"},{"speaker":"Abid Adam, Axiata Group","startTime":1372.344,"endTime":1375.986,"body":"all the operating companies"},{"speaker":"Abid Adam, Axiata Group","startTime":1372.344,"endTime":1375.986,"body":"board, board committees. And"},{"speaker":"Abid Adam, Axiata Group","startTime":1376.051,"endTime":1380.019,"body":"then, of course, we report to"},{"speaker":"Abid Adam, Axiata Group","startTime":1376.051,"endTime":1380.019,"body":"the group level, also the group"},{"speaker":"Abid Adam, Axiata Group","startTime":1380.084,"endTime":1381.32,"body":"board of directors."},{"speaker":"Irza Suprapto","startTime":1382.04,"endTime":1384.56,"body":"Sounds like a lot"},{"speaker":"Irza Suprapto","startTime":1382.04,"endTime":1384.56,"body":"of things keep you up at night"},{"speaker":"Irza Suprapto","startTime":1385.28,"endTime":1387.8,"body":"and drawing parallels to and"},{"speaker":"Irza Suprapto","startTime":1385.28,"endTime":1387.8,"body":"this is something that's"},{"speaker":"Irza Suprapto","startTime":1387.8,"endTime":1391.1,"body":"happened, right when you moved"},{"speaker":"Irza Suprapto","startTime":1387.8,"endTime":1391.1,"body":"to Malaysia. I'd like to draw"},{"speaker":"Irza Suprapto","startTime":1391.1,"endTime":1394.1,"body":"some personal parallels. Yeah,"},{"speaker":"Irza Suprapto","startTime":1391.1,"endTime":1394.1,"body":"what was your red light? What"},{"speaker":"Irza Suprapto","startTime":1394.1,"endTime":1397.1,"body":"was your red line for you and"},{"speaker":"Irza Suprapto","startTime":1394.1,"endTime":1397.1,"body":"your family? Obviously, Malaysia"},{"speaker":"Irza Suprapto","startTime":1397.1,"endTime":1400.48,"body":"has surpassed the expectation"},{"speaker":"Irza Suprapto","startTime":1397.1,"endTime":1400.48,"body":"for you. You've been here seven"},{"speaker":"Irza Suprapto","startTime":1400.48,"endTime":1402.94,"body":"years. But when you were making"},{"speaker":"Irza Suprapto","startTime":1400.48,"endTime":1402.94,"body":"that decision in moving what"},{"speaker":"Irza Suprapto","startTime":1402.94,"endTime":1405.4,"body":"was, was there threshold? Was"},{"speaker":"Irza Suprapto","startTime":1402.94,"endTime":1405.4,"body":"there a red line, especially"},{"speaker":"Irza Suprapto","startTime":1405.4,"endTime":1406.48,"body":"moving your family over?"},{"speaker":"Abid Adam, Axiata Group","startTime":1406.0,"endTime":1408.4,"body":"Yeah, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1406.0,"endTime":1408.4,"body":"think it was largely a family"},{"speaker":"Abid Adam, Axiata Group","startTime":1408.4,"endTime":1414.55,"body":"decision, because personally, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1408.4,"endTime":1414.55,"body":"have been fortunate enough to"},{"speaker":"Abid Adam, Axiata Group","startTime":1414.55,"endTime":1419.8,"body":"work in many different markets."},{"speaker":"Abid Adam, Axiata Group","startTime":1414.55,"endTime":1419.8,"body":"I may have not lived in a"},{"speaker":"Abid Adam, Axiata Group","startTime":1419.8,"endTime":1422.5,"body":"country, but I've spent enough"},{"speaker":"Abid Adam, Axiata Group","startTime":1419.8,"endTime":1422.5,"body":"time so, you know, I worked in"},{"speaker":"Abid Adam, Axiata Group","startTime":1422.5,"endTime":1425.26,"body":"London. I've worked in a lot of"},{"speaker":"Abid Adam, Axiata Group","startTime":1422.5,"endTime":1425.26,"body":"African countries. I had the"},{"speaker":"Abid Adam, Axiata Group","startTime":1425.26,"endTime":1432.25,"body":"opportunity to be exposed to"},{"speaker":"Abid Adam, Axiata Group","startTime":1425.26,"endTime":1432.25,"body":"businesses in Asia. So for me,"},{"speaker":"Abid Adam, Axiata Group","startTime":1432.25,"endTime":1435.79,"body":"it was largely and had very"},{"speaker":"Abid Adam, Axiata Group","startTime":1432.25,"endTime":1435.79,"body":"young. My kids were very, very"},{"speaker":"Abid Adam, Axiata Group","startTime":1435.79,"endTime":1439.24,"body":"young when I moved to Malaysia,"},{"speaker":"Abid Adam, Axiata Group","startTime":1435.79,"endTime":1439.24,"body":"six years, five years and so"},{"speaker":"Abid Adam, Axiata Group","startTime":1439.24,"endTime":1442.69,"body":"forth. So it was largely going"},{"speaker":"Abid Adam, Axiata Group","startTime":1439.24,"endTime":1442.69,"body":"to be a family decision. If the"},{"speaker":"Abid Adam, Axiata Group","startTime":1442.69,"endTime":1445.6,"body":"family wasn't settled, then I"},{"speaker":"Abid Adam, Axiata Group","startTime":1442.69,"endTime":1445.6,"body":"think it would have been"},{"speaker":"Abid Adam, Axiata Group","startTime":1445.6,"endTime":1449.8,"body":"something that I would have to"},{"speaker":"Abid Adam, Axiata Group","startTime":1445.6,"endTime":1449.8,"body":"reconsider, because at the end"},{"speaker":"Abid Adam, Axiata Group","startTime":1449.8,"endTime":1456.61,"body":"of the day, I spend more than 70"},{"speaker":"Abid Adam, Axiata Group","startTime":1449.8,"endTime":1456.61,"body":"80% of my time at work. I"},{"speaker":"Abid Adam, Axiata Group","startTime":1456.61,"endTime":1463.0,"body":"interact and of course, I've"},{"speaker":"Abid Adam, Axiata Group","startTime":1456.61,"endTime":1463.0,"body":"been blessed to being afforded"},{"speaker":"Abid Adam, Axiata Group","startTime":1463.0,"endTime":1465.67,"body":"an opportunity to take on"},{"speaker":"Abid Adam, Axiata Group","startTime":1463.0,"endTime":1465.67,"body":"projects that really excited me"},{"speaker":"Abid Adam, Axiata Group","startTime":1465.67,"endTime":1468.82,"body":"at a large scale. So a lot of"},{"speaker":"Abid Adam, Axiata Group","startTime":1465.67,"endTime":1468.82,"body":"things kept me busy, a lot of"},{"speaker":"Abid Adam, Axiata Group","startTime":1468.82,"endTime":1472.9,"body":"traveling and so forth. When I"},{"speaker":"Abid Adam, Axiata Group","startTime":1468.82,"endTime":1472.9,"body":"get home, I do have a family,"},{"speaker":"Abid Adam, Axiata Group","startTime":1472.93,"endTime":1475.6,"body":"and they have a very different"},{"speaker":"Abid Adam, Axiata Group","startTime":1472.93,"endTime":1475.6,"body":"outlook to what they were going"},{"speaker":"Abid Adam, Axiata Group","startTime":1475.6,"endTime":1482.17,"body":"to experience. So in short, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1475.6,"endTime":1482.17,"body":"think, you know, work at Axiata"},{"speaker":"Abid Adam, Axiata Group","startTime":1482.17,"endTime":1486.1,"body":"was has been fantastic, but if I"},{"speaker":"Abid Adam, Axiata Group","startTime":1482.17,"endTime":1486.1,"body":"had to make a decision, it would"},{"speaker":"Abid Adam, Axiata Group","startTime":1486.1,"endTime":1489.04,"body":"have been just other kids"},{"speaker":"Abid Adam, Axiata Group","startTime":1486.1,"endTime":1489.04,"body":"settled and are they"},{"speaker":"Abid Adam, Axiata Group","startTime":1490.03,"endTime":1493.54,"body":"assimilating in the community"},{"speaker":"Abid Adam, Axiata Group","startTime":1490.03,"endTime":1493.54,"body":"that we live in, in the schools"},{"speaker":"Abid Adam, Axiata Group","startTime":1493.54,"endTime":1496.57,"body":"that we live in, and so forth. I"},{"speaker":"Abid Adam, Axiata Group","startTime":1493.54,"endTime":1496.57,"body":"think that's the key factor,"},{"speaker":"Abid Adam, Axiata Group","startTime":1496.84,"endTime":1498.94,"body":"because at the end of the day,"},{"speaker":"Abid Adam, Axiata Group","startTime":1496.84,"endTime":1498.94,"body":"you want to ensure that it's"},{"speaker":"Abid Adam, Axiata Group","startTime":1498.94,"endTime":1502.42,"body":"just not about you. Solve. But"},{"speaker":"Abid Adam, Axiata Group","startTime":1498.94,"endTime":1502.42,"body":"it's about, you know, in Africa,"},{"speaker":"Abid Adam, Axiata Group","startTime":1502.42,"endTime":1506.89,"body":"there is a very good word that"},{"speaker":"Abid Adam, Axiata Group","startTime":1502.42,"endTime":1506.89,"body":"we use called Ubuntu. Ubuntu,"},{"speaker":"Abid Adam, Axiata Group","startTime":1506.92,"endTime":1512.74,"body":"yeah, and it basically means I"},{"speaker":"Abid Adam, Axiata Group","startTime":1506.92,"endTime":1512.74,"body":"am, because we are. And so I"},{"speaker":"Abid Adam, Axiata Group","startTime":1512.74,"endTime":1515.77,"body":"think that even at work, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1512.74,"endTime":1515.77,"body":"always have that philosophy, you"},{"speaker":"Abid Adam, Axiata Group","startTime":1515.77,"endTime":1519.04,"body":"know, where it's stronger"},{"speaker":"Abid Adam, Axiata Group","startTime":1515.77,"endTime":1519.04,"body":"together, because no person is"},{"speaker":"Abid Adam, Axiata Group","startTime":1519.04,"endTime":1520.93,"body":"able to achieve great thing on"},{"speaker":"Abid Adam, Axiata Group","startTime":1519.04,"endTime":1520.93,"body":"their own, exactly,"},{"speaker":"Irza Suprapto","startTime":1521.5,"endTime":1523.66,"body":"especially"},{"speaker":"Irza Suprapto","startTime":1521.5,"endTime":1523.66,"body":"nowadays, it's a bit more"},{"speaker":"Irza Suprapto","startTime":1523.66,"endTime":1527.5,"body":"impossible. Okay, I think we've"},{"speaker":"Irza Suprapto","startTime":1523.66,"endTime":1527.5,"body":"taken quite a bit of your time,"},{"speaker":"Irza Suprapto","startTime":1527.5,"endTime":1530.98,"body":"but I'd like to end this with a"},{"speaker":"Irza Suprapto","startTime":1527.5,"endTime":1530.98,"body":"couple of quick fire questions,"},{"speaker":"Irza Suprapto","startTime":1530.98,"endTime":1533.86,"body":"if you may. So there will be"},{"speaker":"Irza Suprapto","startTime":1530.98,"endTime":1533.86,"body":"some questions I'll be asking,"},{"speaker":"Irza Suprapto","startTime":1533.86,"endTime":1537.04,"body":"and you can just give me your"},{"speaker":"Irza Suprapto","startTime":1533.86,"endTime":1537.04,"body":"thoughts immediately. So first"},{"speaker":"Irza Suprapto","startTime":1537.04,"endTime":1539.74,"body":"question is, around we"},{"speaker":"Irza Suprapto","startTime":1537.04,"endTime":1539.74,"body":"understand you like books quite"},{"speaker":"Irza Suprapto","startTime":1539.74,"endTime":1543.36,"body":"a bit, books and audio books. So"},{"speaker":"Irza Suprapto","startTime":1539.74,"endTime":1543.36,"body":"on a professional capacity, this"},{"speaker":"Irza Suprapto","startTime":1543.36,"endTime":1545.88,"body":"is a two part question. Right?"},{"speaker":"Irza Suprapto","startTime":1543.36,"endTime":1545.88,"body":"On a professional capacity, what"},{"speaker":"Irza Suprapto","startTime":1545.88,"endTime":1549.0,"body":"book do you find yourself always"},{"speaker":"Irza Suprapto","startTime":1545.88,"endTime":1549.0,"body":"reaching back to, you know,"},{"speaker":"Irza Suprapto","startTime":1549.0,"endTime":1551.64,"body":"throughout your professional"},{"speaker":"Irza Suprapto","startTime":1549.0,"endTime":1551.64,"body":"career, and the second question"},{"speaker":"Irza Suprapto","startTime":1551.7,"endTime":1555.78,"body":"is, What's your most recent"},{"speaker":"Irza Suprapto","startTime":1551.7,"endTime":1555.78,"body":"favorite read? Yeah,"},{"speaker":"Abid Adam, Axiata Group","startTime":1556.32,"endTime":1558.36,"body":"I"},{"speaker":"Abid Adam, Axiata Group","startTime":1556.32,"endTime":1558.36,"body":"always go back to Edward de"},{"speaker":"Abid Adam, Axiata Group","startTime":1558.36,"endTime":1561.92,"body":"Bono's books. The one I really"},{"speaker":"Abid Adam, Axiata Group","startTime":1558.36,"endTime":1561.92,"body":"like is teach your child how to"},{"speaker":"Abid Adam, Axiata Group","startTime":1561.92,"endTime":1567.68,"body":"think. It's got a lot of both"},{"speaker":"Abid Adam, Axiata Group","startTime":1561.92,"endTime":1567.68,"body":"how to make decisions, but also"},{"speaker":"Abid Adam, Axiata Group","startTime":1567.68,"endTime":1573.08,"body":"how you apply very systematic"},{"speaker":"Abid Adam, Axiata Group","startTime":1567.68,"endTime":1573.08,"body":"and structured manner in which"},{"speaker":"Abid Adam, Axiata Group","startTime":1573.08,"endTime":1575.9,"body":"you think about certain things."},{"speaker":"Abid Adam, Axiata Group","startTime":1573.08,"endTime":1575.9,"body":"So I still have that on my desk."},{"speaker":"Abid Adam, Axiata Group","startTime":1575.9,"endTime":1578.24,"body":"I mean, I've got a lot of books,"},{"speaker":"Abid Adam, Axiata Group","startTime":1575.9,"endTime":1578.24,"body":"but I always try to keep that"},{"speaker":"Abid Adam, Axiata Group","startTime":1578.24,"endTime":1582.1,"body":"way, and I go back to the"},{"speaker":"Abid Adam, Axiata Group","startTime":1578.24,"endTime":1582.1,"body":"process of decision making, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1582.1,"endTime":1585.34,"body":"I have a very structured way. So"},{"speaker":"Abid Adam, Axiata Group","startTime":1582.1,"endTime":1585.34,"body":"I like Edward de Bono books. And"},{"speaker":"Abid Adam, Axiata Group","startTime":1585.34,"endTime":1588.04,"body":"then right now, I just went away"},{"speaker":"Abid Adam, Axiata Group","startTime":1585.34,"endTime":1588.04,"body":"here I was listening to also a"},{"speaker":"Abid Adam, Axiata Group","startTime":1588.04,"endTime":1592.84,"body":"book. It's called mental models."},{"speaker":"Abid Adam, Axiata Group","startTime":1588.04,"endTime":1592.84,"body":"It's an audible. So whenever,"},{"speaker":"Abid Adam, Axiata Group","startTime":1592.96,"endTime":1598.3,"body":"most of the time, I use audible"},{"speaker":"Abid Adam, Axiata Group","startTime":1592.96,"endTime":1598.3,"body":"to digest books, some because I"},{"speaker":"Abid Adam, Axiata Group","startTime":1598.3,"endTime":1601.08,"body":"really don't get time to sit"},{"speaker":"Abid Adam, Axiata Group","startTime":1598.3,"endTime":1601.08,"body":"down and read read. So I try and"},{"speaker":"Abid Adam, Axiata Group","startTime":1601.08,"endTime":1604.32,"body":"consume a lot of the knowledge"},{"speaker":"Abid Adam, Axiata Group","startTime":1601.08,"endTime":1604.32,"body":"to Audible. And I like the"},{"speaker":"Abid Adam, Axiata Group","startTime":1604.32,"endTime":1609.06,"body":"mental model from Audible itself"},{"speaker":"Abid Adam, Axiata Group","startTime":1604.32,"endTime":1609.06,"body":"is because it also is very"},{"speaker":"Abid Adam, Axiata Group","startTime":1609.06,"endTime":1613.26,"body":"similar to Edward de Bono books."},{"speaker":"Abid Adam, Axiata Group","startTime":1609.06,"endTime":1613.26,"body":"It's giving you different tools,"},{"speaker":"Abid Adam, Axiata Group","startTime":1613.26,"endTime":1616.32,"body":"like first order thinking,"},{"speaker":"Abid Adam, Axiata Group","startTime":1613.26,"endTime":1616.32,"body":"second order thinking, which is"},{"speaker":"Abid Adam, Axiata Group","startTime":1616.38,"endTime":1619.08,"body":"sometimes unintended"},{"speaker":"Abid Adam, Axiata Group","startTime":1616.38,"endTime":1619.08,"body":"consequences, although you made"},{"speaker":"Abid Adam, Axiata Group","startTime":1619.08,"endTime":1621.68,"body":"good decisions, or you said made"},{"speaker":"Abid Adam, Axiata Group","startTime":1619.08,"endTime":1621.68,"body":"good but you didn't think about"},{"speaker":"Abid Adam, Axiata Group","startTime":1621.74,"endTime":1625.22,"body":"the unintended consequences that"},{"speaker":"Abid Adam, Axiata Group","startTime":1621.74,"endTime":1625.22,"body":"comes with it, and they explain"},{"speaker":"Abid Adam, Axiata Group","startTime":1625.22,"endTime":1629.12,"body":"very meticulously how you should"},{"speaker":"Abid Adam, Axiata Group","startTime":1625.22,"endTime":1629.12,"body":"go about doing it. So I like it."},{"speaker":"Abid Adam, Axiata Group","startTime":1629.12,"endTime":1635.0,"body":"I like I mean, I like reading"},{"speaker":"Abid Adam, Axiata Group","startTime":1629.12,"endTime":1635.0,"body":"books that always empowers you"},{"speaker":"Abid Adam, Axiata Group","startTime":1635.0,"endTime":1639.14,"body":"to become a better leader and a"},{"speaker":"Abid Adam, Axiata Group","startTime":1635.0,"endTime":1639.14,"body":"better person, largely non"},{"speaker":"Abid Adam, Axiata Group","startTime":1639.14,"endTime":1641.44,"body":"fiction books. I enjoy non"},{"speaker":"Abid Adam, Axiata Group","startTime":1639.14,"endTime":1641.44,"body":"fiction books itself."},{"speaker":"Irza Suprapto","startTime":1641.92,"endTime":1645.1,"body":"Okay, fantastic."},{"speaker":"Irza Suprapto","startTime":1641.92,"endTime":1645.1,"body":"Any recent on the flip side, any"},{"speaker":"Irza Suprapto","startTime":1645.1,"endTime":1646.72,"body":"recent fiction books that you"},{"speaker":"Irza Suprapto","startTime":1645.1,"endTime":1646.72,"body":"like?"},{"speaker":"Abid Adam, Axiata Group","startTime":1646.0,"endTime":1648.25,"body":"Oh, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1646.0,"endTime":1648.25,"body":"have never read fiction. Well,"},{"speaker":"Abid Adam, Axiata Group","startTime":1648.25,"endTime":1651.82,"body":"you don't like, I just haven't"},{"speaker":"Abid Adam, Axiata Group","startTime":1648.25,"endTime":1651.82,"body":"read. There's so many non"},{"speaker":"Abid Adam, Axiata Group","startTime":1651.82,"endTime":1654.7,"body":"fiction books I have to get"},{"speaker":"Abid Adam, Axiata Group","startTime":1651.82,"endTime":1654.7,"body":"through."},{"speaker":"Irza Suprapto","startTime":1654.79,"endTime":1657.55,"body":"Yeah, again."},{"speaker":"Irza Suprapto","startTime":1654.79,"endTime":1657.55,"body":"Final question of today, you"},{"speaker":"Irza Suprapto","startTime":1657.55,"endTime":1660.4,"body":"know, you've been in Malaysia"},{"speaker":"Irza Suprapto","startTime":1657.55,"endTime":1660.4,"body":"for seven years, and you've come"},{"speaker":"Irza Suprapto","startTime":1660.4,"endTime":1662.89,"body":"from a background where you grew"},{"speaker":"Irza Suprapto","startTime":1660.4,"endTime":1662.89,"body":"up not within this part of the"},{"speaker":"Irza Suprapto","startTime":1662.89,"endTime":1666.34,"body":"region, but on a professional"},{"speaker":"Irza Suprapto","startTime":1662.89,"endTime":1666.34,"body":"and on a personal capacity. What"},{"speaker":"Irza Suprapto","startTime":1666.34,"endTime":1669.52,"body":"are things you're most excited"},{"speaker":"Irza Suprapto","startTime":1666.34,"endTime":1669.52,"body":"about in Malaysia, in the"},{"speaker":"Irza Suprapto","startTime":1669.52,"endTime":1672.4,"body":"Southeast Asian region, because"},{"speaker":"Irza Suprapto","startTime":1669.52,"endTime":1672.4,"body":"you have a lot of operating"},{"speaker":"Irza Suprapto","startTime":1672.4,"endTime":1675.97,"body":"companies in this part of the"},{"speaker":"Irza Suprapto","startTime":1672.4,"endTime":1675.97,"body":"world and globally as well,"},{"speaker":"Irza Suprapto","startTime":1678.01,"endTime":1679.18,"body":"personally and professionally?"},{"speaker":"Abid Adam, Axiata Group","startTime":1679.0,"endTime":1681.574,"body":"Yeah, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1679.0,"endTime":1681.574,"body":"think in a way, the Bucha ended"},{"speaker":"Abid Adam, Axiata Group","startTime":1681.64,"endTime":1685.534,"body":"sort of twine and linked is the"},{"speaker":"Abid Adam, Axiata Group","startTime":1681.64,"endTime":1685.534,"body":"mere opportunity on certain"},{"speaker":"Abid Adam, Axiata Group","startTime":1685.6,"endTime":1688.768,"body":"things like digital"},{"speaker":"Abid Adam, Axiata Group","startTime":1685.6,"endTime":1688.768,"body":"transformation, Malaysia and"},{"speaker":"Abid Adam, Axiata Group","startTime":1688.834,"endTime":1692.728,"body":"broadly Southeast Asia and Asia"},{"speaker":"Abid Adam, Axiata Group","startTime":1688.834,"endTime":1692.728,"body":"at large, is at the nascent"},{"speaker":"Abid Adam, Axiata Group","startTime":1692.794,"endTime":1696.82,"body":"stage, so there's a lot of room"},{"speaker":"Abid Adam, Axiata Group","startTime":1692.794,"endTime":1696.82,"body":"for growth, whether it's on a"},{"speaker":"Abid Adam, Axiata Group","startTime":1696.886,"endTime":1700.582,"body":"population adopting smarter"},{"speaker":"Abid Adam, Axiata Group","startTime":1696.886,"endTime":1700.582,"body":"technologies. I mean, if you"},{"speaker":"Abid Adam, Axiata Group","startTime":1700.648,"endTime":1704.41,"body":"look at just Malaysia, the"},{"speaker":"Abid Adam, Axiata Group","startTime":1700.648,"endTime":1704.41,"body":"amount of growth investment in"},{"speaker":"Abid Adam, Axiata Group","startTime":1704.476,"endTime":1708.635,"body":"data centers that has happened,"},{"speaker":"Abid Adam, Axiata Group","startTime":1704.476,"endTime":1708.635,"body":"and these are sort of catalysts"},{"speaker":"Abid Adam, Axiata Group","startTime":1708.701,"endTime":1712.331,"body":"for future change, because"},{"speaker":"Abid Adam, Axiata Group","startTime":1708.701,"endTime":1712.331,"body":"infrastructure has only been"},{"speaker":"Abid Adam, Axiata Group","startTime":1712.397,"endTime":1716.357,"body":"laid out. Yes, we are reaping"},{"speaker":"Abid Adam, Axiata Group","startTime":1712.397,"endTime":1716.357,"body":"the benefits of foreign direct"},{"speaker":"Abid Adam, Axiata Group","startTime":1716.423,"endTime":1720.317,"body":"investments coming through"},{"speaker":"Abid Adam, Axiata Group","startTime":1716.423,"endTime":1720.317,"body":"immediately. But certainly that,"},{"speaker":"Abid Adam, Axiata Group","startTime":1720.383,"endTime":1724.013,"body":"to me, is a myopic way of"},{"speaker":"Abid Adam, Axiata Group","startTime":1720.383,"endTime":1724.013,"body":"looking at it. It's like when"},{"speaker":"Abid Adam, Axiata Group","startTime":1724.079,"endTime":1728.105,"body":"industrial revolution started,"},{"speaker":"Abid Adam, Axiata Group","startTime":1724.079,"endTime":1728.105,"body":"when people started laying out"},{"speaker":"Abid Adam, Axiata Group","startTime":1728.171,"endTime":1732.263,"body":"the railway tracks, they didn't"},{"speaker":"Abid Adam, Axiata Group","startTime":1728.171,"endTime":1732.263,"body":"think of perhaps all the other"},{"speaker":"Abid Adam, Axiata Group","startTime":1732.329,"endTime":1736.29,"body":"benefits, side benefits that"},{"speaker":"Abid Adam, Axiata Group","startTime":1732.329,"endTime":1736.29,"body":"came with it. Initially, it was"},{"speaker":"Abid Adam, Axiata Group","startTime":1736.356,"endTime":1740.184,"body":"just transporting goods from"},{"speaker":"Abid Adam, Axiata Group","startTime":1736.356,"endTime":1740.184,"body":"point A to point B. But today"},{"speaker":"Abid Adam, Axiata Group","startTime":1740.25,"endTime":1744.21,"body":"it's movement, mobility and so"},{"speaker":"Abid Adam, Axiata Group","startTime":1740.25,"endTime":1744.21,"body":"many other benefits that have"},{"speaker":"Abid Adam, Axiata Group","startTime":1744.276,"endTime":1748.368,"body":"come through. So I kind of think"},{"speaker":"Abid Adam, Axiata Group","startTime":1744.276,"endTime":1748.368,"body":"that's the era in the digital"},{"speaker":"Abid Adam, Axiata Group","startTime":1748.434,"endTime":1752.064,"body":"space we're moving to, even"},{"speaker":"Abid Adam, Axiata Group","startTime":1748.434,"endTime":1752.064,"body":"Malaysia, in the markets we"},{"speaker":"Abid Adam, Axiata Group","startTime":1752.13,"endTime":1756.222,"body":"operate. So I'm really excited"},{"speaker":"Abid Adam, Axiata Group","startTime":1752.13,"endTime":1756.222,"body":"about that, because I think the"},{"speaker":"Abid Adam, Axiata Group","startTime":1756.288,"endTime":1759.918,"body":"field we are in, and the"},{"speaker":"Abid Adam, Axiata Group","startTime":1756.288,"endTime":1759.918,"body":"profession I personally am in,"},{"speaker":"Abid Adam, Axiata Group","startTime":1759.984,"endTime":1763.812,"body":"is an area that's constantly"},{"speaker":"Abid Adam, Axiata Group","startTime":1759.984,"endTime":1763.812,"body":"evolving, of course, with the"},{"speaker":"Abid Adam, Axiata Group","startTime":1763.878,"endTime":1767.377,"body":"advent of generative AI and"},{"speaker":"Abid Adam, Axiata Group","startTime":1763.878,"endTime":1767.377,"body":"investments in AI and the"},{"speaker":"Abid Adam, Axiata Group","startTime":1767.443,"endTime":1771.139,"body":"opportunity for both small"},{"speaker":"Abid Adam, Axiata Group","startTime":1767.443,"endTime":1771.139,"body":"businesses And individuals to"},{"speaker":"Abid Adam, Axiata Group","startTime":1771.205,"endTime":1775.231,"body":"have access to information and"},{"speaker":"Abid Adam, Axiata Group","startTime":1771.205,"endTime":1775.231,"body":"capabilities that previously a"},{"speaker":"Abid Adam, Axiata Group","startTime":1775.297,"endTime":1779.125,"body":"small shop around the corner,"},{"speaker":"Abid Adam, Axiata Group","startTime":1775.297,"endTime":1779.125,"body":"mouth parking when a company"},{"speaker":"Abid Adam, Axiata Group","startTime":1779.191,"endTime":1783.349,"body":"couldn't have even come today,"},{"speaker":"Abid Adam, Axiata Group","startTime":1779.191,"endTime":1783.349,"body":"can have the same infrastructure"},{"speaker":"Abid Adam, Axiata Group","startTime":1783.415,"endTime":1787.507,"body":"facilities where a large company"},{"speaker":"Abid Adam, Axiata Group","startTime":1783.415,"endTime":1787.507,"body":"would have to invest millions"},{"speaker":"Abid Adam, Axiata Group","startTime":1787.573,"endTime":1791.269,"body":"before you can build a data"},{"speaker":"Abid Adam, Axiata Group","startTime":1787.573,"endTime":1791.269,"body":"center and something of that"},{"speaker":"Abid Adam, Axiata Group","startTime":1791.335,"endTime":1795.494,"body":"sort. So your ability to scale"},{"speaker":"Abid Adam, Axiata Group","startTime":1791.335,"endTime":1795.494,"body":"up and scale down, your ability."},{"speaker":"Abid Adam, Axiata Group","startTime":1795.56,"endTime":1799.388,"body":"Access a leading edge or cutting"},{"speaker":"Abid Adam, Axiata Group","startTime":1795.56,"endTime":1799.388,"body":"edge technologies, and in"},{"speaker":"Abid Adam, Axiata Group","startTime":1799.454,"endTime":1803.282,"body":"respect of all the part of the"},{"speaker":"Abid Adam, Axiata Group","startTime":1799.454,"endTime":1803.282,"body":"world you are staying in, I"},{"speaker":"Abid Adam, Axiata Group","startTime":1803.348,"endTime":1807.308,"body":"think, to me, is a very exciting"},{"speaker":"Abid Adam, Axiata Group","startTime":1803.348,"endTime":1807.308,"body":"opportunity. And I think if"},{"speaker":"Abid Adam, Axiata Group","startTime":1807.374,"endTime":1811.202,"body":"individuals and organizations"},{"speaker":"Abid Adam, Axiata Group","startTime":1807.374,"endTime":1811.202,"body":"and countries as oh captures"},{"speaker":"Abid Adam, Axiata Group","startTime":1811.268,"endTime":1815.294,"body":"that, I think they'll definitely"},{"speaker":"Abid Adam, Axiata Group","startTime":1811.268,"endTime":1815.294,"body":"right on the upside that the"},{"speaker":"Abid Adam, Axiata Group","startTime":1815.36,"endTime":1819.584,"body":"benefits that come to of course,"},{"speaker":"Abid Adam, Axiata Group","startTime":1815.36,"endTime":1819.584,"body":"there are downsides. On ethical"},{"speaker":"Abid Adam, Axiata Group","startTime":1819.65,"endTime":1823.545,"body":"side, safety side, security"},{"speaker":"Abid Adam, Axiata Group","startTime":1819.65,"endTime":1823.545,"body":"side, privacy side that we need"},{"speaker":"Abid Adam, Axiata Group","startTime":1823.611,"endTime":1827.835,"body":"to manage in Malaysia is trying"},{"speaker":"Abid Adam, Axiata Group","startTime":1823.611,"endTime":1827.835,"body":"to do that with recently enacted"},{"speaker":"Abid Adam, Axiata Group","startTime":1827.901,"endTime":1832.191,"body":"laws for new regulations on data"},{"speaker":"Abid Adam, Axiata Group","startTime":1827.901,"endTime":1832.191,"body":"privacy, on cyber security, and,"},{"speaker":"Abid Adam, Axiata Group","startTime":1832.257,"endTime":1836.481,"body":"of course, amendment on the data"},{"speaker":"Abid Adam, Axiata Group","startTime":1832.257,"endTime":1836.481,"body":"privacy to make sure that while"},{"speaker":"Abid Adam, Axiata Group","startTime":1836.547,"endTime":1840.705,"body":"we capture the upside. We don't,"},{"speaker":"Abid Adam, Axiata Group","startTime":1836.547,"endTime":1840.705,"body":"in a way, not think about some"},{"speaker":"Abid Adam, Axiata Group","startTime":1840.771,"endTime":1844.533,"body":"of the risks that comes with it."},{"speaker":"Abid Adam, Axiata Group","startTime":1840.771,"endTime":1844.533,"body":"So I think it's a it's a"},{"speaker":"Abid Adam, Axiata Group","startTime":1844.599,"endTime":1848.757,"body":"balancing act that one needs to"},{"speaker":"Abid Adam, Axiata Group","startTime":1844.599,"endTime":1848.757,"body":"do. But I certainly think we in"},{"speaker":"Abid Adam, Axiata Group","startTime":1848.823,"endTime":1849.88,"body":"the right space."},{"speaker":"Irza Suprapto","startTime":1850.35,"endTime":1852.18,"body":"So you think we"},{"speaker":"Irza Suprapto","startTime":1850.35,"endTime":1852.18,"body":"are in the building phase,"},{"speaker":"Irza Suprapto","startTime":1852.18,"endTime":1854.22,"body":"structurally, laying the"},{"speaker":"Irza Suprapto","startTime":1852.18,"endTime":1854.22,"body":"groundwork for what will come?"},{"speaker":"Irza Suprapto","startTime":1854.25,"endTime":1860.25,"body":"Yeah, so most of the benefits"},{"speaker":"Irza Suprapto","startTime":1854.25,"endTime":1860.25,"body":"will be realized or executed, in"},{"speaker":"Irza Suprapto","startTime":1860.25,"endTime":1862.77,"body":"some ways by the next"},{"speaker":"Irza Suprapto","startTime":1860.25,"endTime":1862.77,"body":"generation, your three girls,"},{"speaker":"Irza Suprapto","startTime":1862.77,"endTime":1863.49,"body":"for example, yeah,"},{"speaker":"Abid Adam, Axiata Group","startTime":1864.38,"endTime":1867.38,"body":"and"},{"speaker":"Abid Adam, Axiata Group","startTime":1864.38,"endTime":1867.38,"body":"that's true. And also the shift"},{"speaker":"Abid Adam, Axiata Group","startTime":1867.44,"endTime":1873.26,"body":"of heavily sort of, because"},{"speaker":"Abid Adam, Axiata Group","startTime":1867.44,"endTime":1873.26,"body":"every economy has to shift, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1873.26,"endTime":1876.92,"body":"if they don't shift, then"},{"speaker":"Abid Adam, Axiata Group","startTime":1873.26,"endTime":1876.92,"body":"unfortunately, you will not. You"},{"speaker":"Abid Adam, Axiata Group","startTime":1876.92,"endTime":1882.34,"body":"know, the concept of Asian"},{"speaker":"Abid Adam, Axiata Group","startTime":1876.92,"endTime":1882.34,"body":"Tigers was because you captured"},{"speaker":"Abid Adam, Axiata Group","startTime":1882.88,"endTime":1886.54,"body":"that opportunity that came"},{"speaker":"Abid Adam, Axiata Group","startTime":1882.88,"endTime":1886.54,"body":"within that period of time. So"},{"speaker":"Abid Adam, Axiata Group","startTime":1886.54,"endTime":1889.54,"body":"if you want the phase two of"},{"speaker":"Abid Adam, Axiata Group","startTime":1886.54,"endTime":1889.54,"body":"that, which is largely now"},{"speaker":"Abid Adam, Axiata Group","startTime":1889.54,"endTime":1893.56,"body":"moving towards digitized"},{"speaker":"Abid Adam, Axiata Group","startTime":1889.54,"endTime":1893.56,"body":"economy, then you have to lay"},{"speaker":"Abid Adam, Axiata Group","startTime":1893.56,"endTime":1896.5,"body":"out that infrastructure. You"},{"speaker":"Abid Adam, Axiata Group","startTime":1893.56,"endTime":1896.5,"body":"have to build it. You have to be"},{"speaker":"Abid Adam, Axiata Group","startTime":1896.74,"endTime":1900.22,"body":"future fit. And I think Malaysia"},{"speaker":"Abid Adam, Axiata Group","startTime":1896.74,"endTime":1900.22,"body":"is trying to progress towards"},{"speaker":"Abid Adam, Axiata Group","startTime":1900.22,"endTime":1904.5,"body":"that, and hopefully we continue"},{"speaker":"Abid Adam, Axiata Group","startTime":1900.22,"endTime":1904.5,"body":"on that path. So therefore, in,"},{"speaker":"Abid Adam, Axiata Group","startTime":1904.5,"endTime":1908.4,"body":"you know, five years from now,"},{"speaker":"Abid Adam, Axiata Group","startTime":1904.5,"endTime":1908.4,"body":"My children, your children, and"},{"speaker":"Abid Adam, Axiata Group","startTime":1908.4,"endTime":1911.64,"body":"broader, sort of, the society"},{"speaker":"Abid Adam, Axiata Group","startTime":1908.4,"endTime":1911.64,"body":"itself will benefit from that."},{"speaker":"Irza Suprapto","startTime":1911.82,"endTime":1913.74,"body":"Thank you. A bit."},{"speaker":"Irza Suprapto","startTime":1911.82,"endTime":1913.74,"body":"Last question, what's your"},{"speaker":"Irza Suprapto","startTime":1913.74,"endTime":1914.82,"body":"favorite Malaysian food?"},{"speaker":"Abid Adam, Axiata Group","startTime":1915.92,"endTime":1917.42,"body":"Roti"},{"speaker":"Abid Adam, Axiata Group","startTime":1915.92,"endTime":1917.42,"body":"Canai. Roti Canai."},{"speaker":"Irza Suprapto","startTime":1918.26,"endTime":1920.69,"body":"Great answer. I"},{"speaker":"Irza Suprapto","startTime":1918.26,"endTime":1920.69,"body":"love it too. Again. Thank you"},{"speaker":"Irza Suprapto","startTime":1920.69,"endTime":1923.15,"body":"very much. A bit for taking the"},{"speaker":"Irza Suprapto","startTime":1920.69,"endTime":1923.15,"body":"time to speak with us today. A"},{"speaker":"Irza Suprapto","startTime":1923.15,"endTime":1925.82,"body":"lot of interesting insights, and"},{"speaker":"Irza Suprapto","startTime":1923.15,"endTime":1925.82,"body":"I'll be sure to check out. I'm"},{"speaker":"Irza Suprapto","startTime":1925.82,"endTime":1929.09,"body":"actually a big fan of Edward De"},{"speaker":"Irza Suprapto","startTime":1925.82,"endTime":1929.09,"body":"Bono, but I've not read teaching"},{"speaker":"Irza Suprapto","startTime":1929.09,"endTime":1931.37,"body":"your kids how to teach."},{"speaker":"Abid Adam, Axiata Group","startTime":1931.81,"endTime":1934.27,"body":"I"},{"speaker":"Abid Adam, Axiata Group","startTime":1931.81,"endTime":1934.27,"body":"always tell my kids to read too."},{"speaker":"Abid Adam, Axiata Group","startTime":1934.3,"endTime":1937.96,"body":"It's really good book you should"},{"speaker":"Abid Adam, Axiata Group","startTime":1934.3,"endTime":1937.96,"body":"have because it basically has"},{"speaker":"Abid Adam, Axiata Group","startTime":1939.37,"endTime":1945.64,"body":"all the key tools that one needs"},{"speaker":"Abid Adam, Axiata Group","startTime":1939.37,"endTime":1945.64,"body":"to define goals, objectives."},{"speaker":"Abid Adam, Axiata Group","startTime":1945.76,"endTime":1949.18,"body":"When you want to make decisions,"},{"speaker":"Abid Adam, Axiata Group","startTime":1945.76,"endTime":1949.18,"body":"they've got tools like PMI plus"},{"speaker":"Abid Adam, Axiata Group","startTime":1949.18,"endTime":1952.33,"body":"minus interesting that allows"},{"speaker":"Abid Adam, Axiata Group","startTime":1949.18,"endTime":1952.33,"body":"you to have that conversation. I"},{"speaker":"Abid Adam, Axiata Group","startTime":1952.33,"endTime":1956.41,"body":"use that quite even in like"},{"speaker":"Abid Adam, Axiata Group","startTime":1952.33,"endTime":1956.41,"body":"making a decision, where do you"},{"speaker":"Abid Adam, Axiata Group","startTime":1956.41,"endTime":1959.47,"body":"want to go on holiday? And you"},{"speaker":"Abid Adam, Axiata Group","startTime":1956.41,"endTime":1959.47,"body":"say you want to go in country A,"},{"speaker":"Abid Adam, Axiata Group","startTime":1959.47,"endTime":1963.1,"body":"and another kid wants to go in"},{"speaker":"Abid Adam, Axiata Group","startTime":1959.47,"endTime":1963.1,"body":"Country B, then I just do a PMI,"},{"speaker":"Abid Adam, Axiata Group","startTime":1963.1,"endTime":1965.95,"body":"okay, why country? What's the"},{"speaker":"Abid Adam, Axiata Group","startTime":1963.1,"endTime":1965.95,"body":"plus? What's the minus, or"},{"speaker":"Abid Adam, Axiata Group","startTime":1965.95,"endTime":1969.16,"body":"what's interesting points? We"},{"speaker":"Abid Adam, Axiata Group","startTime":1965.95,"endTime":1969.16,"body":"sit down, and then we compare"},{"speaker":"Abid Adam, Axiata Group","startTime":1969.16,"endTime":1972.1,"body":"this stuff. So it's trying to"},{"speaker":"Abid Adam, Axiata Group","startTime":1969.16,"endTime":1972.1,"body":"embed it to your day to day"},{"speaker":"Abid Adam, Axiata Group","startTime":1972.1,"endTime":1975.28,"body":"decision making. But it also"},{"speaker":"Abid Adam, Axiata Group","startTime":1972.1,"endTime":1975.28,"body":"it's around making sure that"},{"speaker":"Abid Adam, Axiata Group","startTime":1975.28,"endTime":1977.86,"body":"you're not thinking in a"},{"speaker":"Abid Adam, Axiata Group","startTime":1975.28,"endTime":1977.86,"body":"singular direction. You have"},{"speaker":"Abid Adam, Axiata Group","startTime":1978.13,"endTime":1981.19,"body":"multiple viewpoints coming in,"},{"speaker":"Abid Adam, Axiata Group","startTime":1978.13,"endTime":1981.19,"body":"and then you make a decision,"},{"speaker":"Abid Adam, Axiata Group","startTime":1981.34,"endTime":1982.81,"body":"mental elasticity, right?"},{"speaker":"Irza Suprapto","startTime":1982.85,"endTime":1985.19,"body":"Fantastic. Thank"},{"speaker":"Irza Suprapto","startTime":1982.85,"endTime":1985.19,"body":"you very much again. Thank you."},{"speaker":"Irza Suprapto","startTime":1985.19,"endTime":1986.21,"body":"Thank you. Thank you very much."},{"speaker":"Irza Suprapto","startTime":1991.7,"endTime":1992.0,"body":"Applause."}]}